Why Your Health Is the Ceiling on Your Success
<p>The Mindset Shift That Separates Burnout from Breakthrough</p> <p><br></p> <p>You've been told self-care is bubble baths and boundaries. But what if the real self-care is becoming the kind of person who doesn't need to recover from their own emotions every week?</p> <p><br></p> <p>That's exactly what Dr. Gabrielle Lyon and I dig into in this episode. Dr. G is a board-certified physician and New York Times bestselling author who has worked with some of the most successful entrepreneurs in the world. And she says the ones who sustain success over time have...
1 hr 0 min
2026 January 29
Success Doesn't Look Like You Think (Ep. 248)
<p>Most people don't have a money problem… they have a Parkinson's Law problem. Your expenses quietly rise, your "extra" money disappears, and the timeline for big goals keeps stretching—until one day you realize you're working harder but staying in the same place.</p> <p>👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ <br /> 👉 Get the book: https://www.withoutthebank.com/book/ </p> <p>In this episode, we break down the 3 parts of Parkinson's Law and how to beat it daily—so you can redirect cash flow, build financial momentum, and stop losing every raise, payoff, or "found mone...
Your 4th Priority
<p>Ecclesiastes 3:1 says, "There is a time for everything, and a season for every activity under the heavens." Life is full of seasons and activities. With so many things begging for our attention, how do we find balance? Dave Zillig from Equilibrium breaks it down into five core areas that must be healthy for our lives to truly thrive. The fourth of which is Fitness. In 1 Corinthians Paul writes that our bodies are a temple for the Holy Spirit within us and thus are precious. What does that mean? That we should take care of ourselves by eating well, exercising...
AI and the Future of Warfare with US Under Secretary of War Emil Michael
<p>Today’s arms race looks a little different from those of the past. Under the Trump administration, the US Department of War (DoW) is deploying generative AI to millions of employees in order to maintain a strategic edge over our global adversaries. Sarah Guo and Elad Gil sit down with Emil Michael, the Under Secretary of War for Research and Engineering of the United States, to discuss the radical technological transformation of the US military. Emil outlines the architecture and launch of GenAI.mil, a DoW internal AI platform powered by Gemini and Grok that reached over one million un...
Podcasts
Dividends vs. Interest: The Retirement Income Game Changer (Ep. 254)
<p>What if two people saved the exact same amount of money... but one retired with nearly $900,000 more than the other? The difference wasn't discipline — it was where the money lived.</p> <p>In this episode of Without the Bank, we break down one of the most powerful chapters from Becoming Your Own Banker: The Twin Sister Example. Using Nelson Nash's comparison between CDs and Infinite Banking, we examine how capitalization, dividends, and ownership significantly impact long-term outcomes.</p> <p>We also tackle one of the most misunderstood — and ignored — components of Infinite Banking: the death benefit. Many people focus only o...
Reviewing 2025: The Good, the Bad and the Unhinged!
<p>💻 Register for our Take Back Your Money in 2026 livestream for free!</p> <p> </p> <p>From Katy Perry’s brief trip in space to our favorite moments on Smart Money Happy Hour—we’re breaking down the best and worst of 2025! Grab a drink and help us reminisce on an unforgettable (and slightly unhinged) year.</p> <p> </p> <p>Next Steps:</p> 🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves. <p>🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour</p> <p>📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-3...
163. Local Sports Knowledge
<p>Mark chats once again with local sports podcaster, Josh Kirby, from the “Kirby on Sports” podcast as they swap stories and insights about the local high school and professional football teams with predictions of the current season.</p><p>Links for this Episode:</p><p>https://kirbyonsports.com/</p><p><br></p><p><br></p><p>Upcoming Events:</p><p>Fiddles and Fifths Bluegrass and Bourbon Festival - Saturday, September 13</p><p>https://visitwinchesterva.com/event/fiddles-and-fifths/</p><p><br></p><p><br></p><p>Shenandoah Valley Apple Harvest Festival - Saturday, September 20</p><p>https://visitwinchesterva.com/event/shen...
Work with All Your Heart
<p>Do you want God to unlock His purpose for you in your work? As you execute the first 4 steps of the iWork4Him Nation Covenant: Praying for, serving, befriending, and praying with others, remember your work behavior is important. The final step of the iWork4Him Nation Covenant is to be someone of excellence in your work. Be the best and brightest example of a worker in your workplace position. Excellence makes your behavior believable and your faith real. Excellence gives you a platform for sharing your faith. As a Jesus Follower, everything about us should be changing, and everyo...
EP#65 John Burns | 15 Predictions for Apartments & SFR 2026
<p>It's predictions time! Rental housing economist Jay Parsons shares 15 predictions for apartments and single-family rentals in 2026 — including his take that apartment absorption could drop off even if job market rallies, and Jay explains why that's not necessarily a bad signal for the sector. Jay also shares his takes on the impact of immigration policy, the outlook for apartment and SFR rents, and what role distress might play in the capital markets. In addition, the main event of this episode is our guest, the one and only John Burns — the founder and CEO of John Burns Research & Consulting. John shares his...
167. The Local Lowdown!
<p>Mark and Rachel sit down with Executive Director of the Friends of Old Town organization, Brady Cloven, as they chat about the stories and events of the happenings in Winchester over this past year as well as revealing some news and vision for the months and year ahead.</p><p>https://friendsofoldtown.org</p><p><br></p><p><br></p><p>Upcoming Events :</p><p>https://friendsofoldtown.org/events-in-old-town/</p>
Meet Snowflake Intelligence: A Personalized Enterprise Intelligence Agent with Sridhar Ramaswamy
<p>Snowflake is moving beyond the data warehouse. Its new Snowflake Intelligence is an agentic platform for every employee, not just data teams. Sarah Guo sits down with Snowflake CEO Sridhar Ramaswamy to discuss his first 18 months at the helm, as well as the massive pivot to make the data giant AI-first. Sridhar talks about Snowflake Intelligence, the company's new AI agent platform, and its implications for enterprise data management. They also explore how Sridhar navigates partnerships with major tech companies, how he fosters a culture of continuous improvement within the organization, and how he envisions Snowflake’s future as an...
Your Kids' $1,000 Account Has a Catch | Here's Why (Ep. 251)
<p>Is the government really giving kids $1,000… or is there a bigger catch?</p> <p>In this solo episode of Without the Bank (WTB), Mary Jo breaks down the Invest America Act (sometimes called the "Trump Account") and explains why she believes it raises serious red flags, from misleading claims by politicians to hidden tax consequences and stock market manipulation.</p> <p>👉 Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 <br /> 👉 Get the book: https://www.withoutthebank.com/book/?...</p> <p>After reviewing the actual bill, running the numbers, and even putting it through AI, Mary Jo explains...
How AI Will Accelerate Breakthroughs in Biotechnology with Benchling CEO Sajith Wickramasekara
<p>Bringing new drugs to market is a costly, time-consuming endeavor. On top of that, most medicines fail at some point in the research and development phase. Sarah Guo is joined by Sajith Wickramasekara, co-founder and CEO of Benchling, a company that has not only become the central system of record for biotech R&D, but uses AI agents to assist scientists to help fix this broken system. Sajith details the roadblocks that impede drug development and approval, the “dot com” bust occurring in biotech, and how AI agents and simulation can help scientists experiment faster. Plus, they talk about Chin...
Your 2nd Priority
<p>Ecclesiastes 3:1 says, "There is a time for everything, and a season for every activity under the heavens." Life is full of seasons and activities. With so many things begging for our attention, how do we find balance? Dave Zillig from Equilibrium breaks it down into five core areas that must be healthy for our lives to truly thrive. The second of which is Family. Because here is the thing - true success starts in the home. Having strong relationships with your spouse, your children, your parents, and your siblings is a part of God's particular calling on your life. Wh...
Die With the Most Likes: Art in the Digital Age
<p>☀️ Crypto Gathering Miami 2026: not everyone wants the full conference sprint. That’s why there’s the Social Pass ($300): welcome drinks, beach party, and Drinks with @RaoulGMI LIVE 🍷 ☀️ Right now it’s BOGO... bring a friend or split the cost ☀️ Get it now: https://rvtv.io/3K36sq1 ⚪ Real Vision co-founder and CEO Raoul Pal sits down with digital artist and writer Mark Wilson, better known as DieWithTheMostLikes, for a wide-ranging conversation on art, identity, and the attention economy. From his roots in Middle America to years spent grinding through a soul-crushing corporate job, Mark shares his unlikely journey to becoming one of the mos...
Whole Life vs. UL/IUL: Why Guarantees Win (Ep. 247)
<p>You're financing everything you buy… even when you pay cash. 🤯 In this episode, we break down how to create your own banking system using dividend-paying whole life insurance, and why ignoring this might be costing you a fortune in lost interest.</p> <p>👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ <br /> 👉 Get the book: https://www.withoutthebank.com/book/ </p> <p>MJ and Tarisa walk through a key chapter from Nelson Nash's Becoming Your Own Banker and unpack what it really means to "finance everything you buy." </p> <p>They explain how paying cash still has a cost, wh...
Worth Repeating: Finding Your Path Forward with High Conflict Parents
<p>Young Adults Navigating Life with High Conflict Parents</p><p>In this classic episode from the archives, Bill and Megan explore why many young adults struggle to launch successfully into independent life, particularly those raised by parents who demonstrate high conflict behaviors. They examine how today's interconnected world, while offering unprecedented opportunities, can also amplify feelings of inadequacy and isolation for young people trying to find their path.</p><p>The hosts discuss how growing up with a parent who exhibits self-focused personality traits can leave young adults feeling responsible for managing their parent's emotions instead of developing their...
Your 3rd Priority
<p>Ecclesiastes 3:1 says, "There is a time for everything, and a season for every activity under the heavens." Life is full of seasons and activities. With so many things begging for our attention, how do we find balance? Dave Zillig from Equilibrium breaks it down into five core areas that must be healthy for our lives to truly thrive. The third of which is Friends. God designed us to function within a community of people, and friendships are an integral part of that. Even Jesus had friends, 12 of them! The Psalmist wrote that a good friend is more precious than...
A Force for Positive Change
<p>Have you ever worked for a company or organization with a toxic workplace culture – the kind that not only made it unpleasant for the employees but also for customers and clients? On the flipside, have you ever worked for a place where the culture was so positive that employees stayed for years and customers and clients became friends and partners? Dee Ann Turner, an expert on stewarding talent, says that "culture is the soul of the organization." What does the soul of your current workplace look like and how can you become a force for positive change within it? If you...
Your Money Habits Are Our Financial Pet Peeves—Let’s Talk! (With Jade Warshaw)
<p>📖 Order Jade’s new book, What No One Tells You About Money.</p> <p> </p> <p>Are you guilty of these annoying money habits? In this episode, we sit down with Jade Warshaw to rant about our biggest financial pet peeves. Let’s get into it!</p> <p> </p> <p>Next Steps:</p> 🎥 Watch our video Dave Ramsey Answers Your Most-Asked Questions. 💵 Start your free budget today. Download the EveryDollar app! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?”...
EP#67 Joshua Coven | Top 10 Myths About Institutional Investors In Housing
<p>Institutional investors in single-family rentals are suddenly front-page news thanks to President Trump's proposed ban on institutions buying houses. But what does the data and academic research tell us about institutions' impact on home prices, home sales, homeownership, rents and on neighborhoods? And how do those impacts vary in the parts of the country with heavier concentrations of institutional investors? Rental housing economist Jay Parsons breaks down the 10 most common myths we're hearing about institutional investors in single-family housing, and responds to each one with data from academic papers, renter surveys and leading data sources. And to help further...
Cringe or Festive: Judging Your Holiday Traditions
<p>💻 Register now for our Take Back Your Money in 2026 livestream for free!</p> <p> </p> <p>From office Christmas parties to eggnog to the catastrophe that is gingerbread house making—we’re judging all your holiday traditions. Plus, how to financially plan for (and survive) one of the busiest, most expensive seasons.</p> <p> </p> <p>Next Steps:</p> 🎙️ Catch our episode Unpacking Money Lessons From Your Favorite Christmas Movies. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachel...
Your God-Given Mission
<p>Have you ever worked for a company or organization with a toxic workplace culture – the kind that not only made it unpleasant for the employees but also for customers and clients? On the flipside, have you ever worked for a place where the culture was so positive that employees stayed for years and customers and clients became friends and partners? Dee Ann Turner, an expert on stewarding talent, says that "culture is the soul of the organization." And incredible culture is built through a challenging mission. This is the "what." What are we trying to achieve? What is the end go...
Responding to Your Money Drama (Not Holding Back)
<p>💵 Enter to win $5,000 with Ramsey’s Christmas Cash Giveaway.</p> <p><br></p> <p> No matter where you are on your wealth-building journey—everyone has money disagreements with their loved ones from time to time. Today, we’re reacting to your money drama and tossing in our 2 cents! </p> <p><br></p> <p> Next Steps:🎙️ </p> Catch our episode Our Unfiltered Takes on Your Real-Life Money Dilemmas. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @geo...
EP#64 Mike Wolfson | What I Got Wrong (And Right!) In 2025
<p>Rental housing economist Jay Parsons rolls back the tape on his 10 predictions for the apartment and single-family rental market in 2025. What played out as expected, and where did he miss? It turns out there was a common theme among the two big "misses." In the second half of the program, Jay welcomes in Newmark's managing director and head of multifamily capital markets research, Mike Wolfson. Mike shares his own thoughts on how 2025 played out versus expectations, then Jay and Mike discuss the capital markets environment going into 2026. What's driving the return of debt capital back into apartments, and what...
EP#66 Josh Hartmann | Q1'26 SFR/BTR Update & Outlook
<p>What's the latest in the single-family rental and build-to-rent market? The sectors are drawing a lot of attention right now, driven by widening discount to rent versus buy. But that isn't translating into improved leasing velocity or rent growth for SFR operators. Why not? Rental housing economist Jay Parsons explains, and outlines what might play out this year. Additionally, Jay shares his take on President Trump's announcement that he will pursue a ban on institutional investors buying single-family homes. Later in the program, Jay welcomes in one of the nation's early pioneers in BTR development — Josh Hartmann, the CEO of...
Your Retirement at 65 Was Built On a Flawed Assumption (Ep. 253)
<p>Most people are taught to buy term insurance and invest the rest—but what if that advice is based on a massive misunderstanding of how life insurance actually works?</p> <p>In this episode, we break down why dividend-paying whole life insurance is fundamentally misclassified, how insurance companies really make money, and why Nelson Nash believed banking, not investing, was the missing piece.</p> <p>In WTB Episode 253, we continue our deep dive into Becoming Your Own Banker by Nelson Nash, focusing on mortality tables, underwriting, modified endowment contracts (MECs), and why whole life insurance behaves more like a ba...
How to Plan Your Next 12 Months (And Stop Winging Your Revenue)
<p>Map Out Your Most Profitable Year Yet</p> <p><br></p> <p>When I started planning my year 12 months in advance, everything changed. I finally knew where my revenue was coming from, my team knew exactly what we were doing, and I stopped feeling like I was constantly scrambling.</p> <p>Today, I'm sharing the six-step process I swear by for planning your year… from choosing your revenue drivers to getting every launch date on the calendar. And the best part? You can plan ahead and still stay flexible! You don't need to know every single detail or the "ho...
168. From Kidneys to Kids
<p>Listen to amazing stories from newly appointment director of the Youth Development Center, Sarah Fishel, as she shares what has led her into this position of serving the youth of our local community.</p><p>Links for this episode:</p><p><br></p><p>https://www.myydc.org/</p><p><br></p><p><br></p><p>Events:</p><p><br></p><p>Plaid Friday, November 28:</p><p>https://friendsofoldtown.org/event/plaid-friday-2025/</p><p><br>Youth Development Center events:<br>https://www.myydc.org/upcoming-events</p>
The 2026 AI Forecast: Foundation Models, IPOs, and Robotics with Sarah Guo and Elad Gil
<p>Pundits are screaming about the so-called “AI bubble.” But historically slow-to-adopt industries like medicine and law are actually embracing AI at an unprecedented speed. Sarah Guo and Elad Gil look ahead to 2026, breaking down the major trends that will define the next era of AI technologies. They explore the future of AI foundational models, predicting breakthroughs in solving complex scientific problems. They share competing views on the timeline for robotics and self-driving cars, debating whether startups have a chance for survival or if incumbents will dominate. Elad and Sarah also discuss the return of tech IPOs and M&As, fore...
Create a Personal Curriculum (Without Turning It Into Homework)
<p>How to Design Intentional Self-Learning That Actually Sticks</p> <p>Sometimes the best ideas don’t come from articles or books. They come from scrolling TikTok late at night and thinking, wait… that’s actually really smart. That’s exactly what happened when I stumbled across the idea of a personal curriculum.</p> <p>At its core, a personal curriculum is about intentional self-learning. Instead of consuming random podcasts, books, and content and hoping it all adds up, you decide what you want to learn, why it matters right now, and how you’re going to approach it in a way that...
Are These Social Obligations Worth the Money?
<p>💵 Create a free budget and find more margin with EveryDollar.</p> <p> </p> <p>If an event costs you social energy, should you really have to pay actual money too? Today, we’re saying what we all wish we could write on the next birthday party, wedding shower or gender reveal RSVP—join the unfiltered fun!</p> <p> </p> <p>Next Steps:</p> <p>🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered!</p> <p>🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour</p> <p>📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with yo...
Playing Devil’s Advocate Against Our Own Money Advice
<p>📕 Grab George Kamel’s book, Breaking Free from Broke.</p> <p> </p> <p>Sometimes, you’ve got to entertain the haters and put your own teachings to the test. Today, we’re taking turns playing devil’s advocate against our own financial advice—tune in and let us know how we did in the comments!</p> <p> </p> <p>Next Steps:</p> 🎙️ Catch our episode We Dedicated an Entire Episode to Respond to the Haters. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 o...
164. Historical Integrity in the City
<p>Mark and Rachel dive into the latest happenings around Winchester and also sit down with Stephanie Ryall from the city’s Board of Architectural Review, who shares how the committee plays a key role in maintaining the historic character of downtown properties.</p><p>Links for This Episode:</p><p>https://www.winchesterva.gov/Services-Payments/Building-Development/Historic-Winchester-District#section-1</p><p><br></p><p><br></p><p><br></p><p>Upcoming Events :</p><p><br></p><p>Bluegrass and Bites - Sept 28, 1pm-5pm</p><p>https://visitwinchesterva.com/event/bluegrass-bites/</p><p><br></p><p>Frederick County Farm Crawl...
169. The Laurel Center - Restoring Hope from the Inside Out
<p>Mark sits down with Dr. Faith Power, Executive Director of the Laurel Center, to discuss the needs of abuse survivors and the organization’s mission to break the cycle of domestic violence within the community.</p><p>Notes for This Episode:</p><p>Abuse Hotline - 540.667.6466<br>https://thelaurelcenter.org/</p><p><br>Upcoming Events:</p><p>Winchester Winter Village - December 5-7<br>https://winchesterwintervillage.com/</p><p>Follow the Star - December 6-7<br>https://fbcva.org/followthestar</p><p>Winchester Musica Viva concert - December 14<br>https://www.winchestermusicaviva.org/</p>
172. When is Wedding Season?
<p>Learn about a quaint wedding venue in Capon Bridge, as Mark and Rachel chat with John Berry of “Appalachian Wedding Chapel and Boutique” who shares the tales of what life is like to officiate hundreds of wedding ceremonies over the years!</p><p>https://www.theappalachianweddingchapel.com/</p><p><br></p><p><br></p><p>Upcoming Events:</p><p><br></p><p>January 31 - Groundhog Day Celebration, Bowman Library</p><p>https://www.handleyregional.org/event/groundhog-day-celebration-bowman-library-41949</p><p><br></p><p><br></p><p>February 6 - BrandFest, The HIVE @ Shenandoah University</p><p>https://iconmedia.cc/</p>
How Web3, Telegram and AI Are Rewiring Gaming Growth | S5 E54
<p>Send us a text</p><p>Players were trading digital loot under trees in MMOs (Massively Multiplayer Online<b> </b>games)<b> </b>long before NFTs existed. That single image sets the tone for this conversation with Rudy Koch, cofounder of Mythical Games and veteran of Call of Duty and World of Warcraft, as we unpack what truly drives Web3 gaming forward: behavior, not buzzwords. We talk about how blockchain formalizes a desire that’s been in games for decades and why the path to mass adoption starts with joy, fairness, and social connection, not a chain logo.<br/><br...
Virality Won’t Pay Your Rent, But Systems Might – with Austin Armstrong | S6 E04
<p>Send us a text</p><p>What happens when your biggest lead source vanishes overnight? We dig into that turning point with Austin Armstrong—CEO of Syllaby, co-founder of AI Marketing World Conference, best-selling author, and creator with 4M+ followers—to unpack how to turn volatile attention into a durable business. From the TikTok ban that exposed platform risk to the systems that now power his growth, Austin shows why views don’t pay the bills unless you build the pipes behind them.<br/><br/>We get specific about trust and community: how a sharp personal brand, consistent value, and re...
Economic Singularity: How AI Will Change Everything
<p>⚪ In this special episode, Raoul Pal has decided to unlock the most recent Exponentialist Fireside Chat for you to enjoy. Each month, Raoul and David Mattin talk through the latest developments in Exponential Age technology before taking questions from the live audience. You can join the Exponentialist here: realvision.com/thefuture. ⚪ X: @DMattin 📣 Bitwise has been all-in on crypto since 2017 and has more than 20 crypto-based products to help investors get the access they need. Bitwise manages the world’s largest crypto index fund, one of the top Bitcoin ETFs, and one of the largest institutional Ethereum staking solutions. Bitwise has over...
The Future of Voice AI: Agents, Dubbing, and Real-Time Translation with ElevenLabs Co-Founder Mati Staniszewski
<p>Imagine learning chess from a grand master, or negotiating tactics from an expert FBI hostage negotiator. ElevenLabs’ voice AI technology is making that unlock possible. Sarah Guo sits down with Mati Staniszewski, co-founder of ElevenLabs, to explore how the three-year old company is transforming how humans interact with technology through voice. Mati talks about the technical challenges of building foundational audio models, the strategic thinking between conducting research and deploying products in tandem, and why voice is the ultimate interface for everything from computers to robots to immersive media. They also discuss how the coming revolution of AI personal tu...
The Next Perfect Trade (And Why It Only Happens Once a Decade)
<p>🔥 *Download Raoul Pal's 5-year investing roadmap for free:* https://rvtv.io/41fVHWF ⚪ Raoul Pal welcomes Alex Gurevich, founder and CIO at HonTe Investments, to discuss the second edition of his book, "The Next Perfect Trade." Raoul and Alex also explore how classic macro frameworks like risk parity and duration investing are colliding with a new era defined by AI, deflation, and massive liquidity responses. Recorded on January 19, 2026. ⚪ Follow Alex on X: @agurevich23 📣 Today’s sponsor is Plus500 US. Take your trading to the next level with cross-market contracts, from precious metals to key indices, and more. Whether you’re a seasoned tra...
The Financial Independence Trap Nobody Warns You About (Ep. 249)
<p>What if your 401(k) isn't really your money?</p> <p>In this episode, we break down Willie Sutton's Law and expose how government-controlled retirement plans quietly limit your freedom, liquidity, and control over your wealth.</p> <p>Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1</p> <p>Get the book: https://www.farmingwithoutthebank.com/book/?utm_source=youtube&utm_medium=organic&utm_campaign=wtb-ep249&utm_term=desc-top In WTB Episode 249, we continue our Becoming Your Own Banker chapter review, diving deep into Willie Sutton's Law: "Wherever wealth is accumulated, someone will try to steal it." This...
EP#60 Anne Olson | Overlooked Tertiary Markets
<p>Rental housing economist Jay Parsons highlights smaller markets outpunching their weight class in fundamentals and in capital flow. It's easy to dismiss tertiary markets as volatile and less liquid, but that's not true across the board. Some markets are more attractive than others. To help inform the discussion, Jay welcomes in the CEO of Centerspace, Anne Olson, who runs the one public REIT that maintains a heavy presence in tertiary markets — while also expanding into larger MSAs. What are the pros and cons of investing in smaller markets? And why do investors (especially Wall Street) tend to undervalue even th...
Tiny Offers, Big Results: How to Sell in a Trust Recession
<p>The Low-Ticket Strategy That’s Quietly Powering High-Ticket Sales</p> <p><br></p> <p>In this episode, I’m joined by Tiny Offer® expert Allie Bjerk to uncover why small, low-ticket digital products are one of the smartest ways to grow a warm, buying audience in 2025. If your sales funnels aren’t converting like they used to (or you’ve noticed your launches feel harder), it’s not just you. Allie breaks down how the trust recession is changing the online marketing landscape and how Tiny Offers can help rebuild connection, grow your email list with qualified buyers, and even lead t...
165. Rachel’s Bloomers
<p>Mark learns more about his co-host, Rachel, as she shares all about her passion for horticulture and how her local floral arrangement business, “Rachel’s Bloomers”, was developed and has grown over the years.</p><p>https://www.rachelsbloomers.com</p><p><br></p><p><br></p><p>Upcoming Events :</p><p><br></p><p>Savor the World, international food, event - October 9, 5:30pm</p><p>https://godfreymillercenter.org/savor-the-world/</p><p><br></p><p><br></p><p>Dino-Con - October 12, 10am-5pm</p><p>https://www.themsv.org/events/dino-con/</p><p><br></p><p><br></p><p>Ravenw...
The Bull Case vs. the Bear Case ft. Chris Burniske
<p>🔥 *The Future of Finance is HERE: Join the waitlist* https://rvtv.io/3IQ5Bs6 ⚪ Chris Burniske, partner at crypto venture capital firm Placeholder, joins Raoul Pal on the latest Journey Man to discuss his take on where we are in the cycle, widely seen on Crypto Twitter as bearish. Chris fleshes out the nuances in his approach, explains his expectations for the medium term, and offers words of wisdom to those struggling with this market mentally. Recorded on November 13, 2025. ⚪ X: @cburniske 📣 Bitwise has been all-in on crypto since 2017 and has more than 20 crypto-based products to help investors get the access the...
Surveillance States & The Fight for Financial Freedom
<p>🔥 *Black Friday still kickin' on Real Vision. Don't waste it:* https://rvtv.io/4ps8gYF ⚪ Raoul Pal and Mert Mumtaz, co-founder and CEO at Helius, dive into Mert’s journey through engineering, Coinbase, and Solana, to why he believes privacy is the missing pillar in crypto’s evolution. They explore Solana’s scaling advantages, the fundamentals behind Zcash, and why privacy, decentralization, and cryptography will shape the next phase of digital finance. Recorded on November 21, 2025. ⚪ X: @0xMert_</p> <p> 📣 Bitwise has been all-in on crypto since 2017 and has more than 20 crypto-based products to help investors get the access they need. Bitwise manage...
Money Lessons Hidden in Your Favorite TV Shows
<p>💵 Enter to win $5,000 with Ramsey’s cash giveaway.</p> <p> </p> <p>From Friends to The Office, Hollywood tends to bend reality when it comes to portraying personal finance. Here’s what your favorite TV shows get right and wrong about money.</p> <p> </p> <p>Next Steps:</p> <p>🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour</p> <p>📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we...
Actions Speak Louder
<p>Have you ever worked for a company or organization with a toxic workplace culture – the kind that not only made it unpleasant for the employees but also for customers and clients? On the flipside, have you ever worked for a place where the culture was so positive that employees stayed for years and customers and clients became friends and partners? Dee Ann Turner, an expert on stewarding talent, says that "culture is the soul of the organization." And incredible culture is built through core values that are demonstrated – not just stated. Like the old adage says: actions speak louder than words. ...
170. Special Release - Year in Review Show
<p>Mark and Rachel share their highlights and special moments of 2025 as they discuss topics ranging from pop culture to local insights to special moments from ICONic Talk over the last year.</p>
EP#62 Toni Eubanks | How Greystar Sees Property Management
<p>Greystar's incoming head of U.S. property management, Toni Eubanks, joins The Rent Roll with Jay Parsons to share her journey from leasing units on site to leading the nation's largest apartment manager with nearly 1 million units. Toni shares her take on how the property management business has evolved over the last few decades, and where it's headed from here. Toni also reveals some of her priorities and goals at Greystar as she steps into the expanded role on January 1. Additionally, Jay shares his take on the latest headlines impacting rental housing — including a CNBC headline declaring that vacancy ha...
From Reputation To Results: How A Global Invite-Only Commerce Club Scales Trust | S5 E51
<p>Send us a text</p><p>Reputation travels faster than personal branding when the right people vouch for you. That idea sits at the core of our conversation with Evolve Commerce Club founder Carlos Monteiro, who traces a path from helping Danish companies enter Brazil to building an invite-only network of senior leaders across 48 markets. We dig into how perspective, generosity, and consistent follow-through transform one-off intros into compounding trust—and why that matters most for executives navigating career transitions.<br/><br/>We unpack the early stumbles and the breakthrough: focusing on seasoned professionals who once represented a company bu...
Why Women Are Falling Behind on AI (and How to Catch Up Without Selling Your Soul)
<p>The Ethical, Time-Saving AI Framework Every Woman Entrepreneur Needs</p> <p><br></p> <p>I'll be honest… I've had at least three separate panic spirals about whether using AI makes me less authentic. Turns out, I'm not the only one losing sleep over this. That's why I brought in AI expert Natalie MacNeil for a conversation about how women can use AI in a way that protects their voice, values, and integrity.</p> <p><br></p> <p>In this episode, Natalie breaks down why so many women feel resistance around AI, and why that hesitation is actually a strength. We...
Your Renewed "Why"
<p>Have you ever worked for a company or organization with a toxic workplace culture – the kind that not only make it unpleasant for the employees but also for customers and clients? On the flipside, have you ever worked for a place where the culture was so positive that employees stayed for years and customers and clients became friends and partners? Dee Ann Turner, an expert on stewarding talent, says that "culture is the soul of the organization." And incredible culture is fostered by a sense of purpose. In other words, a healthy workplace culture requires a "why." Why do we go to...
Worth Repeating: Protecting Elderly Loved Ones from High Conflict Manipulation
<p>In this classic episode from the archives, Bill and Megan examine the growing challenges faced by elderly populations dealing with individuals who demonstrate high conflict behaviors. As global demographics shift toward an aging population, understanding how to protect vulnerable seniors becomes increasingly critical.</p><p>The hosts explore how individuals who exhibit manipulative personality traits may target elderly people through isolation, financial exploitation, and emotional manipulation. They discuss why traditional support systems may miss these subtle forms of control, and how societal changes have created new vulnerabilities.</p><p>Key Vulnerabilities Addressed:</p>Increasing isolation in elderly populationsFinancial exploitation...
Cards Are Ancient, Stablecoins Are Inevitable, And Compliance Still Ruins Weekend Releases | S6 E02
<p>Send us a text</p><p>Useful beats flashy every time. We sit down with Przemek Kowalczyk, co-founder and CEO of Ramp Network, to unpack the practical moves that make crypto onboarding fast, trusted, and truly global—without asking users to care about the plumbing. From the first failed startup experiments to becoming MiCA-authorized across the EU, this conversation maps how to earn trust at the moment it matters: when someone decides to buy crypto and needs it to just work.<br/><br/>We explore the bottlenecks that quietly kill conversion—right-sized KYC, payment rails that actually clear, and erro...
Why You Don't Need $20 Million to Start Your Own Bank (Ep. 246)
<p>Most people assume you need $20 million, a bank charter, a building, employees, and 10 years before a bank ever makes a profit. But Nelson Nash reveals a far simpler way to create your own banking system, one that's been quietly working for over 200 years.</p> <p>👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ <br /> 👉 Get the book: https://www.withoutthebank.com/book/ </p> <p>In this episode, we break down how traditional banking REALLY works, why starting a bank is nearly impossible today, and why participating whole life insurance already has all the infrastructure you need to start...
Setting Limits That Stick: The SLIC Method for Effective Boundaries
<p>Setting Limits That Stick: The SLIC Approach to Conflict Resolution</p><p>Bill Eddy and Megan Hunter discuss SLIC Solutions for Conflict: Setting Limits and Imposing Consequences in 2 1/2 Steps, co-authored by Bill Eddy and Ekaterina Ricci. This episode explores how their practical SLIC method (Setting Limits, Imposing Consequences) helps parents establish and maintain effective boundaries with children of all ages.</p><p>Understanding the SLIC Method</p><p>The SLIC approach combines three key elements: setting clear limits, imposing appropriate consequences, and using strategic empathy statements. This 2 1/2 step method provides a structured framework for parents facing boundary-testing behaviors, whether...
Privacy As A Product Advantage | S5 E53
<p>Send us a text</p><p>Privacy stops being a niche feature the moment you realize it’s not about secrecy—it’s about control. We sit down with Shahaf Bar-Geffen, CEO and co-founder of COTI, to unpack why privacy is rapidly becoming critical infrastructure for Web3, how selective disclosure changes the trust equation, and what it takes to make privacy the default without sacrificing performance or decentralization.<br/><br/>We trace the evolution from transparent ledgers to private transfers and into the next frontier: private apps. Shahaf explains why zero-knowledge proofs alone can’t power complex, multi-party, confidential computat...
Choosing Safe Partners: Understanding Red Flags in Dating with Dr. David Wexler
<p>Identifying Red Flags: Making Safer Relationship Choices</p><p>Dr. David Wexler joins Bill Eddy to discuss his new book "Choose Him Wisely: How to Identify a Safe Partner," co-authored with Dr. Donald Meichenbaum. Drawing from over 40 years of clinical experience working with relationship dynamics and domestic violence, Dr. Wexler shares crucial insights about recognizing concerning patterns early in relationships.</p><p>Understanding Warning Signs<br>The conversation explores three key categories of warning signs: observed behaviors, historical factors, and gut feelings. Dr. Wexler explains how early relationship behaviors like "love bombing," expressions of contempt, and patterns of entitlement...
Worth Repeating: High-Conflict Holiday Guide
<p>Holiday Peace: Managing High Conflict Personalities During Celebrations</p><p>Bill Eddy and Megan Hunter return to explore practical strategies for handling challenging personalities during holiday gatherings. As many of our longtime listeners enjoy revisiting this timeless discussion during our winter programming, we're pleased to reshare these essential tools for maintaining peace while preserving relationships during family events.</p><p>Understanding high conflict personalities requires both preparation and practice. Through real-world examples and expert insights, this conversation illuminates the complex dynamics that often emerge during holiday celebrations. Whether managing others' behaviors or our own stress responses, the techniques shared...
These “Get-Rich-Quick” Schemes Will Topple Your Financial Progress
<p>📈 Learn how to invest the smart way using Ramsey’s Complete Guide to Investing.</p> <p> </p> <p>Building wealth is actually pretty simple (when you do it the right way). But there are some risky strategies out there that can topple your financial progress overnight. Join us for a live game of Jenga and some commonsense financial advice along the way.</p> <p> </p> <p>Next Steps:</p> 🎙️ Catch our episode Reacting to People’s Money Fails So You Can Feel Better. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us...
The Stories You Loved the Most – Top 10 Episodes of 2025 | S5 E55
<p>Send us a text</p><p>Every year, certain conversations travel further than others. Not because they were louder. But because they resonated.</p><p>In this special year-end episode of Web3 CMO Stories, we’re counting down the stories you loved the most – the top 10 episodes of 2025, based purely on listener engagement and downloads.</p><p>These episodes reveal more than popularity. They reveal patterns.</p><p>Across Web3, AI, marketing and digital business, this countdown highlights the stories that connected with real communities, explored real-world adoption, and challenged how we think about trust, growth and visibility in a fa...
How Tech is Reinventing Banking
<p>🔥 *Crypto Gathering Miami 2026: Get your tickets today:* https://rvtv.io/3K36sq1 🔥 Raoul Pal sits down with Lalitesh Katragadda, founder of Indihood and former Google engineering leader, to explore how the crowdsourcing principles that built Google Maps can unlock global coordination, financial inclusion, and new internet-scale platforms. From AI agents and declarative systems to decentralized banking in India, this conversation lays out a bold vision for technology that finally works for all eight billion people. Recorded December 19, 2025. 🔥 Follow Lalitesh on X: @KLalitesh 📣 Bitwise has been all-in on crypto since 2017 and has more than 20 crypto-based products to help investors get the access t...
From Satire To Strategy: How MyTechCEO Scales With Timing, Trends, And Taste – with Jason Yeager | S5 E52
<p>Send us a text</p><p>Comedy can tell the truth about tech faster than a slide deck—and Jason Yeager proves it. We sit down with the creator behind MyTechCEO to unpack how satire, timing, and taste can outperform dry explainers, win brand partnerships, and build a loyal audience without resorting to shock value. If you’ve wondered how to make complex ideas irresistible to watch and easy to share, this conversation lays out a practical path.<br/><br/>Jason breaks down the engine behind rapid growth: a smart blend of evergreen jokes and trend-driven content that lands while...
URGENT: AI Is Inevitable. But Can It Be Better?
<p>☀️ Crypto Gathering Miami 2026: not everyone wants the full conference sprint. That’s why there’s the Social Pass ($300): welcome drinks, beach party, and Drinks with @RaoulGMI LIVE 🍷 ☀️ Right now it’s BOGO... bring a friend or split the cost ☀️ Get it now: https://rvtv.io/3K36sq1 When it comes to the AI race, Jeffrey Quesnelle, co-founder and CEO of Nous Research, thinks there's no stopping it. However, he is on a mission to ensure nation-states don't control it through a select few companies. On the latest Raoul Pal the Journey Man, he speaks about the need for decentralized, open-source AI, and h...
🔴 URGENT: Drinks With Raoul Pal LIVE from Miami
<p>🔥 Get my FREE PDF report https://rvtv.io/3YOZZUe. Welcome to Drinks with Raoul, Round 21... and the first live AMA of the year, coming to you straight from Crypto Gathering 2026 in Miami Beach. ☀️ In this special kickoff episode, Raoul lays out the case for why the macro cycle has shifted to a 5-year structure, what that means for crypto and global markets, and why 2026 is the year liquidity returns in force. It’s a message of clarity, optimism, and opportunity at a time when many are still stuck in short-term fear. ☀️ As always, you’ll get Raoul’s unfiltered thoughts on marke...
Gary Vaynerchuk on Creating Everywhere to Stay Visible in an AI-First World | S6 E05
<p>Send us a text</p><p>Discovery is moving from search boxes to AI answers, and that shift rewards creators who ship useful content across platforms that language models trust. We sit down with Gary Vaynerchuk for a sharp, no-fluff talk about how to show up where it counts: YouTube and Shorts to feed Gemini, TikTok and Meta for intent-rich search, LinkedIn for underpriced B2B reach, and newsletters and podcasts that anchor your authority with durable text and audio. The plan for the next 30 days is simple: publish more, in more places, with clearer hooks and stronger stories...
Sunday Robotics: Scaling the Home Robot Revolution with Co-Founders Tony Zhao and Cheng Chi
<p>The robotics industry is on the cusp of its own “GPT” moment, catalyzed by transformative research advances. Enter Memo, the first general-intelligence personal robot, focused on taking on your chores to give back your time. Sarah Guo sits down with Tony Zhao and Cheng Chi, co-founders of Sunday Robotics, to discuss the state of AI robotics. Tony and Cheng speak to the challenges they faced while developing their technology, the innovative glove system employed to scale real-world data collection, and the impact of diffusion policy and imitation learning. Plus, they talk about their 2026 in-home beta program and why personal robo...
NVIDIA’s Jensen Huang on Reasoning Models, Robotics, and Refuting the “AI Bubble” Narrative
<p>Even if ChatGPT never existed, the tech giant NVIDIA would still be winning. The end of Moore’s Law—says NVIDIA President, Founder, and CEO Jensen Huang—makes the shift to accelerated computing inevitable, regardless of any talk of an AI “bubble.” Sarah Guo and Elad Gil are joined by Jensen Huang for a wide-ranging discussion on the state of artificial intelligence as we begin 2026. Jensen reflects on the biggest surprises of 2025, including the rapid improvements in reasoning, as well as the profitability of inference tokens. He also talks about why AI will increase productivity without necessarily taking away jobs, and...
EP#69 Michael Comparato | Where's All The Distress?
<p>We've been hearing about the so-called wall of maturities and looming distress in multifamily for a couple years now. So, where is it? When will it show it up? What could it look like, and what implications could it have (or not have) on the broader multifamily market? Rental housing economist Jay Parsons shares the latest on apartment distress, and how we could be seeing a mismatch between capital chasing distressed deals versus actual distressed opportunities in the market. Jay then welcomes in the head of a major apartment lender, Michael Comparato of Benefit Street Partners, to dive deeper...
Worth Repeating: Turning Down High Conflict at Work with Cherolyn Knapp
<p>In this classic episode from the archives, special guest Cherolyn Knapp joins Bill and Megan to tackle listener questions about managing challenging workplace dynamics. They explore how high conflict behavior manifests in professional settings - from overt confrontations to more subtle forms of workplace disruption.</p><p>The hosts examine why traditional disciplinary approaches often backfire, discussing instead how skills-based interventions can transform difficult workplace relationships. They emphasize the importance of recognizing that problematic behavior doesn't always present as obvious conflict.</p><p>Key Workplace Challenges Addressed:</p>Managing interdepartmental tensionsResponding to passive-aggressive behaviorSupporting targeted team members<p>Essential...
SLIC Solutions for Limits: How to Set Boundaries That Actually Work (with Ekaterina Ricci)
<p>Setting Effective Limits: A Conversation About SLIC Solutions for Conflict</p><p>Bill Eddy and Megan Hunter welcome co-author Ekaterina Ricci to discuss their new book "SLIC Solutions for Conflict," exploring practical approaches to setting limits and consequences with individuals who demonstrate challenging behaviors.</p><p>The episode introduces the "two and a half steps" approach: establishing clear boundaries, implementing consequences, and selectively using empathy, attention, and respect (EAR) statements. Traditional empathy-focused approaches may sometimes enable rather than resolve difficult situations, particularly with individuals who demonstrate manipulative behaviors.</p><p>Bill Eddy outlines five crucial questions for establishing consequences...
We Predict the Future of 2026—Money, Celebrities and More!
<p>💻 Register for our Take Back Your Money in 2026 livestream for free!</p> <p> </p> <p>No one can predict the future, but sometimes it’s fun to try! Today we’re sharing our best guesses for what’s to come in 2026. From housing and investment trends to celebrity weddings and court cases—we’ve got you covered.</p> <p> </p> <p>Next Steps:</p> 🎙️ Catch our episode We Debunk Your Top Excuses for Not Budgeting. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 o...
171. To Casino or Not To Casino - That is the Question!
<p>Mark, Rachel, and Caleb enter in the new year of 2026 by unpacking the article from the Winchester Star about the local EDA proposal to bring a casino and event center to town.</p><p>Winchester Star article - https://www.winchesterstar.com/winchester_star/edas-website-details-pros-cons-of-a-winchester-casino/article_2df7cb72-5a5e-5268-afb5-c4cef0ff3dec.html</p><p><br></p><p><br></p><p>Winchester EDA site - https://www.developwinchesterva.com/Convention-Center-Casino-Info</p><p><br></p><p><br></p><p>Upcoming Events:</p><p><br></p><p>Old Town on the Rocks - https://friendsofoldtown.org/event...
Webinars Aren’t Dead: How I 2x’d Conversions
<p>The Webinar Strategy That's Boosting Sales (Even in a Trust Recession)</p> <p><br></p> <p>If you've been hearing that webinars are dead or that they don't work anymore, I'm here to tell you that's absolutely not true! In fact, webinars are working better than ever, and I just saw that firsthand during my Digital Course Academy launch. In this episode, I’ll pull back the curtain on what worked (and what didn't) during my recent launch, and share the exact webinar strategies that made all the difference.</p> <p><br></p> <p>From perfect timing to messaging sh...
Worth Repeating: Skills Over Discipline to Transform Workplace Conflict with Cherolyn Knapp
<p>Managing High Conflict in Today's Workplace</p><p>In this episode from the High Conflict Institute archives, Bill Eddy and Megan Hunter welcome Cherolyn Knapp, a lawyer, mediator, and workplace investigator who brings fresh perspectives on handling workplace conflict. While the discussion captures workplace dynamics during an earlier phase of post-pandemic adjustment, the insights on conflict management remain remarkably relevant for today's organizations.</p><p>Understanding Workplace Conflict Patterns<br>The discussion explores how traditional workplace conflict resolution methods often fall short with certain behavioral patterns. Cherolyn shares insights from her extensive experience, noting that while standard approaches work...
Getting Paid to Speak: How to Land Stages, Set Your Fee, and Use Speaking to Grow Your Business
<p>What Most People Get Wrong About Public Speaking (And How to Do It Strategically)</p> <p><br></p> <p>What’s the secret to getting paid for your perspective? From virtual events to in-person stages, paid speaking is an incredible way to grow your authority, gain visibility, and win over new subscribers and customers. But how do you land a quality gig? </p> <p><br></p> <p>In today’s episode, I’m sitting down with Jess Ekstrom, bestselling author, professional keynote speaker, and founder of Mic Drop Workshop to talk about just that. Jess is sharing exactly how speakin...
EP#68 Carl Whitaker | Q1 '26 Multifamily Update & Outlook
<p>What's the latest on the U.S. apartment market? Rental housing economist Jay Parsons shares fresh data and commentary on multifamily fundamentals across the country — and notes it's no longer as clean-cut as coastal versus Sun Belt. Jay breaks down the key performance indicators from supply and demand to occupancy and rent, hunting for green shoots and giving perspective on when we could see concessions burn off and rent growth rebound. RealPage Chief Economist Carl Whitaker joins the podcast to share his take on the 2026 outlook, particularly around demand drivers given increased uncertainty in the economy. Reduced supply is a...
Is the Four-Year Cycle Dead? ft. Yat Siu
<p>🔥 *The Future of Finance is HERE: Join the waitlist* https://rvtv.io/3IQ5Bs6 ⚪ Raoul Pal and Yat Siu, co-founder of Animoca Brands, discuss how crypto is evolving into a fully institutional, tokenized, and AI-driven economy, with altcoins, NFTs, and real-world tokenization set to grow far beyond Bitcoin. They argue that cultural adoption, financial inclusion, and blockchain-based property rights will reshape global markets as the industry matures. Recorded November 21, 2025 ⚪ X: @ysiu 📣 Bitwise has been all-in on crypto since 2017 and has more than 20 crypto-based products to help investors get the access they need. Bitwise manages the world’s largest crypto index fund...
The Pivot: Why I’m Closing the Doors to Digital Course Academy
<p>How to Know If You’ve Earned Your Next Big Move</p> <p><br></p> <p>I’m about to share something I never thought I’d say out loud. After nearly a decade of launching Digital Course Academy, I’ve decided to retire the program.</p> <p><br></p> <p>That’s right. I am no longer launching a product that has helped over 28,000 business owners and earned my business $54 million.</p> <p><br></p> <p>In this episode, I’m sharing the full story behind this pivot, the moment I knew it was time, and the framework I used to de...
Why I’m Betting Big on YouTube in 2026
<p>The Visibility Shift That Can Fast-Track Your Business Growth</p> <p><br></p> <p>I’ve said it for years: I don’t like recording video.And yet… I’m officially going all in on YouTube.</p> <p><br></p> <p>After looking at our analytics, I saw a discoverability gap I couldn’t ignore. Podcasting still nurtures beautifully, but it’s no longer the growth engine it once was. And if the people who need your message can’t find you, none of it matters.</p> <p><br></p> <p>In this episode, I’m breaking down why I’m betting big...
Worth Repeating: Setting Limits Without Public Exposure to Manage Difficult Behavior
<p>Exposure and Public Shaming as Conflict Management Tools: A Critical Analysis</p><p>In this back episode from the High Conflict Institute podcast, Bill Eddy and Megan Hunter tackle a challenging question that many face when dealing with difficult workplace situations: Is exposing someone's problematic behavior an effective strategy for creating change? While the impulse to "name and shame" may feel justified, especially when facing reputation damage or distortion campaigns, the hosts explore why this approach often backfires with high conflict personalities.</p><p>When dealing with individuals who demonstrate high conflict behavior patterns, the threat of exposure frequently...
166. Ravenwood Faire
<p>Mark and Rachel chat with co-founder of the Ravenwood Faire, Stacey Rowe, who shares the background of this local annual event that brings thousands to town every year for a true “medieval” experience. </p><p>Links for This Episode:</p><p>https://ravenwoodfaire.us</p><p><br></p><p>Upcoming Events :</p><p><br></p><p>Ravenwood Faire, October 24th-26th</p><p>https://ravenwoodfaire.ticketspice.com/ravenwood-faire-2025</p><p><br></p><p><br></p><p>High Hill “Haunted Nightmares”, October 23-26 and October 30-November 1</p><p>https://visitwinchesterva.com/event/haunted-nightmares-3/</p>
Put God in Control of Your Anger
<p>As Christ-followers, our witness can become compromised when we act or speak out of a place of anger and frustration that leads us to wrongfully blame, shame, or hurt someone else. Romans 12:2 says, "Don't copy the behavior and customs of this world, but let God transform you into a new person by changing the way you THINK. Then you will learn to know God's will for you, which is good and pleasing and perfect." But how do we change the way we think when we are cut off in traffic, passed over for a promotion, or hurt by someone's wor...
LLC vs. S-Corp: The $10K Decision Every Entrepreneur Faces
<p>Before You Close Your Books This Year, Make These 3 Tax-Saving Moves</p> <p><br></p> <p>When it comes to taxes, most entrepreneurs are winging it and paying the price. I’m joined by my friend and tax attorney, Braden Drake, who breaks down the must-know tax strategies that can save you thousands and help you feel confident about your business accounting.</p> <p><br></p> <p>Whether you’re already making six figures or simply want to feel prepared when it comes to bookkeeping, Braden is here to demystify LLC vs. S Corps, deductions, and the smartest year-end mone...
Why Winning with AI Starts with Business Outcomes, Clean Data and Putting People First | Sandy Carter | S6 E01
<p>Send us a text</p><p>The ground is moving under our feet, and that’s exactly why this conversation matters. We sit down with Sandy Carter to unpack a practical path through the AI hype: start with outcomes, feed models with clean, structured data, and never skip the human change that decides whether an initiative sticks or stalls. From executive playbooks to frontline tactics, we get specific about what works, what fails, and how to build trust when synthetic media blurs what’s real.<br/><br/>We dive into the convergence of AI and blockchain and why verification is b...
No Priors Live: Building Durable Software in the AI Age with MongoDB President & CEO CJ Desai
<p>Why are there only a handful of companies in the world with over $10 billion in pure-play software revenue? CJ Desai believes the reason is that products are replaceable, but platforms are forever. For No Priors’ very first live from MongoDB.local SF, Sarah Guo is joined by CJ Desai, CEO and President of software developer MongoDB, to discuss the shifting landscape of enterprise software. CJ discusses whether AI will erode the value of software, and what truly constitutes a “moat” in the age of generative AI. CJ also talks about why AI adoption with Fortune 500-sized companies is still laggin...
Weird Money Habits That Will Make You Rich
<p>🚢 Get tickets to the next Live Like No One Else Cruise.</p> <p> </p> <p>Apparently, living on less than you make and ditching your credit score is groundbreaking financial advice—but we’ll let you be the judge. If you’re willing to be a little unorthodox in order to build wealth, stay tuned! You’re in the right place.</p> <p> </p> <p>Next Steps:</p> <p>🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy?</p> <p>🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour</p> <p>📱 Submit a Guilty As Charged question for Rachel and George! L...
You Already Know Enough (So Why Aren't You Wealthy?) (Ep. 252)
<p>Are you collecting financial knowledge... or actually using it?</p> <p>In this episode of Without The Bank, we break down two of the most dangerous (and overlooked) chapters from Becoming Your Own Banker: Arrival Syndrome and Use It or Lose It.</p> <p>These ideas explain why so many people stall out financially—even after reading the right books, watching the right videos, and "knowing" the Infinite Banking Concept.</p> <p>The problem isn't lack of information.<br /> The problem is believing you've already arrived.</p> <p>When people stop applying what they learn, their policies stagnate, their ca...
Your Biggest Business Problem Isn't What You Think (Ep. 250)
<p>Most people think money problems are about income.<br /> They're wrong. It's about mindset, discipline, and who controls the capital.</p> <p>In this episode, we break down The Golden Rule:<br /> Those who have the gold make the rules — and why that changes everything.</p> <p>👉 Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1<br /> 👉 Get the book: https://www.withoutthebank.com/book/?...</p> <p>In Episode 250 of Without The Bank (WTB), we dive deep into the mindset behind wealth, capitalism, and control of money. Drawing from Becoming Your Own Banker by Nelson Nash, we explore w...
Stop Chasing APR—What Really Drains Your Wealth (Ep. 245)
<p>Think you control your money because you have a 401(k), IRA, or a checking account? <br /> In this episode, we unpack the real problem in Becoming Your Own Banker: chasing rates on tiny savings while 34.5% of every disposable dollar quietly goes to interest.</p> <p>👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ <br /> 👉 Get the book: https://www.withoutthebank.com/book/ </p> <p>We break down Nelson Nash's "Problem" chapter: why focusing on the rate of return on a small savings slice misses the bigger issue, volume of interest flowing out through housing, autos, and living co...
EP#63 Andrew Kadish | Green Shoots In Multifamily? Maybe.
<p>Are we seeing green shoots in the supply-drenched multifamily market? Rental housing economist Jay Parsons breaks down why the answer is "yes," while cautioning that a "green shoot" is just that — early signs of improved momentum, but not yet a rebound. He also notes that there's a long way to go, and the path to recovery could be choppy and uneven. Jay also reveals the one Sun Belt market seeing more green shoots than others right now, and what that could mean for other markets going forward. Later in the program, Jay welcomes in the CEO of CAPREIT, Andrew Ka...
Scaling Legal AI and Building Next-Generation Law Firms with Harvey Co-Founder and President Gabe Pereyra
<p>In just over three years, Harvey has not only scaled to nearly one thousand customers, including Walmart, PwC, and other giants of the Fortune 500, but fundamentally transformed how legal work is delivered. Sarah Guo and Elad Gil are joined by Harvey’s co-founder and president Gabe Pereyra to discuss why the future of legal AI isn’t only about individual productivity, but also about putting together complex client matters to make law firms more profitable. They also talk about how Harvey analyzes complex tasks like fund formation or M&A and deploys agents to handle research and drafting, the stra...
Self-Compassion and DBT: How New Treatment Approaches Transform BPD Recovery with Amanda Smith
<p>In this episode of It's All Your Fault, host Megan Hunter interviews Amanda Smith, LCSW, about her groundbreaking new book on self-compassion and Dialectical Behavior Therapy (DBT) skills for people who have borderline personality disorder traits. The discussion explores how incorporating self-compassion into treatment can enhance recovery and improve outcomes.</p><p>Understanding Self-Compassion in BPD Treatment<br>The conversation delves into how self-compassion serves as a vital but often overlooked component in treating borderline personality disorder traits. Amanda Smith draws on 19 years of clinical experience to explain why traditional confrontational approaches often backfire, while self-compassion can help reduce...
URGENT: Raoul Pal's Macro Thesis UPDATE
<p>🔥 *Crypto Gathering Miami 2026: Get your tickets today:* https://rvtv.io/3K36sq1 A special presentation from Breakpoint 2026... In this week's special episode, Raoul Pal is releasing his macro seminar and keynote address from Breakpoint 2026. Filled with all the charts you could want, Raoul breaks down where we're at in the cycle and what to expect in the year ahead. Recorded on December 11, 2025. 📣 Bitwise has been all-in on crypto since 2017 and has more than 20 crypto-based products to help investors get the access they need. Bitwise manages the world’s largest crypto index fund, one of the top Bitcoin ETFs, and one of t...
Why Cryopreservation is No Longer Science Fiction with Until Co-founder and CEO Laura Deming
<p>What if we could pause biological time to wait for a cure for a disease? Thanks to innovations and research in reversible cryopreservation, this possibility is no longer just science fiction. Sarah Guo sits down with Laura Deming, CEO and co-founder of biotech startup Until, to dive deep into the growing field of reversible cryopreservation. Laura talks about how her time as a Thiel Fellow as well as her founding of the Longevity Fund fueled her obsession with solving the “social blindspot” of aging. Laura details how her new startup, Until, seeks to build tools that allow for “pressing pause”...
Your SEO Isn’t Dead, It Just Learned To Talk – with Chris Donnely | S6 E03
<p>Send us a text</p><p>Recommendation-driven search is here, and it’s changing who gets discovered. We sit down with Chris Donnelly—serial entrepreneur and founder of Searchable—to unpack how large language models like ChatGPT, Gemini, Claude, and Perplexity are becoming the first stop for product advice and purchase decisions. When a single prompt returns five personalized options, the brands that earn those spots win the moment of truth. The question is: how do you become one of them?<br/><br/>We walk through the practical playbook for showing up in conversational search. Chris explains why the shift...
Your 1st Priority
<p>Ecclesiastes 3:1 says, "There is a time for everything, and a season for every activity under the heavens." Life is full of seasons and activities. With so many things begging for our attention, how do we find balance? Dave Zillig from Equilibrium breaks it down into five core areas that must be healthy for our lives to truly thrive. The first of which is Faith… and there's a reason that Faith is first– because when it isn't, EVERYTHING else in life will be out of balance. Our number one priority – before marriage, family, or work - has to be Jesus or every ar...
EP#61 Tyler Christiansen | A.I. And Rental Housing
<p>How is AI impacting the rental housing business? Rental housing economist Jay Parsons cuts through the noise and the hype to look at the current state of AI in the multifamily and BTR industries, as well as the impact of AI on demand drivers like employment. Additionally, Jay welcomes Tyler Christiansen, the CEO of one of the nation's leading prop tech firms using AI, Funnel. Jay and Tyler discuss what's real and what's not, how to measure the impact of AI on NOI, and what the next advancements in AI could look like for property owners and managers. Additionally...
