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770 Josh Bersin: Co-Founder & CEO of The Josh Bersin Company

770 Josh Bersin: Co-Founder & CEO of The Josh Bersin Company

<p>On today’s episode, Kara welcomes Josh Bersin, CEO and Co-Founder of The Josh Bersin Company — and one of the world’s most influential voices shaping the future of work, leadership, and HR.<br />For more than two decades, Josh has advised hundreds of global organizations on how to build stronger, more human-centered workplaces. Known for coining concepts like “learning in the flow of work,” he’s helped redefine how leaders think about talent, culture, and organizational growth.<br />Now, Josh is leading the next transformation with Galileo, an AI co-pilot for HR that’s helping professionals work smarter, faster, and wi...

31 min

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2025 November 21

Fed rate cut bets get a boost, but risk appetite only mildly lifted

Fed rate cut bets get a boost, but risk appetite only mildly lifted

<p>Send us a text</p><p>Fed’s Williams indicates rate cut still on the cards in<br/>December. Dollar slightly softer except against yen, which tests<br/>policymakers’ patience. Wall Street stages unconvincing rebound, cryptos<br/>also not out of the woods. Gold lacks direction, oil pressured by US push<br/>for Ukraine peace plan.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at t...

5 min

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2025 November 24

My Mom Is Destroying My AirBinB

My Mom Is Destroying My AirBinB

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

10 min

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2025 November 27

I Have A Spending Addiction I Can't Get Over

I Have A Spending Addiction I Can't Get Over

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

10 min

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2025 November 28

Podcasts

Construction Brothers
On The Brink with Castle Island
The Ramsey Show Highlights
The Kara Goldin Show
a16z Podcast
Becker’s Healthcare Podcast
VoxTalks Economics
DarrenDaily On-Demand
Global Market Insights - Forex, Futures, Stocks
Ramsey Everyday Millionaires
My Husband Co-Signed For A Coworker And Didn't Tell Me (They're Behind On Payments)

My Husband Co-Signed For A Coworker And Didn't Tell Me (They're Behind On Payments)

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

7 min

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2025 November 26

I’m Scared to Invest My Savings in the Market

I’m Scared to Invest My Savings in the Market

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

8 min

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2025 November 10

Thin liquidity might threaten the current risk-on sentiment

Thin liquidity might threaten the current risk-on sentiment

<p>Send us a text</p><p>Low liquidity session ahead due to the US Thanksgiving holiday. History<br/>points to a strong equity rally post-Thanksgiving. Equities post decent gains<br/>this week, also pulling cryptos higher. Gold rally pauses, oil awaits peace<br/>talks progress; dollar/yen stabilizes.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication and may change...

5 min

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2025 November 27

Nonprofit System Financial Pressures and Major M&A Moves with Alan Condon

Nonprofit System Financial Pressures and Major M&A Moves with Alan Condon

<p>In this episode, Alan Condon, Editor-in-Chief at Becker's Healthcare, breaks down Q3 financial results from major nonprofit systems and what they signal about ongoing stabilization and strain across the sector. </p>

7 min

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2025 November 26

765 Jason Wright: Founder & CEO of WILDE

765 Jason Wright: Founder & CEO of WILDE

<p>On today’s episode, Kara welcomes Jason Wright, Founder and CEO of WILDE — the Nashville-based brand rewriting the rules of snacking with its high-protein chips made from real chicken breast. Since launching in 2015, Jason has built WILDE into a powerhouse in the better-for-you snack space — doubling revenue year after year, developing patented production technology, and operating a state-of-the-art facility in Kentucky.<br />Jason shares how he turned a simple idea — reimagining the classic potato chip with clean protein and bold flavor — into a fast-growing brand that’s changing how we think about healthy snacking. We talk about the early challenges o...

30 min

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2025 November 10

Geetha Panchapakesan (Tesser) on Enabling FIs to Utilize Stablecoins

Geetha Panchapakesan (Tesser) on Enabling FIs to Utilize Stablecoins

<p >Geetha Panchapakesan, the founder and CEO of Tesser, joins the show. In this episode: </p> Geetha's background in payments and how she arrived in stablecoins Major shifts across payments over Geetha's career Building a one-stop shop solution for financial institutions, PSPs and MSBs Where FIs are today as it relates to engaging to stablecoins Regulatory tailwinds post-GENIUS <p >See more at tesser.xyz</p>

19 min

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2025 October 29

Dr. Scott L. Blumenthal, Spine Surgeon at Texas Back Institute

Dr. Scott L. Blumenthal, Spine Surgeon at Texas Back Institute

<p>On this episode, Dr. Scott L. Blumenthal, Spine Surgeon at Texas Back Institute, joins the podcast to discuss the latest insights in disc replacements, including new research and the root causes of complications. He also shares his perspective on the role of private insurance in patient access and breaks down the biggest disruptors he expects to shape spine surgery in 2026, particularly growing restrictions around advanced technologies.</p>

13 min

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2025 November 28

Should I Open a UTMA Account for My Child?

Should I Open a UTMA Account for My Child?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

4 min

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2025 November 19

Weekly Roundup 11/07/25 (Balancer hack, DATs are suffering, Zcash rally)

Weekly Roundup 11/07/25 (Balancer hack, DATs are suffering, Zcash rally)

<p>Matt and Nic are back with another week of news and deals. In this episode: </p> Tom Brady's clone dog We reminisce on the Nic Carter v Mike Green debate Is the government shutdown draining market liquidity? The trouble with Opendimes  Balancer hacked Stream finance's xUSD collapses DATs are selling coins Why is Zcash rallying? Are stablecoins the lightbulb of crypto <p>Content mentioned:</p> JW Verret, Comment Letter to Treasury GENIUS ANPR <p> </p>

36 min

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2025 November 7

How Marc Andreessen Actually Uses AI

How Marc Andreessen Actually Uses AI

<p>Half a billion people can access the world’s best AI on their phone. So why are most using it to write emails while only some are using it to build empires?</p><p>In this conversation with Mark Halperin from Next Up, Marc Andreessen reveals why small bakeries are beating Fortune 500 companies at AI adoption, how to turn ChatGPT into your personal board of directors, and why Silicon Valley just reversed five years of geographic dispersion overnight. He also shares the questions that unlock AI's real power—including one of his favorite prompts: "What questions should I be aski...

34 min

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2025 November 25

We’re Maxing Out Our 401(k)s—How Do We Invest More?

We’re Maxing Out Our 401(k)s—How Do We Invest More?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

3 min

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2025 November 26

The politics of sustainability reporting

The politics of sustainability reporting

In 2021, at COP26, the International Accounting Standards Board announced it would create a standard for this reporting.<br> <br> It wants to integrate sustainability reporting with traditional IFRS accounting. Should firms be compelled by regulators to disclose their impact on the climate in their corporate reporting? Investors value convergence in sustainability reporting standards, but they are facing stiff opposition both in the US and Europe – even while developing economies embrace the new regime.<br> <br> Lucrezia Reichlin of the London Business School and CEPR talked to Tim Phillips on the progress to sustainability standards, the scope of reporting, who wants it...

22 min

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2025 November 21

The Nike Secret That Separates the Lucky From the Unlucky

The Nike Secret That Separates the Lucky From the Unlucky

<p>Ever wonder why some people seem to catch all the lucky breaks? Darren Hardy shares a perspective that flips the concept of luck on its head. Discover how what you see and expect can transform the results you attract—and why the "lucky ones" might not be lucky at all.<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

4 min

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2025 November 17

US jobs data paint mixed picture, Katayama talks intervention

US jobs data paint mixed picture, Katayama talks intervention

<p>Send us a text</p><p>NFP beats estimates, but unemployment rate rises. Dollar retreats as Dec.<br/>Fed cut chance increases slightly. Yen rebounds after Katayama mentions<br/>possibility of intervention. Wall Street slips as Fed officials worry about<br/>asset valuations.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication and may change. Please check our Risk Disclosure...

4 min

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2025 November 21

Coalitions of the willing

Coalitions of the willing

In the first of our special episodes from the first Hoffmann Centre / CEPR / ReCIPE Conference, we’re discussing what chances there are of significant multilateral agreements being signed at COP 30 and, given that the chances are low, what plan B might be.<br> <br> Beatrice Weder di Mauro of CEPR, Hoffmann Centre and the Geneva Graduate Institute tells Tim Phillips that, if everyone can’t agree, then coalitions of the willing – climate or finance clubs that offer incentives for the countries that want to join – can agree their own sustainability policies. But what are those incentives? And who will lead?

25 min

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2025 October 29

How to Spot Toxic People Before They Wreck You

How to Spot Toxic People Before They Wreck You

<p>Some people lift you and some quietly drain the life out of your day. Darren Hardy reveals four types that can create serious trouble if you let them stay in your circle. Learn how to spot the behaviors early and protect your energy.<br /> <br /> When greatness demands more... Don't just motivate people. ACTIVATE them https://dh.darrenhardy.com/electrifying<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

4 min

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2025 November 26

771 Andrea Faulkner Williams: Co-Founder & Head Mama of Tubby Todd

771 Andrea Faulkner Williams: Co-Founder & Head Mama of Tubby Todd

<p>On today’s episode, Kara welcomes Andrea Faulkner Williams, Co-Founder and “Head Mama” of Tubby Todd Bath Co. — the clean, joyful, and fast-growing skincare brand that’s reshaping the baby-care industry.<br />Andrea’s journey began with a simple but pressing challenge: finding gentle, effective products for sensitive skin when nothing on the shelf truly worked. That personal need sparked a mission that would evolve into Tubby Todd — now the #1 baby skincare brand on Amazon, fueling the majority of growth in a $50B category and outpacing legacy players through community, clarity, and clean ingredients. With a digital audience of more than 600K...

31 min

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2025 November 24

Dollar trades quietly but headed for worst week since July

Dollar trades quietly but headed for worst week since July

<p>Send us a text</p><p>Increasing bets of December Fed rate cut weigh on the dollar. Yen traders remain worried about potential intervention. Pound erases some of the Budget-related gains. Oil rebounds as Russia remains skeptical about a peace deal.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication and may change. Please check our Risk Disclosure for an...

4 min

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2025 November 28

How Do I Help My Dad Plan for Retirement?

How Do I Help My Dad Plan for Retirement?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

10 min

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2025 November 21

Kaitlyn Torrence, Senior Director, Innovation, WellSpan Health

Kaitlyn Torrence, Senior Director, Innovation, WellSpan Health

<p>This episode recorded live at the 10th Annual Health IT + Digital Health + RCM Annual Meeting features Kaitlyn Torrence, Senior Director, Innovation, WellSpan Health. She shares how WellSpan is advancing AI use cases from ambient tools to agentic AI, balancing innovation with governance, preparing for evolving policy changes, and keeping patient needs at the center of technology strategy.</p>

8 min

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2025 November 27

Dr. Benjamin Levy, Gastroenterologist and Clinical Associate of Medicine, University of Chicago Medicine

Dr. Benjamin Levy, Gastroenterologist and Clinical Associate of Medicine, University of Chicago Medicine

<p>This episode recorded live at Becker’s 31st Annual The Business and Operations of ASCs features Dr. Benjamin Levy, Gastroenterologist and Clinical Associate of Medicine, University of Chicago Medicine. He discusses rising demand for colonoscopy driven by updated screening guidelines, the value of ASC partnerships, and how emerging AI tools are transforming documentation, polyp detection, and overall efficiency in GI care.</p>

16 min

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2025 November 28

The Addiction You Were Born with and How to Break Free

The Addiction You Were Born with and How to Break Free

<p>Most people spend their lives trapped by an invisible critic inside their own minds. Darren Hardy breaks down why this obsession with approval runs so deep and how to finally quiet it. The freedom waiting on the other side is life-changing. What would you do if judgment didn't matter?<br /> <br /> When greatness demands more... Don't chase respect. COMMAND it https://dh.darrenhardy.com/electrifying<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

9 min

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2025 November 20

Dr. Stephen Teitelbaum, Senior Vice President and Chief Medical Finance Officer at Mount Sinai Health System

Dr. Stephen Teitelbaum, Senior Vice President and Chief Medical Finance Officer at Mount Sinai Health System

<p>In this episode, Dr. Stephen Teitelbaum, Senior Vice President and Chief Medical Finance Officer at Mount Sinai Health System, shares insights from his three decades in clinical practice and leadership. He discusses the history and scale of Mount Sinai, the growing influence of payers on clinical decision making, and what physician leaders can do to reclaim autonomy and strengthen patient-centered care.</p>

18 min

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2025 November 26

The 2045 Superintelligence Timeline: Epoch AI’s Data-Driven Forecast

The 2045 Superintelligence Timeline: Epoch AI’s Data-Driven Forecast

<p>Epoch AI researchers reveal why Anthropic might beat everyone to the first gigawatt datacenter, why AI could solve the Riemann hypothesis in 5 years, and what 30% GDP growth actually looks like. They explain why "energy bottlenecks" are just companies complaining about paying 2x for power instead of getting it cheap, why 10% of current jobs will vanish this decade, and the most data-driven take on whether we're racing toward superintelligence or headed for history's biggest bubble.</p><p> </p><p>Resources:</p><p>Follow Yafah Edelman on X: https://x.com/YafahEdelman</p><p>Follow David Owen on X: https://x.c...

1 hr 0 min

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2025 November 24

Robinhood CEO: Making Everyone An Owner

Robinhood CEO: Making Everyone An Owner

<p>Vlad Tenev built Robinhood by breaking every rule Wall Street wrote: zero commissions when competitors charged $10, mobile-first when "serious" investors demanded desktop, a brand that made finance feel like rebellion instead of a club you'd never join.</p><p>By 2021 they'd forced every major brokerage to slash fees and attracted millions who'd never owned a stock, but then GameStop happened: trading restrictions during the meme stock frenzy triggered congressional hearings, user fury, and a two-year brand crisis that nearly buried them despite the real culprit being antiquated clearing mechanics no one understood. </p><p>Now Tenev's pushing an even m...

1 hr 5 min

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2025 November 21

The 19-Year-Old Who Schooled a Billion-Dollar CEO (Big Lesson!)

The 19-Year-Old Who Schooled a Billion-Dollar CEO (Big Lesson!)

<p>Darren Hardy reveals a striking real-world story that exposes the hidden cost of leadership isolation. A bold CEO's decision to face the truth uncovered a powerful lesson in humility, connection, and performance. The result? A total transformation and a warning for anyone leading from too far above.<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

5 min

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2025 November 18

3d Printing Buildings with Andrew McCoy

3d Printing Buildings with Andrew McCoy

48 min

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2025 October 29

Construction Katas and Lean Processes (feat. Hal Macomber)

Construction Katas and Lean Processes (feat. Hal Macomber)

33 min

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2025 November 19

Ben Horowitz: Why Open Source AI Will Determine America's Future

Ben Horowitz: Why Open Source AI Will Determine America's Future

<p>Ben Horowitz reveals why the US already lost the AI culture war to China—and it wasn't the technology that failed. While Biden's team played Manhattan Project with closed models, Chinese developers quietly captured the open-source heartbeat of global AI through DeepSeek, now running inside every major US company and university lab. The kicker: Google and OpenAI employ so many Chinese nationals that keeping secrets was always a delusion, but the policy locked American innovation behind walls while handing cultural dominance to Beijing's weights—the encoded values that will shape how billions of devices interpret everything from Tiananmen Square to f...

46 min

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2025 November 27

Dr. Chandler Wilfong & Dr. Edward Cho of the Gastrointestinal Cancer Program at OSF Healthcare

Dr. Chandler Wilfong & Dr. Edward Cho of the Gastrointestinal Cancer Program at OSF Healthcare

<p>On this episode, Dr. Chandler Wilfong and Dr. Edward Cho of the Gastrointestinal Cancer Program at OSF Healthcare join the podcast to discuss their work in expanding access to GI cancer care. They share how their nursing navigation program supports patients throughout the care journey, efforts to streamline services for greater convenience, and their plans to scale and broaden reach across the health system.</p>

17 min

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2025 November 27

The MASSIVE impact of mid-flow Changes | 5 Minute Friday

The MASSIVE impact of mid-flow Changes | 5 Minute Friday

5 min

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2025 November 21

Weekly Roundup 11/27/25 (Who we are thankful for, S&P downgrades Tether)

Weekly Roundup 11/27/25 (Who we are thankful for, S&P downgrades Tether)

<p>Matt and Nic record a special Thanksgiving episode of OTB. In this episode: </p> What's the deal with deep fried turkeys? Polymarket gets CTFC approval Klarna is launching a stablecoin on Tempo Upbit is hacked Berachain drama Tether gets a downgrade from S&P Robinhood is spinning up their own prediction market with Susquehanna Are Visa and Mastercard moving fast enough? Who are we thankful for?

28 min

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2025 November 28

769 Blake Niemann: Founder & CEO of Levels

769 Blake Niemann: Founder & CEO of Levels

<p>On today’s episode, Kara welcomes Blake Niemann, Founder and CEO of Levels — the leading natural whey protein brand redefining what clean nutrition looks like in the U.S.<br />Blake started Levels from his apartment in 2016 and bootstrapped it into a nationally recognized brand now sold across major retailers. His mission from day one has been simple: create high-quality protein made with clean, honest ingredients — no fillers, no artificial sweeteners, no gimmicks. Built on integrity, transparency, and long-term thinking, Levels has become a trusted name for consumers who care about what they put in their bodies.<br />In this e...

28 min

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2025 November 19

The economics of biodiversity

The economics of biodiversity

"The Economics of Biodiversity” was published by the UK Treasury in 2021. It sets out how economic systems value biodiversity and natural capital, and which policies would preserve and restore nature.<br> <br> The project leader was Professor Sir Partha Dasgupta of the University of Cambridge. In the latest of our special episodes recorded at the first Hoffmann Centre / CEPR / ReCIPE Conference continue, he tells Tim Phillips what he learned from hanging out with ecologists, why we need indicators of economic performance that value nature, and why we should worry about the decline of natural capital. <br> <br> The Economics of Bio...

33 min

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2025 November 5

I Won $200,000 In The Lottery

I Won $200,000 In The Lottery

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

7 min

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2025 November 27

Weekly Roundup 10/17/25 (Flash crash, pig butchering scam busted, Erebor charter granted)

Weekly Roundup 10/17/25 (Flash crash, pig butchering scam busted, Erebor charter granted)

<p>Matt and Nic are back with another week of news and deals. In this episode: </p> We dissect the market structure behind the flash crash last week What happened with Binance and Ethena? Palmer Luckey's de novo bank Erebor gets an OCC charter Paxos' fat finger The US government has seized $15b in funds tied to pig butchering scams <p> </p>

34 min

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2025 October 17

My Husband Is Threatening To Remove Me From All Of Our Accounts

My Husband Is Threatening To Remove Me From All Of Our Accounts

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠

8 min

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2025 November 24

Building a Business from the (under)Ground Up

Building a Business from the (under)Ground Up

1 hr 0 min

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2025 November 26

Synergize... Yep. We Said It | 5 Minute Friday

Synergize... Yep. We Said It | 5 Minute Friday

8 min

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2025 October 31

766 Sarah Moret: Founder & CEO of Curie

766 Sarah Moret: Founder & CEO of Curie

<p>On today’s episode, Kara welcomes Sarah Moret, Founder and CEO of Curie — the clean personal care brand on a mission to prove that “clean” can be powerful.<br />Sarah’s journey began with a personal frustration: she couldn’t find a natural deodorant that actually worked. A marathon runner and wellness enthusiast, she set out to change that — investing $12,000 of her savings and spending more than a year perfecting a formula that delivered on both performance and purity. The result? Curie, a high-performance, aluminum-free deodorant that quickly grew from a small side hustle into an 8-figure business sold in over 4,500...

37 min

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2025 November 12

The Focus Hack Every Winner Uses

The Focus Hack Every Winner Uses

<p>If your mind feels packed with open loops and nonstop input, you are not alone. In this episode, Darren Hardy shares a powerful reminder to clear out the noise so you can bring your full presence to what matters most. Are you ready to strengthen your focus and sharpen your performance?<br /> <br /> When greatness demands more... Don't just teach. Make an IMPACT https://dh.darrenhardy.com/electrifying<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

3 min

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2025 November 25

How Should I Invest Outside of a 401(k)?

How Should I Invest Outside of a 401(k)?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

5 min

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2025 November 17

767 Danuta Mieloch: Founder of Danucera & Rescue Spa

767 Danuta Mieloch: Founder of Danucera & Rescue Spa

<p>On today’s episode, Kara welcomes Danuta Mieloch, Founder of Rescue Spa and Danucera — two pioneering names redefining modern skincare through simplicity, science, and results.<br />A renowned esthetician and skincare expert, Danuta built Rescue Spa into a luxury destination known for its transformative treatments and personalized care, introducing European skincare philosophies to the U.S. long before they became mainstream. Her commitment to holistic, results-driven beauty made her a trusted name among clients, celebrities, and beauty insiders alike.<br />Building on decades of hands-on experience, Danuta launched Danucera, a clean, high-performance skincare line rooted in her “less is more”...

31 min

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2025 November 14

The planet has a problem with populism

The planet has a problem with populism

In Europe and beyond, populist politicians continue to gain ground. What message are voters sending? Are politicians from other parties listening, and explaining their policies in a way that will successfully reach supporters of populist parties?<br> <br> There are one set of policies for which this may be a huge problem soon. What does this mean for that those tricky choices that politicians will have to make when dealing with the consequences of climate change, and sustainability?<br> <br> Sergei Guriev of London Business School and Catherine de Vries of Bocconi University have both examined what is driving support...

34 min

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2025 November 19

Giovanni Vignone (Octane Security) on Protecting Onchain Assets (EP.682)

Giovanni Vignone (Octane Security) on Protecting Onchain Assets (EP.682)

<p>Wyatt sits down with Giovanni Vignone, the founder of Octane Security, a crypto security platform focused on vetting application code pre-deployment. In this episode we discuss:</p> What poses the greatest threat to crypto right now? How are hackers evolving? What are the important categories of crypto-facing cybersecurity? How much should startup teams be spending on security? How should teams think about counterparty risk? What do you wish early stage teams knew? Where is there room for improved security practices across the industry?

38 min

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2025 November 3

Money = Happiness? (A Surprise Twist!)

Money = Happiness? (A Surprise Twist!)

<p>Can money really make you happier, or does it just make life easier? Darren Hardy examines this age-old question with humor, insight, and data-driven perspective—challenging assumptions on wealth, comfort, and true fulfillment. What he is about to discuss might just change how you measure success and satisfaction.<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

6 min

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2025 November 19

Weekly Roundup 11/14/25 (Miran speech, Cash App adds Stables, Tokens vs Equity)

Weekly Roundup 11/14/25 (Miran speech, Cash App adds Stables, Tokens vs Equity)

<p>Matt and Nic are back for another week of news and deals. In this episode: </p> The Senate Ag Cmte publishes a Market Structure draft Paul Atkins' token taxonomy speech Fed Governor Stephen Miran gives a major stablecoin speech Grayscale files their S-1 Coinbase announces a tokensale platform Coinbase is leaving Delaware The Coinbase BVNK deal falls through Visa Direct adds stablecoin support The Czech republic buys Bitcoin DATs are struggling CBDC holdouts Jack Dorsey bends the knee on stablecoins  <p>Content mentioned:</p> Stephen Miran, A Global Stablecoin Glut: Implications for Monetary Policy <p> </p>

34 min

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2025 November 14

The Gratitude That You Don't Want to Feel

The Gratitude That You Don't Want to Feel

<p>Gratitude for the good things is simple. But Darren Hardy challenges you to look deeper towards the kind of gratitude that shapes character, fuels resilience, and forges long-term strength. This perspective may reframe how you view pressure, obstacles, and the experiences stretching you right now. The gratitude you resist could be the key that changes everything.<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

7 min

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2025 November 27

Weekly Roundup 11/21/25 (Quantum FUD, DAT hangover, stablecoin duration risk)

Weekly Roundup 11/21/25 (Quantum FUD, DAT hangover, stablecoin duration risk)

<p>Matt and Nic are back for another week of news and deals. In this episode: </p> Is Quantum FUD causing Bitcoin to sell off? Ray Dalio is worry about Quantum Scott Aaronson is worried about quantum computing Vitalik is worried about quantum Quantum upgrade scenarios Are we still suffering from the flash crash? The DATs are selling DAT spot arbitrage Will the US government end up with the Satoshi coins Should the government bail out AI? Will NFTs come back? IBIT is Harvard's largest 13F position David Frum on stablecoins Will stablecoins require a bailout?

38 min

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2025 November 21

Can Community Banks Survive the Next SVB? | ModernFi CEO Paolo Bertolotti and Former Comptroller Gene Ludwig

Can Community Banks Survive the Next SVB? | ModernFi CEO Paolo Bertolotti and Former Comptroller Gene Ludwig

<p>The former bank regulator who invented deposit networks just revealed why SVB's collapse was inevitable—and why the solution that could have saved them is finally being rebuilt. </p><p>Gene Ludwig ran the OCC during the Clinton administration, created a half-trillion-dollar market solving a problem his Aunt Betty faced riding buses between banks, then watched his invention fail to save Silicon Valley Bank because the technology, economics, and incentives were fundamentally broken. </p><p>Now he's partnered with Paolo and ModernFi to build what could become America's eighth systemically important financial utility: a bank-owned consortium that's signing 25 institutions per...

43 min

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2025 November 20

The Secret Marketing Strategy That Built a16z: From Zero to Legendary VC Firm

The Secret Marketing Strategy That Built a16z: From Zero to Legendary VC Firm

<p>Marc Andreessen and Ben Horowitz sit down with Margit Wennmachers—the woman who turned two unknown entrepreneurs with $300 million and zero investing track record into the most talked-about firm in venture capital. She unpacks how they weaponized transparency in an industry built on secrecy, why Fortune's cover story triggered a cartel meltdown, and the exact moment a casual lunch conversation became "Software Is Eating the World." This is the origin story of how A16Z broke every unwritten rule, made enemies of every top-tier firm, and permanently rewired what it means to build companies in public.</p><p> </p><p>R...

59 min

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2025 November 26

Inside the Shifting ACA Landscape with Jakob Emerson

Inside the Shifting ACA Landscape with Jakob Emerson

<p>In this episode, Jakob Emerson, Associate News Director at Becker’s Healthcare, breaks down the fast-moving developments around ACA enhanced subsidies, rising premiums, and how payers and health systems are preparing for major shifts ahead. </p>

12 min

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2025 November 26

764 Sandra Oh Lin: Founder & CEO of KiwiCo

764 Sandra Oh Lin: Founder & CEO of KiwiCo

<p>On today’s episode, Kara welcomes Sandra Oh Lin, Founder and CEO of KiwiCo — the global brand inspiring creativity, confidence, and curiosity in kids through hands-on play. What started in Sandra’s garage with a simple idea to spark learning has grown into a billion-dollar company that’s shipped over 50 million crates worldwide, earned the trust of millions of families, and brought KiwiCo’s brain-building projects to major retailers like Target and Barnes & Noble.<br />Sandra shares how her background at eBay, PayPal, and Procter & Gamble helped her build a mission-driven company that empowers kids to see themselves as makers and...

34 min

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2025 November 7

How Do I Avoid Paying Taxes on an Inherited IRA?

How Do I Avoid Paying Taxes on an Inherited IRA?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

3 min

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2025 November 12

Emmett Shear on Building AI That Actually Cares: Beyond Control and Steering

Emmett Shear on Building AI That Actually Cares: Beyond Control and Steering

<p>Emmett Shear, founder of Twitch and former OpenAI interim CEO, challenges the fundamental assumptions driving AGI development. In this conversation with Erik Torenberg and Séb Krier, Shear argues that the entire "control and steering" paradigm for AI alignment is fatally flawed. Instead, he proposes "organic alignment" - teaching AI systems to genuinely care about humans the way we naturally do. The discussion explores why treating AGI as a tool rather than a potential being could be catastrophic, how current chatbots act as "narcissistic mirrors," and why the only sustainable path forward is creating AI that can say no t...

1 hr 10 min

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2025 November 17

Dovish Fedspeak lifts risk markets but the dollar remains unresponsive

Dovish Fedspeak lifts risk markets but the dollar remains unresponsive

<p>Send us a text</p><p>The lack of November data and light Fedspeak could challenge risk appetite. Holiday-shortened week comes into play as liquidity dries up. Muted movement in FX space; dollar-yen rally has paused. Gold<br/>and oil await developments on the Ukraine-Russia front.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication and may change. Please check...

4 min

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2025 November 25

How Much Should We Invest If Our House Is Paid Off?

How Much Should We Invest If Our House Is Paid Off?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

6 min

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2025 November 14

Brett Maxfield, MS, CRNA and President and CEO of Maxfield Healthcare Solutions

Brett Maxfield, MS, CRNA and President and CEO of Maxfield Healthcare Solutions

<p>In this episode, Brett Maxfield, MS, CRNA and President and CEO of Maxfield Healthcare Solutions, shares the top trends shaping ASCs today, including rising costs, anesthesia shortages, and the growing impact of AI. He also discusses technology adoption challenges, evolving specialties, and what he’s watching for ASC growth in the year ahead. </p>

22 min

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2025 November 27

Weekly Roundup 10/24/25 (Quantum, Crypto Pardons, Fed Payment Accounts)

Weekly Roundup 10/24/25 (Quantum, Crypto Pardons, Fed Payment Accounts)

<p>Matt and Nic are back with another week of news and deals. In this episode: </p> Old fashioned crime is back Quantum risk to Bitcoin More outcry in Washington over the Democratic edits to market structure CZ gets a presidential pardon  Federal Reserve announces a payments charter  <p> </p>

34 min

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2025 October 24

Hire Thankful People | 5 Minute Friday

Hire Thankful People | 5 Minute Friday

5 min

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2025 November 7

Week Ahead: US data to stay in the limelight as Fed bets gather pace

Week Ahead: US data to stay in the limelight as Fed bets gather pace

<p>Send us a text</p><p>Flurry of US data to test dovish Fed expectations as next meeting looms. ISM PMIs, ADP employment and PCE inflation may yet upset rate cut hopes. Eurozone CPI, Australian GDP, Canadian employment also on tap.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication and may change. Please check our Risk Disclosure for an...

8 min

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2025 November 28

Sha Edathumparampil, Chief Digital and Information Officer at Baptist Health South Florida

Sha Edathumparampil, Chief Digital and Information Officer at Baptist Health South Florida

<p>On this episode, Sha Edathumparampil, Chief Digital and Information Officer at Baptist Health South Florida, joins the podcast to discuss rising concerns around the cost of care and how health systems can expand access while improving the patient experience. He also highlights the role of digital strategy in enabling personalized medicine and delivering more tailored, effective care at scale.</p>

19 min

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2025 November 27

Dollar gains ahead of shutdown-delayed NFP, yen slumps

Dollar gains ahead of shutdown-delayed NFP, yen slumps

<p>Send us a text</p><p>Fed minutes weigh on December Fed rate cut chance. Traders lock gaze<br/>on September US jobs data. Yen extends losses as intervention seems<br/>less imminent. Wall Street cheers Nvidia’s earnings results.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication and may change. Please check our Risk Disclosure for an up to...

4 min

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2025 November 20

We Make $300,00 And Can't Pay Off Debt

We Make $300,00 And Can't Pay Off Debt

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

10 min

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2025 November 24

"These Are Some Unusual Humans"

"These Are Some Unusual Humans"

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

7 min

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2025 November 25

Flak Vest to Safety Vest (feat. Jay Snyder)

Flak Vest to Safety Vest (feat. Jay Snyder)

38 min

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2025 November 5

Big Problems | 5 Minute Friday

Big Problems | 5 Minute Friday

4 min

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2025 November 28

We Need To Tell Our 21-Year-Old To Start Contributing

We Need To Tell Our 21-Year-Old To Start Contributing

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

9 min

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2025 November 25

My Company Stock Dropped 30%—Should I Cash Out Now?

My Company Stock Dropped 30%—Should I Cash Out Now?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠)</p> <p>📈See...

10 min

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2025 November 28

An Urgent Rally Cry for Our Time

An Urgent Rally Cry for Our Time

<p>On the brink of a new communication era, Darren Hardy reveals guarded influence techniques and an AI that translates elite persuasion into masterful scripts. It promises to change how leaders move rooms, boards, and markets. Are you prepared to wield influence with surgical precision?<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

8 min

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2025 November 28

The Unexpected Gift That Turns Struggle Into Strength

The Unexpected Gift That Turns Struggle Into Strength

<p>In this uplifting episode, Darren Hardy reflects on a powerful source of gratitude that shapes meaningful impact and fuels remarkable transformation. His heartfelt perspective invites a deeper appreciation for the connection, growth and inspiration shared each morning.<br /> <br /> When greatness demands more... Don't convince. PERSUADE https://dh.darrenhardy.com/electrifying<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

6 min

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2025 November 24

Designing markets for nature

Designing markets for nature

Our economy is embedded in nature, but nature is in danger. External funding is needed, especially in the Global South, to support the conservation of our natural ecosystems. Markets can play a role, but the way in which voluntary carbon markets do this has low public trust which, from recent news, may be deserved.<br> <br> Estelle Cantillon of Université libre de Bruxelles and CEPR tells Tim Phillips about her proposal for a new market mechanism to channel funds to projects that will conserve or restore our natural environment by paying dividends to those who invest. But how will it a...

17 min

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2025 November 14

How OpenAI Builds for 800 Million Weekly Users: Model Specialization and Fine-Tuning

How OpenAI Builds for 800 Million Weekly Users: Model Specialization and Fine-Tuning

<p>In this episode, a16z GP Martin Casado sits down with Sherwin Wu, Head of Engineering for the OpenAI Platform, to break down how OpenAI organizes its platform across models, pricing, and infrastructure, and how it is shifting from a single general-purpose model to a portfolio of specialized systems, custom fine-tuning options, and node-based agent workflows.</p><p>They get into why developers tend to stick with a trusted model family, what builds that trust, and why the industry moved past the idea of one model that can do everything. Sherwin also explains the evolution from prompt engineering to...

53 min

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2025 November 28

Can America Win The AI Biotech Race Against China? | Lada Nuzhna & Elliot Hershberg

Can America Win The AI Biotech Race Against China? | Lada Nuzhna & Elliot Hershberg

<p>Two venture capitalists dissect why biotech burns billions while China runs trials in weeks—and why the next Genentech won't look anything like the last one. Elliot Hershberg reveals the "three horsemen" strangling drug development as costs explode to $2.5 billion per approval, while Lada Nuzhna exposes how investigator-initiated trials in Shanghai are rewriting the competitive playbook faster than American founders can file INDs. When the infrastructure that built monoclonal antibodies becomes the commodity threatening to hollow out an entire industry, the only path forward demands inventing medicines that are literally impossible to make without tools that don't exist yet—and...

1 hr 2 min

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2025 November 14

Do The Next Mile | 5 Minute Friday

Do The Next Mile | 5 Minute Friday

5 min

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2025 November 14

Interview Replay: Kara on Everybody Pulls The Tarp with Andrew Moses

Interview Replay: Kara on Everybody Pulls The Tarp with Andrew Moses

<p>This week, Andrew Moses talks with Kara Goldin. Kara is the founder of Hint, the leading unsweetened flavored water brand loved by millions. In 2004, Kara was addicted to diet soda—sometimes drinking 10 cans a day. One day, she decided to quit diet soda and started drinking water. She began slicing fruit to add to her water and turned that idea into one of the most successful beverage companies in history. Kara has been named to Fortune’s Most Powerful Women Entrepreneurs list, and her book 'Undaunted' is a Wall Street Journal bestseller. This conversation focuses on the power of pers...

34 min

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2025 November 26

The One Thing Every Great Leader Forgets on Their Way to the Top

The One Thing Every Great Leader Forgets on Their Way to the Top

<p>A simple act of kindness changed a champion's life and offers a guiding reminder for daily conduct. Darren Hardy guides listeners through moments that demand grace, humility, and patience, and urges each of us to look deeper before judging others.<br /> <br /> When greatness demands more... Don't just teach. INFLUENCE https://dh.darrenhardy.com/electrifying<br /> <br /> Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.</p>

8 min

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2025 November 21

My Pregnant Ex Is Taking Advantage Of Me (Financially)

My Pregnant Ex Is Taking Advantage Of Me (Financially)

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

10 min

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2025 November 26

We’re Inheriting $1.3M—What Should We Liquidate First?

We’re Inheriting $1.3M—What Should We Liquidate First?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

10 min

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2025 November 7

Week Ahead: Could US data revive risk appetite amidst a low liquidity week?

Week Ahead: Could US data revive risk appetite amidst a low liquidity week?

<p>Send us a text</p><p>Risk assets sell off on AI valuation concerns and hawkish Fedspeak. US data in focus amidst a holiday-shortened week with low liquidity available. Dollar weakness hinges on improved risk appetite and weak data releases. Intervention risk heightens for yen; pound traders await Wednesday’s Budget.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication an...

6 min

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2025 November 21

Caution prevails ahead of Nvidia earnings, dollar and gold climb

Caution prevails ahead of Nvidia earnings, dollar and gold climb

<p>Send us a text</p><p>Equities steadier after Wall Street bloodbath; all eyes on Nvidia. Gold on firmer footing but cryptos slide again. Dollar at one-week high ahead of Fed minutes. Pound slips marginally after CPI data, soaring Japanese yields pressure yen.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at the time of publication and may change. Please check our Risk Disclosure...

6 min

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2025 November 19

Interview Replay: Kara on Win Monday with Paul Epstein

Interview Replay: Kara on Win Monday with Paul Epstein

<p>The power of momentum on the path to purpose</p><p>OPENING QUOTE:<br />“So often people sort of get stuck, I guess it's the goal. Go find your purpose, go find your mission. But sometimes in order to find that purpose and mission, you just have to start with not staying complacent.”</p><p>Kara Goldin is the founder of Hint, best known for its award-winning and industry-leading Hint Water. She’s also the bestselling author of Undaunted: Overcoming Doubts and Doubters. She’s been named to InStyle’s Badass 50, Fast Company’s Most Creative People in Business, Fortune’s Mo...

50 min

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2025 November 28

How Do I Invest My Inheritance to Replace My Income?

How Do I Invest My Inheritance to Replace My Income?

<p>💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠</p> <p>Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! </p> <p><br></p> <p>Next Steps:</p> <p>💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement </p> <p>📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠)</p> <p>🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠)<...

10 min

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2025 November 24

A big push for climate policy

A big push for climate policy

“What is needed is non-marginal, transformative change to shift the economy, technology, and society”. That’s the typically forthright recommendation from Rick van der Ploeg of the University of Oxford and University of Amsterdam for how to ensure that climate policy is effective at changing our habits and behaviour. He argues that the gradual changes in habits that current policies target don’t go far enough, and that we run the risk of backsliding. But what does this mean in practice? Rick spoke to Tim Phillips about what policies to push, when to push them – and how big the push needs to b

24 min

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2025 November 12

Our Son Makes $100,000 And Still Lives With Us

Our Son Makes $100,000 And Still Lives With Us

<p>💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</p> <p>Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more!</p> <p><br></p> <p>Next Steps:</p> 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. <p> Connect with our Sponsors:</p> Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!  <p> Explore more from Ramsey Network:</p> <p>🎙️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  </p> <p>🧠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

9 min

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2025 November 23

Weekly Roundup 10/31/25 (DATs selling coins, prediction market problems, Bessent's pesos)

Weekly Roundup 10/31/25 (DATs selling coins, prediction market problems, Bessent's pesos)

<p>Matt and Nic are back for more news and deals. In this episode: </p> Mastercard buys Zerohash for around $2b Fiserv has a catastrophic day Bitwise launches a Solana staking ETF Is there another regional banking crisis? EthZilla sold some ETH to buy back shares Will there be activists with the DATs? Are prediction markets structurally doomed? Sen Tillis introduces the Ensuring Fair Access to Banking act Could you go back and time and trade effectively? Bessent's great peso trade What's going to happen with Venezuela? We review the Iran-Contra scandal <p>Content mentioned in this episode:</p> Sen T...

37 min

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2025 October 31

Keone Hon (Monad Foundation) on Blockchains Built to Scale (EP.683)

Keone Hon (Monad Foundation) on Blockchains Built to Scale (EP.683)

<p>Keone Hon, founder of the Monad Foundation joins the show. In this episode:</p> From the point of view of Keone's trading background, what is the promise of blockchains? Reimagining financial systems with blockchains in 2025 Why build Monad, and for anyone using a chain, why use Monad? How the importance of decentralization and chain efficiency becomes underscored during fragile market periods Auto-Deleveraging (ADL): What it is and why it is important. Where is there economic efficiency to be created? How has Keone gone about building a team to tackle this challenge? What would make Monad "successful" in 2-3 years?

21 min

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2025 November 5

The cost of lost biodiversity

The cost of lost biodiversity

Biodiversity is essential for the wide range of economic activities that our planet needs. Yet, the economic consequences of its global decline are hard to estimate, because most population studies focus on individual species in isolation.<br> <br> Frederik Noack of the University of British Columbia argues that this misses a central insight about biodiversity: a healthy environment depends not just on individual species, but also on the way they work together to keep our natural environment in balance. One especially important aspect of this is the way that birds help keep crops safe from pests and reduce the need...

18 min

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2025 November 28

The visual politics of Brexit

The visual politics of Brexit

A decade ago, the UK voted in a referendum to leave the European Union. It was the culmination of years of partisan arguments over membership. During that time, most newspapers in the UK took strong “leave” or “remain” positions in the stories they wrote. But were they less obviously partisan in their choice of pictures too? Wanyu Chung of University of Birmingham and CEPR was one of a team of researchers that used artificial intelligence to estimate the emotional impact of news images of politicians before and after the Brexit vote.<br> <br> Photo: European Union 2016 - European Parliament

20 min

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2025 October 24

Going Analog in a Digital World - (feat. Eric Reinholdt)

Going Analog in a Digital World - (feat. Eric Reinholdt)

46 min

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2025 November 12

Ben Horowitz & Marc Andreessen: Why Silicon Valley Turned Against Defense (And How We’re Fixing It)

Ben Horowitz & Marc Andreessen: Why Silicon Valley Turned Against Defense (And How We’re Fixing It)

<p>Palmer Luckey got fired from Meta for backing the wrong candidate—now he's the hero saving American defense, and that shift tells you everything about how fast the ground moved beneath Silicon Valley's feet. For decades, tech and defense were allies, then came 15 years of hostility so visceral that Google employees revolted over a Pentagon AI contract, and when leadership caved, only three people showed up to hear what border security actually involves. But something broke: COVID exposed our inability to make things, Ukraine revealed wars now iterate in days not decades, and suddenly the Harvard dorm room generation re...

1 hr 16 min

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2025 November 19

Dollar slides as December Fed cut becomes more likely

Dollar slides as December Fed cut becomes more likely

<p>Send us a text</p><p>US PPI and retail sales data push December rate cut odds  up<br/>to 76%. Pound traders eagerly awaiting the UK Autumn budget<br/>announcement. Yen on intervention watch; Kiwi rallies as RBNZ signals no<br/>more cuts. Wall Street celebrates dovish Fed bets, oil slides on Ukraine<br/>deal.</p><p>Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.<br/><br/>Please consider our Risk Disclosure: https://www.xm.com/goto/risk/en<br/><br/>Risk warning is correct at t...

4 min

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2025 November 26

Overcoming climate agenda fatigue

Overcoming climate agenda fatigue

Can COP 30 get the green transition back on track? It’s not a great time for international cooperation right now and, with hindsight, was the period from 2017 to 2022 a “golden moment” the climate transition, and was it an opportunity missed?<br> <br> That’s the argument presented by Livio Stracca, Deputy Director General Financial Stability at the European Central Bank, also the chair of NGFS work on climate scenarios. He talks to Tim Phillips about what we can learn from this golden moment, and what can be done this time around to avoid the dangers of what Livio calls “climate agenda fat...

20 min

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2025 October 31

768 Lindsay Holden: Co-Founder of Odele

768 Lindsay Holden: Co-Founder of Odele

<p>On today’s episode, Kara welcomes Lindsay Holden, Co-Founder of Odele Beauty — the clean, inclusive, and high-performing haircare brand redefining prestige beauty for all.<br />After more than a decade in retail — including eight years as a merchant at Target — Lindsay and her two co-founders set out to build something different: a gender-neutral, salon-grade haircare brand that was affordable, transparent, and designed for real people. They launched Odele in 2020, reaching profitability within six months, and have since grown into more than 12,000 retail doors nationwide, including Target, Ulta, and CVS.<br />In this episode, Lindsay shares how she turned her corporat...

30 min

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2025 November 17

How to make carbon removal work

How to make carbon removal work

We are familiar with climate policy to reduce emissions. We know about the policies to adapt to climate change. But can we successfully reduce the amount of CO2 in the atmosphere, and how do we create policies and incentives to invest in, and take advantage of, those technologies?<br> <br> Ottmar Edenhofer, Director of the Potsdam Institute for Climate Impact Research and chair of the European Scientific Advisory Board on Climate Change, talks to Tim Phillips about an aspect of climate policy that is becoming increasingly important. 

19 min

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2025 November 7

Patti DeWane, CFO and Treasurer of UW Health Northern Illinois

Patti DeWane, CFO and Treasurer of UW Health Northern Illinois

<p>In this episode, Patti DeWane, CFO and Treasurer of UW Health Northern Illinois, discusses key industry pressures including workforce challenges, regulatory concerns, and the rising cost of technology. She also highlights new operational opportunities, service line expansion, and UW Health’s strategy to drive growth while keeping care close to home.</p>

10 min

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2025 November 27

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