
<p>On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down whether a strong January really sets the tone for the rest of the market. They explain why diversification is resurfacing as international stocks and small caps outperform, dig into why the world’s largest asset manager says bonds may no longer protect portfolios the way investors expect, and share smarter ways to manage risk and income in retirement, including shorter-duration bonds and buffered strategies.</p> <p>The show also tackles real planning decisions around selling appreciated investments, evaluating active managers, estate planning for blended fa...

<p >In this episode, Dave breaks down how prioritization really works for busy professionals with adult ADHD. When everything feels urgent and your to-do list never ends, it's easy to confuse motion with progress.</p> <p >This episode of Overcoming Distractions focuses on sorting tasks by importance, urgency, and, most critically, energy.</p> <p >We explore an ADHD-friendly version of the framework Must / Should / Could system to reduce overwhelm and force clarity around what actually needs to get done today.</p> <p >Key discussion points include:</p> Why everything feels urgent when you have ADHD How to identify high-impact vs...

This one will make you thirsty: there's a new brewery coming to Box Elder! This week, business partners Todd and Jon come to the studio to talk about Hairy Cow Brewing's new South Dakota location.<p > Hosted on Acast. See acast.com/privacy for more information.</p>

<p>Morningstar’s latest research nudges the “safe” withdrawal rate down to 3.9%, but Don and Tom make it clear there’s no magic number—just tradeoffs. They walk through fixed vs. flexible withdrawal strategies, why spending adaptability matters more than rules of thumb, and how your goals (spend vs. leave money behind) shape everything. Listener questions tackle bond fund choices (yield vs. stability), portfolio allocation math, and whether an advisor should pay for a costly tax mistake (short answer: yes).</p> <p>0:04 The big retirement question: how much can you safely withdraw?</p> <p>0:32 Morningstar updates the “4% rule” to 3.9%</p> <p>0:55 Why the...











Dayna Spencer is new to the Rapid City cosmetology world but she's ready to take it by storm. This week, Leslie sits down with her to talk about haircare, education, and the power of being your own boss. <p > Hosted on Acast. See acast.com/privacy for more information.</p>

He's on air and now he's on to his next business venture: Mitchell Stafford talks about his experience in the Black Hills Music scene and his decision to start his own company, Stitch Productions LLC. <p > Hosted on Acast. See acast.com/privacy for more information.</p>

<p>There's one key mistake that kept me stuck below 6-figures for 7 years. If you want to scale your digital product or coaching business, but don't want to burnout in the process, you'd be wise to take this simple but powerful piece of advice (advice I ignored for far too long).</p>

<p >In this episode, Dave takes a "street-smart" look at a cycle many high achievers with ADHD know all too well.</p> <p >Survival mode and ADHD!</p> <p >It's that grueling state where you're constantly reacting to fires, clawing your way to Friday, and feeling emotionally depleted at home. Dave will explore why survival mode is a nervous system response rather than a personal failure, and how to shift from chaotic reaction to intentional action.</p> <p >Key Highlights:</p> Defining the Struggle: Identifying signs like constant urgency, mental exhaustion, and the "reaction vs. planning" loop. The High-Achiever Trap...

<p>In this episode of In the Groove with Todd and Jackie, Todd and Jackie welcome Michelle Jewsbury for a courageous and deeply moving conversation about breaking silence, reclaiming your voice, and turning pain into purpose. </p><p>Michelle is a survivor, speaker, and founder of Breaking the Silence, an organization dedicated to combating human trafficking and empowering survivors. In this powerful discussion, she shares her personal journey of resilience, healing, and advocacy — reminding us that our stories, no matter how painful, can become catalysts for change. </p><p>Together, they explore what it means to confront difficult truths, embrace he...

<p>In today’s RaiseMasters Radio episode, Pat sits down with Tony Figliola to break down how he went from trying to do everything solo to scaling faster through partnerships and the fund-to-funds model.</p> <p>They talk about borrowed credibility, learning by doing, and building simple systems that make capital raising repeatable.</p> <p>Tune in if you want a faster path into bigger deals without wearing every hat.</p> <p>Resources mentioned in the episode:</p> Tony Figliola <p>LinkedIn</p> <p>Website</p> <p>Interested in learning how to take your capital raising game to the next le...

<p>In today’s RaiseMasters Radio episode, I sit down with Caleb Edwards to break down how he went from struggling to hit his first raise to building a system that has now raised over $90M in investor capital.</p> <p>We talk about compounding effort, webinar-driven raises, and how to separate your income from your time.</p> <p>Tune in if you want to build a scalable capital raising engine and take advantage of the current market window.</p> <p>Resources mentioned in the episode:</p> Caleb Edwards <p>Instagram</p> <p>Interested in learning how to take your ca...

<p >In this episode of Overcoming Distractions, Dave talks with Scott Proposki, a high-level photographer who has shot for the White House and National Geographic. Scott shares his journey of scaling a seven-figure studio, losing it during the 2020 pandemic, and the psychological toll of that transition.</p> <p >The conversation focuses on how entrepreneurs with ADHD can pivot from seeing their condition as a liability to leveraging it as a professional asset.</p> <p >Even when it seems impossible.</p> <p >Key Discussion Topics</p> The Power of Hyper-Focus: Scott discusses how his camera acted as a "superpower," allowing him...

<p>In today’s RaiseMasters Radio episode, I sit down with Shaun Kriedeman to break down how he’s using LinkedIn, virtual assistants, and targeted outreach to consistently book calls with qualified investors.</p> <p>We unpack how to turn cold outreach into real conversations, build momentum with simple systems, and move prospects toward commitment.</p> <p>Tune in if you want a repeatable way to generate investor conversations without relying on your existing network.</p> <p>Resources mentioned in the episode:</p> Shaun Kriedeman <p>Website</p> <p>LinkedIn</p> <p>Interested in learning how to take your capital rais...

<p>Alright, here's a question for you. If the power grid went down for a full week, when do you think most families would actually run out of food? Day seven? Maybe day five? Aspen Ridge Products City: Vinita Address: 27519 South 4380 Road Website: https://www.preparedpathways.com</p>

<p>In this episode of In the Groove with Todd and Jackie, Todd and Jackie welcome Malcolm Grissom for a heartfelt and inspiring conversation about navigating life with purpose, resilience, and intention — even when the path feels uncertain or challenging. </p><p>Malcolm shares insights from his journey and invites listeners to rethink how they approach growth, mindset, and personal transformation. Together, they explore how embracing challenges, making intentional choices, and cultivating self-awareness can transform the way we experience our lives. </p><p>This episode offers a gentle yet powerful reminder that personal growth and resilience aren’t destinations to reac...

Mortgage rates continue to rise, but housing market is gradually improving. (00:14) Netflix (NFLX) hiking subscription plans to pay for $20B content budget. (01:05) Senate advances Homeland Security funding bill as shutdown strains airports. (01:58)<br /><br />Episode transcripts seekingalpha.com/wsb.<br /><br />Show links: <br />Biggest stock movers Friday: U, VERI, and more<br />Trump’s signature to appear on U.S. currency, a first for a sitting president<br />OpenAI ad pilot crosses $100M annualized revenue mark in six weeks<br />Pentagon weighs sending up to 10,000 more troops to the Middle East: report<br /><br />Sign up for our daily new...

<p>You might be tracking the wrong metrics in your business.</p><p><br>In this episode, I dive into why you shouldn't be aiming for more followers or even more leads.</p><p>I'll share with you one major shift you can make in your strategy that will lead to infinitely more growth.</p><p>Most people are still following out-dated marketing strategies and wondering why their business is barely growing.</p><p>Tune in and discover a better way.</p>

<p >People pleasing is often seen as being helpful, reliable, or easy to work with. But for busy professionals, executives, entrepreneurs, and business owners with ADHD, it can quietly become one of the biggest drivers of burnout, overcommitment, and frustration.</p> <p >In this episode, Dave talks about how people pleasing shows up in leadership and the workplace, why it's so common in high-achieving adults with ADHD, and what it actually costs you over time.</p> <p >More importantly, Dave will explore practical ways to recognize these patterns and how to begin shifting toward healthier boundaries that support sustainable success.<...

U.S. bans new foreign-made routers over security risks. (00:14) SK hynix (HXSCL) to buy $7.9B equipment from ASML. (01:20) Puig (PUIGF) stock jumps after Estée Lauder (EL) confirms merger talks. (01:57)<br /><br />Episode transcripts seekingalpha.com/wsb.<br /><br />Show links: <br />Biggest stock movers Tuesday: CLB, OTLK, and more<br />OpenAI flags Microsoft dependence as key business risk ahead of expected IPO - report<br />Broadcom exec says Taiwan Semiconductor is reaching capacity limits - report<br />Crude climbs on supply worries after Iran rejects U.S. negotiation claims<br /><br />Sign up for our daily newsletter here and fo...

<p>On this week’s Best of Simply Money podcast, Bob and Brian unpack the seven most common financial lies we tell ourselves – from “I’ll be happy when I have more money” to “I’ll figure it out on my own.” These aren’t just small white lies; they’re deeply emotional narratives that can quietly sabotage your financial future. Whether you're navigating lifestyle creep, market timing fears, or generational silence around money, this episode helps you recognize these self-deceptions and replace them with smart, actionable advice. Plus, tips for protecting your finances through divorce, estate planning updates you might have missed, a...

<p>Why does massive wealth flow effortlessly to some while completely avoiding others? The answer lies in an uncomfortable paradox. In this episode, we uncover the ultimate truth about what it actually takes to build serious, lasting wealth. Drawing on insights from tens of thousands of entrepreneurs, we break down the crucial mindset shift you need to make: deeply respecting money as a tool, while remaining completely emotionally indifferent to it. Discover why "capital flows to calmness," how to stop hoarding or repelling wealth, and the exact mindset required to scale to the next level.</p> <p><br></p><p> <...

<p>I sat down with my host for a candid conversation about building businesses online, personal growth, and the mindset it takes to win at a high level. This is a raw, honest look into my journey, lessons, and perspective.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

<p>The show opens with a major announcement: Talking Real Money is leaving terrestrial radio and going fully podcast-only, marking the end of a 16-year Saturday run. A heartfelt surprise call from Don’s wife Debbie reflects on decades of friendship, trust, and listener connection before the tone pivots back to business. The main topic takes aim at perpetual crash predictors like Robert Kiyosaki, dismantling their track records with hard numbers and highlighting the absurdity of market timing. The episode then shifts to a real-world HOA investing debate, using it as a case study to expose the risks and illusions be...

<p>Most businesses stay stuck below 7 figures for 2 primary reasons. In this episode I'll share with you how you could realistically 10-100X your business in a very short amount of time by simply removing these 2 bottlenecks.</p>

<p>Are you ready to stop reacting to life and start intentionally creating your path? </p><p>🎤✨ In this episode of In the Groove with Todd and Jackie, Ly Smith joins Todd and Jackie to share her From Reactor to Creator Method — the framework she teaches inside the 3G’s Mastermind — designed to help you master your self-talk, break free from limiting patterns, and unlock your full potential. </p><p>During the conversation, Ly dives into: </p><p>🔥 How to move from “reactor” to creator in your daily life </p><p>🧠 Shifting your mindset for intentional decisions </p><p>💡 Practical strategies to create ali...

<p>On this episode of Simply Money, Bob and Brian break down why your portfolio may not be falling—even when scary headlines suggest markets are in turmoil. They explain the disconnect between media narratives and real investor experience, including why the Dow’s dramatic point swings don’t tell the full story and how proper diversification—especially with international stocks and small cap value—has quietly supported portfolios in 2026.</p> <p>Plus, a surprising (and alarming) trend: high-income households earning $300K–$500K are more likely to feel “paycheck to paycheck” than those earning far less. Bob and Brian unpack the real culprit...

<p>🎓 How to Send Your Student to College Without Losing Your Mind or Your Money! </p><p>In this powerful episode of In the Groove with Todd and Jackie, we sit down with college admissions strategist Shellee Howard, founder of College Ready, to talk about how families can prepare teens for college with clarity, confidence, and a smart financial plan. </p><p>College planning doesn’t have to be overwhelming, stressful, or financially devastating. Shellee shares practical, strategic insights that help students stand out — while helping parents avoid costly mistakes.</p><p>In this episode, you’ll learn:</p><p>✔️ When to start...

Recently, Burger King has attempted an interesting way to get into contact with their customers. This is what Tom Curtis, BK President and the face of this new strategy, has to say. <p > Hosted on Acast. See acast.com/privacy for more information.</p>

<p>In this special mini episode of In the Groove with Todd and Jackie, Todd and Jackie open up about the heart and purpose behind the Family Talks Retreat, a transformative experience taking place in Costa Rica in April 2026.</p><p>This conversation explores why meaningful communication matters more than ever for families and individuals. Todd and Jackie share how the retreat was thoughtfully designed to create space for honest dialogue, deeper listening, and intentional connection—away from distractions and daily routines.</p><p>🌿 In This Mini Episode, You’ll Hear:</p><p>💬 The vision behind the Family Talks Retreat and why Co...


<p>With geopolitical tension rattling markets and investors stampeding into cash, gold, and energy, Don and Tom step back to deliver a familiar message: nobody knows what’s next—and anyone claiming otherwise is selling something. They walk through the behavioral traps of market timing, explain why diversification (especially beyond U.S. large caps) is quietly doing its job, and highlight the role of small cap and micro-cap stocks as part of a broader portfolio—not a silver bullet. Along the way, they mix in listener calls, practical tips (including liquidity strategies and avoiding irreversible investments), and a running acknowledgment that w...

<p>Iman Gadzhi Podcast - Interview With Jack Neel</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

<p>Feel super busy but your business isn't really growing? This might be why.</p><p>Join the private Telegram channel here.</p>

<p>The housing market is stuck in an unusual freeze, driven by the lingering effects of ultra-low COVID-era mortgage rates, reduced housing inventory, and sharply higher income requirements for buyers. With fewer people moving, less new construction, and more all-cash purchases, affordability has deteriorated and first-time buyers are older than ever. Don and Tom argue that homeownership is often overrated as an investment and suggest renting may be the more rational choice for many. They also tackle listener questions on Robinhood’s 2% transfer bonus (tempting but tied to a five-year lockup), comparisons between today’s market and 1929 (very different structurally), and...

<p>🎧 A Special Podcasthon Episode | In the Groove with Todd and Jackie 🌍 </p><p>This week, In the Groove with Todd and Jackie proudly joins Podcasthon — a global movement uniting podcasters to spotlight charities and amplify the incredible work they do in the world. </p><p>During Podcasthon Week (March 14–20, 2026), thousands of podcasts come together to release special episodes dedicated to raising awareness for nonprofit organizations. It’s a powerful wave of storytelling, generosity, and impact—and we’re honored to be part of it. </p><p>✨ In this special episode: </p><p>The hosts shine a light on a cause close to the...

<p>How do you future-proof your business in an AI world? Listen to this episode and learn about a fascinating brain-scan experiment that might make you re-think about how you use AI.</p><p>Learn more about my new program to help you future-proof your business and scale quickly: https://paidtobringpeace.com/start</p>

<p>You know, I was talking to a contractor last week who told me he ordered three separate dumpsters for a single renovation job because he kept underestimating the space. Ever been there? Zap Dumpsters Peoria City: Peoria Address: 208 SW Center St Website: https://zapdumpsterspeoria.com</p>

<p>In today’s RaiseMasters Radio episode, Adam is joined by Lee Yoder to talk about his journey from physical therapist to managing nearly 900 units in the Midwest.</p> <p>They dive into his recent $8.25M raise for a 415-unit portfolio, the role of partnerships in scaling quickly, and why focusing on tertiary markets has been a game-changer.</p> <p>Tune in to hear how Lee is building cash flow, momentum, and lasting investor relationships.</p> <p>Resources mentioned in the episode:</p> Lee Yoder <p>Website</p> <p>LinkedIn</p> <p>Interested in learning how to take your capital ra...

<p>Your Brain Is More Adaptable Than You Think. For a long time, scientists believed the brain was essentially fixed in adulthood — that the connections formed early in life were largely permanent. That idea has been thoroughly overturned. Studies now show the brain continues to form new connections and reorganize itself well into old age. This capacity is known as neuroplasticity, and it has real implications for how you approach everyday brain health.</p> <p>What Neuroplasticity Actually Means. Neuroplasticity refers to the brain's ability to change its structure and function in response to experience, learning, and environment. It covers ev...

<p>Don fields listener questions on asset allocation, advisor timing, and investing complexity with his usual bias toward simplicity and self-awareness. He emphasizes that the decision to add bonds isn’t about age but about emotional tolerance for loss, shares his own shift to a more conservative 55/45 portfolio, dismisses futures markets as largely speculative noise for most investors, and advises a listener nearing retirement that while there’s no urgency to hire an advisor, the value of planning—especially around taxes and income strategy—becomes increasingly important in the early 60s.</p> <p>0:04 Thunderstorm intro and Q&A format setup</p> <p>1...

<p>Are you struggling to find fulfillment or joy in your work? This might be why.</p><p>-> Work with me</p>

<p>A legal (and 100% ethical) money printer for your business? I built my first one back in 2020 and it's been a game-changer for my business. Listen in and see how you can build one of your own.</p>

The president could name up to 24 advisors on new tech panel. (0:15) Memory chip stocks fall after Google unveils more efficient AI algorithms. (1:22) BlackRock CEO Larry Fink tells private credit investors to ‘live with it.’ (1:59) <br /><br />Show Notes<br />Meta ties exec rewards to $9T valuation <br /><br />Episode transcripts seekingalpha.com/wsb. Sign up for our daily newsletter here and for full access to analyst ratings, stock quant scores, dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions.

<p >In this episode of Overcoming Distractions, Dave welcomes mindset coach and former therapist Cindi Frechette to discuss a non-traditional approach to thriving with ADHD.</p> <p >Moving beyond surface-level productivity hacks like to-do lists and timers…, Cindi introduces the Unknow Method, a framework designed for high achievers to manage mental chaos and mitigate burnout.</p> <p >Cindi shares her "lived experience" with ADHD, offering a unique perspective on how internal narratives drive behavior. Together, they explore how busy professionals can stop "performing" and start living authentically by aligning their daily actions with their deepest values.</p> <p >Key Discussion To...

<p>In this episode, we unpack what it really takes to scale a business without losing control of your time, energy, or vision. The conversation explores leverage, systems, and the kind of structure that creates real freedom while helping you grow at a high level.</p> <p>We also get into leadership, team culture, and the discipline required to build something that lasts. If you're serious about performance, strategic growth, and making the jump from capable to exceptional, this episode is packed with valuable insights.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

It's been a macro week for the market (0:20) Defensive shift; AI stocks really suffering (0:55) Circle down (3:30) Jobs data will provide major catalyst (5:30) Fed and interest rates (7:20)<br /><br />Show links: <br />Sell, Hedge, Rotate: Victor Dergunov's Strategy For A Market Correction<br />Strait of Hormuz disruptions send global plastics prices soaring<br />Secretary of State Rubio says the war with Iran will continue for 2-4 weeks more<br />Wall Street slides as Trump delays Iran energy strikes<br /><br />Episode transcripts: seekingalpha.com/wsb<br /><br />Sign up for our daily newsletter here and for full access to analyst ratings, s...

Olaplex (OLPX) to be acquired by Henkel (HENKY) for $1.4B; stock surges 49% premarket. (00:14) JetBlue (JBLU) jumps on report it's exploring potential sale. (01:14) LA jury finds Meta, Google liable for inducing social media addiction in young woman. (02:05)<br /><br />Episode transcripts seekingalpha.com/wsb.<br /><br />Show links: <br />Biggest stock movers Thursday: OLPX, SMCI, and more<br />Trump team reportedly exploring implications of oil reaching $200 per barrel<br />Iran said to draft bill to impose fees for transit through Strait of Hormuz<br />Super Micro faces lawsuit alleging securities fraud tied to China sales<br /><br />Sign up for our d...

<p>Have you ever opened the Old Testament and felt, uh, totally overwhelmed? You know, like you're reading a completely different book compared to the New Testament? You're definitely not alone. Wordsmith World City: Big Spring Address: Texas Website: https://bettyjohansen.com/</p>

<p>Hey everyone, welcome back! Today we're tackling something really important for physicians who want to work in the United States - the O-1A visa. If you're a doctor with extraordinary ability in your field, this visa could be your ticket to practicing in the U.S. But the application process? It's tricky. So, we've got an expert here to walk us through who qualifies, what the requirements are, and - this is key - the common mistakes people make. Let's jump right in. So, what exactly is the O-1A visa? Chary Law City: New York Address: 1123 Broadway ...

Nasdaq, S&P, Dow futures gain on talks of U.S.-Iran peace plan. (00:14) Pentagon seems to be punishing Anthropic for going public with contract dispute - judge. (01:48) Arm (ARM) stock jumps as CEO Haas issues $15B revenue expectation for new chip. (02:43)<br /><br />Episode transcripts seekingalpha.com/wsb.<br /><br />Show links: <br />Biggest stock movers Wednesday: ARM, KBH, and more<br />Elon Musk's SpaceX may file for U.S. IPO as early as this week, report says<br />OpenAI plans to discontinue its video generation app Sora<br />Foreign phone shipments in China slump 7.7% in February: report<br /><b...

<p>Why Trust Matters More Than You Might Think. Wellness consumers are thoughtful and increasingly cautious. Before someone books a session, signs up for coaching, or walks into a studio for the first time, they've almost certainly done their research online. Your marketing is a significant part of what that research turns up, and if it doesn't communicate trust clearly, many potential clients will simply move on to the next option.</p> <p>Trust Is Built Across Multiple Touchpoints. A wellness marketing strategy that builds trust doesn't hinge on a single tactic. It shows up consistently across multiple touchpoints over...

<p>After a decade as an entrepreneur, I’ve realized success follows seven specific laws. In this episode, I share the raw truth about why private victories come before public applause, how your partner determines your ceiling, and why you must reinvest everything into yourself as your greatest asset. We will also discuss choosing the right business vehicle with unlimited "respawns", removing your ego when you inevitably fail at first, and combining new money hunger with old money patience. Ultimately, if you want the glory, you need the guts to act. I’m rooting for you</p><p> </p><p>Lear...

<p>I’m Iman Gadzhi, a 26-year-old millionaire and entrepreneur of Dagestani origin. On ABtalks, I open up about growing up poor with a single mother, dropping out of school, and still managing to build something for myself despite it all. I revisit some of the toughest moments in my life and share the lessons I took from them. Join me as you get to know the person behind the journey.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

<p>Lifelong Learning Is Necessary for Success in Any Adult Endeavor | Featuring Kami Wanous </p><p>What if education didn’t have to follow a one-size-fits-all path? </p><p>In this powerful episode of In the Groove with Todd and Jackie, the hosts welcome Kami Wanous, founder of The Freedom Scholar, to explore how lifelong learning shapes confident, capable, and successful adults. </p><p>Kami shares her insights on homeschooling, personalized education, and how families can create learning environments that nurture curiosity, independence, and real-world readiness. Through her work, she helps families rethink traditional education and design learning paths that pr...

<p>In today’s RaiseMasters Radio episode, I sit down with Cory Harrelson to unpack what happens after you solve your capital problem and the next constraint becomes scaling the business itself.</p> <p>We talk about building systems, hiring key team members, and increasing deal flow to match investor demand.</p> <p>Tune in if you want to grow from scrappy operator to true business owner.</p> <p>Resources mentioned in the episode:</p> Cory Harelson <p>Website</p> <p>Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser’s Ed...

<p >Busy professionals with ADHD often don't struggle with effort. They struggle with starting the day and shutting it down.</p> <p >Without clear transitions, mornings feel chaotic and evenings feel unfinished.</p> <p >Dave explores how simple, repeatable routines can act as anchors to create stability, reduce decision fatigue, and help you move through your day with more clarity and control.</p> <p >Without adding pressure or complexity!</p> <p >These are must haves for ADHD individuals in demanding careers and businesses.</p> <p >Key Takeaways:</p> Build a simple morning routine focused on momentum, not perfection Start your...

<p>What can a $19,000,000 decision teach you about wealth, risk, and the future? In this episode, we unpack the expensive life lessons and high-stakes financial choices of a future billionaire. We explore the mindset required to navigate massive opportunities, the reality of making tough calls, and the strategies you need to build lasting success in 2025 and beyond. Tune in for an honest look at what it really takes to reach the next level.</p> <p><br></p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

A new reformer Pilates studio is coming to town, and soon. Kassidi Martinez, owner of Black Hills Core Collective, discusses what it's taken so far to open up her own studio and how she hopes to make BHCC a community-driven space where all are welcome. <p > Hosted on Acast. See acast.com/privacy for more information.</p>

<p >If you are trying to manage a packed calendar, constant demands, pulled in 1000 directions, and still feeling behind, it's time to have a talk about your energy and productivity.</p> <p >Managing your time isn't the real challenge, understanding your energy is. For busy professionals with ADHD, especially those balancing demanding careers and family responsibilities, productivity often comes in unpredictable waves.</p> <p >In this short episode, Dave explores how to stop forcing focus and instead align your work with your natural energy cycles.</p> <p >In this episode, we discuss:</p> Why you need to identify your natural...

<p>On this episode of Simply Money, Bob and Brian tackle a question that hits differently when you’ve built real wealth: if the market dropped 20% tomorrow, what would you actually do? They walk through the emotional and mathematical realities of managing a $2–10 million portfolio, why risk tolerance and plan design don’t always align, and how shifting from accumulation to preservation changes everything. You’ll also hear strategies around sequence of returns risk, separating income streams from piles of money, and why diversification today may mean more than just a 60/40 portfolio. Plus, the guys explain why bonds weren’t the “safe...

<p>On this week’s Best of Simply Money podcast, Bob and Brian issue a critical warning for anyone who’s never vetted their financial advisor—breaking down a real-life fraud case and how to protect yourself. They unpack whether gold belongs in your portfolio, reveal the hidden risks of neglected 401(k)s, and explain how to make them work harder for high-net-worth investors. Plus, smart listener questions on helping kids with a home down payment, guarding against early-retirement market drops, and unwinding a concentrated stock position without triggering a massive tax bill.</p>

<p>In this episode, we explore his powerful wealth strategies, break down the ultimate blueprint for making money online, and uncover so much more. Iman’s relentless pursuit of success is all about leveling up, and his approach is nothing short of extraordinary. Stay tuned for the full story on how he made it happen.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

Trump threatens Iran’s power plants if strait not open. (0:17) GameStop earnings draw focus as Cohen touts Berkshire style. (1:17) California jury finds Elon Musk misled Twitter investors. (2:15)<br /><br />Show Notes<br />Earnings Calendar<br />Dividend Roundup<br /><br />Episode transcripts seekingalpha.com/wsb. Sign up for our daily newsletter here and for full access to analyst ratings, stock quant scores, dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions.

<p>✨ How to Help Teens Find College & Career Clarity with Lisa Marker Robbins ✨</p><p>In this episode of In the Groove with Todd and Jackie, we’re joined by Lisa Marker Robbins, Founder of Flourish Coaching Co., for an insightful and heart-centered conversation about helping teens and young adults navigate college and career decisions with clarity and confidence.</p><p>Lisa shares why so many students feel overwhelmed by the pressure to “get it right” and how intentional career planning can completely change the way young people approach their future. Together, Todd, Jackie, and Lisa explore how starting with career cla...

<p>Welcome back, everyone! Today we're tackling something that affects nearly every homeowner in San Diego—tankless water heaters. You know, those sleek, space-saving units that promise endless hot water? Well, they're amazing when they work, but what happens when they don't? Here to help us understand the repair and maintenance side of things is our guest, who's been working with these systems for years. Welcome! Point Loma Home Pros City: San Diego Address: 4990 Viewridge Ave Website: https://www.pointlomahomepros.com</p>

<p>In today’s RaiseMasters Radio episode, Pat sits down with Jodi Satkunam to talk about the real importance of due diligence, the hard lessons learned from early mistakes, and how building the right systems and relationships can completely change the way you raise capital and scale your portfolio.</p> <p>Tune in to hear the key insights every capital raiser needs to know.</p> <p>Resources mentioned in the episode:</p> Jodi Satkunam <p>Website</p> <p>Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser’s Edge.</p> <p>Le...

<p>To achieve your 2026 goals, you must be willing to disappear. I’m sharing my 90-day mission protocol, inspired by NASA’s immersion phase, to help you come back unrecognizable. In this video, I break down the seven rules for total transformation: adopting Monk Mode, designing your environment to remove triggers, and committing to a physical event. We will also focus on income-producing activities like AI, closing the knowledge gap, building a mission-aligned crew, and making a promise to a loved one to fuel your drive. It’s time to lock in and launch. I’m rooting for you</p><p> </p><...

<p>Get the framework from this episode: https://paidtobringpeace.com/blueprint/multi-passionate-pathways</p><p><br></p><p>Get my full collection of business growth systems and blueprints: https://paidtobringpeace.com/blueprints</p>

Gold surrenders 2026 gains as war-driven inflation sparks rate hike fears; silver plunges 11%. (00:14) Musk plans Austin chip factory for AI push. (01:07) Berkshire Hathaway (BRK.A) (BRK.B) to buy stake in Tokio Marine in $1.8B deal. (01:58) <br /><br />Episode transcripts seekingalpha.com/wsb.<br /><br />Show links: <br />Biggest stock movers Monday: SNPS, SMCI, and more<br />SA Asks: What can Congress do to protect Social Security benefits?<br />SA Asks: What happens if the Social Security fund runs dry?<br />Palantir's AI system Maven to be used as core US military system: report<br /><br />Sign up for our daily ne...

<p>Thermal cycling therapy, often called contrast therapy, involves alternating between heat and cold, usually moving from a sauna into a cold plunge or cold shower. The idea is simple. You expose your body to controlled temperature extremes, then allow it to recover. This practice has been around for generations, and recently it has gained popularity among athletes and wellness enthusiasts alike.</p> <p>At its core, thermal cycling works by applying manageable stress. When you sit in a sauna, your core temperature rises. Your blood vessels widen, your heart rate increases, and blood moves toward your skin to release...

<p>The idea of a universal “retirement number” gets dismantled as misleading and overly simplistic, with Don and Tom arguing that retirement planning is deeply personal and depends on spending, income sources, and lifestyle. They walk through a practical way to calculate your own number—starting with real spending, subtracting Social Security and any pension, and determining what your portfolio must generate—while warning against blind reliance on rules like the $1 million target or aggressive withdrawal rates. The episode also tackles listener questions on ETF expense differences, early retirement withdrawal rules, and a real-world case involving retirement income and long-term care pla...

<p>Hey, everyone! Welcome back to the show. I'm thrilled to have Courtney Moeller, an exceptional Capital Collective member and integral part of our inner circle, on today's episode. It's been almost a year since she joined, and let me tell you, Courtney has been a rocket ship in our community.</p> <p>In this insightful conversation, Courtney reflects on her incredible journey over the past year and shares key takeaways. Coming from West Texas with a background in oil and gas, Courtney initially ventured into syndication to raise capital for real estate. However, she quickly discovered the powerful synergy...

<p >Managing the Noise: Why Your Brain Feels So Loud</p> <p >If your brain feels like 37 open tabs that won't load, this short episode of Overcoming Distractions is for you. Designed for entrepreneurs and executives living with ADHD, we explore why your working memory is constantly overloaded and why "externalizing everything" is a biological necessity, not just a productivity tip.</p> <p >Dave shares lived experience on how to move from chronic mental noise to clarity by simply getting information out of your head and into a trusted system.</p> <p >Key Discussion Points:</p> The ADHD Mental Strainer...

<p>As Talking Real Money moves into its final week on terrestrial radio, Don and Tom mix transition talk with a practical rundown of common retirement myths. They push back on the idea that expenses automatically fall in retirement, warn that Social Security was never meant to cover everything, and explain why relying on the market alone can be dangerous when withdrawals begin. Callers bring in questions about the sketchy-sounding Quantum X trading platform, required minimum distributions, whether a high-income worker can retire at 62, ETF bid/ask spreads, and where to hold bonds when a 401(k) offers outrageously expensive fund...

<p>On this episode of Simply Money, Bob and Brian break down why the financial decisions that feel boring or easy to postpone often have the biggest impact on long-term success. From overlooked beneficiary designations and withdrawal strategies to missed tax-planning windows and life risks that don’t show up in market charts, they explain how successful families can do everything “right” and still run into avoidable problems.</p> <p>The conversation highlights why planning for taxes, longevity, healthcare, control, and flexibility matters just as much as investment returns—especially as net worth grows—and how proactive, thoughtful decisions today can protec...

<p >In this episode of Overcoming Distractions, Dave welcomes Dr. Gilly Kahn, a clinical psychologist, ADHD specialist, and author of the new book, Allow Me to Interrupt. While ADHD is often associated with external disruptions in boys, Dr. Kahn highlights how it frequently manifests internally as emotional dysregulation in women.</p> <p >The conversation dives deep into why women are often diagnosed later in life and how biological factors, specifically hormonal shifts, play a critical role in how ADHD symptoms fluctuate.</p> <p >Key Discussion Points</p> The Gender Bias in Diagnosis: Dr. Kahn discusses how current ADHD diagnostic criteria...

You hear that? It's the sound of the Black Hills' newest production company, Ponderosa Sound Co.! This week, Tyler Bills and Mike Grosek sit down with Leslie to discuss their journey to starting a business together and what they hope to add to the Black Hills music scene. <p > Hosted on Acast. See acast.com/privacy for more information.</p>

<p>A lively Friday Q&A kicks off with some unintended voice effects courtesy of Don’s grandkids before diving into listener questions on money market funds versus high-yield savings accounts, Roth vs. traditional 401(k) decisions in high tax brackets, expense ratios in fund-of-funds like Avantis ETFs, the limited value of international bonds, the reality behind indexed annuity caps, and whether investors should ever move beyond simple one-fund portfolios. The throughline: keep it simple, understand risk vs. safety, and don’t overestimate your ability to outsmart well-constructed investment strategies.</p> <p>0:04 Grandkids + Rodecaster voice effects open</p> <p>1:55 HYSA vs. Schw...

<p>On this episode of Simply Money, Bob and Brian break down why so many people who have done everything right—saved, invested, and built significant wealth—still don’t feel confident about their financial future. They explore the difference between passive decision-making and intentional planning, the two factors that truly move the needle, and why “hoping it all works out” can quietly derail even strong portfolios. Plus, why a financial windfall can be a risky moment if you act too quickly, how AI is starting to influence financial decisions (for better and worse), and answers to listener questions on managing c...

<p>✨ New Episode of In the Groove with Todd and Jackie ✨</p><p>In this episode, Todd and Jackie sit down with Kristina Jensen for a meaningful conversation about selling with clarity, confidence, and intention — without pressure or one-size-fits-all scripts.</p><p>Kristina shares how personalized sales conversations can help business owners, coaches, and digital course creators increase income while staying aligned with their values. Together, they explore why confidence on sales calls begins with preparation, how objection handling can feel natural and authentic, and why reviewing and refining conversations is key to sustainable growth.</p><p>Todd and Jackie create...

<p >Why does the day disappear, even when you start with a clear plan?</p> <p >For busy professionals with ADHD, time blindness isn't a character flaw. Research points to neurobiological differences in executive function and time perception, dopamine dysregulation affecting motivation and internal timing.</p> <p >The result? Reactive weeks. Strategic thinking is squeezed out by "urgent." Constant context switching. Strained relationships.</p> <p >In this episode, Dave reframes time blocking as visual decision-making and not rigid scheduling.</p> Why high achievers with ADHD struggle with estimating time The leadership cost of operating without visual structure Using themed blocks...

<p>Welcome back, everyone! Today we're getting into something every UK trading card seller needs to know - how to ship your cards safely without breaking the bank. I've got a guest who knows packaging inside and out. So, let's jump right in. Have you ever bought a card online only to have it arrive bent or damaged? Globe Packaging City: Hayes Address: Unit 5, Caxton Trading Estate Website: https://www.globepackaging.co.uk/</p>

<p>On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why the first five years of retirement can make or break even a $5 million portfolio. They break down sequence of returns risk, walk through real-world examples of how early market drops can permanently impact your plan, and share strategies like liquidity buckets and disciplined rebalancing to protect your future.</p> <p>Plus, common 401(k) mistakes successful investors make, how to prevent concentrated stock from quietly dominating your portfolio, what to do if your financial life is split across multiple advisors, and how to safeguard your...

<p>On this episode of Simply Money, Bob and Brian break down the most expensive lies couples tell themselves about money—especially the dangerous comfort of saying “we’re fine” —and explain how a lack of communication around retirement timing, estate plans, and financial roles can cost families millions and fracture relationships. They also dig into why a single withdrawal rate like the traditional 4% rule isn’t enough, exploring sequence of returns risk, bucket strategies, flexible spending guardrails, and how small tweaks in Monte Carlo assumptions can dramatically change your plan’s success rate. Plus, Allworth’s in-house insurance expert, Jodee Deutsch, j...

Mother-Daughter duo Tammy Yanders and Carl Beuhner talk about Rapid City's beloved Staple and Spice Market, their journey through the years, and an exciting new app venture designed to bring nutrition and fitness right to your phone!<p > Hosted on Acast. See acast.com/privacy for more information.</p>

Heavy oil futures trades appear before Trump post, raising timing questions (0:15) BofA reinstates bullish ratings on Oracle, Microsoft and more. (1:33) The strongest buyer’s housing market on record. (2:32) <br /><br />Show Notes<br />Citi’s negative ROE trend stocks<br /><br />Episode transcripts seekingalpha.com/wsb. Sign up for our daily newsletter here and for full access to analyst ratings, stock quant scores, dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions.

<p>If you were to look at my social media profiles, you would see that I've barely posted a single piece of content in the past several months.</p><p>From the outside it might look like my business is dead or that I quit and went back to a 9 to 5 job.</p><p>But that's far from the truth.</p><p>In fact, my business has prospered this year despite me being almost totally absent from social media and working just a few hours a week on average for most of this year.</p><p>To be exact, my...

<p>In this episode of In the Groove with Todd and Jackie, Todd and Jackie welcome Jan Hoath, known as The Joy Alchemist, for a heartfelt and inspiring conversation about choosing joy — even when life feels uncertain, heavy, or imperfect. Jan shares the deeper message behind her book Joy Anyway and invites listeners to rethink joy not as a reward or destination, but as a daily practice and intentional choice. </p><p>Together, they explore how joy can coexist with grief, challenge, growth, and transition — and still transform the way we experience our lives. </p><p>This episode offers a gent...

<p>In this episode, I sit down for a candid conversation about the journey behind building my business, the lessons that shaped me, and what it really takes to create something meaningful at a high level. We talk about team building, personal branding, investing, handling pressure, and the mindset needed to grow in business and life. If you want a deeper look into how I think about entrepreneurship, leadership, and long-term success, this conversation will give you exactly that.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

<p>In today’s RaiseMasters Radio episode, Pat sits down with Jesse Di Lillo to expose the blind spots that quietly kill deals between LOI and close.</p> <p>They break down due diligence traps, debt structure mistakes, and partner misalignment that can cost investors millions.</p> <p>Tune in if you want to protect capital and close deals with confidence.</p> <p>Resources mentioned in the episode:</p> Jesse Di Lillo <p>Website</p> <p>Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser’s Edge.</p> <p>Learn more...

<p>So, have you noticed something kind of surprising lately? Young people—especially Gen Z—are absolutely devouring Christian mystery novels. Like, they can't put them down. What's going on there? Wordsmith World City: Big Spring Address: Texas Website: https://bettyjohansen.com/</p>

Trump sparks big moves in stocks and oil, signaling rapid Iran war de-escalation. (0:15) DraftKings, Flutter jump on prediction market sports bet crackdown. (1:38) McReplicants serving Happy Meals. (2:19) <br /><br />Show Notes<br />Citi’s top stocks for positive ROE trends <br /><br />Episode transcripts seekingalpha.com/wsb. Sign up for our daily newsletter here and for full access to analyst ratings, stock quant scores, dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions.

<p>On this episode of Simply Money, Bob and Brian break down the stock market volatility tied to escalating tensions in the Middle East and the critical Strait of Hormuz, where roughly 20% of global oil flows, looking back at the 1973 OPEC oil embargo, stagflation, and how markets have historically responded to geopolitical shocks.</p> <p>Plus, they answer listener questions on adjusting stock allocations amid global conflict, calculating emergency cash when income fluctuates, and whether to lock in gains early in retirement or simply rebalance and stay disciplined.</p>

Ever roam around Rapid City and walk by Roam'n Around? Ever wonder what their story is or how they came to be Rapid City's only locally owned and operated travel and outdoor gear shop? Good news! This week Leslie interviews Bridget Machacek, owner of Roam'n Around, to talk about their story that spans nearly two decades.<p > Hosted on Acast. See acast.com/privacy for more information.</p>

Feeling hungry? Hayley Kaemingk comes by the Rapid City Business Journal studio to talk all things downtown business, Block 5, and of course-- fabulous toast!<p > Hosted on Acast. See acast.com/privacy for more information.</p>

This week, Leslie discusses the realities of being a rural grocer and impending changes to food security in South Dakota with 4th-generation owner of Buche Foods, R.F. Buche. <p > Hosted on Acast. See acast.com/privacy for more information.</p>

<p>As Talking Real Money prepares to leave terrestrial radio and become a podcast-only show, Tom and Don pivot from logistics to a deeper issue: the growing financial fragility of retirees. With fewer than 3% of Americans over 65 holding $1M in retirement savings and bankruptcy rates rising among seniors, they explore whether the shift from pensions to 401(k)s helped or hurt. While critics call 401(k)s a failed experiment, the hosts argue the real problem is behavior, education, and lack of early saving. Listener calls reinforce the divide—some are planning wisely in their 30s, while others highlight rising costs, la...

<p>Welcome back to another episode of RaiseMasters Radio on the Cash Flow Connections podcast. Today, I had the pleasure of chatting with Derek Peterson, a valued member of our community and an expert in branding and marketing for real estate professionals.</p> <p>Derek shared insights into his journey within the RaiseMasters world, from his initial role as a marketing resource to his transition into sponsor operator. We delved into his success in raising nearly $50 million in 2023 and his unique approach to storytelling in raising capital.</p> <p>Tune in to learn how Derek uncovers the story of the...

<p>In today’s RaiseMasters Radio episode, I’m joined by Morgan Keim to talk about turning distressed properties into thriving affordable housing communities.</p> <p>We cover his journey from passive investor to active operator, strategies for personalizing the investor experience, and how he’s bridging into fund-to-fund partnerships to expand impact.</p> <p>Tune in to hear how Morgan is creating strong returns and solving real challenges in today’s market.</p> <p>Resources mentioned in the episode:</p> Morgan Keim <p>Email</p> <p>Ebook</p> <p>Interested in learning how to take your capital raising game to the n...

<p>Exchange-traded funds began as simple, low-cost index vehicles, but their popularity has sparked a flood of increasingly speculative products. Don and Tom explain how more than 1,000 new ETFs launched in the past year—many involving leverage, crypto exposure, or even single-stock bets—turning what was once a sensible investment wrapper into a playground for risky financial engineering. They discuss why firms are rushing into ETFs to capture investor dollars, how leveraged products can devastate portfolios, and why investors must focus on what’s inside an ETF rather than the label itself. The episode also answers listener questions about the cost s...