983. Never Say "I'm Fine" Again!
<p>Send us a text</p><p>When someone asks how you’re doing, “I’m fine” might be the most dangerous answer you can give. In this episode, we break down why “fine” is a comfort-zone trap that quietly feeds complacency and keeps you stuck in average. You’ll learn how to redefine your baseline, weaponize awareness, and stop settling—so you don’t just arrive at fine, but move beyond it.</p><p>Support the show</p><p>📣Who needs to hear this episode? Please share with ONE PERSON who needs to hear this message. <br/><br/>🛑 Watch & subscribe to episodes on...
16 min
2026 January 26
How to Accelerate Your List Growth the Right Way
<p>Sometimes when we create content, we get so close to it that we think “this is going to be amazing and everyone's going to love this”.</p><p>But when we put it out there and it just doesn't hit right, we feel totally defeated and then we just stop</p><p>What we always have to keep in mind is that marketing is all bout testing.</p><p>That’s why we really need to pay attention to the feedback loop. It will help us in gaining that growth even faster by leaning in on topics that people are ac...
CES and WEF 2026: What’s the Global State of Tech? with Jim Harris
<p>He went to the biggest tech and economic gatherings in the world. Today, we're talking to Jim Harris, AI Strategist and Keynote Speaker. We discuss how companies are achieving 80%+ efficiency gains with AI-first thinking, why most employees still fear AI and what to do about it, and how humanoid robots and AI are revolutionizing everything from healthcare to housework. All of this right here, right now, on the Modern CTO Podcast! Jim's website: https://www.jimharris.com/ Jim's YouTube video: https://www.youtube.com/watch?v=zmyTJVWyQJI</p>
The most creative piece of direct mail
<p>Direct mail conversion rates outperform email by 300%. Ryan Ferrier is CEO of Lob, the direct mail automation platform serving over 12,000 businesses including L'Occitane and SimpliSafe. His team discusses API-triggered mail campaigns that respond to cart abandonment within three days, AI algorithms that optimize postage costs by routing mail through national printer networks, and QR code attribution systems generating 25% conversion rates for personalized landing pages.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
Podcasts
Boomband Lands $4M, Apploi Acquired
<p>ClearanceJobs bookings returned to year-over-year growth, rising 3% to $14.6 million. Executives attributed this momentum to a record federal defense budget and the early stages of hiring “tailwinds” within the defense sector.</p> <p>https://hrtechfeed.com/dhi-group-returns-to-growth-in-defense-sector-announces-new-10-million-share-buyback/</p> <p> Viventium announced Wednesday the acquisition of Apploi, a leading healthcare recruitment and scheduling platform. The merger creates a first-of-its-kind, nationally scaled Human Capital Management (HCM) platform designed exclusively for the post-acute care market. https://hrtechfeed.com/healthcare-hiring-tool-acquired/ </p> <p>Boomband, an AI-native talent marketplace founded by Monster.com creator and entrepreneur Jeff Taylor, today announced Boomband’s upcoming launch and the cl...
🔒 Your 2026 Biz Astro Forecast — with Miana Melendez
<p>In this episode preview, I’m joined by Miana Melendez to talk about the major astrological transits of 2026 and how they might shape our year in creative business.</p><p> <br>Miana is a Certified Astrologer, Certified Life Coach and Brand Strategist who helps ambitious leaders, divine disruptors and soul led entrepreneurs step into their next evolution of identity, leadership and vocal expression.</p><p> <br>Tune in to hear us chat about:</p>Why presence is the word of the yearHow Neptune and Saturn in Aries might shape our visionThe powerful potential of Uranus in GeminiWhy Chiron in Taur...
The Small Sacrifices That Gave Me 25 Rentals and $18,000/Month Cash Flow
<p>One property can change your entire life. Less than a decade after buying your first, you could be completely financially free, like today’s guest, who has one piece of advice:</p> <p><br></p> <p>“Just buy something.”</p> <p><br></p> <p>Cameron Philgreen bought a small house in Kansas. Less than ten years later, that home’s profit allowed him to build his dream business—a coffee shop that he runs, instead of working a 9-5 job. But that’s just the effect of one property. After finding BiggerPockets, Cameron knew he needed to start actually investing. H...
How to (Legally) Pay the Least Amount in Taxes as a Real Estate Investor
<p>This episode alone could save you hundreds, thousands, or tens of thousands in taxes—all with 100% legal means. </p> <p><br></p> <p>If you own a rental property, you could be paying significantly less in taxes. With the US tax code being favorable to real estate investors and renewed provisions in the One Big Beautiful Bill, real estate investing is one of the most tax-advantaged investments on the planet. Today, we’re showing you how to pay the least amount of taxes, before tax day 2026!</p> <p><br></p> <p>Amanda Han, CPA and real estate investor, says 40% of th...
#408 - Friday Night Vibes
<p>Friday Night Vibes is your weekly escape into timeless music and classic energy. Every Friday Night, The Lenny Reed Pod brings back the old-school feel with smooth, feel-good tracks that set the tone for the weekend. So grab a drink and relax or jump in the car and ride out.</p> <p>Sponsor: A Freedom Guide to Using Podcasting to Create Impact, Income, and Influence</p> <p></p> <p>==========</p> <p>Podcast Interview Promo</p> <p>==========</p> <p>Unlock Your Second Life</p> <p>Men 30–50: feel like you should be further ahead by now? Second Life Club is a pr...
2-9-26 100-DMA Holds, Volatility Returns | Before the Bell
Markets slid hard from near all-time highs—three straight down days that finally tagged and held the 100-DMA. That level has been a reliable "deeper selloff" support, while the 50-DMA has maintained the broader uptrend and the 20-DMA has capped rallies. Friday was the key: buyers stepped in, and the S&P 500 pushed back above the 20-DMA into the close. Breadth is still constructive—about 61% of S&P 500 stocks are at 52-week highs, a setup that historically leans bullish for 6–12 month forward returns. This morning, futures are softer again and the market is slipping back below the 20-DMA. The near-term issue...
One growth tactic that worked in 2015 that will still work in 2035
<p>Direct mail automation struggles with speed and attribution challenges. Ryan Ferrier is CEO of Lob, the direct mail automation platform used by over 12,000 businesses to modernize physical mail campaigns. The discussion covers AI-powered routing algorithms that optimize speed versus cost trade-offs, API-triggered mail pieces that respond to digital events like cart abandonment, and QR code attribution systems that achieve 5% average conversion rates with personalized landing pages.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
#413 - Second Life Club: The 9-5 Killer
<p>Episode 413. If you're ever felt stuck in a job that's draining your time, your energy, and your purpose...this episode is for you. In "Second Life Club: The 9-5 Killer," I break down exactly why the traditional 9-5 lifestyle is designed to keep you comfortable-but not free. And more importantly, I explain how men and women can start building a real second life using the 4 pillars: Money, Travel, Love, and Health.</p> <p>Show Lead: Second Life Club</p> <p></p> <p>Check Out this Free Community!!!!!!</p> <p>===========</p> <p>Podcast Interview Package</p>
5 Essential Content Pieces for High-Performing Career Sites
<p>To attract and convert top talent, your career site must be more than just a place to search jobs. It needs to be a rich, authentic destination that clearly answers the candidate’s core question: “What will my life be like if I work here?”</p> <p>On top of that, candidates are now using AI to ask those questions so its imperative for employers to provide answers for the search engines to crawl which now includes sites like ChatGPT and Perplexity.</p> <p>With that in mind we came up with five content pieces that are essential for building a c...
Why We Need the Rich for Democracy & Tech Progress with John McGinnis, Professor at Northwestern University
<p>The culture is turning on billionaires, but who do you think is funding our technological progress?</p> <p>Today, we're talking to John McGinnis, Professor at Northwestern University and author of "Why Democracy Needs the Rich." We discuss why wealthy individuals are essential to technological progress and democracy, how professional influencers create incentive structures against the rich, and why America's AI dominance depends on venture capital and entrepreneurial coordination.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To pick up a copy of "Why Democracy Needs the Rich," check it out h...
🕯️Centering Your Values & Staying off Social Media — with Harry Doull of Keap Candles
<p>Harry Doull grew up living in a small family hotel in the French countryside. Then he worked for the UN and Google, before leaving tech behind to co-found his candle company, Keap.<br> <br>This week, he’s on the podcast to share why he left tech for candlemaking, and how he’s grown Keap without social media or Amazon — while still garnering plenty of customers, partners, and awards, including landing on Wirecutter’s best candles list.<br> <br>This one’s for all the product-makers out there and anyone who believes business without social media can’t scale. They can! We...
2-16-26 Margin Debt & the One-Stock Myth
Happy Presidents Day—today's show blends portfolio risk management with real-life planning (and a little chili controversy). We break down margin debt and how leverage turns routine volatility into forced selling and permanent losses. Then we pivot to weddings, pre-nups, and money conversations—what couples should sort out early to protect goals and reduce future stress. Next, we tackle the "one stock forever" question: why the idea is tempting, where concentration risk shows up, and what characteristics investors are really looking for (durable cash flows, pricing power, strong balance sheets). We wrap with the reflation trade—what typically works when growth...
984. What's Your Definition Of Success Really Costing You?
<p>Send us a text</p><p>When you hear the word success, what do you think of?</p><p>Most people think of results. Wins. Outcomes. Money. Titles. Validation.</p><p>Very few people think of <b>peace of mind</b>.</p><p>In this episode, I challenge that definition—and honestly, I challenge myself. Because tying success to results is one of the fastest ways to lose control, stay unsettled, and carry unnecessary weight from the past.</p><p>Here’s the reframe:<br/> <b>Success isn’t a result. Success is peace of mind.</b></p><p>I break...
#404 - Manifest Anything
<p>Episode 404. In this episode, we break down what it really means to manifest anything you want in life: money, freedom, cinfidence, peace, and purpose. You'll learn why most people fail at manifestation, how your identity controls your outcomes, and the daily habits that separate men who talk from men who win.</p> <p>Sponsor: 2026 Stack, Survive, and Speak: The All-In-One Power Playbook</p> <p>===========</p> <p>Do you want to collaborate with me on my 2026 Digitals Hustler's ebook Bundle? You get 50% of each ebook you sell. Clink the link in the show note to get started. Send me your...
Why You’ll Never Plan Another Vacation with Vipul Hingne, CTO at Booking.com
<p>How is a travel giant like Booking.com leveraging AI?</p> <p>Today, we're talking to Vipul Hingne, interim CTO at Booking.com. We discuss how AI is transforming the entire travel experience beyond just planning trips, why Booking.com launched their AI trip planner in just 14 weeks with OpenAI, and how two-thirds of their organization is already using GenAI to solve real customer problems.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To learn more about Booking.com, check out their website here.</p> <p> </p>
2-9-26 Technology Stocks: Dead… or the Next Opportunity?
Technology stocks started February on the back foot as volatility spiked and leveraged trades unwound across markets—crypto first, then metals, then equities. The key question: is this a real breakdown in tech leadership, or a mechanical liquidation that's creating selective opportunity? 0:00 - INTRO 0:19 - Superbowl Recap & Looking for BLS & CPI 4:41 - More Trapped Longs & Volatility to Come 10:38 - Market Volatility May not Be Over Yet 14:28 - The AI Threat to Software Co's 18:12 - Salesforce vs AI 23:20 - Narratives are Justification for Overpaying 26:30 - Technology Sector Analysis & Rotation 29:40 - Value to Growth Rotation 32:05 - Where are Earnings Coming From? 35:08 - Wa...
985. How To End Your Day
<p>Send us a text</p><p>In this episode, I break down why the way you end your day determines how you begin the next one.</p><p>Most frustration isn’t from today—it’s from days we never properly finished and keep rolling over.</p><p>That rollover is what makes you wake up reactive, irritated, and stuck before the day even starts.</p><p>I share a simple end-of-day practice to clear your head, shut the day down cleanly, and prime your mind for tomorrow.</p><p>If you’re tired of starting your mornings behind, this epi...
#407 - The Hidden Cost of the Wrong Relationship
<p>Episode 407. This episode dives into the hidden price you pay for staying in the wrong relationship-in you time, metal health, money, identity, and future opportunities. Listeners will learn how to recognize the sublte signs that a relationship is quietly draining their confidence, bank account, and life direction, and get practical, step-by-step strategies to audit their connections, set clear boundaries, and confidently walk away from what no longer serves them. </p> <p>Sponsor: Second Life Club</p> <p >Men 30–50: feel like you should be further ahead by now?</p> <p >Second Life Club is a private men's community where we fix...
#411 - How I Built a Personal Brand From Scratch (My Exact Playbook)
<p> In this episode, I break down how I built my personal brand from the ground up and what I would do differently if I were starting today. This was never about hype or going viral. I knew it would take time. What started as a podcast to talk about UFO's, mysteries, and real conversations become therapeutic, then strategic, and eventually a tool for leverage, networking, and ownership. Enjoy the show!!</p> <p>Sponsor: Second Life Club</p> <p></p> <p >Men 30–50: feel like you should be further ahead by now?</p> <p >Second Life Club is a private men's com...
2-10-26 Market Signals Melt-up | Before the Bell
Markets rebounded Monday and nearly tagged new highs—trend remains bullish, but leadership is rotating. After an early-year chase into Value, money is flowing back into Technology and Growth. At the same time, global equity inflows ex-Tech are running hot (over $60B YTD), a classic "melt-up" signal that's worth monitoring for crowding and speculation. Futures are higher again this morning—watch for follow-through. Bitcoin bounced but hasn't regained traction yet. It's still deeply oversold, momentum is flattening, and a tradable setup could emerge if we get confirmation with a momentum turn/buy signal. Not financial advice. Manage risk and avoid chas...
📉 Business Degrowth — Slowing Down & Noticing Patterns with Nic Antoinette
<p>This week, Nic Antoinette returns to share what really happens when you take a year off your business… and why degrowth is their plan for 2026.</p><p>Join us for a 90-minute biz friend chat where we explore:</p>The original idea for Nic’s Gap YearHow stepping back from work changes your identityWhat slowing down really requires of usWhen making less money can be a goal (not a failure)Finding enoughness without succumbing to underearningHow we’re right-sizing our work in 2026& more!<br> <p>RESOURCES + LINKS<br>👋 Download the FREE Leaving Social Media Toolkit<br>🌐 Get on the Interweb waitl...
Anthropic Throws Jabs at OpenAI's Ad Plan & Super Bowl-Olympics Preview
<p>Episode 774: Neal and Toby preview the biggest headlines ahead of the Super Bowl, starting with Anthropic throwing jabs at OpenAI. Then, a report shows January was a bad month for the job market with layoffs being the highest in years. And, Caterpillar gets a boost on its power and energy generators thanks to AI. Meanwhile, bitcoin falls below $70,000. Finally, it’s a rundown of the biggest storylines from the Winter Olympics. </p> <p>Learn more about Sandals at sandals.com </p> <p>Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the...
2-12-26 The Value Rotation Illusion
"Value is back," the headlines say—so investors rush from mega-cap growth into "boring" staples, utilities, and healthcare. But here's the problem: sector labels aren't valuation metrics. In many cases, the so-called "value rotation" is an illusion—because investors may be rotating into expensive stocks while selling the actual value hiding inside "growth." Lance Roberts & Michael Lebowitz break down why value and growth aren't mutually exclusive, and why the market's favorite shortcut—"defensives = value, tech = growth"—can lead to costly portfolio mistakes. 0:00 - INTRO 0:19 - Employment Numbers Surprise 6:01 - Why We're Setting Up for a Dollar Rally 14:05 - Gasoline Price Comparis...
Stop Buying Rentals and Start Buying Rental Portfolios (Scale Much Faster)
<p>If you want financial freedom faster, you need to stop buying rentals and start buying rental portfolios.</p> <p><br></p> <p>Most people have never thought about it. Instead, they slowly build their rental portfolio to 10 or (at the most) 20 units. And while we love the slow-and-steady approach, Jose Martinez is doing something much more—buying 10+ unit portfolios in a single transaction. He only needed a few “deals” to reach financial freedom. </p> <p><br></p> <p>No risky creative financing or buying a bunch of $50K houses in the middle of nowhere. Jose’s portfolio rakes in steady re...
🔒 How Much $$ I've Really Made in 5 Years of Self-Employment
<p>My least favorite thing about starting a business was the overwhelming fear and uncertainty I felt around making money.</p><p><br>In the early days, I was drowning in narratives of how most businesses fail, and I’d probably never earn enough to feel supported or successful.</p><p>But over time… My business started working. More money started flowing. And I built confidence in my ability to steward wealth.</p><p><br>Now — I’ve been working full-time in my business for almost five years. It feels wild to report that I’ve made over $550,000 in revenue during tha...
How to Build Defense for AI Cyber Attack Waves with Ariful Huq, Co-Founder at Exaforce
<p>AI is flooding the cybersecurity space. So, how do we fight back?</p> <p>Today, we're talking to Ariful Huq, co-founder at Exaforce. We discuss how to build AI defense systems against AI-powered attack waves, why 98% of security alerts are false positives, and how to turn a team of three analysts into a team of ten using AI agents.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To learn more about Exaforce, check out their website here.</p> <p> </p>
Nugget: Creating Content People Actually Connect With
<p>What exactly should you say to your audience as you're going into your launch?</p><p>To understand what topics are really gonna resonate with them, you have to dive into their world.</p><p>What are their pain points, their daily struggles, their aspirations, and their wins, big and small?</p><p>Try to really get to know your audience and speak into topics that are relevant to them.</p><p><br></p><p>You’ll build deeper connections, get them interested in the solution that your offer provides for their problems and create excitement for your launch.</p>...
Billionaires Flee Cali Taxes for Miami & Ferrari Reveals EV Interior
<p>Episode 777: Neal and Toby talk about an influx of billionaires into Miami from California as the Golden State proposes a “billionaire tax.” Then, Trump is threatening to close an international bridge that connects Canada and Michigan due to trade tensions. Also, Ferrari unveils its new electric car with an eye-catching interior by former Apple designer Jony Ive. Plus, more news coming from the Super Bowl and Bad Bunny’s halftime show. </p> <p>Learn more about FlavCity at https://go.shopflavcity.com/mbds </p> <p>Sign up for our monthly trivia! https://mbdtrivianight-feb2026.splashthat.com/ </p> <p>Subscribe to Morning B...
Eightfold Gets Sued by Job Applicants
<p>Use code IAM-ChrisRussell for your free pass to IAMPHENOM in Philly March 10-12. Click Here.</p> <p><br></p> <p>TOP STORIES </p> <p>Eightfold AI, a venture capital-backed artificial intelligence hiring platform used by Microsoft, PayPal and many other Fortune 500 companies, is being sued in California for allegedly compiling reports used to screen job applicants without their knowledge. The lawsuit filed on Tuesday accusing Eightfold of violating the Fair Credit Reporting Act </p> <p>https://hrtechfeed.com/eightfold-is-being-sued-by-2-job-applicants/</p> <p>Chandler, Ariz. — Vensure Employer Solutions (Vensure), a leading provider of HR/HCM technology, managed services and global busines...
982. The 7 Day Reset: Fitness
<p>Send us a text</p><p>This episode continues the <b>7-Day Reset</b> using my <b>3×5 Method</b>—a simple framework built to help you navigate life with clarity and consistency.</p><p>We use <b>5 essential life skills</b>:<br/> Communication. Curiosity. Creativity. Continuous Learning. Productive Confrontation.</p><p>To handle <b>3 universal problems</b> every man faces:<br/> Adversity. Uncertainty. Complacency.</p><p>Across <b>5 core areas of life</b>:<br/> Faith. Family. Fitness. Finances. Fulfillment.</p><p>Today is <b>Day 3: Fitness</b>—but not the way most people talk about it.</p><p>This isn’t...
988. Use Tension To Your Advantage. ~ Cash Nickerson
<p>Send us a text</p><p>Today, I'm going to show you how to <b>use tension to your advantage instead of running from it</b>. Tension is always present—in conversations, negotiations, relationships, and decisions—and where most people freeze, get aggressive, or flee, you can learn to <b>sit in it and work inside it</b>. I break down the two forces that are always at play—<b>timing and leverage</b>—and why neither one is ever static. Even when you don’t have the advantage in the moment, awareness changes everything. Learn how to spot tension, p...
2-13-26 529 Leftovers, Retirement First, & the Real Cost of Cars
What happens when the "perfect" financial plan doesn't happen—your kid skips college, your retirement clock is ticking, and the family budget gets ambushed by costs you never saw coming? Jon Penn and Jonathan McCarty connect three real-world money stress points that are showing up everywhere right now: 1) The kid isn't going to college—now what about that 529? 2) Retirement vs. college: the household tug-of-war 3) Hidden car ownership costs: the budget killer after the dealership 0:00 - INTRO 0:21 - Market Futures & Precious Metals 2:33 - Rising Costs of automobiles & maintenance 5:27 - Rising Cost of Auto Insurance 10:45 - Kids' First Cars & Replacements 15:14 - What Happ...
#409 - How To Have Sex With Your Wife Like She's Your New Chick
<p>Episode 409. Most husbands want honeymoon-level sex with roommate-level effort. In this episode, we break down how to have sex with your wife like she's your new chick. Throught pursuit, presence, and real intimacy. We'll talk boyfriend energy vs. husband autopilot, all-day foreplay, and how to bring back flirting, anticipation, and mystery without being corny or disrespectful. You'll learn simple shifts that make her feel seen, desired, and safe, so the bedroom stops feeling like a chore and starts feeling like the beginning again. </p> <p>Sponsor:The Hidden Rules of Wealth: A Banker's Guide to Financial Freedom</p> <p></p...
The 2026 Value-Add Real Estate Playbook (30% - 50% ROIs)
<p>What if you could create home equity and cash flow out of nothing?</p> <p><br></p> <p>It’s not magic. We’ve done it hundreds of times, and most real estate investors still think it’s impossible; meanwhile, experts are making 30%-50% ROIs (return on investment) in places where nothing on the market will cash flow. </p> <p><br></p> <p>The secret? Value-add investing. Today, we’re sharing the entire playbook, giving you actual examples and steps to turn basic properties into cash-flowing, high-appreciation investments. Your experts? James Dainard, arguably the best flipper in Seattle, who’s done (lit...
Nugget: Less Teaching, More Inspiration
<p>We often make the mistake of over-teaching during our launches. </p><p>While giving value is important, too much teaching can overwhelm your audience, satisfy them prematurely and make them less receptive to your offers. </p><p>Instead, inspire your audience by helping them adopt more empowering beliefs about what they can achieve. </p><p><br></p><p>When they see new possibilities for themselves and experience some quick wins, they'll be more open-minded and excited about what you have to share.</p><p><br></p><p>So don’t forget to teach less and inspire more during your la...
The Agentic Evolution according to Salesforce’s CMO
<p>AI agents fail because companies lack proper data context and change management. Ariel Kelman is President and Chief Marketing Officer at Salesforce, leading their global marketing organization and AgentForce platform development. He discusses Salesforce's trust-first approach using their Data360 customer data platform to provide AI agents with complete customer context, implementing two-way email campaigns that allow interactive customer engagement, and deploying lead qualification agents that generated $27 million in incremental pipeline by processing 200,000 previously unworked leads.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
Mastermind Series: Building Long-Term Client Relationships That Last
<p>How can you keep members while they are going through financial hardships?</p><p>In this episode of our Mastermind Series, we are discussing different ways to give temporary membership discounts and the importance of looking at the lifetime value of clients.</p><p>We are also talking about the often-overlooked benefits of recognition and how you can solidify your members’ loyalty through rewards and acknowledgment.</p><p>Resources:</p><p><br></p>Adaptive Marketing Program - Adaptive Marketing Program is an exclusive opportunity for online business owners, coaches, course creators, and membership site owners to play bigger and bo...
💎 How I Built This: 5 Years of Softer Sounds & Off the Grid
<p>Welcome to season nine of Off the Grid!<br>We’re kicking this one off by talking about why I’m kinda closing my business…<br>Or more accurately: how pruning one tree helps another grow.</p><p> <br>Tune in to hear all about:</p>Abolishing ICE & Standing with MinnesotaWhat I did before I started Softer SoundsMy step-by-step transition from side hustle to small businessThe one strategy that brought in 6 months of $$$Why I started this podcast… and then almost quit making itThe 3 keys to Off the Grid’s successHow I’m turning this tiny indie show into my full-time...
2-11-26 Q&A Wednesday: You Ask 'em, We'll Answer
It's Q&A Wednesday: You ask 'em, we'll answer—and today's episode covers the questions investors actually wrestle with when markets get noisy. Lance Roberts & Danny Ratliff start with a preview of upcoming economic reports and what recent data may be signaling about slowing growth and the next bout of market volatility. From there, we dig into real portfolio decisions—especially for investors heading into retirement—including how to think about allocation changes, managing risk, and avoiding the behavioral traps that derail long-term outcomes. Lance & Danny also hit the big evergreen topics: recency bias, whether there's truly a "one stock to own...
Renting vs. Buying a House: How to Get Wealthier with Either Decision
<p>Renting vs. buying a house. Everyone has the debate completely wrong, and it’s costing Americans their financial freedom.</p> <p><br></p> <p>“Live in Los Angeles? Guess you have to rent. Live in the Midwest? Guess you should buy.”</p> <p><br></p> <p>What if there was a way to grow your wealth no matter where you live, how much home prices are, or what’s going on in the housing market? What if you could get richer while renting? What if your simple, affordable house could propel you toward financial freedom? What if you could make hun...
The marketing tactic everyone's sleeping on right now
<p>Direct mail conversion rates outperform email by 3x despite rising postal costs. Ryan Ferrier is CEO of Lob, the direct mail automation platform serving over 12,000 businesses including L'Occitane and SimpliSafe. The discussion covers AI-powered routing algorithms that optimize speed versus cost trade-offs, API-triggered mail campaigns based on digital events like cart abandonment, and QR code attribution systems that deliver 5% average conversion rates with personalized landing pages.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
✊ 50 Ways Your Business Can Fight Fascism
<p>With the state of the world, it’s easy to believe that creative work is a waste of time. </p><p>But I believe our businesses, art, and lives can be powerful forces for change. Not just by default, but through simple-yet-radical practices.</p><p>To help us orient toward personal power and collective freedom, I shared a free class and compiled this list of 50 ways your creative work can be a force for liberation (and fight fascism in the process).</p><p>Remember: Your work matters. Your art matters. And it can change the world — if you make it. <...
🧗🏻♀️ Getting Off the Online Business Growth Escalator [BEST OF]
<p>Today, I'm bringing together everything I know about growing an online business to explore why sometimes we feel like our businesses just won't work... and then other times they grow wayyyy beyond our capacity.</p><p><br>Tune in to this Best Of episode to hear more about:</p>Realizing you're on the Wrong Path & how to get off itThe Online Business Growth EscalatorWhat to do when your escalator is brokenHow to chart your own path for business growthQuestions to get clear on where you want to go<p></p><p>RESOURCES + LINKS<br>👋 Download the FREE Leaving Social Med...
Throwback Ads Dominate the Super Bowl & Dow hits 50,000
<p>Episode 775: Neal and Toby recap the rise of prediction markets and most memorable ads from this year’s Super Bowl. Then, Hims & Hers is forced to pull their copycat weight-loss drug after regulators threatened legal action. Plus, why everyone is into fiber content nowadays. Meanwhile, the Dow Jones just hit 50,000 points for the first time ever. Finally, what you need to know in the week ahead. </p> <p>Learn more about FlavCity at shopflavcity.com </p> <p>Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and...
Nugget: Go Beyond What You Promised
<p>Be your own best customer. Now, what do I mean by that?</p><p>If you think about it when we bring people into our world, we want the transformation, we want to be able to solve somebody's problem and help them. We want a repeat customer. We want a satisfied customer. We don't want people to be cheap. We don't want people to race to the bottom. We don't want to give low, bad quality service.</p><p>We want to exceed expectations.</p><p>Now, at the same time that comes with an investment, right? We want...
981. Coach Pat Summitt: The ONLY 2 Things You Have Control Over: Defense & Rebounding
<p>Send us a text</p><p>In this episode, I share a powerful life lesson inspired by Pat Summitt’s coaching philosophy: there are only two things you truly control—defense and rebounding.</p><p>We break down what it means to play defense in life by focusing on positioning, fundamentals, and process instead of desperation and reaction. And we talk about rebounding—how quickly you recover from setbacks, missed shots, and moments that don’t go your way.</p><p>This isn’t about hype or motivation. It’s about thinking clearly, staying in position, and being ready when opportu...
Job Market Comes Roaring Back & Ring Ad Sparks Mass Surveillance Fears
<p>Episode 778: Neal and Toby recap the latest jobs report of January, which showed the US added 130,000 jobs. Then, the missing case of Nancy Guthrie has sparked a debate over privacy as the FBI recovers a Ring camera footage with the help from Google. Also, Switzerland is weighing a vote to put a 10 million population limit. Meanwhile, Neal shares his favorite numbers on the big money in today’s economy, NYC private schools, and a Stanford experiment. </p> <p>Learn more about FlavCity at https://go.shopflavcity.com/mbds </p> <p>Sign up for our monthly trivia! https://mbdtrivianight-feb2026.splashthat.com...
2-10-26 Duct Tape & WD-40 Your Portfolio Together
Markets rallied back into positive territory today, but the real risk-management lesson isn't the chart—it's behavior. Lance Roberts & Jon Penn unpack the "WD-40 & Duct Tape" framework: WD-40 reduces emotional friction when headlines and volatility try to lock up decision-making, and duct tape is the discipline that keeps your portfolio plan intact (allocation, diversification, rebalancing rules, time horizon, liquidity). We also hit real-life planning topics investors ignore until it's urgent—pre-nups, trusts, board liability, and why you shouldn't scrimp on estate planning. Because protecting wealth isn't just about returns—it's about structure, documents, and decisions made before stress shows up. 0:00 - INTR...
980. Protect your momentum: Never miss twice. Never do it twice.
<p>Send us a text</p><p>One I got away from. One I just discovered. Both protect your momentum. </p><p>I don't believe you have to live rigidly, but you also can't live too relaxed, either. I've discovered I can have my cake and eat it too. :)</p><p>Support the show</p><p>📣Who needs to hear this episode? Please share with ONE PERSON who needs to hear this message. <br/><br/>🛑 Watch & subscribe to episodes on my YouTube Channel: https://www.youtube.com/channel/UCiNqFo05MJ6_yCu1vJ3rX4A<br/><br/>📝Show your ❤️ by thumbing a quick rating...
986. "To Recover Your Life Is In Your Power." Marcus Aurelius
<p>Send us a text</p><p>This morning, I kept coming back to a line from <b>Marcus Aurelius</b> that won’t let go: “To recover your life is in your power.”</p><p><br/> This is a reminder that nothing external stole your momentum — complexity and complacency did.</p><p><br/> We talk about returning to the basics, cutting through the noise, and reclaiming agency in your faith, family, fitness, finances, and fulfillment.</p><p><br/> If you feel off track, overwhelmed, or like you’ve lost your signal, this episode will help you reset your perspective and refocus o...
Using AI to build more creative workflows
<p>Marketing teams struggle with AI workflow orchestration. Christine Royston, CMO at Wrike, explains how to move beyond task automation to strategic creative collaboration. She discusses building standardized workflows while preserving 15-20% capacity for reactive market opportunities, implementing approval routing systems that eliminate manual handoffs, and using AI for personalization without losing human judgment and brand oversight.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
2-11-26 Market Rotation Keeps Stocks Flat | Before the Bell
Markets are stuck in the same rhythm: rally, pull back, test support, and bounce again. After Tuesday's dip, futures are mildly higher this morning—but the bigger story is consolidation. Under the surface, leadership is rotating: Energy, Financials, and Value have held the upper hand, while Growth has started to perk up. That internal rotation can keep the index "flat" even as specific sectors trend. The setup still leans toward an upside breakout, but the market hasn't shown the momentum needed to follow through—yet. Meanwhile, 10-year Treasury yields have been sliding for several sessions. A bounce back toward 4% wouldn't be s...
Mastermind Series: Starting a Membership Without Burning Out
<p>In this episode of our Mastermind Series, we are discussing what you should be looking out for when starting your membership:</p>What deliverables to includeHow to avoid overwhelmHow to make exclusive membership content available to the general public without devaluating your programHow to avoid grooming freebie seekers instead of paying membersHow to convert one-off clients into monthly paying members.<br/><p>Resources:</p>Adaptive Marketing Program - Adaptive Marketing Program is an exclusive opportunity for online business owners, coaches, course creators, and membership site owners to play bigger and bolder in their business and explode their bank account...
#410 - Friday Night Vibes
<p>Friday Night Vibes is your weekly escape into timeless music and classic energy. Every Friday Night, The Lenny Reed Pod brings back the old-school feel with smooth, feel-good tracks that set the tone for the weekend. So grab a drink and relax or jump in the car and ride out. </p> <p>Sponsor: The Hidden Rules of Wealth: A Banker's Guide to Financial Freedom</p> <p></p> <p>=======</p> <p>Podcast Interview Promo</p> <p>=======</p> <p>Quick Link -------></p> <p>How to Protect Your Money When the Economy Shifts</p> <p>2026 Hustler's Digital Guide Bundle</p> <p>T...
AI Sparks Software Stock Meltdown & Bezos Axes 30% of Washington Post Staff
<p>Episode 773: Neal and Toby dive into what’s behind the wipeout of software stocks. Then, the Washington Post just announced massive job cuts across the board as it struggles to grow its subscriber base. Also, the Super Bowl is coming up, which means bettors are flooding platforms like FanDuel and DraftKings with their picks. But prediction markets are also becoming a popular option too. Meanwhile, Neal shares his favorite numbers on food deliveries, the Amtrak Trak Suit, and skillcation. </p> <p>Get your tickets for the Morning Brew Variety Show! https://tinyurl.com/MBvariety </p> <p>Learn more about Sand...
How Jensen Huang Built the World's Most Valuable Company with Stephen Witt, Author of "The Thinking Machine"
<p>The man behind NVIDIA is unlike any other leader today.</p> <p>Today, we're talking to Stephen Witt, author of The Thinking Machine. We discuss how he lied his way into six interviews with Jensen Huang, why NVIDIA operates like a company that's thirty days from bankruptcy despite being worth trillions, and how Jensen's decade-long bet on the $0 market created the backbone of the AI revolution.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To learn more about Stephen Witt and to buy his book, check out his website here.</p> <p...
Are $100K Rental Properties Ever Worth It?
<p>Is a $100,000 rental property ever worth it? We see so many markets across the country that sport cheap rental properties. But, are you really just buying a problem that will never truly cash flow, or do these dirt-cheap deal-finders know something that we don’t? </p> <p><br></p> <p>We’re back, as Dave and Henry answer your questions from the BiggerPockets Forums. First, we’re talking about cheap rental properties—$100K or less—and when Henry will and won’t buy them. How much money should you put down on a rental property? One investor has a different ide...
2-12-26 Dollar Rally Risk - Overbought Markets | Before the Bell
Is the U.S. Dollar setting up for a deeper rally—and what does that mean for markets that have been riding the "weak dollar" trade? Lance Roberts walks through a long-term, monthly chart perspective: when major indexes stretch 2+ standard deviations above long-term means, the odds of a meaningful mean reversion rise. Right now, the S&P 500 is extended, the equal-weight S&P is even more stretched, and several "Dollar-sensitive" areas look extremely overbought—including Basic Materials, Industrials, and Transports. The same setup shows up in international stocks and emerging markets, where foreign flows often chase currency differentials. If the Doll...
Elon’s SpaceX Buys Musk’s xAI & Will Bob Iger Actually Leave Disney This Time?
<p>Episode 771: Neal and Toby cover Elon Musk’s merging of SpaceX and his AI company, xAI, and why this may be the most ambitious move yet. Then, Disney has a strong quarter thanks to its theme parks and streaming business (no surprise there), but it also plans its near succession of Bob Iger who plans to step down before his contract expires (hopefully). Next, Toby dives into the trend of minivans becoming the hottest vehicle coming off lots as millennial moms and dads need more space for their families. Meanwhile, a Youtuber who wrote, directed, and starred in his ow...
Recruit Holdings Earnings are Up, Indeed Now on ChatGPT
<p>Take2, an AI agents platform purpose-built for healthcare recruiting, today announced it has raised a $14 million Series A… The company’s first agent, the AI Interviewer, conducts phone interviews with candidates 24/7, evaluates them, records calls, and syncs results directly into applicant tracking systems — all with no human-in-the-loop. Trained on healthcare-specific hiring data, the platform helps organizations assess candidates more accurately while generating predictive insights that improve hiring quality and long-term retention. </p> <p>“Healthcare systems are under enormous pressure, and hiring is one of their biggest hidden costs,” said Yaniv Shimoni and Kaushik Narasimhan, co-founders of Take2. “We’re building AI age...
Hiring Software Lawsuits: What It Means for Hiring Transparency and Data Sovereignty
<p>The recent Eightfold AI class action lawsuit is making waves in the recruitment technology industry, but it's not really about AI—it's about data protection and personal data sovereignty. In today’s podcast, industry experts Alex Murphy (CEO of JobSync) and Leah Daniels (COO of JobSync) break down what this lawsuit means for vendors, employers, and job seekers alike. </p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
One marketing principle that stays constant across multiple companies
<p>Creative approval workflows create bottlenecks that slow teams down. Christine Royston, CMO at Wrike, explains how AI-powered orchestration eliminates manual handoffs in marketing operations. Her team automated approval routing with role-based permissions and built integrated review systems that keep all feedback centralized within their workflow management platform.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
Why Job Throttling may Be Coming to the ATS
<p>We are living through a unique convergence in the labor market. A wave of high-profile layoffs has created a massive pool of eager talent. Simultaneously, generative AI has democratized corporate-grade automation for the individual job seeker. Tools that auto-apply, perfectly tailor resumes to keywords in milliseconds, and blast applications across platforms are now commonplace.</p> <p>We have removed all friction from applying. The result isn't a talent pool; it's a talent deluge.</p> <p>Employers and ATS vendors are realizing that the old floodgates cannot hold. We are seeing the first signs of a defensive build-up.</p> <p>...
The Cost Crisis Facing CTOs and How to Solve It with Albert Strasheim, CTO at Rippling
<p>THIS is how you keep your infrastructure costs from spiraling out of control.</p> <p>Today, we're talking to Albert Strasheim, CTO at Rippling. We discuss the cost crisis facing CTOs in the age of AI, how he reduced infrastructure costs by 30% while growing traffic by 25%, and why holding back feedback is actually the most selfish thing a leader can do.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To learn more about Rippling, check out their website here.</p> <p> </p>
PayPal is Crashing Out & Pepsi Slashes Snack Prices for Super Bowl
<p>Episode 772: Neal and Toby dive into the grumblings of a deal gone cold between OpenAI and Nvidia. Next, PepsiCo is trying to coax back shoppers by slashing the prices of its popular snacks. Also, PayPal’s wilting profits behind its competitors has prompted for a CEO change. Meanwhile, Rome implements a fee to its famed Trevi Fountain to curb its overtourism. And, Walmart crosses $1 trillion dollars in market cap.</p> <p>Get your tickets for the Morning Brew Variety Show! https://tinyurl.com/MBvariety </p> <p>Learn more about Sandals at sandals.com </p> <p>Subscribe to Morning Brew Dail...
One workflow that completely eliminated a painful manual handoff
<p>Creative teams struggle with approval bottlenecks and manual handoffs. Christine Royston, CMO at Wrike, explains how workflow management platforms eliminate these friction points through intelligent orchestration. Her team built automated approval routing that assigns specific reviewers based on asset type, sets clear turnaround times, and routes requests to backup approvers when primary contacts are unavailable. The system centralizes all feedback and approvals within a single platform, preventing conflicting input and reducing project delays.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
Ziprecruiter, Fountain and ADP
<p>Is your career site delivering the conversion you need? Dalia’s plug-and-play tech turns any employer career site into a high-performance candidate conversion engine — no replatforming required, live in days.Visit dalia.co to learn more.</p> <p>AND by jobcase, "Are you struggling to find the right talent in a crowded job market? Jobcase connects you to a massive community of over 120 million registered workers, including the hourly, skilled, and gig professionals that other job boards often miss. Visit jobcase.com/hire today to post your roles and start building the team you need with tools designed to make...
Are You Smarter Than Morning Brew?
<p>Episode 780: It’s another edition of MBD’s Trivia Game Show! Neal and Toby quiz Dan Toomey, the host of Good Work; Megan Baniewicz, from Morning Brew’s social team; and Molly Liebergall, writer of the daily newsletter on current events, the Winter Olympics, and love odes. Then everybody drafts their all-time favorite apps. </p> <p>Learn more about FlavCity at https://go.shopflavcity.com/mbds </p> <p>Sign up for our monthly trivia! https://mbdtrivianight-feb2026.splashthat.com/ </p> <p>Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a fr...
#406 - Friday Night Vibes
<p>Friday Night Vibes is your weekly escape into timeless music and classic energy. Every Friday Night, The Lenny Reed Pod brings back the old-school feel with smooth, feel-good tracks that set the tone for the weekend. So grab a drink and relax or go jump in the car and vibe out.</p> <p> </p> <p>Sponsor: Second Life Club<br /></p> <p >Men 30–50: feel like you should be further ahead by now?</p> <p >Second Life Club is a private men's community where we fix your money, body, and dating life together—for $50/month.</p> <p >Weekly calls, real accou...
How AI Will Dissolve Our Brains Just Like Google Maps with Jacob Ward, Author of "The Loop"
<p>If you don’t use it, you lose it. Does the same apply to AI and our brains?</p> <p>Today, we're talking to Jacob Ward, journalist, AI ethics and safety advisor, and author of The Loop. We discuss why AI will dissolve our brains just like Google Maps dissolved our sense of direction, how our unconscious decision-making makes us vulnerable to AI manipulation, and why kids saying "clankers" might be our best hope for the future.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To learn more about Jacob's work, che...
🔒 Self-Publishing Off the Amazon Path
<p>Last month, I was thrilled to join Karolina Wudniak of Paperwing Studio in the Indie Book Lab! </p><p><br>We talked about how I approached self-publishing without relying on Amazon — including the platforms I used, the (costly) mistakes I made, and how much money I’ve brought in from my book so far (revenue AND profit).</p><p><br>I also answered lots of attendee questions:</p>Why did you decide to avoid Amazon? & How much could you really?What size audience would you recommend having before going Amazon-less?Is it realistic to make sales without Amazon’s reach...
987. "Momentum Is An Art." ~ Michael Ovitz
<p>Send us a text</p><p>In this episode, I want to change the way you look at momentum.</p><p>Most people think momentum is either luck or a formula—but it’s neither. Momentum is an art. And once you see it that way, you realize it’s controllable, even though it’s built on a lot of intangibles you can’t always measure or explain.</p><p>In this conversation, I break down how momentum is something you shape and create over time—and why that mindset keeps you out of a victim mentality. Because momentum is deceptive...
Will AI be the End of SaaS? with Rob Woollen & Marwan Mattar of Sigma
<p>If it’s growing exponentially, what will happen to the SaaS model?</p> <p>Today, we're talking to Rob Woollen, Co-founder at Sigma Computing, and Marwan Mattar, VP of AI at Sigma. We discuss whether AI will kill the SaaS industry, why the demo-to-production gap is AI's biggest challenge, and how the cost of building custom applications is approaching zero.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To learn more about Sigma, check out their website here.</p> <p> </p>
Top 3 three tools in your marketing tech stack
<p>Creative teams struggle with approval bottlenecks and manual handoffs. Christine Royston, CMO at Wrike, explains how AI-led orchestration streamlines creative collaboration for 20,000+ companies including Airbnb and NVIDIA. She details automated approval routing systems that eliminate confusion over roles and responsibilities, centralized workflow management that keeps all reviews and commentary in one platform, and intelligent task orchestration that automatically routes work to the right people with clear deadlines.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
What Most Launches Succeed or Fail On
<p>A lot of us get caught up in the launch wanting to give so much value, that we forget that this is just a sales mechanism.</p><p>And when you overwhelm your audience with your content, with too much information, you are leaving them afraid to commit to the paid offer that might be even more extensive and complex.</p><p>The worst part is that most people don't even realize that they self-sabotage by overdelivering content and by giving it all away already during the launch.</p><p>In this episode, we are discussing how you can...
Why This ATS is Making Job Seekers Part of Its Mission
<p>In a candid conversation with Chris Russell on the RecTech Podcast, Greenhouse CEO Daniel Chait reveals the company's bold pivot to focus on job seekers alongside employers. After 14 years of helping companies hire better, Greenhouse is tackling what Chait calls the "AI Doom Loop"—a vicious cycle where job seekers use AI to mass-apply to hundreds of jobs while overwhelmed employers deploy AI filters to narrow down thousands of undifferentiated applications, tightening the window for candidates and perpetuating the problem. To break this cycle, Greenhouse is launching features like My Dream Job (allowing candidates one premium application per month th...
Acquisitions in the News
<p>Phenom, the leader in applied AI that helps organizations hire faster, develop better, and retain longer, today announced it acquired Included, an AI-native agentic people analytics platform that surfaces actionable insights for faster, smarter workforce decision-making.</p> <p>https://hrtechfeed.com/phenom-acquires-included-ai/</p> <p>Employers.io has acquired Job-Applications.com with one clear goal: rebuild it for today’s job market while keeping what made it useful in the first place. </p> <p>https://hrtechfeed.com/employers-io-acquires-job-applications-com-to-rebuild-and-modernize-a-trusted-job-search-platform/</p> <p>A couple of new CEo announcements</p> <p>Oyster®, the global employment solution to employ, pay, and care for distributed teams...
#412 - Friday Night Vibes
<p>Friday Night Vibes is your weekly escape into timeless music and classic energy. Every Friday Night, The Lenny Reed Pod bring back the old-school feel with smooth, feet-good tracks that set the tone for the weekend. So grab a drink and relax or jump in the car and ride out.</p> <p>Sponsor: Join the Second Life Club</p> <p></p> <p>============</p> <p>Podcast Interview Package</p> <p>============</p> <p> </p>
The biggest mistake in building orchestration workflows
<p>Creative teams waste hours on approval bottlenecks and unclear handoffs. Christine Royston, CMO at Wrike, explains how AI-powered workflow orchestration eliminates these friction points. She details automated approval routing systems that clarify roles and responsibilities, plus integration strategies that keep all creative collaboration within a single platform to prevent conflicting feedback loops.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
🔒 How Do I Stay Visible Without Social Media?
<p>Today I’m bringing you something really special—</p><p><br>A mini-coaching session and marketing conversation about how to stay visible without social media.</p><p><br>It comes from a wonderful conversation I had with Jenni Gritters’ community last month, where someone asked me:</p>"I just started a business and everyone I’ve talked to has said: ‘oh so you have to make an Instagram.’ My rebellious self is completely against it, but obviously it’s a very slow build without social media. Do you think it’s possible? How would you go about it?"<p> <br>I get this que...
5 Ways to Finance a Rental Property That Nobody Talks About
<p>There are five rental property loans nobody talks about. 99% of people have never heard of them. </p> <p><br></p> <p>0% down payments. 5% interest rates. No W-2 needed. The loans we’re talking about today offer these benefits and (much) more. So, what are they, and why hasn’t anyone told you about them?</p> <p><br></p> <p>If you’ve felt it was impossible to get a mortgage for your first or next rental property, the five investment property loans we’re sharing will change your mind. First, we’re talking about a mortgage with 5% interest rates, 0% down, and n...
Nugget: You Don’t Need a Business Persona
<p>When you go into your launch, don't slip into "speaker mode", sticking robotically to your script and put on a mask of somebody else.</p><p>Your audience wants a chance to get to know you. They wanna connect with you.</p><p>And the more that they feel connected with you, the more likely they are gonna wanna work with you at a deeper capacity in your paid offer.</p><p>So just show up. Show up as yourself.</p><p><br></p><p>Resources:</p><p><br></p>Adaptive Marketing Program - Adaptive Marketing Program is an...
Quitting Corporate with 8 Paid-Off Rental Properties ($100K Passive Income)
<p>Eight rental properties. That’s all you need to retire early.</p> <p><br></p> <p>Don’t believe us? Today’s guest went from corporate life to early retirement, generating over $100,000 per year in cash flow thanks to a small, powerful rental property portfolio. He didn’t start with a ton of money, and he had no experience. But he followed a simple, genius strategy: Save, buy, repeat, pay off.</p> <p><br></p> <p>Vicente Garcia wanted to build a college fund for his children. When he moved to a new home, he realized he had an income-p...
How AI Will Collapse, Blur, and Rebuild Tech Teams with Kevin Adams, CIO at Edward Jones
<p>He’s seeing AI unfold at one of the oldest financial firms in the world.</p> <p>Today, we're talking to Kevin Adams, CIO at Edward Jones. We discuss how AI is disrupting traditional organizational structures, why humans need to move up the stack while AI handles execution, and how to implement AI at the right speed in highly regulated industries.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p> To learn more about Edward Jones, check out their website here. </p> <p><br></p>
How Much Cash Flow Should Your Rentals Make?
<p>Every new real estate investor asks one question: How much cash flow should my rental property make?</p> <p><br></p> <p>For years, you’d hear things like “$200 per month per door” or “it has to hit the 1% rule”. But with so many of these rules outdated, we need a 2026 refresh on real estate cash flow. In today’s housing market, what is good cash flow for a rental property? </p> <p><br></p> <p>This is how much your rental properties should cash flow each month to help you reach financial freedom. </p> <p><br></p> <p>We’ll show you...
Mike Wolford has an AI Recruiting Playbook
<p> recent podcast episode, Michael Wolford, author of AI Recruiter 2.0, discussed how artificial intelligence is revolutionizing the recruiting industry by automating administrative tasks and empowering recruiters to focus on what they do best: building relationships and adding real value.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
Experts Sound Alarms on AI & Sugar Prices Hit 5-Year Low
<p>Episode 779: Neal and Toby explain why some of AI’s top minds are sounding the alarm about how quickly the technology is evolving. Then, why Corning’s stock is setting records and weight loss drugs are sending sugar prices to historic lows. Then a deep dive into Olympic stones and drones and the headlines you need to know before the long weekend. </p> <p>Learn more about FlavCity at https://go.shopflavcity.com/mbds </p> <p>Sign up for our monthly trivia! https://mbdtrivianight-feb2026.splashthat.com/ </p> <p>We’d love to hear from you! https://www.morningbrewbreakroom.com/c/r/MBDS...
Paycheck to Paycheck in His 40s, Millionaire in His 50s with “Boring” Rentals
<p>At age 47, Neil Whitney and his wife were living paycheck to paycheck—one bad day away from losing everything. Now, less than ten years later, he’s financially free with $8,000/month in passive income from rentals.</p> <p><br></p> <p>Neil started with almost no money, promising his wife he would keep their life savings untouched while investing. He picked up side gigs, drove for Uber for a year and a half, and saved anything he could to buy a rental. And once he got his first rent check, everything changed for Neil and his family.</p> <p><br><...
The 9 Skills Every Tech Leader Needs in the Age of AI with Andrea Iorio, Author of "Between You and AI"
<p>How should you respond to the fastest shift in tech we've ever seen? Make more mistakes.</p> <p>Today, we're talking to Andrea Iorio, author of Between You and AI and former Chief Digital Officer at L'Oréal. We discuss why asking better questions matters more than having all the answers, how reverse mentoring can transform organizational learning, and why becoming antifragile through smart mistakes is the key to thriving alongside AI.</p> <p>All of this right here, right now, on the Modern CTO Podcast! </p> <p>To pick up a copy of "Between You and AI," check it...
How to Make Ads Work Beyond One-Off Wins
<p>What is the perfect ads budget?</p><p>The answer might surprise you: It’s limitless.</p><p><br></p><p>When your marketing is really tuned in, you have a pretty good idea of how many clients you will bring in and what the lifetime value of those clients is, then it doesn’t matter how much you are spending.</p><p><br></p><p>In this episode, we are discussing how to create multiple transaction points and consistent income that you can reinvest into your ads and don’t have to worry less about your ads budget.</p><p>F...
Nugget: Success Comes From Being Adaptive
<p>Truth bomb: The most successful marketers are the ones that are adaptive.</p><p>Now what exactly does that mean? It means they’re not set in their ways and they’re willing to try new things.</p><p>We are creatures of habit, it’s human nature, we don’t like change. But in order to move forward, we need to adapt.</p><p><br></p><p>This applies to everything in life, but as marketers, in order to get our message out into the world, we have to adapt sometimes with the way that we reach people, and that...
Job Seekers Are Paying to Get Hired & Elon Pivots From Mars to the Moon
<p>Episode 776: Neal and Toby discuss the labor market being so bad that job seekers are paying recruiters to white-glove service their candidacy for potential employers. Then, Elon Musk seemed fixed on building life on Mars, but now, he’s pivoting to the Moon. Also, the US tariffs on Cuba has led to a shortage of jet fuel, forcing Air Canada to halt all their flights to the island nation. Meanwhile, celebrities once flocked to starting their own tequila brands. But now they’re flocking to underwear. </p> <p>Learn more about FlavCity at shopflavcity.com </p> <p>Subscribe to Mornin...
989. MOMENTUM Only Works If You Do
<p>Send a text</p><p>Momentum is one of the most powerful forces in your life — and one of the most dangerous. In this episode, I break down the power of momentum, the path it takes from unknown to sought-after, and why most people lose it right when it starts working. </p><p>We’ll talk about how to build it silently, how to protect it once it’s visible, and why momentum only works if you do. </p><p>If you’ve ever felt stuck, invisible, or on the verge of complacency, this episode will show you exactly where you...
Pitch to a 25-year-old performance marketer to get them to test direct mail
<p>Performance marketers struggle with direct mail attribution and speed. Ryan Ferrier is CEO of Lob, the direct mail automation platform serving over 12,000 businesses with API-driven personalized campaigns. The discussion covers AI-powered delivery optimization that automatically selects standard vs. first-class postage based on speed requirements, real-time address verification APIs that prevent undeliverable mail and save millions in wasted sends, and QR code attribution systems with personalized URLs achieving 5% average conversion rates and up to 30% for compliance-ready campaigns.</p><p>See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</p>
#405 - Why Most People Never Control Their Income
<p>Episode 405. Most people never truly control their income because they're taught to trade time for money instead of building leverage, ownership, we break down why relying on a single paycheck isn't real security-it's dependency disguised as comfort.</p> <p>Sponsors: Second Life Club</p> <p >Men 30–50: feel like you should be further ahead by now?</p> <p >Second Life Club is a private men's community where we fix your money, body, and dating life together—for $50/month.</p> <p >Weekly calls, real accountability, and no fluff.</p> <p >If you're serious about a second shot at life…this is where...
➿ The Tension of Platforms & Why I Haven’t Left Substack (Yet)
<p>If you're stressed about using Spotify, Substack, Google, Instagram, or any other platforms... this episode is for you!</p><p>Today I'm talking about how to choose platforms & tech tools without selling your soul — and why I'm still on Substack even though I kinda hate it. 🫠</p><p>Tune in to hear me break down:</p>Tools vs PlatformsQuestions to ask before you choose a new toolWhat to do about the bad politics of platformsWhy there's no purity on the internetFour strategies for rethinking your choicesTech stack harm reductionThe big decision I made about Substack<p>RESOURCES + LINKS<br>👋 Download...
