E411: 10 Ways Investors Lose Money (Don't Do These)
<p>Most new tax sale investors lose money long before they ever sell a property, and it has nothing to do with luck or county secrets. It comes from avoidable mistakes, bad assumptions, and blind spots that quietly drain profits and kill deals. In this episode, I break down the ten most common ways investors lose money every single day in the tax sale space and how to avoid becoming one of them. If you're thinking about getting into this business or you’re already trying to figure it out, this episode will give you the awareness and perspective most be...
15 min
2026 January 20
The Return of Volatility? 1/13/26
<p>Scott Wapner and the Investment Committee debate whether we should expect more volatility in the market as stocks trade at record highs. Plus, the Committee shares their latest portfolio moves. And later, Josh Brown spotlights Materials in his "Best Stocks in the Market." </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
1-14-26 Q & A Wednesday - Your Money & Market Questions Answered
Lance Roberts & Danny Ratliff take your real-time questions directly from our YouTube live chat window, and break down today's most important money, market, investing, and retirement topics. 0:00 - INTRO 0:19 - Big Banks' Earnings & Trading Revenue 4:00 - Markets Decline off All-time Highs 9:05 - Fun with Charts - Understanding Market Dynamics 16:17 - Contributing to Roth in Retirement? 20:27 - SimpleVisor Alerts 21:10 - Determining Percentage of Assets to Own vs Sell 26:15 - Thoughts on Trump Plan to use Retirement Money for Home Purchases 30:01 - You never Own Your House 33:48 - Sartorial Advice from Chat Room 34:50 - Target Allocations & Market Valuations 40:18 - 10% Cap on Credit...
XRP ETF & The Institutional Takeover? The Trillion-Dollar Signal You Can’t Ignore!
In this explosive episode, Paul Barron sits down with Bradley Kimes (Digital Perspectives) to unpack the critical convergence of geopolitics, legislation, and digital asset adoption. As they gear up for the highly anticipated XRP Las Vegas event, the duo dives deep into the shifting dynamics of global superpowers and the potential for a US dollar backed by a multi-asset basket. From the inevitability of XRP ETFs and institutional interest to the future of self-custody and DeFi, this conversation connects macroeconomic indicators to the next evolution of the financial system. Tune in to understand how legislative changes are reshaping the crypto...
Podcasts
Fix Your Cash Flow Before You Set Another Financial Goal
<p>You can make great money and still feel like you’re constantly playing catch-up. You can hit a savings goal one month and have to pull it back out the next. You can earn a six-figure salary and still check your account before you swipe your card. That doesn’t mean you’re bad with money — it usually means your cash flow is broken.</p> <p>Get Your Cash Flow Map Here!</p> <p>In this episode, Shari breaks down why cash flow matters more than budgets, why financial goals fall apart even when you’re motivated, and the quiet stru...
How to Trade the Market Volatility 1/14/26
<p>Frank Holland and the Investment Committee debate how to trade the increased volatility in the market. Plus, the desk shares their latest portfolio moves. And later, Oil rebounding over the past week amid rising tensions in Iran and Venezuela, it's our Chart of the Day. </p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Wild Rotary-Powered Kei Car Emerges With Ultra-Wide Fenders and Gullwing Doors
<h2>Hidden Gems</h2><p>One of the first major automotive shows covered globally is the Tokyo Auto Salon, annually held in January. It serves as the opening salvo that the new year has begun for auto enthusiasts. Given the scale of the show and major manufacturers taking part, it's no small wonder that some incredibly unique builds are often overlooked.</p><p>Tucked away in one of the many event halls and displays is a car now just hitting the spotlight, something worthy of not just attention but proper recognition. Someone has just modified an Autozam AZ-1, and it...
A Bitchatty
Episode 1237 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />Crypto Market Structure Bill Breathes DeepSPARK: ELI5Iran in Crisis, Bitchat RisesJPMorgan Sees FED Raising Rates<br /><h1>Circle P:</h1> <br />Sats4Snacks.com<br /> <br />Freeze Dried Fruits and Herbs<br /> Comfrey Salve<br /> 2.1% off with BitcoinAnd<br /> <br />https://sats4snacks.com/<br /> <br />https://primal.net/p/nprofile1qqspqxs39j9dctnfuqqrz98lrswnddlumcrdsn28j689n824susmphcfxudsz<br /> <br /><h1>Today's Articles:</h1> <br />https://www.coindesk.com/policy/2026/01/12/sneak-preview-of-senate-s-unfinished-crypto-market-structure-bill-shows-defi-protected<br /> <br />https://bitcoinmagazine.com/technical/spark-explained-like-youre-five<br /> <br />https://atlas21.com/iranian-rial-crisis-bitchat-and-bitcoin-become-key-tools-for-citizens/<br /> <br />https://www.coin...
E410: 20 Tax Sale Questions, Answered Fast
<p>Tax lien and tax deed investing sounds simple, until you start asking questions.In this episode, I run through 20 rapid fire questions covering how tax sales work, what trips investors up, how to reduce risk, and what you should actually focus on when getting started.These are the same questions I’ve answered thousands of times over the years, distilled into one fast-paced, practical episode.Get access to our training and community at http://TaxSaleAcademy.com</p><p><br></p>
XRP Hidden Feature in the Clarity Act That Banks Don’t Want You to Know!
This episode of the XRP Podcast with Paul Barron and Stephen McClurg is a must-listen for anyone bullish on the future of digital assets, offering a compelling look at how the Clarity Act could be the game-changer XRP holders have been waiting for. By addressing the regulatory hurdles that have long stifled innovation, the discussion highlights how this legislation could unlock significant potential for XRP, particularly in yield generation and the expansion of decentralized finance (DeFi). The conversation doesn't stop there; it paints a vibrant picture of a maturing market where traditional finance is increasingly embracing crypto, evidenced by the...
E404: If I Had to Start Over (I'd do These 10 Things)
<p>If I had to start my Tax Sale investing journey all over again, here’s exactly what I’d do differently.After 20+ years in this business, from confused 18 year old rookie to running a full-time tax foreclosure investment company, I’ve learned a lot of lessons the hard way. Some of them cost me time. Some cost me deals. Some cost me money.Today I’m sharing the 10 things that would’ve made the biggest difference if I had known them from day one.Whether you're brand new or already investing, this will save you time, stress, and frustration.Learn. Con...
How to Build Money Systems That Actually Stick
<p>Most people don’t struggle with money because they’re irresponsible. They struggle because their entire financial life is running on willpower and memory—which are terrible tools for long-term success. In this episode, Shari breaks down why motivation-based money management always collapses by March, and how to build real financial systems that actually stick.</p> <p>Does Your Money System Rely on Willpower or Memory? Get Your Money System here.</p> <p>Inside, we walk through the four core elements of a “sticky” money system—automation, boundaries, visibility, and realism—and why these matter more than discipline. You’ll learn how to...
this is property | property lending: redraw, valuations & bank changes
<p>Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered:</p><br><p>👉🏾 using redraw from your investment loan to buy ETFs (clip from ep740)</p><p>👉🏿 using interest-only IP loans to smash PPOR mortgage faster (clip from ep737)</p><p>👉🏻 how accurate is the CommBank Home Hub property valuation? (clip from ep737)</p><p>👉 is it a good idea to buy an investment property with cash? (clip from ep746)</p><p>👉🏼 Macquarie bank pulls out of trust and company lending (clip f...
#753: Emotional Resilience for High-Performing Leaders with Matt Townsend
Episode Overview In this episode, John Kitchens sits down with Dr. Matt Townsend for a powerful, reflective conversation on emotional resilience, leadership maturity, and what high performers must leave behind to move forward. As the pace of business accelerates and uncertainty continues to rise, John and Matt unpack why most leaders feel overwhelmed—not because they lack ability, but because they're carrying outdated thoughts, unhealthy emotions, and destructive habits into the future. This episode is a deep dive into growth through subtraction: letting go of what no longer serves you so you can step into clarity, confidence, and CEO-level leadership. If...
550 are non concessional contributions worth it?
<p>In this episode Dev unpacks:</p><br><p>👉🏾 what is a non concessional contribution</p><p>👉🏿 the bring forward rule</p><p>👉🏻 what happens if you breach the $120k cap</p><p>👉 pros and cons of making non concessional contributions</p><p>👉🏼 downsizer contributions</p><p>👉🏽 the Government co-contribution</p><p>👉🏾 what Dev does</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional an...
Reaction to the DOJ Probe of Fed Chair Powell 1/12/26
<p>Scott Wapner and the Investment Committee react to the DOJ opening an investigation into Fed Chair Jerome Powell. CNBC’s Eamon Javers joins us with the latest out of Washington. Plus, the desk shares their latest portfolio moves. And later, we hit the latest Calls of the Day. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Why Money Keeps Becoming Your New Year’s Resolution
<p>Every January, money becomes part of the New Year’s resolution conversation. Paying off debt, saving more, getting better with money. And while those goals are common, they’re usually not the real issue.</p> <p>In this episode of Everyone’s Talkin’ Money, Shari explains why money keeps showing up on your New Year’s resolution list year after year, and what that pattern is actually telling you about your financial life. This isn’t about discipline, motivation, or willpower. It’s about whether your money systems are designed for the life you’re actually living.</p> <p>If you feel like...
Ripple Drops IPO Plans? XRP & The Global Economy
In this episode, Paul Barron and Evan Aldo dive deep into the shifting landscape of the crypto market, headlined by Ripple’s major decision to forgo an IPO. What does this mean for XRP holders and institutional interest moving forward?<br /><br />Beyond XRP, the duo analyzes the current investment thesis for Ethereum vs. Solana, exploring which ecosystem is positioned for dominance in the current cycle. They also zoom out to look at the macro picture, discussing how labor market trends, global real estate opportunities, and the explosive dynamics of the AI trade are reshaping portfolios.<br /><br />Whether you ar...
best of 2025: how to maximise pay day
<p>In this episode Dev unpacks 8 essential habits and strategies to help you achieve financial stability and long-term success.</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, click here.</p><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or...
1-19-26 The Metric that Matters - The Michael Green Interview
What really matters for markets in 2026—and why are most forecasts focused on the wrong metrics? Lance Roberts visits with Simplify Portfolio Manager & Chief Investment Strategist, Michael Green, CFA, to examine the structural changes inside today's markets that are reshaping price discovery, volatility, and risk. From the rise of passive investing and ETF dominance to the growing disconnect between fundamentals and flows, the mechanics of how markets trade have changed dramatically. We explore why small-cap and mid-cap stocks remain the most economically sensitive indicators, how ETFs can pull sellers higher during inflows—and why that dynamic reverses dangerously during outflows. We a...
601 this is what I do in January
<p>In this episode we cover some of the basic things I do every January to kick start the calendar year.</p><br><p>👉🏾 review budgets</p><p>👉🏿 protect my downside risk</p><p>👉🏻 review debts, interest rates, terms and condition</p><p>👉 keep investing</p><p>👉🏼 review all insurances</p><p>👉🏽 practice giving</p><p>👉🏾 make goals for the year</p><br><p>Past episodes on budgets:</p><p>545 budgeting types explained</p><p>218 budgeting strategies</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehom...
#756: State of Business 2026 with Gogo Bethke
Episode Overview In this episode, John Kitchens is joined by Gogo Bethke for a high-level, real-world conversation on where real estate, leadership, and technology are heading next. Fresh off one of the fastest-moving years the industry has ever seen, John and Gogo break down how AI, automation, and social media are fundamentally changing how agents work, market, and scale. Gogo shares how she's leveraged technology to reduce her workload to 15 hours a week while increasing revenue—and why the agents who embrace AI without losing the human connection will dominate in 2026 and beyond. This episode is a masterclass on CEO th...
602 mortgage check-ins, medical lending, building pitfalls, offset vs redraw + more
<p>In this episode Dev is joined by returning guest Rachelle Kroon, founder of Sphere Home Loans for a mortgage and lending chat. They discuss:</p><br><p>👉 interest rates in 2026</p><p>👉🏾 why an annual mortgage review matters</p><p>👉🏿 common mortgage traps medical professionals fall into</p><p>👉🏽 why it's important to engage a mortgage broker who specialises in medical lending</p><p>👉🏻 offset vs redraw and why use each</p><p>👉 first home buyer schemes like the 5% guarantee vs shared equity</p><p>👉🏼 how banks locum, sole trader or newly self-employed? how banks really assess income</p><p>👉🏽 how construction loans work</p>...
The Tariff Sheriff
Episode 1234 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />Trump Tariff Trouble?Bitcoin: Next Major Stablecoin Settlement Layer Silver and Gold FOMO by OG Bitcoiner Co.s Continue<br /><h1>Circle P:</h1> <br />Oshi<br /> Artisan pecan butter, date bars and chocolates<br /> Website: https://www.oshigood.us/products<br /> nostr Profile: https://primal.net/p/nprofile1qqswp94gnm4epqsgjkndl4lnd8krzdj5u4mzuppdtxksdymkty63g7gdurlfc<br /> <br /><h1>Today's Articles:</h1> <br />https://decrypt.co/353978/digital-finance-will-evolve-into-foundational-infrastructure-layer-in-2026-moodys<br /> <br />https://bitcoinnews.com/p/bitcoin-major-stablecoin-settlement-layer-2026<br /> <br />https://bitcoinmagazine.com/news/florida-revives-bitcoin-reserve-push<br /><br />https://bitcoinmagazine.com/pol...
Why Some Used Cars With Prior Crash Repairs Can Be Deadly
<h2>Emerging Safety Crisis in the Used Car Market</h2><p>The National Highway Traffic Safety Administration (NHTSA) has issued a warning after faulty replacement airbag inflators have been confirmed to be behind multiple deaths in car crashes that were deemed ‘otherwise survivable’ by investigators. The inflators in question, not manufactured or approved for use by carmakers, appear to have been installed as replacement parts after an airbag deployment during a prior crash. The NHTSA says that these inflators were never approved for sale in the U.S. and were likely imported illegally. What’s scarier is that the agency believ...
1-13-26 The Economic Reflation Narrative Is Back
The economic reflation narrative is back—but is it durable or just another market storyline driven by optimism and liquidity? Lance Roberts explains what investors mean by "economic reflation," why markets are once again pricing in stronger growth, and which data points are reinforcing the bullish case. We examine the role of monetary policy shifts, fiscal spending, labor market dynamics, and commodity trends that are supporting expectations for improving earnings and profitability. Just as importantly, we address the risks to the reflation narrative. Sticky inflation, slowing global growth, tighter financial conditions, and policy missteps could all challenge the assumption that re...
Double Edged Bitcoin
Episode 1235 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />Tether Invested $50M in LEDNVEXL's P2P BTC Exchange AppBNY Mellon Tokenizes DepositsSouth Korea Approves BTC ETFs<br /><h1>Circle P:</h1> <br />GreatGhee<br /> <br />Product: 100% Pasture-Raised, Grass-Fed, Jersey Cow Ghee sourced and produced in SW Virginia<br /> <br />Put BitcoinAnd in the order comments section<br /> <br />https://greatghee.com/<br /> <br />nostr Profile: https://ditto.pub/@GreatGhee@greatghee.com<br /> <br /><h1>Today's Articles:</h1> <br />https://www.coindesk.com/business/2026/01/09/tether-said-to-have-invested-up-to-usd50-million-in-crypto-lender-ledn-at-usd500-million-valuation<br /> <br />https://bitcoinmagazine.com/business/vexl-empowering-peer-to-peer-bitcoin-exchange-through-social-networks<br /> <br />https://www.thebloc...
Heat Me Up
Episode 1232 of Bitcoin And . . . is LIVE! <br /><br />Topics for today: <br />SDNY Illegally Sells Samorai BitcoinMorgan Stanley Opens BTC ETFDoes Venezuela Really Have 600K Bitcoin?Russia's Sberbank Makes 1st BTC Backed LoanCanaan's Heat Recovery and Greenhouse Project <br /><h1>Circle P:</h1> <br />SoapMiner<br /> Product: Tallow Soap<br /> Website: https://soapminer.com/<br /> nostr Profile: https://nostrudel.ninja/#/u/npub1zzmxvr9sw49lhzfx236aweurt8h5tmzjw7x3gfsazlgd8j64ql0sexw5wy<br /> Twitter Profile: https://x.com/soapminer1<br /> Discount code: Use "BITCOINAND" in the Cart's Coupon Code box for 10% off total purchase<br /> <br /><h1>Today's Article...
1-14-26 Markets Compress Near All-time Highs | Before the Bell
Markets pulled back from all-time highs, not in a bearish way, but through tightening consolidation. Price is compressing between a rising support line and a clearly defined ceiling, creating a narrowing trading range that historically resolves with a decisive move. The key question now is direction. A downside break could bring a retracement toward the 100-day moving average, while an upside resolution could push prices toward the 7,100 area. Over the next two to four weeks, a downside resolution would not be surprising—but any move will still require a catalyst. Market breadth continues to weaken, volatility is slowly creeping higher, an...
The Everything (Other than Tech) Rally 1/9/26
<p>Scott Wapner and the Investment Committee discuss the broad rally across the market and how you should position your portfolio. Plus, the Committee shares the many moves they are making. And later, the desk debates whether Bitcoin is poised to break out. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
551 the 10 lessons I've learned in 2025 - Merry Christmas and Happy New Year!
<p>In this episode it's time to reflect on the 10 things I have learned in 2025, and its not always about finance. Have a good Christmas and New Year period.</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, click here.</p><p>Any advice is general financial advice only which...
Rivian Has Started Building R2s on Its Production Line
<p>Rivian’s next big product is getting closer to customers. In a post on X, the company says it has begun building manufacturing validation units of the R2 at its Normal, Illinois plant, a key milestone that typically signals a program is moving from prototype work to production readiness.<br><br>Rivian has been targeting the first half of 2026 for initial R2 deliveries, and validation builds are the stage where factory processes, parts fit, and build quality are stress-tested before full volume assembly begins.</p> View the 2 images of this gallery on the original article <h2>What Manufacturing Validation Bu...
Resilience and Rotation 1/15/26
<p>Frank Holland and the Investment Committee discuss stocks trying to rebound after back-to-back down days. Plus, the desk share their latest portfolio moves. And later, Taiwan Semi's earnings report reveals a 35% jump in profit on the AI boom. CNBC’s Kristina Partsinevelos joins us to discuss the latest in the chip space. The Committee shares their semis strategy. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
This Nissan Dealer Will Build the Sentra Nismo Fans Have Been Craving
<p>The all-new Nissan Sentra seriously impressed us when we took it for a first drive in Phoenix late last year. In its design and how it feels on the road, it exceeds the expectations created by its low starting price of just $22,600. If there’s anything to complain about, it’s that the sole 149-horsepower engine doesn’t live up to the rest of the package. There’s no modern Sentra Nismo to satiate enthusiasts—a Sentra Nismo was last on sale for the 2019 model year—but one Arizona dealer is taking matters into its own hands and working on a Nismo-i...
A Smartphone Giant Just Smashed a 24 Hour EV Endurance Record
<h2>Proving Range the Hard Way</h2><p>With range being a crucial selling point for electric vehicles, some automakers have pursued 24-hour endurance test records. These tests demonstrate not only how far an EV can travel continuously, but also how effectively it manages heat – an important factor influencing sustained performance.</p><p>Recently, Xiaomi – known globally for its Apple-rivaling smartphones – completed a 24-hour endurance run covering 4,264 km (2,649 miles) with its updated SU7. That figure surpasses the previous benchmark set by the Xpeng P7, although the endurance crown remains with the Mercedes-AMG GT XX Concept, which recorded 3,405 miles in a single day.<...
Buy the Volatility? 1/20/26
<p>Scott Wapner and the Investment Committee debate whether you should buy the volatility as President Trump's new threats of tariffs against Europe push stocks sharply lower. Plus, the desk share their latest portfolio moves. And later, Josh Brown spotlights Utilities in his "Best Stocks in the Market."</p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Forget Speculation? The Trillion-Dollar Shift to XRP Treasuries Starts NOW!
XRP’s Institutional Moment is Here: Inside Evernorth’s Billion-Dollar Strategy. Is the era of speculative crypto finally dead? Paul Barron sits down with Evernorth CEO Asheesh Birla to explore why the "smart money" is shifting from passive holding strategies to active management. Birla reveals Evernorth’s game-changing blueprint to build the world’s largest public XRP treasury, moving beyond the ETF model to actually use the XRP Ledger for corporate liquidity and yield. They break down how recent regulatory clarity has opened the floodgates for TradFi, why the XRP ecosystem is the only viable choice for global enterprise, and how Ever...
best of 2025: timeless principles of investing
<p>Some investing strategies come and go, but the best ones stand the test of time. Dev shares 5 timeless investing principles to help you build lasting wealth.</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, click here.</p><p>Any advice is general financial advice only which does not...
547 how to pick an ETF
<p>There's so many ETFs on the market to choose from, how do you decide which one(s) to invest in? In this episode Dev shares a system based approach to selecting an ETF that's right for you. He covers:</p><br><p>👉🏾 ETFs vs managed funds</p><p>👉🏿 knowing your investor policy</p><p>👉🏻 what is your performance objective?</p><p>👉 what does the ETF hold?</p><p>👉🏼 ETF structure</p><p>👉🏽 liquidity</p><p>👉🏾 costs & fees</p><p>👉🏿 who is ETF issuer?</p><p>👉🏻 net asset value</p><p>👉 currency hedging</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wea...
1-20-26 Is a House Still a Good Investment in 2026?
Is buying a house still a good investment—or has the market pulled too much future return forward? Lance Roberts & Jonathan Penn break down the housing investment debate through a time-horizon lens, comparing housing to stocks, examining historical "win rates," and explaining why transaction costs, leverage, and holding period matter far more in real estate than most buyers realize. 0:00 INTRO 0:19 - Moving into the Heart of Earnings Season 5:36 - Markets' Price Consolidation Breaks to the Downside 9:51 - Lance & Jonathan's Weekend Recap 11:36 - Collegiate Investors - Be Careful of Risk 16:35 - Don't Invest Your Student Loan Money! 18:40 - Buying a House fo...
747 using a parental guarantee to get a better investment property at 23
<p>At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on:</p><br><p>👉 the early money habits he established after reading The Barefoot Investor at 15</p><p>👉🏼 his saving and investing journey and how he saved that deposit</p><p>👉🏽 seeing a mortgage broker and deciding whether to buy to live in vs buy to invest</p><p>👉🏾 asking his parents for a parental guarantee to buy a better asset</p><p>👉🏿 the type of prop...
748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme
<p>John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW & VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme.</p><br><p>👉🏾 what APRA’s DTI cap actually is and who it affects</p><p>👉🏿 what's causing prices to continue going upward</p><p>👉🏻 tips for investors amidst the changes</p><p>👉 the winners and losers of NSW/VIC town-centre upzoning changes</p><p>👉🏼 2% shared-equity scheme explained + pros and cons</p><p>👉🏽 a warning about gap finance</p><p>👉🏾 use the shared equity scheme vs live or invest regionally</p><br><p>Check out...
Pow Pow Powell
Episode 1236 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />The Don Makes Loans!Jerome Powell in the CrosshairsBanning Politicians From Prediction MarketsRussia's CBDC Comes Online This Year<br /><h1>Circle P:</h1> <br />Use BITCOINAND code to receive a 5% discount<br /> <br />https://www.bitcoinbeans.co/<br /> <br /><h1>Today's Articles:</h1> <br />https://bitcoinmagazine.com/featured/strategy-mstr-buys-13627-bitcoin<br /> <br />https://decrypt.co/354224/bitcoin-powell-probe-doj-fed-chair<br /> <br />https://decrypt.co/354167/should-politicians-use-prediction-markets-house-bill-proposes-ban<br /> <br />https://atlas21.com/digital-ruble-russia-accelerates-large-scale-rollout/<br /><br />https://atlas21.com/uk-mps-call-for-a-ban-on-cryptocurrency-donations-to-politics/<br /> <br />https://bitcoinmagazine.com/news/crypto-firm-bitgo-eyes-near-2b-valuation<br /> <br />https://bitcoinmagazine.com/news/bitco...
#751: The Leadership Playbook Behind Sustainable Scale with Brett Sikora
Episode Overview: In this episode, John Kitchens welcomes back powerhouse leader Brett Sikora for a deep, real-world conversation on intentional growth, leadership decisions, and scaling without chaos. Recorded nearly five years after Brett's first appearance during the height of COVID lockdowns, this conversation reflects on the pivotal moments that shaped his brokerage's evolution—from doubling down during uncertainty to building one of the most stable, scalable, and culture-driven organizations in the country. Brett breaks down how real growth doesn't come from chasing shiny objects or expanding out of ego, but from clarity around avatar, disciplined recruiting, financial visibility, and relentless fo...
#755: Timeless Leadership: Building Relationships, Businesses, and Legacy That Last with Jeff Kitchens
Episode Overview In this episode of the John Kitchens Coach Podcast, John Kitchens sits down with his uncle, Jeff Kitchens, for a powerful, principles-driven conversation on leadership, relationships, and building businesses that stand the test of time. Jeff brings decades of experience across retail, finance, mortgage, real estate, and brokerage leadership—and distills it all into a simple but rare framework: timing, relationships, and follow-up. From sweating the small details to creating unforgettable client experiences, this episode is a masterclass in professionalism, long-term thinking, and leading with intention. They also dive into recruiting, retention, mergers and acquisitions, exit strategies, and wh...
Assessing the Rally 1/8/26
<p>Scott Wapner and the Investment Committee assess the rally and debate where markets are going from here. Plus, the Committee shares their latest portfolio moves. Also, Thomas Peterffy, Founder and Chairman of Interactive Brokers, joins us live to debate the surge in popularity of Prediction Markets and what it means for investors. And later, Josh Brown spotlights Energy in his "Best Stocks in the Market."</p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Exposed: The Clarity Act’s Hidden Agenda to Crush DeFi & Protect the Banks
The traditional banking cartel is on the offensive, weaponizing the "Clarity Act" in Washington D.C. to strangle the DeFi revolution and protect their crumbling monopoly. In this explosive episode, Paul Barron and Mickle expose the insidious regulatory amendments designed to stifle innovation, contrasting the banking sector's desperation with Ripple’s undeniable momentum. While Wall Street tries to rig the game, Ripple is outmaneuvering the old guard by cementing XRP and RLUSD as the ultimate standards for institutional settlement through strategic power plays with LMAX and Interactive Brokers. This isn't just about regulation; it’s a battle for the future of m...
#757: How CEOs Create Operational Leverage with Joel Perso
Episode Overview In this Power Hour episode, John Kitchens is joined by Joel Perso for a deep dive into one of the most overlooked growth constraints in real estate businesses: operational chaos. As agents and teams ramp up lead flow, listings, and transactions, most don't realize they're unintentionally building a treadmill instead of a scalable business. John and Joel kick off a multi-week Power Hour series focused on helping agents and team leaders move from production overload to operational clarity—without losing momentum. This episode zeroes in on the single most common operational question agents ask once growth kicks in: Wh...
549 mental health in medicine: what doctors don’t talk about (with Dr Ava)
<p>In this episode Dev sits down with psychiatrist Dr Ava for an honest, unfiltered look at mental health in the medical profession. They unpack why doctors and healthcare workers aren’t immune to burnout, depression or family violence, how stigma keeps people silent and the real financial fallout when your health crashes. The episode touches on:</p><br><p>👉🏽 why mental health issues show up so strongly in medicine</p><p>👉🏾 the signs colleagues should look out for</p><p>👉🏿 burnout, irritability, sick leave patterns & early intervention</p><p>👉🏻 APRA, impairment, and what actually triggers a notification</p><p>👉 how mental health impacts your...
E405: 7 Sins of Tax Sale Investing
<p>If you’re investing in tax deeds or liens, these are the mistakes that can destroy your profits before you even realize it. In this episode, I’m breaking down the 7 Deadly Sins of Tax Sale Investing - the biggest blunders I see over and over again from both new and experienced investors.</p><p>Each one of these “sins” can turn a great-looking deal into a disaster. I’ll show you how to recognize them early and what to do instead so you can protect your money and invest confidently.</p><p>Learn. Connect. Succeed. http://TaxSaleHQ.com</p><p>Free...
Brad Gerstner Live on Halftime Report 1/6/26
<p>Scott Wapner and the Investment Committee debate the Dow going for it's first 49k close and what it means for the market and your money. Plus, Brad Gerstner, founder, chairman, and CEO of Altimeter Capital joins us to discuss his market outlook and how he's positioning his portfolio for 2026. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
this is property | property investing: location, equity & growth decisions
<p>Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include:</p><br><p>👉🏿 investment property choice: Sydney vs. regional? (clip from ep731)</p><p>👉🏻 claiming travel, tools & repairs for interstate properties as tax deductions (clip from ep740)</p><p>👉 pay off my property or use equity and invest now? (clip from ep731)</p><p>👉🏼 using equity to buy another investment property (clip from ep737)</p><p>👉🏽 what data says about choosing location: post-covid shifts & satellite cities (clip from ep 744)</p><br><p>Have a question for John and Rachelle? Conn...
Best of 2025 Stop Budgeting, Start Choosing: Why traditional budgets fail and what to do instead
<p>Does the word “budget” still make your shoulders tense? Same. And that reaction isn’t a personal failing—it’s a sign that most budgeting advice was never built for real life. In this rereleased episode, we throw out the guilt, the restriction, and the rules that don’t stick, and replace them with a spending plan that actually works with how you live, earn, and decide.</p> <p>This conversation breaks down why traditional budgets tend to fall apart (hint: it’s not because you lack discipline) and how to build a values-based spending plan that supports growth, security, and...
Balmy Bermuda Bitcoin
Episode 1239 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />USG Straight Up DENIES BTC SaleSaylor Tanks Bitcoin by Buying BitcoinJapan Bond Market Melts DownSteak 'n Shake Adds $10 Million in BTC<br /><h1>Circle P:</h1> <br />GreatGhee<br /> <br />Product: 100% Pasture-Raised, Grass-Fed, Jersey Cow Ghee sourced and produced in SW Virginia<br /> <br />Put BitcoinAnd in the order comments section<br /> <br />https://greatghee.com/<br /> <br />nostr Profile: https://ditto.pub/@GreatGhee@greatghee.com<br /> <br /><h1>Today's Articles:</h1> <br />https://bitcoinmagazine.com/featured/us-gov-denies-sale-of-samourai-bitcoin<br /> <br />https://bitcoinmagazine.com/news/strategy-mstr-spends-2-13-billion<br /> <br />ht...
1-15-26 Silver's Surge: Bubble or Fundamentals?
Can we classify Silver as a microbubble? Lance Roberts & Michael Lebowitz take a disciplined, valuation-driven look at silver through the lens of post-2020 micro-bubble cycles. 0:00 - INTRO 0:19 - Oil Prices Slide, CPI/PPI Moderate 8:15 - Index Performance Comparisons 14:33 - PPI/CPI Increase rate Cut Expectations 17:19 - The Risks of Reflation 20:48 - GDP Predictions? 23:08 - The Saga of the Silver Bubble 26:18 - Meme Stocks & SPAC's 29:57 - What's the Narrative in Silver? 31:41 - Silver, Gold, & Commodity Supply-Demand Imbalances 34:03 - Unlike God, Silver is a Critical Mineral 36:44 - Speculation in Silver? 38:25 - Portfolio Positioning & Position Sizing 47:19 - Don't Take Advice from the Guy...
749 investing in regional NSW: Tamworth, Orange & Dubbo
<p>Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about:</p><br><p>👉🏾 how regional markets differ from capital cities</p><p>👉 investor profiles that Marcus works with</p><p>👉🏻 areas that Marcus buys in and why</p><p>👉🏽 Tamworth deep dive - blue chip areas, price points</p><p>👉🏿 what type of property performs best in Regional NSW</p><p>👉🏼 risks of buying in regional towns</p><p>👉🏾 Marcus's 3-5 year outlook for regional NSW</p><p>👉 infrastructure growth</p><p>👉🏽 some case studies</p><p>👉🏼 w...
E408: Why OTC Tax Sale Deals Fail (+ What Actually Works)
<p>http://www.TaxSaleAcademy.com-Most people assume OTC Tax Sale properties are the easiest way to find cheap deals with no competition. That belief is exactly what gets so many investors stuck with properties they can’t sell. In this video, I break down the real truth about OTC investing, why it’s far harder than it looks, and what actually separates the people who succeed from the ones who get frustrated and quit. OTC can be very profitable when approached the right way, but it’s not a shortcut and it’s not for everyone. If you’ve ever wondered w...
750 from first home to five properties: Chris's investing journey
<p>In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about:</p><br><p>👉🏻 buying with an investor mindset from day one</p><p>👉 how picking locations he knew shaped his strategy</p><p>👉🏼 how he managed serviceability as a single buyer and as the portfolio grew</p><p>👉🏽 learnings: his first property was his worst performer</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachell...
You Are Not Your Bank Account: Separating Self-Worth from Net Worth
<p>If you’ve ever opened your banking app and felt your stomach drop — like the number on the screen said something about who you are — this episode is for you.</p> <p>Many of us have absorbed a quiet but destructive belief: that financial success equals personal value. That debt means you’re irresponsible. That renting means you’re behind. That earning less means you’re not trying hard enough. And that belief doesn’t just hurt emotionally — it shapes how we spend, save, work, and make decisions every day.</p> <p>In this episode, we pull that belief apart and put mo...
Why Traditional Financial Advice Fails Women — And What a Better Future Looks Like
<p>Most financial advice was built by men, for men — and women have been expected to simply adapt. Spoiler: we haven’t, and we won’t.</p> <p>In this conversation with Lacy Garcia, founder & CEO of Willow, we get real about:</p> <p>Why women are about to control two-thirds of U.S. wealth</p> <p>How the industry talks about money vs. how women actually make financial decisions</p> <p>What women really want from financial advisors (hint: it’s not alpha charts)</p> <p>The messy middle of the industry finally changing</p> <p>What holistic planning really m...
The Road Ahead for the Rally 1/16/26
<p>Frank Holland and the Investment Committee debate the road ahead for the rally and how to position your portfolio. Plus, the desk shares their latest portfolio moves. And later, Josh Brown spotlights CBRE Group in his "Best Stocks in the Market." </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Ford CEO Says Its $30,000 Electric Truck Has Reached the Prototype Stage
<p>In an interview with InsideEVs, Ford CEO Jim Farley says the company’s planned $30,000 electric truck has reached the prototype stage, describing the effort as an internal Apollo style mission with little margin for error. <br><br>The comments frame the project as more than a new model, because Ford is trying to prove it can build an affordable EV that works as a business, not just as a technology showcase, with production targeted for 2027.</p> <h2>What Prototype Stage Means For Ford</h2><p>Prototype vehicles are now running with Ford developed software and core systems, which signals th...
If I’m Doing Everything Right, Why Doesn’t This Feel Better? - Listener Q&A!
<p>You did the work.</p> <p>You earn good money.</p> <p>You’re saving, investing—or at least trying to.</p> <p>So why does it still feel unsettled?</p> <p>In this Ask Shari episode, Shari Rash, founder of GWA Wealth, answers real listener questions from women who are objectively doing well with money—but emotionally stuck in doubt, comparison, and quiet anxiety.</p> <p>You’ll hear questions like:</p> <p>“How do I start investing without feeling reckless?” </p> <p>“Why do I keep moving the financial goalposts?”</p> <p> “How do I know if I actually need to...
Eating Well on a Budget
<p>In this episode, Shari sits down with Jenn Lueke, the creator behind the viral budget grocery series that helped millions of people eat well for less. </p> <p>They discuss how grocery system failures quietly drain time and money, why meal planning is really an inventory problem, and how Jenn turned a January budget grocery video into a community, a cookbook, and a system that actually sticks. Get Jenn's book here: https://jenneatsgoood.com/cookbook/</p> <p>Jenn breaks down how to build a realistic pantry, the plant-based and protein swaps that cut costs without sacrificing nutrition, how to...
746 is it too late to buy? BA red flags, Victoria’s hot market + more
<p>John and Rachelle answer your questions!</p><br><p>👉 renovate home or buy an investment first?</p><p>👉🏼 what type of valuation should I get?</p><p>👉🏽 what to ask a buyers agent before you commit</p><p>👉🏾 is it a good idea to buy an investment property with cash?</p><p>👉🏿 best structure to buy a working farm</p><p>👉🏻 have I missed the boat to buy my first IP?</p><p>👉 what’s happening in Melbourne property market sub 1M</p><p>👉🏼 how much do you need to buy an IP?</p><p>👉🏽 how has the FHB scheme affected markets?</p><p>👉🏾 how to buy secon...
Mien Krypto?
Episode 1238 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />Crypto Market Structure Bill in ComaAI Scams at ATHX Bans InfoFiNew York Wants to Commit Suicide Again<br /><h1>Circle P:</h1> <br />Oshi<br /> Artisan pecan butter, date bars and chocolates<br /> Website: https://www.oshigood.us/products<br /> nostr Profile: https://primal.net/p/nprofile1qqswp94gnm4epqsgjkndl4lnd8krzdj5u4mzuppdtxksdymkty63g7gdurlfc<br /> <br /><h1>Today's Articles:</h1> <br />https://www.coindesk.com/policy/2026/01/14/senate-banking-committee-cancels-crypto-market-structure-markup<br /> <br />https://bitcoinmagazine.com/news/dz-bank-prepares-crypto-trading-rollout<br /> <br />https://decrypt.co/354624/ai-impersonation-drove-crypto-scam-losses-record-17-billion-2025-chainalysis<br /><br />https://decrypt.co/354...
Free Samourai!
Episode 1230 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />Strategy Buys Another $1 Billion in BitcoinVictim Letters Decides Do Kwon's FateLargest Brazilian Bank Says 1-3% BTC AllocationBitcoin Mining and Energy Policy<br /><h1>Circle P:</h1> <br />SoapMiner<br /> Product: Tallow Soap<br /> Website: https://soapminer.com/<br /> nostr Profile: https://nostrudel.ninja/#/u/npub1zzmxvr9sw49lhzfx236aweurt8h5tmzjw7x3gfsazlgd8j64ql0sexw5wy<br /> Twitter Profile: https://x.com/soapminer1<br /> Discount code: Use "BITCOINAND" in the Cart's Coupon Code box for 10% off total purchase<br /> <br /><h1>Today's Articles:</h1> <br />https://bitcoinmagazine.com/ma...
Tethered To Gold
Episode 1233 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />MSCI Reprieve of MSTRTether Now Backs . . . Gold?BTC Inc. Now 100% BTCPay Server EnabledU.S. Marshal's Service Denies Selling Bitcoin <br /><h1>Circle P:</h1> <br />Permanerd<br /> <br />Freeze Dried Fruits and Herbs<br /> Comfrey Salve<br /> 2.1% off with BitcoinAnd<br /> <br />https://sats4snacks.com/<br /> <br />https://primal.net/p/nprofile1qqspqxs39j9dctnfuqqrz98lrswnddlumcrdsn28j689n824susmphcfxudsz<br /> <br /><h1>Today's Articles:</h1> <br />https://bitcoinmagazine.com/featured/msci-will-not-exclude-strategy-index<br /> <br />https://decrypt.co/353794/stablecoin-titan-tether-wants-gold-everyday-payments<br /> <br />https://www.coindesk.com/business/2026/01/07/former-brazil-central-bank-official-unveils-real-pegged-stablecoin-with-yield-sharing<br /> <br />https://w...
The Chevy Corvette ZR1 Is Priced Like a Lamborghini in Europe
<p>In a world where hypercars can command seven-figure prices, the Chevrolet Corvette ZR1 makes one question their value, delivering 1,064 horsepower for just $175,000. At least, that's the case if the purchase is made in the ZR1's home country. Across the Atlantic, the ZR1 is much less of a budget-friendly hypercar slayer. The first two examples of the ZR1 have just landed in Europe (well, technically, the United Kingdom) via retail automotive dealer Clive Sutton, and one of them is still available, but with an eye-watering price. The dealer says that, with sourcing, transportation, 10% import duty, 20% tax, U.K. homologation...
Best of 2025: Boring Money Moves that Actually Work
<p>Shari is back with another Best of 2025 episode. This time we are talking Boring Money Moves, it is one of her 40 Money Moves at 40 episodes she released in September. </p> <p>Mindset matters — but without solid systems, it won’t get you very far. In this episode of 40 Money Lessons at 40, we’re talking about the unglamorous money moves that quietly build real stability.</p> <p>This is the stuff that doesn’t trend on Instagram but actually changes your financial life: paying yourself first, living one month ahead, setting up simple bank systems, and creating routines that remove stress i...
802 from first home fail to 6 properties worth over $3m (Ryan's story)
<p>In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on:</p><br><p>👉🏾 buying his first home on the Gold Coast in 2009 and selling 5 years later</p><p>👉🏿 rentvesting and buying IP 1 in 2018 in Brisbane</p><p>👉🏻 buying IP 2 in 2020 in Ipswich</p><p>👉 buying IP 3, 4 and 5 in 2022 in Townsville</p><p>👉🏿 buying IP 6 in 2024 in Townsville with the long term goal to retire into it</p><p>👉🏻 his landlord philosophy</p><p>👉 what each prop...
546 what is an annuity?
<p>In this episode Dev and Vince Scully from Life Sherpa unpack what an annuity is and how it can be used as a retirement income strategy. They talk about:</p><br><p>👉🏾 what is an annuity and how can you buy one ?</p><p>👉🏿 lifetime vs fixed annuities</p><p>👉🏽 returns</p><p>👉🏻 how does it affect the aged pension</p><p>👉 pros and cons</p><p>👉🏼 how are annuities taxed</p><p>👉🏽 what happens if the annuity providers go bankrupt</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out...
#758: How to Thrive in Uncertain Markets with Jeff Thibodeau
Episode Overview In this episode, John Kitchens sat down with Jeff Thibodeau, a real estate veteran with nearly two decades of experience who has seen the industry from every seat—agent, team leader, brokerage owner, investor, and mentor. Jeff shares his full-circle journey through real estate: from entering the business during the financial crash, to building high-performing teams and a brokerage, to stepping away—and ultimately returning with a renewed focus on simplicity, freedom, and intentional design. Together, John and Jeff unpack what it really takes to thrive in uncertain markets, why top producers continue to gain market share, and how...
1-13-26 Market Turbulence - Earnings Test Ahead | Before the Bell
With earnings season underway and markets stretched, conditions suggest rising market turbulence as price discovery accelerates. JPMorgan Chase kicked things off with a technical earnings miss after an extraordinary multi-year rally, highlighting how stretched both individual stocks and the broader market have become. While markets remain on a buy signal and continue to hover near all-time highs, deviations from key moving averages and increasingly overbought conditions suggest a near-term pullback would be healthy—and not unexpected. Financial heavyweights such as Goldman Sachs and BlackRock remain central to the AI buildout narrative as capital providers, which could continue to support the se...
#754: The 93% Problem: How AI and GEO Are Rewriting Agent Visibility with Eric Post
Episode Overview In this timely and thought-provoking episode of the John Kitchens Coach Podcast, John Kitchens is joined by returning guest Eric Post, AI strategist, founder of Huzi.ai, and one of the sharpest minds at the intersection of technology, consumer behavior, and real estate. This conversation goes far beyond "how to use AI." John and Eric unpack the real threat and opportunity in the market today: the AI-powered consumer. As consumers gain instant access to information, agents can no longer win by being the knowledge holder. Instead, success now belongs to the wisdom worker—the advisor who brings clarity, di...
Kia Puts the Manual Hatchback’s Fate in Buyers’ Hands
<p>Many manufacturers have discontinued hatchback models in the United States in recent years, but Kia’s new K4 is a welcome addition to the segment. It’s stylish, excellent value for money, and more practical than the K4 sedan introduced first. What the K4 doesn’t have is a manual gearbox, which would be especially welcome on the model with the turbocharged engine. However, Kia won’t rule out a stick shift for its new hatchback—all it needs is sufficient demand for the option.</p><p >Related: Manual Transmissions Aren’t Dead. Some U.S. Buyers Are Choosing Them More</p...
Why 2026 Could Make or BREAK Your XRP Retirement Dreams
Paul Barron and Jake Claver deliver an essential guide for XRP holders looking to secure their financial future in this comprehensive discussion on cryptocurrency retirement strategies. The duo examines how XRP fits into long-term wealth building amid evolving legislative frameworks and economic shifts, offering practical insights on portfolio structuring, asset protection through LLCs and trusts, and tax-optimization strategies like charitable remainder trusts. With predictions of significant market volatility heading into 2026 and analysis of generational shifts in retirement planning, Barron and Claver make a compelling case for why XRP investors need to be proactive and strategic now. <br /><br /><b>FEATURED P...
XRP's Institutional Tsunami Could Dethrone Ethereum in 24 Months
Paul Barron and Abs dive deep into one of the most provocative questions in cryptocurrency: could XRP actually flip Ethereum's market cap by 2026? The discussion centers on XRP's distinct advantages in the current market environment, particularly its regulatory clarity following Ripple's partial legal victory and its established utility in cross-border payments and institutional adoption. While Ethereum continues to face scalability challenges, high gas fees, and increasing competition from Layer 2 solutions and alternative smart contract platforms, XRP's streamlined focus on payment infrastructure and growing partnerships with financial institutions position it uniquely for potential growth.<br /><br /><b>FEATURED PARTNER:</b><br />► Up...
801 inside Australia’s real estate industry with Geoff Lucas (former CEO of McGrath and The Agency)
<p>John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate industry. They dive into leadership, high-performance culture, market cycles, what needs to improve and how technology and transparency could reshape buying and selling over the next decade.</p><br><p>👉🏼 Geoff's career background </p><p>👉🏽 franchise vs boutique real estate models</p><p>👉🏾 scaling McGrath & building high-performance culture</p><p>👉🏿 leadership lessons for business owners</p><p>👉🏻 current property market conditions and what can we expect in 2026</p><p>👉 what drives property price growth</p><p>👉🏼 supply shortages...
#750: The CEO Execution Roadmap That Scales
Episode Overview In this episode of the John Kitchens Coach Podcast, John Kitchens and Joel Perso break down Milestone 5 of the Agent to CEO Framework: The Execution Roadmap—the critical bridge between strategy and real-world results. Most agents don't fail because they lack ideas or effort. They fail because they work on the wrong things, in the wrong order, with no execution rhythm. John and Joel unpack why second-best problems kill momentum, how to identify the single biggest constraint in your business, and how elite CEOs turn long-term vision into focused 90-day sprints. This episode is a masterclass in prioritization, ac...
#752: The Leadership Flywheel: How to Build a Self-Managing Team That Scales Without You
Episode Overview In this episode of the John Kitchens Coach Podcast, John Kitchens and Joel Perso close out the Agent to CEO six-part series by unpacking the final and most critical milestone: The Leadership Flywheel. This conversation is all about building a self-managing, self-sustaining team—one that doesn't rely on you as the bottleneck. John and Joel break down how elite leaders design lean organizational structures, recruit true A-players, and create leadership development systems that generate momentum instead of burnout. If you've ever felt trapped by your team, overwhelmed by people decisions, or unsure how to scale without chaos, this ep...
E407: How to Invest Out of State (Tax Sale Guide)
<p>Most investors trap themselves in one county or one state, then wonder why opportunities feel limited. In this video, I walk you through the exact blueprint for expanding into out-of-state Tax Sale markets so you can find more deals, better deals, and more consistent opportunities.You’ll learn how to break free from local limitations, how to study a new state the right way, and what to look for before you ever place your first bid. I’ll share the same approach I used when I expanded from a single market to multiple states, dramatically increasing my deal flow and...
1-16-26 Social Security Reform: Expansion or Cuts?
Congress is debating major changes to Social Security—and the outcome could mean benefit expansion or future cuts. With trust fund shortfalls projected by 2033, lawmakers have introduced a wave of bills aimed at increasing benefits, changing cost-of-living calculations, and redefining how and when Americans claim Social Security. Richard Rosso breaks down the key Social Security reform proposals currently circulating in Congress, what they would change, why most face steep political hurdles, and what these debates mean for retirement planning in the years ahead. 0:00 - INTRO 0:19 - Social Security's Deadline for Survival 3:12 - The Importance of Checking Your SS Statement 5:57 - La...
Grayscale Just Revealed XRP Trends for 2026
Paul Barron and Grayscale's Zach Pandl outline why XRP stands poised to outlast competing crypto ETFs in the evolving institutional landscape. With regulatory clarity finally emerging in 2026, XRP's utility as a bridge currency for cross-border payments positions it uniquely among digital assets seeking adoption by Fortune 500 treasuries. Pandl emphasized that institutional capital flowing into DeFi will gravitate toward assets with proven real-world use cases and regulatory compliance, areas where XRP excels. As quantum computing concerns loom over blockchain security, XRP's adaptable ledger technology and established partnerships with financial institutions provide resilience that purely speculative tokens lack. <br /><br /><b>FEATURED P...
1-15-26 Market Rotation Is Broadening — But Risks Remain | Before the Bell
Markets are quietly broadening beneath the surface. While mega-cap stocks continue to dominate headlines, money is rotating into small caps, mid caps, value stocks, and even international equities. The S&P Equal Weight Index just set a new all-time high—even as the S&P 500 lagged—highlighting improving market breadth. Small caps and mid caps have closed part of their long-standing performance gap with large caps, but meaningful differences remain. The Russell 2000 and S&P 600 are still trailing the S&P 500, and small caps remain highly sensitive to economic slowdowns. Roughly 40% of the small-cap universe is unprofitable, making today's valuation enth...
#750: The CEO Execution Roadmap That Scales
Episode Overview In this episode of the John Kitchens Coach Podcast, John Kitchens and Joel Perso break down Milestone 5 of the Agent to CEO Framework: The Execution Roadmap—the critical bridge between strategy and real-world results. Most agents don't fail because they lack ideas or effort. They fail because they work on the wrong things, in the wrong order, with no execution rhythm. John and Joel unpack why second-best problems kill momentum, how to identify the single biggest constraint in your business, and how elite CEOs turn long-term vision into focused 90-day sprints. This episode is a masterclass in prioritization, ac...
Halftime Report: 1/7/26
<p>Listen to the Street’s top investors get to the heart of the action as it’s happening and help set the agenda for the rest of the day.</p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
RAYS Just Built a Forged Off Road Wheel for the New Land Cruiser
<h2>Built to Take a Beating</h2><p>Shopping for aftermarket wheels can be tricky – especially when dealing with a premium SUV like the Toyota Land Cruiser. In situations like this, sticking with a proven brand is often the safest approach, and Japan’s RAYS now has a new option available. The renowned wheel manufacturer has unveiled a new 18-inch model for the ZE40X, purpose-built to endure the brutal demands of off-road driving.</p><p>Offered under the company’s flagship Volk Racing lineup, the new 18-inch ZE40X builds upon the ZE40, a wheel that has been part of RAYS...
745 backlash over boom bust episode, 90% no LMI lending, trust lending crackdown + more
<p>John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode that sparked backlash. Glen James also drops in for a discussion around rentvesting.</p><br><p>👉🏻 Macquarie bank pulls out of trust and company lending</p><p>👉 Ubank offers 90% loans with no LMI</p><p>👉🏼 discussing feedback on the boom bust property cycle episode</p><p>👉🏽 Glen, Rach and John debate the rentvesting strategy</p><br><p>The boom bust property cycle episode: https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5</p><br><p>Have a...
Best of 2025: 6 Money Biases That are Sabotaging Your Money Goals
<p>You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through?</p> <p>In this Best of 2025 episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren’t personal flaws—they’re predictable brain glitches. But once you spot them, you can stop them.</p> <p>You’ll walk away understanding: What anchoring bias is and why it makes that...
E409: Starting with $0
<p>A lot of people believe that tax sale investing is only for those with money, experience, or connections. That belief stops more people from ever getting started than anything else.In this episode, I explain how tax sales actually work when money is limited, what “starting from zero” really looks like, and why the lack of capital is often misunderstood. This isn’t a pitch or a shortcut. It’s a straightforward explanation meant to help you understand whether tax sales are realistic for you and what matters most when you’re just starting out.If you’ve been curious abou...
Ripple’s IPO Masterplan: How XRP Is Positioning to Become the Backbone of Global Finance
This episode goes beyond surface-level analysis, revealing the masterstroke behind Ripple’s calculated IPO strategy and its massive implications for global liquidity. From navigating complex geopolitical chessboards to spearheading the convergence of Artificial Intelligence and tokenization, the conversation illuminates how the XRP Ledger is architected to handle the world's value. While other networks grapple with mining centralization and security bottlenecks, Ripple is aggressively building the resilient, decentralized infrastructure required for true institutional adoption—proving that through strategic alliances and cutting-edge innovation, XRP is not just participating in the financial revolution, it is leading it.<br /><br /><b>FEATURED PARTNER:</b><br...
1-20-26 Short-term Volatility Ahead | Before the Bell
Markets are breaking down from a rising wedge pattern, triggering a short-term momentum sell signal. Downside targets include the 50-DMA near 6,810 and the 100-DMA around 6,720—both important support levels to monitor. A 2–5% pullback is not unusual and is part of the normal investing process. While selling pressure may continue for a few sessions as sellers move lower to meet buyers, this does not signal the start of a major market downturn. Tariff headlines may create short-term noise, but they do not materially alter forward earnings expectations for major U.S. companies or the broader economic outlook. This is why disciplined risk...
Ford Auctions First Supercharged Mustang Dark Horse for Charity
<h2>The Charity Hammer Drops Again</h2><p>Ford has a sort of tradition of auctioning the first production example—VIN 001—for charity. After auctioning the first Mustang Dark Horse unit in 2024, the Blue Oval brand is once again following the same playbook, this time consigning the new Dark Horse SC to Barrett-Jackson. The example heading to auction comes equipped with the Track Pack.</p><p>Like the original Mustang Dark Horse, proceeds from the VIN 001 Mustang Dark Horse SC will benefit Breakthrough T1D (formerly JDRF), helping fund research into type 1 diabetes. While Ford has yet to disclose every deta...
E402: 15 Major Red Flags to Avoid
<p>Learn. Connect. Succeed. http://TaxSaleHQ.com</p><p>-----</p><p>There’s a reason many properties end up at Tax Sales! In this episode, I’ll share some of the major red flags that you must know how to spot if you want to avoid horrible deals!</p><p>Whether you’re brand new or have a few auctions under your belt, this one could save you from making an expensive mistake. Watch through to learn how to protect your time, money, and sanity on your next deal!</p><p>Join our community: http://TaxSaleHQ.com</p><p>Join T...
Why XRP Could Become the Foundation of the Digital Bretton Woods System | Ft. Apex Crypto Insights
Join Paul Barron in conversation with Apex Crypto Consulting for a deep dive into how Ripple and XRP are positioning themselves to fundamentally reshape global finance. This wide-ranging discussion explores XRP's potential role as the "internet of value," examining how the token could facilitate institutional settlement, enable rapid on-chain liquidity, and serve as infrastructure for a global stablecoin system. <br /><br /><b>FEATURED PARTNER:</b><br />► Uphold Debit Card - Get Up to 6% in XRP with Every Purchase for 3 Months! Plus more XRP Bonuses Available ➜ https://bit.ly/UpholdXRPCard<br /><br />Intro - 0:00<br />2:00 - How Ripple will reset the finan...
548 unpacking the changes to div 296 with Vince Scully
<p>In this episode Dev and Vince Scully discuss the newly announced changes to the div 296 tax, touching on:</p><br><p>👉🏻 cap or no caps</p><p>👉 CPI indexed amounts or not</p><p>👉🏼 and what marginal tax rates people will pay for balances higher than $2M</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional an...
E406: From One Deal to Full Time Income
<p>This episode walks you through the exact path to go from buying your first tax sale property to building a full-time, reliable income. Join us as we break down the same roadmap I used to go from nervous beginner to completing more than a thousand tax sale deals over the last twenty plus years. You’ll learn how to study your markets, practice safely, buy confidently, stack easy wins, expand into new counties, and turn your process into a system that creates predictable results. If you want a clear, step-by-step sequence for tax sale success, this is the episode to...
E403: Florida's Tax Change will Create HUGE Opportunity
<p>Florida Governor Ron DeSantis has been pushing a property tax overhaul that could completely reshape how investors profit from tax-foreclosed real estate. In this episode, I break down what the proposed change means, why it matters, and how it could open the door to bigger profits and long-term opportunities for tax deed and lien investors across the state.</p><p><br></p><p>You’ll see why this shift has the potential to impact every stage of the process and why it might be one of the most important updates we’ve ever seen. If you've been wondering how this...
Pardon Me
Episode 1231 of Bitcoin And . . . is LIVE!<br /><br />Topics for today: <br />Trump Considers Samouria Devs PardonTrump's Bitcoin Company Enters Top 20Bitcoin SV Case Slammed Shut in UKMetamask Integrates Bitcoin<br /><h1>Circle P:</h1> <br />Permanerd<br /> <br />Freeze Dried Fruits and Herbs<br /> Comfrey Salve<br /> 2.1% off with BitcoinAnd<br /> <br />https://sats4snacks.com/<br /> <br />https://primal.net/p/nprofile1qqspqxs39j9dctnfuqqrz98lrswnddlumcrdsn28j689n824susmphcfxudsz<br /> <br /><h1>Today's Articles:</h1> <br />https://bitcoinmagazine.com/news/trump-to-consider-pardon-samourai-wallet<br /> <br />https://bitcoinmagazine.com/news/american-bitcoin-abtc-enters-top-20-public-bitcoin-treasury-companies-holds-5098-btc<br /> <br />https://www.coindesk.com/markets/2025/12/16/u-s-added-64-000-job...
