
<p>Cybersecurity conversations often focus on tools, platforms, and technology stacks. This episode deliberately shifts the lens.</p><p>Robin Ayoub is joined by Len Noe, a former cybercriminal turned ethical hacker, to unpack a core reality most organizations still avoid: humans are the weakest and most exploited link in security systems.</p><p>Len explains why social engineering routinely outperforms technical exploits, how red teaming exposes uncomfortable truths about organizational blind spots, and why identity has become the real security perimeter.</p><p>The conversation also explores emerging themes that are quickly moving from edge cases to mainstream concerns...

February 16, 2026 ~ Lucy Ann Lance is joined by Michael LaFaive, Senior Director of the Morey Fiscal Policy Initiative at the Mackinac Center for Public Policy. Michigan Governor Gretchen Whitmer released her eighth and final budget this past week, claiming it will save Michiganders money. But the proposal calls for new taxes to pay for a projected state spending growth from $34.4 billion to $50.2 billion, Republican leadership is vowing no new taxes, setting the scene for a big battle to come. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for ...

<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

<p>In Episode 166 of Localization Fireside Chat, Robin Ayoub sits down with Minyang (MJ) Jiang for a grounded, executive-level conversation on GenAI execution.</p><p>While many organizations are racing to adopt generative AI, few are seeing meaningful results. This episode explores why. Not because of models or tooling, but because of leadership behavior, operating models, incentives, and trust.</p><p>MJ shares practical insight from the front lines of GenAI transformation, including what breaks when AI moves from experimentation into production and how leaders can avoid common execution traps.</p><p>Topics covered include:</p>Why GenAI is often...











Independent pharmacies are dispensing more prescriptions than ever—but too many are seeing their profits shrink month after month. In this episode of This Week in Pharmacy, hosts Todd Eury and CEO of MatchRx Johny Kello sit down with Saeed Dinno Director of Pharmacy for a group of independent pharmacies in MI. For a practical, plain-English breakdown of one of the most overlooked metrics impacting pharmacy profitability: GCR, let's dive into this!<br> <br> This episode isn’t about policy debates, compliance theory, or vendor hype. It’s a real-world conversation designed to help pharmacy owners, managers, and buyers understand how every...

Solana failed to stay above $90 and corrected gains. SOL price is now trading below $85 and might find bids near the $76 zone.

<p>Five years ago, Winter Storm Uri took out the lights across the Lone Star State. Hundreds of people died, millions of Texans were left without heat, and it cost the state billions. What’s changed since then? Plus, new payroll numbers are higher than expected, and unemployment is slightly down, but revisions to last year’s totals complicate the story. And later, we check out what one of the country’s most environmentally friendly homes looks like 18 years later.</p>

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<p>Too many founders assume revenue equals health.<br />In reality, cash flow, structure, and financial discipline are what keep businesses alive.<br />In Episode 168 of Localization Fireside Chat, Robin Ayoub sits down with Uchenna Okeke, Founder of CFO Advisory Services, for a practical conversation about the financial blind spots that quietly undermine growing companies.<br />Uchenna shares how early exposure to both business success and failure shaped his perspective on risk and fragility. Together, they unpack why many founders try to wear every hat, underestimate concentration risk, and wait too long to bring CFO-level thinking into the business.<br />...

<p>The icy winds of volatility could not break through investors’ willingness to buy the dip, sending the Dow Jones Industrials beyond 50,000 for the first time, but trends have been broken inside the market and what used to work just doesn’t anymore. Paul Hickey of Bespoke Investment Group takes us inside the sectors to survey the damage and discover opportunities. Plus, we reveal the latest results of our sentiment survey, and nothing seems to scare us… at least not yet.</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>

<p>We learned on Friday that inflation dropped to 2.4% — the lowest it’s been in almost five years. But certain prices are still rising much faster than that overall measure, including utilities. The National Energy Assistance Directors Association projects that people will have to spend over $1,000, on average, to heat their homes this winter. Plus, the IRS lost more than 25% of its staff to cuts. Is it ready for this tax season?</p>

In this episode, we sit down with a past president of the American Society of Consultant Pharmacists (ASCP) for an insightful conversation on leadership and caring for older adults. We also dive into what it means to be an age-friendly pharmacist, exploring how the Age-Friendly Health Systems framework and the 4Ms can be applied in real-world pharmacy settings. Finally, we break down how pharmacists can earn their Age-Friendly Pharmacist badge.<br> <br> Get your Age-Friendly Pharmacist Badge here: https://www.ascp.com/page/agefriendly<br> <br> Tamara Ruggles, PharmD, BCGP, FASCP: www.linkedin.com/in/tamara-ruggles-491882251<br> Deborah A Milito, Pharm...

<p>From the BBC World Service: The Chinese tech company ByteDance says it'll curb its AI video app, Seedance, which is being used to create viral life-like clips of Hollywood stars; Disney and other entertainment giants have threatened legal action over it. Then, the UK government says it will review its regulation of AI to better protect children online. And later, Starbucks is hoping AI will help turn around the company's fortunes.</p>

<p>Do you know how to use a SWOT analysis effectively—or are you making common mistakes that keep your strategy from reaching its full potential? In this episode, we break down what a SWOT is, why it matters for your business, and how to leverage your strengths, address weaknesses, and take advantage of opportunities in your market. We’ll also cover the pitfalls many business owners encounter when conducting a SWOT and share practical tips to make this classic tool a true driver of strategic planning and growth. Tune in to learn how to think strategically and set your busi...

<p>Episode: Can AI Understand Us? Data, Empathy, and the Limits of Artificial Intelligence</p><p>In this episode of the Localization Fireside Chat, Robin Ayoub sits down with Andy Sitison to explore the real limits of artificial intelligence when it comes to understanding humans.</p><p>The conversation moves beyond AI hype to examine why data and sentiment analysis often fail to capture meaning, how storytelling plays a critical role in human understanding, and where the ethical line sits between insight and manipulation. Andy shares practical perspectives from his work in Empathetic AI, Natural Language Processing, and human-centered system...

<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

<p>On Ep. 66 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Michael Tannenbaum, CEO @ Figure to discuss Visa Direct partnership with BVNK, Figure's on-chain public equity network (OPEN) for blockchain-registered equity and more!</p><p>Timestamps:</p>00:00 Introduction00:50 Visa Direct partnership with BVNK for stablecoin payment endpoints04:10 How BVNK provides full-stack stablecoin infrastructure for Visa08:18 Targeting multi-billion dollar transaction volume for Visa Direct stablecoin launch13:23 Figure's on-chain public equity network (OPEN) for blockchain-registered equity17:37 Benefits of blockchain-native equity for self-custody and stock loan control22:21 Using blockchain for equity proxy voting transparency and...

Ethereum price started a fresh decline and traded below $2,000. ETH is now consolidating and remain at risk of another decline below $1,950.

February 16, 2026 ~ Lucy Ann Lance is joined by Nicole Bernacik, Financial Education Specialist with the University of Michigan Credit Union for this week's Money Monday! Nicole discusses “soft saving,” a trend prioritizing quality of life over aggressive saving, popular with Gen Z. She also covers the “100 Envelope Challenge” for saving, “doom spending” as a coping mechanism for stress, and “Under Consumption Core,” which promotes using existing items and thrifting. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

February 11, 2026 ~ Lucy Ann Lance is joined by Angela Kline, Executive Director, Ann Arbor Street Art Fair, The Original. The public is invited to vote daily through March 2 to help one of the nation’s largest juried art fairs claim the top spot in the nation. People can show their love for the Ann Arbor Art Fair by voting once per day at https://10best.usatoday.com/awards/ann-arbor-art-fair-ann-arbor-michigan/ Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

<p>Marketing has never been louder, more automated, or more expensive. Yet for most businesses, it delivers less than ever.</p><p>In this episode of Localization Fireside Chat, Robin Ayoub sits down with John Dwyer, a direct response marketing expert who has worked with brands like McDonald’s, KFC, 7-Eleven, and one of the few people who convinced Jerry Seinfeld to say yes to an advertising campaign.</p><p>This is not a conversation about trends, hacks, or vanity metrics.</p><p>John explains why most marketing fails, why brand without response is a dangerous illusion, and why too ma...

<p>On Ep. 64 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Rob Hadick, General Partner @ Dragonfly and Tyler Moebius, CEO and Co-Founder @ SmartMedia Technologies to discuss their predictions for 2026.</p><p>Timestamps:</p>00:00 Introduction06:12 Grading previous year's predictions on stablecoin and AI narratives07:18 Skepticism on the near-term viability of AI and blockchain crossover10:16 Visa stablecoin settlement to exceed $100 billion annualized by 202618:30 Tier two banks adopting closed-loop stablecoin settlement rails22:09 Tokenizing loyalty programs versus creating merchant stablecoins32:23 $1 billion in tokenized loyalty collateral by end of 202634:29 Regulatory clarity and competition in tokenized money market...

Februar 16, 2026 ~ Lucy Ann Lance is joined by Dave Norton, Chair, A2Y Chamber Teacher of the Year Committee / Branch Manager, Bank of Ann Arbor as well as Quinn Strassel, Teacher of the Year (2016) / Pioneer H.S. Teacher for this week's Ann Arbor/ Ypsilanti Regional Chamber of Commerce Report! The A2Y Chamber Teacher of the Year Program recognizes the great contribution teachers make in Washtenaw County and to the learning community. Nominations are now open for 2026. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

February 12, 2026 ~ Lucy Ann Lance is joined by Kelly Wolgamott, Vice President, Pure Michigan for this week's Pure Michigan Moment! Michigan was recently recognized for six exceptional chefs and restaurateurs from across the state in the 2026 James Beard Award Semifinalists list. That list includes one of downtown Ann Arbor's newest restaurants. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

<p>Who would’ve thought? Last month, PepsiCo cut snack prices. McDonald's has been cutting prices, too, and said it's paying off. Yesterday, the company released better-than-expected results for the tail end of 2025. Also, big revisions to datasets like yesterday's jobs report are becoming more common in an economy undergoing big shifts, and Germany is looking to recruit foreign-born skilled workers as harsher immigration policy and rhetoric make the U.S. less appealing.</p>

<p>From the BBC World Service: Russia has ordered a block on WhatsApp, the Kremlin confirmed. The app has more than 100 million users in Russia, who have now been cut off from the platform, and the Russian government is pushing users to download Max, Russia's state-owned messaging platform. Then, China’s carbon dioxide emissions fell by 0.3% in 2025, the first full year to show a decline. And, as summers get hotter, Europeans are looking to "coolcation" in colder climes.</p>

<p>Jittery investors continue to punish stocks of companies that may (or may not) face major disruption from artificial intelligence. Last week, it was software firms, then insurance brokers. Now, it’s financial brokerages that offer people planning advice — the likes of Charles Schwab, Raymond James, and Ameriprise. But what's lost when we lose human capabilities in financial services? Plus, U.S. allies like Canada and the U.K. are increasingly turning to China for trade deals.</p>

<p>In this episode, Sheila Arquette, President & CEO of NASP, speaks with David G. Mitchell, PharmD, MBA, CSP, FCPhA, Assistant Chief Pharmacy Officer of Specialty Pharmacy & Home Delivery and Ruth Chen, PharmD, MHA, Manager of the Specialty Pharmacy Hub at UC Davis Health in Sacramento. They look at how UC Davis Health has built and scaled one of California’s most integrated health-system specialty pharmacy programs. Dr. Mitchell shares how being embedded within clinics, care teams, and the EHR enables specialty pharmacy to deliver differentiated clinical and operational value while navigating payer, policy, and access challenges in a rapidly evolving la...

TWIRx – This Week in Pharmacy <p>Episode Date: February 13, 2026<br> Valentine’s Day Special 💘</p> <p>This week on TWIRx, hosts Stephen Beckman, PharmD and Todd Eury break down the biggest headlines shaping pharmacy, from workforce trends to policy updates and innovation.</p> 💕 Valentine’s Feature: TogetheRx – A Pharmacy Love Story <p>In celebration of Valentine’s Day, we welcome Drs. Mark and Gretchen Garofoli, PharmD, a pharmacy power couple who met at the University of Pittsburgh School of Pharmacy and have built a life and career TogetheRx.</p> <p>Their journey includes raising a family, leading in pharmacy advocacy, podcasting, acad...

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The Pharmacy 50 Awards are back for the 2025 season, celebrating the people who are pushing the profession forward through leadership, innovation, advocacy, education, and patient care. In Part 3 of this 4-part series, we spotlight an incredible group of pharmacy professionals and industry leaders representing the full spectrum of pharmacy—from independent practice and health systems to digital health, specialty pharmacy, philanthropy, and beyond.<br> <br> This series is designed to recognize the voices shaping the future of pharmacy and to inspire the next wave of leadership across healthcare. <p>Maurice Shaw, PharmD — Social Media Influencer</p> <p>Katarina (Kati) Forbes, PharmD — Social Medi...

February 12, 2026 ~ Lucy Ann Lance is joined by Blake Alexander, Sales Coordinator and Marketing Manager, The Green Panel Inc. for this week's Around The Home with the Builders and Remodelers Association of Greater Ann Arbor! Blake discusses solar panel installation, including new Michigan laws that allow solar panels in HOA neighborhoods. He highlights the financial benefits of solar and battery systems, which pay for themselves in 8 to 10 years and provide energy independence. The Green Panel, a local company, offers comprehensive services, including design, installation, and financing, emphasizing the importance of battery backup for 24/7 energy use and as an alternative to generators...

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<p>Michael Hollomon jr. on BitcoinTake your Self-Custody seriously and get a Microseed:https://microseed.ioI personally use Relai to stack Bitcoin:https://relai.me/robin✅ Get 10% OFF fees with code ROBINCybersecurity & Self-Custody experts — The Bitcoin Way:🎯 30 min free call:https://thebitcoinway.com/robinWant to mine Bitcoin? I personally use Simple Mining:https://www.simplemining.io/robinseyr⚠️ DisclaimerThis content is for educational and/or entertainment purposes only.The views expressed by Robin Seyr and his guests are their own and do not constitute financial advice.Nothing in the title, thumbnail, description, or video/audio is to be interpreted as investment, tax, or leg...

<p>On Ep. 65 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Sandy Kaul, EVP and Head of Innovation, Franklin Templeton to discuss OnePay's integration of crypto, Franklin Templeton's early tokenization platform and more!</p><p>Timestamps:</p>00:00 Introduction02:43 OnePay's integration of crypto04:28 The rise of financial super apps and wallet-based ecosystems06:33 Franklin Templeton's early tokenization platform and wallet infrastructure10:19 Tokenization expanding to alternative assets like art and IP13:32 Data and operational challenges for enterprise blockchain adoption20:54 Barclays invests in stablecoin settlement firm Ubyx24:33 Banks' strategic dilemma between stablecoins and tokenized deposits33:44 Lloyds...

<p>Veteran mining executive Brad Rourke lays out the bullish case for gold development, detailing the rapid transition of Scottie Resources in a $5,000 gold environment. Rourke frames the frenzied energy at the Vancouver conference as a validation of a long-term thesis, noting the venue is "absolutely packed" with investors seeking hard assets.He points to the company’s high-grade resource, off-take deal with Ocean Partners, and strategic position in BC's Golden Triangle as signals of a project moving toward production. Rourke argues that the coming era belongs to tangible resources, drawing a clear lesson from his own experience: “Commodities can’t prin...

<p>On Ep. 62 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Marieke Flament, 2x CEO, Angel Investor, Advisor, Co-Author of Euro Stable Watch, Chuk Okpalugo, Founder @ Stablecoin Blueprint and Nadine Chakar, Global Head of DTCC Digital Assets to discuss DTCC being authorized to tokenize top 1000 US stocks, the importance of tokenizing real legal rights vs. synthetic wrappers and more!</p><p>Timestamps:</p>00:00 Introduction03:49 DTCC authorized to tokenize top 1000 US stocks08:01 Importance of tokenizing real legal rights vs. synthetic wrappers20:06 Visa's stablecoin settlement for US banks using USDC on Solana23:05 Domestic use case and liquidity benefits...

<p>2026 came in like a lion with the U.S. invasion of Venezuela and a bull market charging into its fourth year testing investors’ confidence. Liz Thomas of SoFi comes back aboard the Express to share her outlook for the new year and specific risk factors that could challenge our faith in the momentum underlying recent trends. Plus, it's a new era for Berkshire Hathaway shareholders without Warren Buffett as CEO. We list just some of the accomplishments that made Buffett the greatest investor of all time, and examine what he leaves behind.</p><p> </p><p>Learn more about yo...

<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

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<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

<p>China targets dollar dominance with gold-backed yuan while U.S. strikes back with commodity price floors. A new monetary war is underway.</p><p><br></p><p>Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast</p><p>or Call 866-349-3310</p><p>👋 STAY IN TOUCH WITH US ⬇️</p><p>🟩 Schedule a Strategy Session: 866-349-3310</p><p>🟩 Email us at services@itmtrading.com</p><p>🟩 Official Homepage http://www.itmtrading.com</p><p>🟩 ITM Trading Twitter: https://twitter.com/itmtrading</p><p>🟩 Facebook: https://facebook.com/ITMTrading</p>

<p>President Donald Trump has long insisted that foreign companies paid for the tariffs he’s levied on imports. But new research from the Federal Reserve Bank of New York contradicts that, finding that U.S. firms and consumers are left holding the bag. We'll dig in. Plus, fresh data shows inflation slowed in January. And later in the show, from Marketplace's "This Is Uncomfortable," is it ever OK to keep secrets in a relationship?</p>

<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

<p>Acorns, the 14-year old investing app that became popular by letting its customers invest their spare change into the stock market, has grown into a multi-tool financial planning app for families, and has big plans for expanding its offerings. CEO Noah Kerner explains why the company's simple mission of getting kids and families to invest small amounts through education has endured since its inception, and how that foundation will power its next stage of growth, which could involve an initial public offering.<br>LINKS:<br>https://www.acorns.com/<br>https://www.acorns.com/about/<br>https://www.acorns.com/l...

<p>Mithril CEO John Skeet warns the structural silver deficit is permanent, spotlighting a high-grade Mexico project as the epicenter of the coming supply crisis. Speaking from the VRIC conference this year, Skeet frames the intense investor turnout not as mere interest, but as a desperate hunt for viable projects in a market starved for primary silver production.He reveals the rapid advancement of the district-scale Silver Creek property, where drilling has more than doubled a high-grade resource since mid-2024, with a pivotal update due imminently. Skeet argues that while most silver is a precarious byproduct of other metals, his...

<p>Description:</p><p><br /></p><p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br />https://microseed.io</p><p><br /></p><p>I personally use Relai to stack Bitcoin:<br />https://relai.me/robin<br />✅ Get 10% OFF fees with code ROBIN</p><p><br /></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br />🎯 30 min free call:<br />https://thebitcoinway.com/robin</p><p><br /></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br /></p><p>⚠️ Disclaimer</p><p>This content is fo...

The Pharmacy 50 Awards are back for the 2025 season, celebrating the people who are pushing the profession forward through leadership, innovation, advocacy, education, and patient care. In Part 2 of this 4-part series, we spotlight an incredible group of pharmacy professionals and industry leaders representing the full spectrum of pharmacy—from independent practice and health systems to digital health, specialty pharmacy, philanthropy, and beyond.<br> <br> This series is designed to recognize the voices shaping the future of pharmacy and to inspire the next wave of leadership across healthcare. <p>Walter Oronsaye PharmD — Social Media Influencer</p> <p>Emily Durham, MS, CPhT — Compounding...

<p>On Ep. 69 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Sunand Raghupathi, CEO & Co-Founder @ Veda to discuss Kraken and Coinbase DeFi earn products, the role of curators in DeFi vaults and more!</p><p>Timestamps:</p>00:00 Introduction05:07 Comparison of Kraken and Coinbase DeFi earn products and risks07:31 Consumer redemption risk and vault liquidity management10:50 Role of curators in DeFi vaults and risk allocation decisions15:30 Distinction between staking and lending as different yield products20:20 Explanation of curator role vs traditional asset manager in DeFi24:48 CME exploring institutional tokenized collateral and 24/7 trading30:14 Regulatory...

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<p>On this episode of Executive Dose, sponsored by Independent Pharmacy Cooperative (IPC), we tackle one of the most pressing challenges facing independent community pharmacies today: workforce shortages and talent management.<br> <br> Bill Drilling, owner and Pharmacist-in-Charge of Drilling Pharmacy in Sioux City, Iowa, shares four decades of real-world experience leading a landmark independent pharmacy and developing sustainable teams in a changing labor environment.<br> <br> Joined by Kelli Stovall, RPh, EMBA, Vice President of Clinical Programs and Pharmacy Services at IPC, the conversation explores practical strategies for recruiting, retaining, and empowering pharmacy talent while expanding clinical services and pro...

Bitcoin price failed to stay above $70,000 and started another decline. BTC is now trading below $68,800 and might extend losses in the near term.

<p>From the BBC World Service: As the energy crisis in Cuba continues, the port of Havana has received two ships carrying humanitarian aid sent by Mexico. Cuba is struggling after the Trump administration put a virtual oil blockade on the island. Then, the center-right Bangladesh Nationalist Party has secured a landslide election victory, so what will it mean for the nation's economy? And, after more than four decades, the designer behind Japan's Hello Kitty character is stepping down.</p>

<p>Markets seesawed over the past few weeks over fears that artificial intelligence will soon disrupt several industries, including software and financial services. As large language models reshape how brands reach consumers, traditional ad shops could also face pressure to reinvent themselves or get left behind. We'll dig in. But first, inflation cooled this winter, but will it warm up in the spring? We'll discuss how tariffs and energy costs could play a role.</p>

<p>In this must-listen episode of MaternalRx, host Danielle Plummer, PharmD, sits down with Dr. Ebony January (AKA Dr. EJ), award-winning board-certified OBGYN, bestselling author, and America’s Maternal & Women’s Wellness Expert, to unpack what’s really driving the maternal mortality crisis in the U.S.<br> <br> With more than 8,000 babies delivered, Dr. EJ brings frontline clinical insight, cultural competence, and a prevention-first approach to a conversation that moves beyond headlines and into actionable change. Together, Dr. Plummer and Dr. EJ explore why most maternal deaths are preventable, what clinicians often miss, and how healthcare professionals, including pharmacists, can he...

www.osintinvestigate.com - <br />A previously undocumented threat actor has been attributed to attacks targeting Ukrainian organizations with malware known as CANFAIL.Google Threat Intelligence Group (GTIG) described the hacking group as possibly affiliated with Russian intelligence services. The threat actor is assessed to have targeted defense, military, government, and energy organizations within the Ukrainian regional and national governments.

<p>There’s a through line that runs through the White House’s ambitions in Venezuela and Greenland, and it has all been laid out in its National Security policy that calls for a stronger military, access to natural resources throughout the planet, and dominance in technology and finance. Terry Haines of Pangaea Policy breaks it down and shows us where the money is moving across the capital markets to take advantage of the new normal for national security and economic policy. Plus, institutional and individual investors are ‘all in’, with their bets on the stock market. Is our enthusiasm irration...

<p>Trust has become one of the most fragile assets in the age of AI. In this episode of Localization Fireside Chat, Robin Ayoub speaks with Gal Borenstein, Founder and CEO of Borenstein Group, about what digital trust really means as organizations adopt AI at speed. This is not a conversation about tools or platforms. It is a leadership conversation about accountability, transparency, and the consequences of getting trust wrong. Gal explains why most leadership teams are still managing trust as if it were 2015, how AI can either strengthen or undermine credibility, and why crisis communication must be proactive rather...

February 13, 2026 ~ Lucy Ann Lance is joined by Wendy Welch, HSHV Director of Communicaions for the Weekly Wag! Wendy introduces Kitty Boom Boom, a 12-year-old, 14-pound orange tabby available for adoption. Kitty Boom Boom thrives in a calm home without other pets and is currently in foster care. Wendy also promotes “Cats and Kids,” a drop-off event for children aged 6-11 at the Tiny Lions Lounge and Adoption Center, a cat cafe where adoptable cats roam freely. HSHV.org Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for adve...

<p>On Ep. 67 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Jess Houlgrave, CEO @ WalletConnect to discuss institutional adoption of crypto infrastructure by traditional capital markets, differences in approaches to tokenized securities and more!</p><p>Timestamps:</p>00:00 Introduction2:45 Institutional adoption of crypto infrastructure by traditional capital markets5:31 Differences in approaches to tokenized securities by DTCC, NYSE, and NASDAQ8:23 Stablecoins and tokenized deposits for equity trades10:24 WalletConnect Pay: stablecoin checkout solution with Ingenico POS terminals14:54 Use cases for stablecoin payments: digital nomads, high inflation regions, luxury goods18:25 QR vs NFC: Form factor c...

Bitcoin price failed to stay above $70,000 and started another decline. BTC is now trading below $68,800 and might extend losses in the near term.

www.osintinvestigate.com - <br />More than two dozen advisories have been published by the chip giants for vulnerabilities found recently in their products.

<p>Today’s Letter is Brought To You by MoonPay x Phantom!</p><p>Crypto is easy when your wallet just works. That’s why millions trust Phantom, powered by MoonPay.Phantom gives users one home for crypto across Solana and top chains. With MoonPay built in, anyone can buy in seconds using Apple Pay, PayPal, Venmo or cards — no bridges, no friction, no waiting.Together, Phantom and MoonPay make onboarding to crypto as simple as tapping “Buy”. Phantom keeps your assets safe while MoonPay opens the door to everything crypto has to offer.Keep your crypto in one place with MoonP...

<p>Guest: Dylan J. Hartmann, Founder of AcudocX<br />Host: Robin Ayoub<br />Episode: #170<br />Topic: Certified Translation, Language Infrastructure, AI in Translation<br />YouTube Video: https://youtu.be/Pum3qM626xI<br />Website: https://www.l10nfiresidechat.com</p> <p><p>Credits<br>Host: Robin Ayoub, Founder, Localization Fireside Chat</p><p>Connect and watch more<br>Website: www.L10NFiresideChat.com<br>Spotify: https://open.spotify.com/show/5OoURgc29R31XPGzOWL9iX<br>Be a guest: https://calendly.com/robin-ayoub/localization-fireside-chat-podcast-recording<br>LinkedIn: https://www.linkedin.com/in/robinayoub/</p><p>Support the show<br>Share the episode...

<p>Guest: Barbara Stone</p><p>Leadership Coach, Former EVP and CFO, Author</p><p>Host: Robin Ayoub</p><p>Founder, Localization Fireside Chat</p>Topics discussed:When titles and promotions stop delivering fulfillmentThe difference between external success and internal alignmentThe cost of performing success in leadership rolesWhy what got you here will not get you thereLeading with authenticity, curiosity, and resilienceExplore more episodes at https://www.l10nfiresidechat.com<p>Learn more about Robin’s work at https://www.n49networks.com</p><p>Simplecast Tags</p> <p><p>Credits<br>Host: Robin Ayoub, Founder, Localization Fireside Chat</p><p>...

<p>In this episode of the Localization Fireside Chat, Robin Ayoub speaks with Steven Puri, Founder of The Sukha Company and former Hollywood film executive.</p><p> </p><p>Steven shares what working inside major film studios taught him about discipline, creative output, and delivering under pressure. He explains why “busy work” creates the illusion of productivity, and how real progress requires deep work, structured focus, and intentional flow states.</p><p> </p><p>The conversation explores:</p><p> </p><p>• The difference between activity and meaningful output</p><p>• What Hollywood production workflows teach startup founders</p><p>• How to intentiona...

<p>Mitch Wexler exposes what he calls the "biggest hidden financial time bomb in America"—a $5.1 trillion spiral of school district bond fraud. Speaking from the front lines of his legal crusade, Wexler details a system of inflated property appraisals and systemic over-taxation that is stripping equity from homeowners nationwide. He frames his battle in the Texas Supreme Court not as a local issue, but as a desperate fight for transparency against institutionalized fraud that dwarfs 2008. "Why do they want to prohibit discovery of the fraud?" he challenges. Wexler directly ties this local crisis to the broader erosion of confidence in...

<p>On Ep. 8 of Stablecoin Stats, Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis are joined by Matt Higginson, Partner & Global Head of Digital Assets @ McKinsey & Company to discuss how traditional finance institutions view the term 'TradFi', the 2025 inflection point for stablecoin adoption and more!</p><p>Timestamps:</p>00:00 Introduction4:44 How traditional finance institutions view the term 'TradFi'5:26 The 2025 inflection point for stablecoin adoption and the GENIUS Act9:20 Methodology behind the McKinsey and Artemis stablecoin payments study12:23 B2B stablecoin payments as the fastest growing category16:01 Card networks leaning into stablecoin adoption18:08 The intersection of agentic AI...

Today I am back with one of my herbal teachers to talk about herbal and holistic approaches to managing Lyme disease. It is a topic that is becoming ever more relevant as the medical community has been coming to the realization that there is such a thing as chronic Lyme, where acute measures such as antibiotics fall short.<br> <br> This is where herbal support can really shine in helping to peel back the layers that are causing disharmony and reestablish a healthy foundation for health.<br> <br> Richard Mandelbaum RH is a clinical herbalist with a private practice, offering...

<p>On Ep. 70 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Diogo Mónica, GP @ Haun Ventures and Chris Maurice, CEO @ Yellow Card to discuss BlackRock offering DeFi trading with Uniswap tokens, Erebor Bank receiving its full OCC charter and more!</p><p>Timestamps:</p>00:00 Introduction2:17 BlackRock offering DeFi trading with Uniswap tokens8:39 BUIDL fund's potential for 24/7 payments and liquidity11:55 Stripe launching machine payments for autonomous agents16:34 Machine to machine payments and consumer protection considerations31:54 Layer Zero unveiling their Layer 1 blockchain called Zero38:35 Zero's ambitious goal of becoming a full cloud environment46:15 E...

<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

<p>The world's first publicly traded agentic finance firm, including 5,000+ bitcoin on the balance sheet. </p> <br/><br/>This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit pomp.substack.com/subscribe

<p>Gold and silver just tanked after hitting record highs. Here's the truth behind the crash and what it means for your wealth.</p><p><br></p><p>Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast</p><p>or Call 866-349-3310</p><p>👋 STAY IN TOUCH WITH US ⬇️</p><p>🟩 Schedule a Strategy Session: 866-349-3310</p><p>🟩 Email us at services@itmtrading.com</p><p>🟩 Official Homepage http://www.itmtrading.com</p><p>🟩 ITM Trading Twitter: https://twitter.com/itmtrading</p><p>🟩 Facebook: https://facebook.com/ITMTrading</p>

<p>2025 was looking like yet another banner year for Bitcoin for Bitcoin prices until a wave of selling in the Fall sent the cryptocurrency into a bear market. Matt Hougan of Bitwise explains what happened and why he thinks 2026 will be another year for the record books and more ETF issuance. Plus, the Federal Reserve is slapped with a criminal investigation by the Dept. of Justice over its renovation project, and Chair Powell claps back. At stake, the independence of the Fed, and the sanctity of the capital markets.</p><p> </p><p>Learn more about your ad choices. Visit...

<p>In Episode 173 of the Localization Fireside Chat, Robin Ayoub sits down with Diana Fritz, Executive Leadership Strategist and Certified DISC Consultant, for a grounded conversation about leadership in high-pressure environments.</p><p>As organizations adopt AI and accelerate digital transformation, many leaders assume technology is the primary risk. Diana challenges that assumption. She argues that communication breakdown — not code — is often where trust begins to collapse.</p><p>Drawing from 25+ years in executive leadership, operations, HR, and organizational development, Diana shares insights on:</p><p>• Why AI scales leadership flaws</p><p>• How unclear communication erodes trust</p><p>• The differ...

<p>As the year winds down, we wrap up our final investor sentiment survey which shows that we are as optimistic as we’ve been in months even though we are worried about inflation and a stock market bubble. We take a deep dive into retail investors’ portfolios, and then look ahead into 2026 with Michael Arone of State Street Investment Management. Plus, why Charles Dow would be particularly happy about this current rally, and what one of his 110-year old theories teaches us about the health of this bull market.</p><p> </p><p>Learn more about your ad choices. Visi...

<p>“What we really know is coming is a hyperinflationary reset,” says Eric Griffin, President and CEO of ITM Trading. In this exclusive New York City interview, Daniela Cambone sits down with Griffin to decode the truth behind the metals market's violent $700 drop in gold and $40 collapse in silver. While the headlines scream volatility, Griffin warns investors not to get “sucked into the price action,” saying the machinery of the market is beginning to crack. Drawing on lessons learned from the 2008 crash and his father’s warnings about the Federal Reserve dating back decades, Griffin breaks down his fair-value calculation for gold a...

<p>Greenland becomes the new chip in the tariff war and the European Union threatens to pull out an economic bazooka to deter the White House. Investors have generally looked past the geopolitical turbulence so far, but icy trade relations could finally cool down the momentum in the stock market. Plus, is AI really going to eat our jobs in the future? ADP’s Chief Economist, Nela Richardson forecasts the future of employment, and gives this current labor market a health check.</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>

<p>Today’s Letter is brought to you by Arch Public!</p><p>Unlock unparalleled returns with Arch Public’s algorithmic trading tools. Our Bitcoin Algorithm Arbitrage Strategy has delivered an astounding 247% annual return over the past three years. The entries, and exits speak for themselves; precision that drives success. Trusted by more than 15,000 customers and industry leaders, we’ve partnered with Gemini, Kraken, Coinbase and Robinhood to bring you cutting-edge solutions. Whether you’re a seasoned investor or just starting, our proven strategies maximize your potential. Join the ranks of those who trust Arch Public to navigate the markets with con...

<p>David Morgan breaks his silence on what he calls the most violent correction in silver history—a 30% "waterfall decline" that shook out the leveraged crowd after silver rocketed past $120. Speaking from decades of experience, the Silver Guru dissects the battle between the physical market and the paper derivatives traders who momentarily regained control. He reveals why bullion dealers couldn't keep up, how his own subscribers sold at $107 when spot was crashing, and the "critical minerals" designation that could force the U.S. government to become a buyer of last resort. "The physical market will take control again," Morgan predicts, dr...

Ethereum price started a fresh decline and traded below $1,980. ETH is now consolidating and remain at risk of another decline below $1,920.

<p>With the stock market coming off its worst week all year and the biggest stocks rolling over, investors continue to believe better times are ahead. Guy Adami, co-founder of Risk Reversal and co-star of CNBC’s Fast Money, drops in to give us a reality check on the health of the market, and how to pick the right stocks during this violent rotation. Plus, the lack of affordability has pushed more younger investors into the market than any time in history. Hopefully, they’ll stick around for the long term. </p><p> </p><p>Learn more about your ad choi...

<p>⚡ Support the show / Recommended partners</p><p>Take your Self-Custody seriously and get a Microseed:<br>https://microseed.io</p><p><br></p><p>I personally use Relai to stack Bitcoin:<br>https://relai.me/robin<br>✅ Get 10% OFF fees with code ROBIN</p><p><br></p><p>Cybersecurity & Self-Custody experts — The Bitcoin Way:<br>🎯 30 min free call:<br>https://thebitcoinway.com/robin</p><p><br></p><p>Want to mine Bitcoin? I personally use Simple Mining:</p><p>https://www.simplemining.io/robinseyr</p><p><br></p><p>⚠️ Disclaimer</p><p>This content is for educational and/or entertainment...

<p>The shine came off of precious metals just as investors piled into the debasement trade on the heels of the Dollar’s decline leaving a raft of questions about which assets to hold in times of uncertainty. We sift through the smelting pot, and Gargi Chaudhuri of Blackrock breaks it down and helps us refocus on the themes that will actually matter to investors this year. Plus, insiders are selling at multi-year highs, even though the stock market is showing signs of a healthy rotation. What do they know that we don’t, and will the January effect be wort...

Ethereum price started a fresh decline and traded below $2,000. ETH is now consolidating and remains at risk of another decline below $1,940.

<p>On Ep. 68 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Bam Azizi, CEO & Founder @ Mesh, Kirill Gertman, CEO @ Conduit and Dogan Alpaslan, Researcher @ cyber•Fund to discuss Mesh raising $75M at $1B valuation, Fidelity launching its own stablecoin (FIDD) and more!</p><p>Timestamps:</p>00:00 Introduction1:53 Mesh raises $75M at $1B valuation for tokenized asset network4:24 Differentiating between infrastructure companies like Conduit and Mesh6:20 Competitive landscape and value of distribution in stablecoin infrastructure13:17 Fidelity launching its own stablecoin (FIDD)15:08 Historical parallels of multiple dollar issuers in the 1800s19:15 Economics and abstraction layers for multiple stablecoins25:26 UBS allowing select cl...

<p>Legendary technical analyst Michael Oliver delivers a stark warning on the fragility of U.S. sovereign debt, predicting a bond market crisis that could mirror Japan's spiral. Oliver frames the recent "jiggle in the middle" correction in gold and silver not as a top, but as a shakeout before a historic surge, driven by a massive structural shift out of paper assets.He points to the simultaneous breakdown in the dollar, a breakout in the commodity complex, and the "crisis mode" in global bond markets as converging forces. Arguing that old trading metrics are now obsolete, he projects silver...

<p>Gareth Soloway exposes what he calls the "hidden technical handwriting on the wall"—a series of unmistakable chart formations signaling that markets are topping and a major corrective phase is imminent. Speaking from his methodology as a pure technician, Soloway dissects the S&P's decade-long parallel channel that has held since COVID, now pressing against an unbreakable 7100 ceiling. "The market is telling us there is downside ahead," he warns, mapping a 12–13% pullback that would erase six months of gains. He then pivots to silver, where he identifies the precise moment the trade turned from orderly accumulation into dangerous, vertical euph...

February 11, 2026 ~ Lucy Ann Lance is joined weekly by Psychotherapist, Frank Rubino for On The Couch! Your empathy becomes toxic when you feel so deeply for one particular person, a purported victim, that you are blinded to both reality and morality. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

<p>Jim Cramer, the legendary investor, educator, best-selling author, host of CNBC’s Mad Money and Squawk on the Street, joins the Express with lessons for investing in any market, and his unique valuation tools for finding the next great stocks. Plus, we reveal Investopedia’s Terms of the Year, which include everything from insider trading to Bad Bunny’s growing fortune.</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>

<p>The Fed quietly restarted balance sheet expansion. History shows this ends badly. Here's what it means for your savings and how to protect your wealth.</p><p><br></p><p>Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast</p><p>or Call 866-349-3310</p><p>👋 STAY IN TOUCH WITH US ⬇️</p><p>🟩 Schedule a Strategy Session: 866-349-3310</p><p>🟩 Email us at services@itmtrading.com</p><p>🟩 Official Homepage http://www.itmtrading.com</p><p>🟩 ITM Trading Twitter: https://twitter.com/itmtrading</p><p>🟩 Facebook: https://facebook.com/ITMTrading</p>

<p>The clock's ticking! If you're in the greeting card business, Valentine's Day is more than just a holiday — it’s a big sales opportunity. This morning, as part of our What's That Like? series, we hear from someone who changed careers from graphic designer to full-time greeting card maker during the pandemic. But first, a new report calculated just how big a difference primary care access can make in lowering overall health care spending.</p>

February 13, 2026 ~ Lucy Ann Lance is joined by Michael Bright, Assistant Calendar Editor, Ann Arbor Observer as they take a look at this weekend's events! He suggests Valentine’s Day activities, including plays, concerts, and a train show. Highlights include a drama at Riverside Arts Center, an Estonian choir performance, a Mr. B concert, and the Ann Arbor Model Railroad Club’s annual show. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

February 13, 2026 ~ Lucy Ann Lance is joined by Perry Seibert with Michigan Movie Critics Guild for this week's Talking Pictures! Perry reviews two Oscar nominated movies, "The Secret Agent" and "It Was Just an Accident" Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

<p>On Ep. 63 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis to discuss stablecoins, onchain cards and B2B payments in their 2025 review.</p><p>Timestamps:</p>00:00 Introduction04:44 Surge in number of stablecoins above $10 million supply in 202507:30 What qualifies as a stablecoin? Do we need new definitions?15:11 Tether and Circle's massive supply growth and PayPal stablecoin surge16:47 Blockchain scalability and the rise of low-cost chains like Solana19:41 Tron's resilience and product-market fit in emerging markets22:16 PayPal's PYUSD growth driven largely by...

Dogecoin corrected some gains and traded below $0.0950 against the US Dollar. DOGE is now holding the $0.0885 support but might decline further.

Bitcoin price failed to stay above $68,800 and started another decline. BTC is now trading below $67,500 and might extend losses in the near term.

<p>Today’s Letter is brought to you by Arch Public!</p><p>Unlock unparalleled returns with Arch Public’s algorithmic trading tools. Our Bitcoin Algorithm Arbitrage Strategy has delivered an astounding 247% annual return over the past three years. The entries, and exits speak for themselves; precision that drives success. Trusted by more than 15,000 customers and industry leaders, we’ve partnered with Gemini, Kraken, Coinbase and Robinhood to bring you cutting-edge solutions. Whether you’re a seasoned investor or just starting, our proven strategies maximize your potential. Join the ranks of those who trust Arch Public to navigate the markets with con...