
Listen as PH speaks on the Divisonal Round playoff games in the NFL. <br /><br />Join the community Here.

<p>Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1. </p> <p>Do you love Business English? Try our other podcasts:</p> <p>All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads.</p> <p>IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter</p> <p>Vi...

<p>To mark International Women’s Day 2026, this special episode of The Instructor Podcast is hosted by Emma Fonnaland, who brings together Kate Monk, Diana Todd and Emma Cottington for an open and honest conversation about women in the driver training industry.</p><p>The discussion explores how each guest entered the profession, the challenges they’ve faced along the way, and the experiences that have shaped them as instructors. The conversation touches on topics such as being underestimated due to age or gender, balancing family life with the job, and why empathy, support and human connection matter so much in d...

<p>In today’s episode, I sit down with J Johnson Jr, founder and CEO of High Frequency Highway, a young entrepreneur blending neuroscience, sound, and intention to shift human performance. We talk about discovering frequency through early study and meditation, then applying it beyond spirituality into athletics, business, and daily focus. J shares how binaural beats, pure tone Hertz, and bone conduction create instant on demand state changes, and how that technology became high frequency headphones. We also cover leaving college athletics to follow intuition, building through uncertainty, and scaling a wellness platform while staying aligned. The conversation centers on...











<p>DISCIPLINE YOURSELF - Motivational Speech</p> <p>discipline yourself motivational speech, motivational speech about discipline, comfort is the enemy speech, success mindset motivation, no excuses motivational talk, self discipline speech, powerful motivational video, mental toughness motivation, control your mind speech, growth mindset inspiration, personal responsibility motivation, high performance mindset speech, build strong habits motivational talk, consistency over motivation speech, win the inner battle motivation, master your habits speech, leadership motivational video, take control of your life speech, eliminate distractions motivation, confidence building speech, breakthrough mindset speech, unstoppable mindset motivation, action over excuses speech, elevate your standards motivation, productivity and...

<p >How do you know if you need a female focused leadership development programme with Alex Greenwood.</p> <p > </p> <p >Today we are talking about those leadership development programmes that are designed to help high performers learn the skills and strategies to further their career and be the best leader they can be. </p> <p >The main topic of this discussion today is whether we really need these types of programmes that are for women only?</p> <p >You can probably guess my own personal opinion on this topic seen as though I have my RiSE group programme for...

<p >How real women stop hiding to promote themselves and be more visible</p> <p > </p> <p >Welcome to this very special mini-series for International Women's Day but not only that I am also celebrating 10 years in my business.</p> <p >Now, this one feels a bit special to me. Because over the next few episodes, you're not just going to hear from me - you're going to hear from some absolutely brilliant women I've had the privilege of working with over the years. We're catching up. We're hearing what's happened since. We're talking about what visibility has actually changed...

<p>FOCUS ON IMPROVING YOURSELF – Motivational Speech 2026</p> <p>focus on improving yourself motivational speech, motivational speech 2026, self improvement motivation 2026, become 1 percent better every day, success mindset speech, discipline and consistency motivation, personal growth inspirational video, stop comparing yourself speech, mental strength motivational talk, level up in 2026 speech, growth mindset motivation, build better habits 2026, daily improvement motivation, self discipline speech, high performance mindset 2026, powerful motivational video, eliminate distractions speech, focus and productivity motivation, confidence building speech, inner growth motivational talk, take control of your life 2026, no excuses motivational speech, leadership mindset inspiration, breakthrough mindset 2026, outgrow your old self motivation, winning me...

<b>Welcome to today’s podcast, where we explore how Speakers For Pride Month inspire meaningful conversations around equality, acceptance, and workplace inclusivity. In this episode, we discuss how powerful storytelling and lived experiences from LGBTQ+ leaders can influence positive change within corporate teams. Many organizations today collaborate with pride month speakers for Corporates who share insights on diversity, empathy, and creating safe spaces for every employee. Renowned voices like Sushant Divgikar, Laxmi Narayan Tripathi, and Devdutt Pattanaik bring impactful perspectives that encourage understanding and open dialogue at work. With the SOS Party, organizations can discover inspiring speakers who make Pr...

<b>Hello everyone, and welcome back to the show! Today, we’re talking about something every corporate team needs — energy, connection, and unforgettable experiences. And what better way to achieve that than through Corporate Team Games in Goa? Picture this: your team racing through historic forts, solving clues in vibrant streets, and competing in beachside challenges — all in one thrilling experience. Curated by SOS Party, the Goa City Race transforms ordinary offsites into high-impact adventures. It’s not just fun; it’s strategy, collaboration, and culture blended beautifully. If you’re exploring office team outing activities in Goa, this outdoor adventure de...

<p>In this episode, we break down why the ability to delay gratification is one of the most powerful (and underrated) skills you can build in business & life!<br/><br/>We talk about why most people stay stuck chasing quick wins, how that keeps them in the same cycle year after year, and what actually changes when you learn to play the long game.<br/><br/>If you want more discipline, more confidence, better results, and a life that actually compounds instead of resets this episode is for you! <br/><br/>If you loved today's episode don't forget to hit t...

<p >MEDICARE ADVANTAGE MINUTE: UNITED HEALTHCARE AND ELEVANCE ARE SHRINKING THEIR MEDICARE ADVANTAGE ROLLS!</p> <p >AN OUTDATED MEDICARE RULE (THE 3 DAY RULE) KEEPS SENIORS IN HOSPITALS LONGER THAN NECESSARY. (Temporary irritation will be the repetitive use of the unfortunate term "senior")</p> <p >CORRESPONDENCE:</p> <p >Paula does not need her PDP anymore but needs help figuring out how to disenroll from it.</p> <p >Howard failed to read the ANOC (Annual Notice Of Change) warning him that the monthly premium would be increased to $105. Now he worries about negative ramifications in the event that he stops paying that outrageous premium.</p> <p >Contact me at: DBJ@MLMMailbag.com</p> <p>...

<p >MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE'S "SUNK COST" PROBLEM (Less boring than it sounds)</p> <p >Enjoy a reading from MEDICARE ENROLLMENT GUIDE. Today's selection: Preface</p> <p >SAMPLE DRUG PRICES FROM THE NEW DISCOUNT SITE: TRUMPRx.gov</p> <p >Finally, a quiz about the best & worst places to practice medicine. Authors of the list had trouble differentiating states from cities) </p> <p >Contact me at: DBJ@MLMMailbag.com</p> <p>(Most severe critic: A+) Visit us on: BabyBoomer.ORG</p> <p>Inspired by:</p> <p>"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"</p> <p>"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)</p> <p>"MEDICARE DRUG PLANS...

<p >MEDICARE ADVANTAGE MINUTE: </p> <p >ASSISTING CLIENTS IN SWITCHING FROM MEDICARE ADVANTAGE PLANS TO ORIGINAL MEDICARE WITH A MEDICARE SUPPLEMENT PLAN.</p> <p >GLP-1 drugs: 5 things to know about their use in Medicare.</p> <p >Hard to believe but those subjects plus some lessons in sheep husbandry take up the whole episode!</p> <p >Contact me at: DBJ@MLMMailbag.com</p> <p>(Most severe critic: A+) Visit us on: BabyBoomer.ORG</p> <p>Inspired by:</p> <p>"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"</p> <p>"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)</p> <p>"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"</p> <p>Fo...

<p>This week is a LIFE UPDATE… but also a mindset reset.<br/><br/>We’re talking about the difference between cynical thinking and optimistic thinking and how the way you interpret events literally shapes your confidence, momentum and results.<br/><br/>Because here’s the thing:<br/><br/>Cynical thinking → helplessness → catastrophising → “everything happens to me.'<br/><br/>”Optimism → hope → resilience → “I’ll figure this out.”<br/><br/>And the story you keep telling yourself becomes your reality.<br/><br/>In this episode we cover:<br/>– Why cynical thinking feels protective (but keeps you stuck)<br/>– How optimism actually builds confidence<br/>–...

<p>Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1. </p> <p>Do you love Business English? Try our other podcasts:</p> <p>All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads.</p> <p>IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter</p> <p>Vi...

<p>In this episode, we break down what actually moves the needle in business & life cutting through the noise, getting clear on your priorities & taking action instead of overthinking. </p><p>This is about thinking like a business owner, making smarter decisions, and building momentum without burning yourself out!!</p><p>If you’ve got 15 minutes, we’ll give you perspective, clarity & a mindset shift you can apply immediately.</p><p>If you enjoyed today's episode, dont forget to rate this podcast 5 stars, tag us on your socials & hit that follow button!</p><p>We love you

<p>In today’s episode, I sit down with former NFL quarterback Donovan McNabb, a 13-season veteran best known for leading the Philadelphia Eagles to five NFC Championship appearances and a Super Bowl. We talk about legacy, the Hall of Fame conversation, and how quarterbacks are evaluated beyond rings and stats. Donovan shares what it meant to follow pioneers who changed the game and how respect, resilience, and perspective shaped his journey. He explains why success is never as high or as low as it feels, the power of writing down goals, and how staying hungry keeps you moving forward lo...

<p>In this second In Conversation session, Terry and Lee Jowett step back from techniques, tests, and trends to ask a much bigger question:</p><p>What actually matters in our industry?</p><p>The discussion centres on outcomes, not instructor comfort, not box-ticking, and not social-media perfection, but what genuinely comes out the other end of driver training and onto the roads.</p><p>Lee challenges some deeply ingrained habits within instructor training, particularly the industry’s historic focus on skills and knowledge alone. He argues that while these matter, they don’t explain why serious collisions happen, and ther...

<p>Arnold Schwarzenegger's Life-Changing Motivational Speech: How to Transform Your Perspective and Take Control of Your Life</p> <p><br></p> <p>arnold schwarzenegger motivational speech, arnold schwarzenegger life changing speech, discipline motivational speech, no excuses motivation, success mindset inspiration, champion mentality speech, hard work beats talent motivation, arnold schwarzenegger success story, powerful inspirational speech, personal responsibility motivation, mindset shift motivational video, high performance mindset speech, bodybuilding motivation speech, leadership motivational talk, take control of your life speech, action over comfort motivation, self improvement inspiration, winning mentality speech, daily motivation inspiration, growth mindset motivational talk, eliminate excuses speech, breakthrough mindset...

Listen as PH gives his quick thoughts on the College Football Playoff Games. <br /><br />Join the Community Here

<p >MEDICARE ADVANTAGE MINUTE: 2026 COULD BE THE MOST CHALLENGING YEAR YET FOR MEDICARE ADVANTAGE!</p> <p >A reading from "MEDICARE ENROLLMENT GUIDE": Introduction!</p> <p >How to appeal an IRMAA penalty.</p> <p >High Deductible Plan G is the best Medicare supplement for almost all people in Medicare.</p> <p >A report on four clients starkly illustrates the point that High Deductible Plan G policies have smaller rate increases by far than those endured by clients who have Plan G.</p> <p >Contact me at: DBJ@MLMMailbag.com</p> <p>(Most severe critic: A+) Visit us on: BabyBoomer.ORG</p> <p>Inspired by:</p> <p>"MEDICARE FOR THE LAZY MA...

<p>This is the final episode of The Upgrade Series & it’s not a soft landing. It’s a call forward.<br/>After days of breaking down the habits, mindset shifts, environments, routines and standards required to upgrade your life, this episode is about the one thing that actually changes everything: taking action.<br/><br/>In this final conversation, we bring the series home by talking about what it really looks like to move from consumption to execution, how to stop waiting for clarity and start creating momentum, and why 2026 doesn’t need a new version of you, it needs a deci...

<b>Hello and welcome to today’s podcast, where we explore the Top Corporate Event Planning Companies in Gurgaon and how they transform corporate gatherings into unforgettable experiences. When businesses plan conferences, offsites, or employee engagement programs, professional event planners play a key role in ensuring everything runs smoothly. One name that stands out in the industry is SOS Party, known for delivering creative and well-organized corporate events. With over 20 years of experience, their team specializes in corporate offsites, engaging contests, and innovative employee experiences. Recognized as a reliable team building company in gurgaon, they help organizations strengthen collaboration through ca...

Listen as PH shares his advice on maintaing a healthy mindset while competing. PH gives his tips on finances and mental health in sports. <br /><br />Join the Community Here.

<p>Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1. </p> <p>Do you love Business English? Try our other podcasts:</p> <p>All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads.</p> <p>IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter</p> <p>Vi...

<p>In the fourth and final instalment of In Conversation with Lee Jowett, Terry and Lee focus squarely on the DVSA, and a proposal that has sparked debate, frustration, and deep concern across parts of the industry.</p><p>At the heart of this session is a simple but uncomfortable question:</p><p>How can we assess driving instructors against standards that the assessment itself makes impossible to demonstrate?</p><p>Lee explains in detail why KIT’s proposal calls for a return to full one-hour Standards Checks and Part 3s, not for convenience, but because the current format fundamentally un...

<p> Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1. </p> <p>Do you love Business English? Try our other podcasts:</p> <p>All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads.</p> <p>IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter</p> <p>Vi...

<b>Welcome to today’s podcast, where we explore the dynamic world of Event Management Companies in Gurgaon and what makes corporate events truly impactful. When businesses seek seamless planning, creativity, and flawless execution, one name that stands out is SOS Party. With over 20 years of expertise, SOS Party has become a trusted Event Organization Company in Gurgaon, delivering engaging team-building activities, corporate celebrations, and large-scale business events. Their innovative approach, global experience, and end-to-end services make them a one-stop destination for memorable corporate experiences. From concept to completion, every event is designed to inspire collaboration and success. Ready to el...

<p>In today’s episode, I share why being named Chairman of the Napoleon Hill Institute is both an honor and a responsibility tied directly to my mission of empowering over a billion people to be happy. I break down the four core values that shape my company culture, gratitude, empathy, accountability, and effective communication, and how consistent practice creates energy people want to work around. We also talk about entrepreneurship as the key to solving global challenges, why happiness means making money to help others and have fun, and the story behind my bold new book on removing toxicity fr...

<p>Cease Squandering Your Life: Motivational Speech</p> <p><br></p> <p>cease squandering your life motivational speech, motivational speech stop wasting your life, powerful motivational speech about time, wake up before it's too late motivation, stop wasting your potential speech, success mindset motivation, no excuses motivational speech, personal growth inspirational video, self improvement motivation, discipline motivational talk, take control of your life speech, powerful life changing speech, eliminate procrastination motivation, breakthrough mindset speech, change your mindset motivation, build a life with purpose speech, high performance mindset motivation, confidence building speech, action over excuses motivational talk, resilience motivational video, productivity...

<p>Terry Cook is joined by Chris Bensted, Tom Stenson, and Stewart Lochrie to look back on 2025.</p><p>Together they unpack the wins, the failures, and the frustrating feeling that change in the industry is happening… just not always where or how people want it.</p><p>Topics include failure to change, CPD beyond “ticking boxes”, Part 3 heartbreaks, collaboration across the industry, the rise (and misuse) of AI, neurodiversity, road safety, events, and why many instructors still stop developing the moment they qualify.</p><p>There’s reflection on what’s shifted in 2025, what’s improved, and why 2026 might finally be t...

<p>This is the final episode of The Upgrade Series & it’s not a soft landing. It’s a call forward.<br/>After days of breaking down the habits, mindset shifts, environments, routines and standards required to upgrade your life, this episode is about the one thing that actually changes everything: taking action.<br/><br/>In this final conversation, we bring the series home by talking about what it really looks like to move from consumption to execution, how to stop waiting for clarity and start creating momentum, and why 2026 doesn’t need a new version of you, it needs a deci...

<b>Welcome to today’s episode, where we explore the ultimate Team Outing in Kumarakom with SOS Party, Kerala’s #1 rated corporate offsite partner. Imagine your team arriving by the serene Vembanad Lake, checking into premium resorts like The Zuri Kumarakom, Kerala Resort & Spa or Taj Kumarakom Resort & Spa, Kerala, and stepping into a world of collaboration and celebration. From high-energy drum circles and beach challenges to luxury venue bookings, entertainment, branding, and seamless logistics—SOS Party handles it all. Planning a Corporate Day Outing in Kumarakom? Expect curated team building, cultural performances, DJs, and flawless MICE execution wrapped in the au...

<b>Welcome to today’s podcast, where we explore exciting Corporate Family Day Ideas that bring teams and their loved ones closer than ever! If you’re planning a vibrant office celebration, imagine transforming your workplace into a lively carnival filled with laughter, colors, and connection. With SOS Party, every company family fun day becomes a seamless experience—from carnival-themed décor and arcade gaming stalls to DIY art corners, mascots, and delicious food stations. Picture parent-child duo challenges, karaoke battles, a surprise flashmob, and even a powerful family drum circle creating unforgettable memories. It’s more than just an event; it...

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<p>In today’s episode, I talk about why money is a bad word for so many people and how that belief quietly limits what we receive. I share how losing over $100 million forced me to rethink giving, faith, and the difference between receiving and being given. Kindness and love are infinite, but money and time are manmade constructs that require awareness and alignment. I explain why the more you give, the more you’re given, and how raising your frequency increases what you’re able to see and receive. When you align your behaviors with your divine direction, money become...

<p>Before we dive in <b>don’t forget our Oi Let’s Talk community walk is happening Feb 21st, 8am at The Observatory Café in Melbourne.</b><br/>Bring your mum, your bestie, your dog or come solo and make new friends. Coffee, chats, sunshine, good energy. We can’t wait to see you there!!!<br/><br/>In this episode, we’re talking about something that’s quietly keeping a lot of people stuck: overconsumption.<br/>Overconsuming content.<br/>Overconsuming clothes.<br/>Overconsuming advice.<br/>Overconsuming information instead of taking action.<br/>We chat about why constantly consuming doesn’t equal progre...

<p>In the third instalment of In Conversation with Lee Jowett, Terry and Lee take a hard, honest look at where the driving instructor industry actually is right now.</p><p>Lee opens by describing an industry at a crossroads: full of potential, but vulnerable if meaningful change doesn’t happen. While there are positives, particularly the mindset of newer instructors, there are also serious concerns about qualification processes, inconsistent training standards, and the absence of effective oversight.</p><p>Together, Terry and Lee explore:</p>Why the industry feels fragmented and inconsistent from top to bottomHow inadequate or outdated tr...

<b>Welcome to the Corporate Engagement Podcast. Today, we’re exploring how Online Team Activities For Family Day are redefining employee engagement in a hybrid world. Organizations are no longer limiting celebrations to office spaces—they’re extending them into employees’ homes, creating inclusive, meaningful experiences for families as well. Curated professionally by SOS Party, these virtual celebrations begin with a vibrant digital welcome, followed by high-energy icebreakers, interactive game shows like Talking Tokyo–Family Edition, Wheel of Fortune challenges, and Minute to Win It competitions. Add-ons such as live illusionists, musical concerts, ventriloquist acts, and virtual dance parties ensure engagement...

<p>This week is a LIFE UPDATE… but also a mindset reset.<br/><br/>We’re talking about the difference between cynical thinking and optimistic thinking and how the way you interpret events literally shapes your confidence, momentum and results.<br/><br/>Because here’s the thing:<br/><br/>Cynical thinking → helplessness → catastrophising → “everything happens to me.'<br/><br/>”Optimism → hope → resilience → “I’ll figure this out.”<br/><br/>And the story you keep telling yourself becomes your reality.<br/><br/>In this episode we cover:<br/>– Why cynical thinking feels protective (but keeps you stuck)<br/>– How optimism actually builds confidence<br/>–...

<p>In this in-person conversation, Terry sits down with Lee Jowett to explore what really shapes a driving instructor, beyond passing tests, ticking boxes, and collecting certificates.</p><p>Lee discusses his journey into the industry, why he never set out to be a trainer, and how discovering coaching fundamentally changed both his teaching approach and his personal identity. From early mentorship under Claire Wilmot, through formal coaching education and psychology-led training, to co-founding KIT (Knowledgeablee Instructor Training), this episode is a deep dive into development, reflection, and doing the work properly.</p><p>Expect to hear:</p>Why experience...

<b>Welcome to today’s podcast, where we explore how impactful corporate experiences are created by a leading MICE Event Management Company in Delhi. In the fast-paced corporate world, engaging employees and building stronger teams is essential for long-term success. That’s where SOS Party steps in, delivering innovative offsite events, indoor and outdoor team building games, and creative employee engagement activities designed for modern workplaces. As a trusted Corporate Event Planner in Delhi, SOS Party offers a wide catalog of 100+ unique team building experiences that inspire collaboration, boost productivity, and bring teams closer together. From high-energy outdoor challenges to inte...

<p >Why I am talking more about men for this years International Women's Day.</p> <p > </p> <p >In all transparency, last IWD I wasn't thrilled at the prospect of celebrating another day filled with purple balloons, cupcakes and being told to hug ourselves. The whole thing was starting to make me cringe. How will all this smash the patriarchy?</p> <p >Now this sounds crazy to you and me both because I know how important days like this are for raising awareness - thats the whole point of awareness days / weeks / months, but that's just the thing - has...

<p>Don't skip this important phase! <br/><br/>In this episode, we break down the most misunderstood (and most important) phase in any fitness journey: maintenance.<br/><br/>If you’ve ever:<br/>- Lost weight then felt stuck, burnt out, or scared to eat more<br/>- Felt anxious without tracking every gram<br/>- Hit your goal… then slowly slid backwards<br/>- Been stuck in the cycle of deficit → overeating → “starting again Monday”<br/><br/>This episode is your wake-up call.<br/><br/>We cover:<br/>- What a maintenance phase actually is (and what it isn’t)<br/>- Why ma...

<p>If you’re constantly saying “I’ll start again Monday” this episode is for you.<br/><br/>In this episode, we unpack why waiting for the “perfect moment” is one of the biggest reasons people stay stuck, inconsistent, and frustrated with themselves and how to break the stop-start cycle without crashing out or starting over… again.<br/><br/>We talk about:• Why waiting for Monday kills momentum• The difference between mini resets and full life overhauls• How to rebuild consistency after you’ve “fallen off”• Why adaptability beats extreme plans every time• How to stop derailing yourself after one off-track choice• Why confidenc...

<p>The very first Instructor Boardroom brings together a panel of familiar voices from across the industry to tackle the big questions facing driving instructors today. Terry Cook is joined by Tom Stenson, Andy MacFarlane, Laura Joyce, Ray Seagrave, Emma Cottington, Chris Bensted and Dan Hill for a wide-ranging discussion shaped by real questions from instructors.</p><p>From the changing demand for manual and automatic lessons, to the challenges of pricing, test availability and supporting PDIs, the group share their honest experiences from different parts of the country. They also explore how instructors can stand out in a crowded...

<p >MEDICARE ADVANTAGE MINUTE! THE NINE BIGGEST DISADVANTAGES TO MEDICARE ADVANTAGE!</p> <p >I want to do a good job for my clients. Some companies make that easier than others. One of them is an absolute standout, in spite of not always maintaining rate stability with Plan G premium increases.</p> <p >An insurance broker in Atlanta is worried about my diminished income. Agents make smaller sales commissions when they sell low-cost products like HDG.</p> <p >Finally, I quiz Randy on which states are projected to be best and worst for retirement this year.</p> <p >On the way, I inadvertently placed Eagle in Wyo...

<p>If you want to grow on social media, you need to stop treating it like a hobby and start treating it like a skill.<br/><br/>In this episode, we break down what actually moves the needle when it comes to growth and it’s not posting more random content or copying trends that don’t align with you!!<br/><br/>We talk about:<br/>– Why clarity beats consistency<br/>– The mistake of speaking to “everyone”<br/>– Creating content that converts, not just reaches<br/>– Building authority through lived experience<br/>– Playing the long game (delayed gratification always wins)<br/><br/>If you’re...

<p>In this episode, I share why working harder isn’t the answer — working with purpose is. If your purpose is greater than your pain, you won’t quit. The issue isn’t activity; it’s misalignment. When your intention is clear, your focus sharpens. When your focus sharpens, your results compound. I explain how to eliminate interference, leverage the right people and systems, and measure what truly matters. Your calendar and metrics tell the truth. This is about shifting from reactive work to designed intention — turning effort into aligned impact and building a legacy through the consistent pursuit of your potenti...

<p>Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1. </p> <p>Do you love Business English? Try our other podcasts:</p> <p>All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads.</p> <p>IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter</p> <p>Vi...

Listen as PH speaks on Men and Womens college Hoops as well as the NFL Free agents. <br /><br />Join the Community Here

<p>In today’s episode, I’m joined at Pebble Beach by Marshall Faulk and Virgil Herring for a conversation about mindset, competition, and inner alignment. Marshall shares how a Hall of Fame mentality carries from football to golf to business, why every shot and every opportunity demands preparation, and how giving yourself permission to be great silences self-doubt. We talk about controlling the moment instead of letting it control you, coaching athletes at their level rather than your own, and creating true competition in the NIL era. This is about process over results, earning your place, and living in alig...

<p>In today's episode, we’re getting honest with no BS advice about supplements specifically, three popular ones we think are overrated and why.<br/><br/>Before we dive in, we kick things off with a quick word of the year, a life update, and what’s been going on behind the scenes lately. <br/><br/>Then we break down supplements from a practical, evidence-based perspective cutting through marketing hype, influencer trends, and “you need this to see results” messaging.<br/><br/>We also chat about what’s coming next for the podcast and our plans for 2026, including how we want this s...

<p >How allyship is always a verb and allies do more with effective accountability with Teagan Robinson-Bell</p> <p >Today we have a returning guest on the show because she's just brilliant and I could talk to her all day about DEI, gender equity and inclusive cultures because it's her speciality!</p> <p >Teagan Robinson Bell has been Anchor's Diversity and Inclusion Manager since 2021 and has been with the housing association for nearly 6 years. She has led Anchor's inclusion agenda that supports colleagues with their career goals and personal development whilst being their authentic selves and supports residents to live...

<p>If you’re constantly saying “I’ll start again Monday” this episode is for you.<br/><br/>In this episode, we unpack why waiting for the “perfect moment” is one of the biggest reasons people stay stuck, inconsistent, and frustrated with themselves and how to break the stop-start cycle without crashing out or starting over… again.<br/><br/>We talk about:• Why waiting for Monday kills momentum• The difference between mini resets and full life overhauls• How to rebuild consistency after you’ve “fallen off”• Why adaptability beats extreme plans every time• How to stop derailing yourself after one off-track choice• Why confidenc...

<p>In this episode, we break down why the ability to delay gratification is one of the most powerful (and underrated) skills you can build in business & life!<br/><br/>We talk about why most people stay stuck chasing quick wins, how that keeps them in the same cycle year after year, and what actually changes when you learn to play the long game.<br/><br/>If you want more discipline, more confidence, better results, and a life that actually compounds instead of resets this episode is for you! <br/><br/>If you loved today's episode don't forget to hit t...

<p >MEDICARE ADVANTAGE MINUTE! KAISER'S $556 MILLION MEDICARE ADVANTAGE WHISTLEBLOWER LAWSUIT</p> <p >HIPPA privacy be damned; one of my doctor bills started at $265 but after going through Medicare and my High Deductible Plan G, the bill magically became $17!</p> <p >Life expectancy in the USA has set a new record.</p> <p >We list the top 10 causes of death.</p> <p >Then we list the Medicare supplement rate increase filings from several insurance companies in several states. Bottom line: Medical inflation is exerting upward pressure on insurance costs.</p> <p >Finally, beware of Kindle E-books! They now allow readers to ask questions about the content. That part is OK but the answers will...

<p>In today’s episode, I sit down with Somia Farid Silber, CEO of Edible Brands, to talk about scaling a family legacy into a modern, multi-brand powerhouse. From growing Edible Arrangements to launching edibles.com and expanding into fast casual with Roti Modern Mediterranean, Somia shares how she blends operational roots with strategic innovation. We discuss leading franchise communities, earning credibility inside a family business, and using AI to drive efficiency and long-term growth. She also opens up about navigating expectations, public speaking as an introvert, and inspiring the next generation of female entrepreneurs in an industry where less th...

<p >MEDICARE ADVANTAGE MINUTE: CMS (THE GOVERNMENT) TAKES AIM AT MEDICARE ADVANTAGE FRAUD</p> <p >Correspondence:</p> <p >Client Mike writes to ask me to find his wife a Plan G Medicare supplement with a better price. Her current Aetna plan has scheduled a $60+ monthly rate increase so Mike asked me to look for a better deal. </p> <p >Once again I explained the advantages of High Deductible Plan G (HDG) but Mrs. Mike is very risk averse and wants to stay with regular (expensive) Plan G.</p> <p >A few weeks after, Mike contacted me again to announce that he plans to switch to HDG when his s...

<p >How building allies builds your inclusive culture</p> <p > </p> <p >On today's episode we are chatting with the amazing Natalie Quilter. A diversity and inclusion specialist </p> <p >Natalie is an accomplished operations and inclusion leader within the housing sector, currently leading the G15s inclusion strategy. Motivated by her own mental health challenges and being a caregiver for her mother, Natalie uses her lived experience and specialist knowledge to support employees both within the sector and beyond.</p> <p >She partners with organisations ranging from small to global enterprises – delivering impactful talks and workshops on topics in the E...

<p>Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1. </p> <p>Do you love Business English? Try our other podcasts:</p> <p>All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads.</p> <p>IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter</p> <p>Vi...

<p><b>PSA join us for our first in person meet up (</b><b>walk & coffee catch-up)</b><b> in Melbourne, 8am the Observatory Cafe the 21st of February!!!</b></p><p>If your year hasn’t started the way you planned… this episode is for you.</p><p>In this week’s episode we’re getting honest about January slumps, feeling behind, and the pressure to “have it all figured out” already. </p><p>We share a life update, what we’ve been working on behind the scenes, and the mindset shift that actually gets you out of a rut, not more m...

<b>Hello everyone, and welcome back to our podcast where we talk about the best ideas for corporate events and team experiences. Today’s topic is finding the right MICE Event Company in Goa for unforgettable corporate gatherings. If you’re planning an offsite, conference, or incentive trip, SOS Party is a name worth exploring. Known for creative corporate events and engaging team activities, SOS Party helps organizations turn simple meetings into exciting experiences. In fact, among many Event Management Companies in Goa, SOS Party stands out with more than 100 unique team building activities and 50+ venue options across Goa. From indo...

<p >How to make sure you have the best role models for an inclusive culture with Teagan Robinson</p> <p > </p> <p >Today's episode with have the fab Teagan Robinson who has been Anchor's Diversity and Inclusion Manager since 2021 and has been with the housing association for nearly 6 years. She has led Anchor's inclusion agenda that supports colleagues with their career goals and personal development whilst being their authentic selves and supports residents to live lives that allow them to thrive in later life. Her ethos is that everyone's voice should be heard and that cognitive diversity allows organisations to...

<p>How to address 'banter' in the workplace for a truly inclusive culture</p> <p >Today we have Tim Hartley on the show. With 20 years experience in the rail sector, Tim led the growth of GB Railfreight since 2020, as Business Development Director. He has had full P&L Accountability for the Intermodal market which has doubled in size during his tenure. He was accountable for growing revenue across the business by over 50%. Tim led sales activity across all market sectors.</p> <p >He ran the HR function, Marketing, Public Affairs and Communication as well as Chairing the technology review group. P...

<p>In this episode, Terry is joined by someone he’s been trying to pin down for years: Rachael Butler of Intelligent Instructor. And it was worth the wait.</p><p>This is a conversation that goes well beyond the usual ADI chat. Rachel opens up about her journey, the realities of working within Intelligent Instructor, the thinking behind the events and awards, and the huge amount of unseen graft that powers the brand.</p><p>She also talks candidly about menopause, brain fog, confidence, and the juggling act of life, topics that don’t often get discussed openly in this...

<p >MEDICARE ADVANTAGE MINUTE! ONE THIRD OF INSURED ADULTS SAY THAT PRIOR AUTHORIZATION HAS BEEN A MAJOR BURDEN IN ACCESSING CARE!</p> <p >We address correspondence from some who have unusual situations with respect to Medicare.</p> <p >An 81-year-old man is covered by Original Medicare only. His son writes to ask about the possibilities of improving his father's protection by acquiring a Medicare supplement.</p> <p >Then Len writes to ask whether the series of steps his friend Dan has planned makes sense. The goal: disenroll from Dan's existing Medicare Advantage plan and begin to enjoy superior Medicare protection and freedom of choice with a supplem...

<p>Before we dive in <b>don’t forget our Oi Let’s Talk community walk is happening Feb 21st, 8am at The Observatory Café in Melbourne.</b><br/>Bring your mum, your bestie, your dog or come solo and make new friends. Coffee, chats, sunshine, good energy. We can’t wait to see you there!!!<br/><br/>In this episode, we’re talking about something that’s quietly keeping a lot of people stuck: overconsumption.<br/>Overconsuming content.<br/>Overconsuming clothes.<br/>Overconsuming advice.<br/>Overconsuming information instead of taking action.<br/>We chat about why constantly consuming doesn’t equal progre...

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<p > </p> <p >How to make sure women in midlife get the recognition they deserve with Nina Evison</p> <p > </p> <p >Today we have our last but by no means least conversation with a fabulous woman to finish up this mini series all about the importance if visible leadership for women in housing and finishing off with a bang all about whether women in or approaching midlife and also the impact of menopause can affect visibility.</p> <p > </p> <p >Nina Evison is an experienced senior leader with over 20 years' experience of driving strategy, culture change and performance in...

<p >MEDICARE ADVANTAGE MINUTE: HUMANA COULD END 2026 AS THE LARGEST MEDICARE ADVANTAGE CARRIER IN THE USA! They are poised to take over the #1 spot from United Healthcare. </p> <p >TRUMPRx.gov is open for business and discounting more than 40 expensive drugs. We go through a thorough Q & A about how to start cashing in!</p> <p >Massachusetts seems to be the land of rejected health insurance claims.</p> <p >Finally, we have a rousing quiz about which states have had the highest recent population growth in the US. </p> <p >Contact me at: DBJ@MLMMailbag.com</p> <p>(Most severe critic: A+) Visit us on: BabyB...

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<p>In today's episode, we’re getting honest with no BS advice about supplements specifically, three popular ones we think are overrated and why.<br/><br/>Before we dive in, we kick things off with a quick word of the year, a life update, and what’s been going on behind the scenes lately. <br/><br/>Then we break down supplements from a practical, evidence-based perspective cutting through marketing hype, influencer trends, and “you need this to see results” messaging.<br/><br/>We also chat about what’s coming next for the podcast and our plans for 2026, including how we want this s...

<p>In this episode, we break down what actually moves the needle in business & life cutting through the noise, getting clear on your priorities & taking action instead of overthinking. </p><p>This is about thinking like a business owner, making smarter decisions, and building momentum without burning yourself out!!</p><p>If you’ve got 15 minutes, we’ll give you perspective, clarity & a mindset shift you can apply immediately.</p><p>If you enjoyed today's episode, dont forget to rate this podcast 5 stars, tag us on your socials & hit that follow button!</p><p>We love you

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<p >How being an ally can literally change lives </p> <p > </p> <p >Abbie is today's guest and she is a communities and placemaking manager with 20 years of experience in social housing. She is inspiring and passionate about supporting individuals and communities to thrive. She uses this passion to support women both in and outside of Home Group Housing Association to realise their potential. She hopes to widen the scope of the women's network to engage and support as many women as possible.</p> <p >Today we talk about those allies that really made a game changing difference to her life...

<p>In today’s episode, I sit down with serial entrepreneur and investor Terry Knight, whose mission is to help people grow, scale, and live with purpose. We talk about faith, family, and what it really means to help a billion people be happy. I share why “I am” is my favorite verse, how doing your best, learning lessons, and having fun shapes my parenting, and why non-negotiable time for sleep, health, and family changes everything. We also discuss losing over $100 million, rebuilding through humility, and why your daily behaviors matter more than today’s evidence.</p>

Listen as PH speaks on the College Football Playoffs. <br /><br />Join my Community Here

Listen to PH speak on the NFL teams that have 1 game left to win or go home. <br /><br />Join the Community Here<br /><br />IG: PH32Films

<p>In this latest Six 4 Sixty, Terry’s joined by a proper Road Safety Justice League — six heavy-hitters from across the sector, for a fast-paced, insight-packed roundtable on what’s really going on in UK road safety right now.</p><p>First up: the new UK Road Safety Strategy - what it gets right (targets, Safe System thinking, young driver focus) and what it still dodges (funding, enforcement, GDL, and moving quicker than the world changes). Then the conversation turns to young drivers and brain development: how instructors can bridge the gap with habits, routines, preparation, scenario work, and practical “if/then”...

<p>In today’s episode, I sit down with Nik Atanackovic of The Victory Degree Podcast to break down what it really takes to make a lot of money, help a lot of people, and have a lot of fun. We talk about the biggest misconceptions around money, why giving and receiving don’t follow the rules most people assume, and how failing to receive actually limits your ability to serve others. I share the quantitative disciplines I use to measure interference, the non-negotiable behaviors that anchor my day, and why happiness comes from devotion to your potential, not attachment to o...

<p >MEDICARE ADVANTAGE MINUTE: MY DOCTOR DROPPED OUT OF MY (MA) NETWORK; WHAT SHOULD I DO NEXT?</p> <p >Q & A illustrates the limitations of Medicare Advantage plans.</p> <p >Article: Do Not Add to the Social Security Administration Delays</p> <p >In other words, do not make these errors that will delay the time between the start of your application and confirmation of the effective date of your Medicare coverage.</p> <p >Contact me at: DBJ@MLMMailbag.com</p> <p>(Most severe critic: A+) Visit us on: BabyBoomer.ORG</p> <p>Inspired by:</p> <p>"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"</p> <p>...

<p>DISCIPLINE YOUR MIND TO STAY IN ALIGNMENT (New Year Motivational Speech 2026)</p> <p>discipline your mind motivational speech, new year motivational speech 2026, mental alignment motivation, success mindset 2026, win the inner battle speech, self discipline motivation, control your thoughts speech, mindset shift 2026, personal growth motivational video, powerful new year motivation, eliminate distractions speech, mental clarity motivational talk, focus and discipline 2026, daily habit building motivation, high performance mindset speech, master your mind motivation, stop self sabotaging speech, growth mindset 2026, leadership mindset motivation, inner strength inspirational speech, take control of your life 2026, breakthrough mindset motivation, mental toughness speech, reset your life 2026 motivation...

<p>In today’s episode, I sit down with retired Navy SEAL and former CIA operative Michael Jaco, a veteran of 35 years in high-risk combat zones who now teaches intuition and frequency-based performance. From near-death childhood experiences to a moment in Iraq where he saw his own body after an explosion, Michael shares how faith, discipline, and the frequency of love shaped his survival. We talk about fear and anger in combat, the measurable power of vibration, and how the same principles that kept his teams alive now apply to business, health, and longevity. This is a conversation about belief, re...

<p >How accountability is the best way to build male allies in the workplace</p> <p >Today's guest as part of this allyship series is the incredible Josh Nesbitt. Josh is a software engineer and technical leader based in the UK. He's been working on the web for the last 19 years, and during that time, he's worked with a wide range of clients, from indie start-ups to some of the largest organisations in the world. His work spans from hands-on projects building large platforms to leading some of the best-performing teams in the industry.</p> <p >Alongside his work as a...

<b>Welcome to today’s podcast, where we explore excellence in Corporate Event Organisers in Delhi! If you’re looking to transform ordinary office gatherings into extraordinary experiences, this episode is for you. Today, we spotlight SOS Party – Offsite Event Management Company Delhi, a trusted name delivering impactful team building activities and employee engagement programs. From high-energy outdoor adventures to interactive indoor sessions, they curate over 100 unique activities designed to inspire teams and boost productivity. When it comes to corporate event management in Delhi, strategic planning, creative execution, and seamless coordination make all the difference. SOS Party ensures every corporate celebr...

<p>CHANGE YOUR MINDSET, CHANGE YOUR LIFE – Motivational Speech 2026</p> <p>change your mindset change your life motivational speech 2026, motivational speech 2026 mindset, success mindset 2026, mindset shift motivation, personal growth speech, powerful motivational video 2026, discipline mindset speech, life transformation motivation, think different live different speech, leadership mindset motivation, self improvement speech, no excuses motivation 2026, high performance mindset, daily motivation inspiration, build confidence speech, grind mindset 2026, focus and discipline motivation, growth mindset speech, productivity mindset motivation, winning mindset talk, unstoppable mindset speech, clarity and purpose speech, motivational video for entrepreneurs, success psychology speech, breakthrough year motivation, mental strength speech, take control of yo...

<p><b>PSA join us for our first in person meet up (</b><b>walk & coffee catch-up)</b><b> in Melbourne, 8am the Observatory Cafe the 21st of February!!!</b></p><p>If your year hasn’t started the way you planned… this episode is for you.</p><p>In this week’s episode we’re getting honest about January slumps, feeling behind, and the pressure to “have it all figured out” already. </p><p>We share a life update, what we’ve been working on behind the scenes, and the mindset shift that actually gets you out of a rut, not more m...

Listen as PH speaks on the top players in college hoops and how much power they have in 2026. <br /><br />Join the Community Here

<p>Finding the Meaning of Your Life – Jordan Peterson Motivational Speech</p> <p>finding the meaning of your life jordan peterson, jordan peterson motivational speech, responsibility creates purpose speech, life purpose motivation, meaning through struggle speech, personal responsibility motivational talk, order before chaos motivation, self improvement inspirational video, success mindset speech, powerful motivational video, clean your room philosophy speech, build meaning in your life motivation, mental toughness speech, growth mindset inspiration, transform chaos into order speech, stop wasting your potential motivation, leadership mindset motivational talk, discipline creates freedom speech, confidence building speech, high performance mindset motivation, take control of your li...

<p>FOCUS ON YOUR TRUE SELF - Motivational Speech</p> <p>focus on your true self motivational speech, motivational speech about authenticity, drop the mask motivation, stop seeking approval speech, self improvement inspirational video, personal growth motivational talk, success mindset motivation, reconnect with your purpose speech, powerful motivational video, inner strength motivational speech, confidence building inspiration, authenticity motivational talk, growth mindset speech, leadership motivational video, eliminate comparison motivation, live with alignment speech, self awareness motivational talk, build self confidence speech, breakthrough mindset motivation, take control of your life speech, mental clarity motivational video, change your mindset inspiration, elevate your standards...

<p>Don't skip this important phase! <br/><br/>In this episode, we break down the most misunderstood (and most important) phase in any fitness journey: maintenance.<br/><br/>If you’ve ever:<br/>- Lost weight then felt stuck, burnt out, or scared to eat more<br/>- Felt anxious without tracking every gram<br/>- Hit your goal… then slowly slid backwards<br/>- Been stuck in the cycle of deficit → overeating → “starting again Monday”<br/><br/>This episode is your wake-up call.<br/><br/>We cover:<br/>- What a maintenance phase actually is (and what it isn’t)<br/>- Why ma...

Listen as PH Speaks on The current NFL Playoff Picture. <br /><br />Join My Community Here<br /><br />Youtube/Instagram: PH 32 Films

<p>The new Road Safety Strategy has landed. The reaction has been loud, emotional, and often misdirected.</p><p>In this episode, Terry Cook doesn’t break down policy line by line or defend government decisions. Instead, he slows the conversation down and explores what this moment really represents for driving instructors.</p><p>This strategy isn’t just a set of proposals. It’s a cultural signal, a shift in how learning to drive, risk, responsibility, and readiness are being discussed publicly and politically for the first time in over a decade.</p><p>Terry examines why the UK hasn’t...

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<p>If you want to grow on social media, you need to stop treating it like a hobby and start treating it like a skill.<br/><br/>In this episode, we break down what actually moves the needle when it comes to growth and it’s not posting more random content or copying trends that don’t align with you!!<br/><br/>We talk about:<br/>– Why clarity beats consistency<br/>– The mistake of speaking to “everyone”<br/>– Creating content that converts, not just reaches<br/>– Building authority through lived experience<br/>– Playing the long game (delayed gratification always wins)<br/><br/>If you’re...

<p>Save up to $50 on our B1 English Fluency course. Offer expires March 1st at midnight. Go here to get the special price. </p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>