#335 Increasing your AI Fluency steps to AI Augmentation
Welcome to an insightful episode of *Embracing Digital Transformation*, where host Dr. Darren discusses the future of AI policy and strategy with returning guest Jon Hamm. With AI transforming industries at an unprecedented pace, Jon shares his expertise on how leaders can successfully navigate this shift, moving from mere policy to effective AI strategy implementation. ## Key Takeaways: - **Understanding AI Strategy**: Learn how to transition from basic AI policy to a comprehensive strategy that fosters innovation and efficiency. - **AI Literacy Importance**: Knowledge of effective AI prompting can elevate individual and organizational performance, making AI an invaluable tool rather than...
32 min
2026 March 19
#334 The Dirty Secret of Public DNI: Your Data is in High Demand
<p>Privacy and data security are no longer optional; they're essential. In this episode of Embracing Digital Transformation, host Dr. Darren sits down with John Byron Hanby IV, CEO of Iternal Technologies, to explore the intersection of AI, privacy, and the overwhelming demand for data. Hanby shares his unique journey from filmmaker to tech entrepreneur, shedding light on the rapid evolution of generative AI and the risks of data exposure in today's digital landscape. ## Key Takeaways: - **Data Privacy is Crucial**: With large AI model developers craving more data, ensuring your data's safety and privacy is paramount. - **Education is...
#333 AI Game Jam 2026: Ai Augmented Game Development
Dr. Darren is joined by his three sons—Matthew, Jacob, and David Pulsipher—during their captivating foray into a 30-hour Game Jam. Together, they delve into innovative uses of generative AI, revealing insights gained from their unique experiences and challenges faced throughout the intense hackathon. ## Key Takeaways: - **AI as a Collaborator**: Generative AI should be seen as a tool to augment human creativity, assisting in bringing ideas to life rather than replacing human innovation. - **Clear Communication**: Effective instruction to AI tools is crucial; the more specific you are in your prompts, the better the results. - **Iterative Development**: Cont...
Oil Prices Surge Above $100. What’s the 2026 Outlook? | TrendsTalk
This week on TrendsTalk, ITR Economist and Speaker Taylor St. Germain breaks down the recent surge in oil prices following escalating tensions in the Middle East and what it means for businesses and consumers. With oil briefly pushing above $100 per barrel, many leaders are asking whether this spike signals sustained inflation and economic pressure. Taylor shares ITR Economics’ updated oil price forecast and explains why history suggests these price spikes may not last as long as headlines imply. He also explores how higher energy prices could affect consumer spending, retail sales, and business margins in the months ahead. Join ITR Ec...
Podcasts
Built on Data: AI's Next Chapter in Roofing
<p >In this Coffee Conversations®, sponsored by SRS Distribution, Megan Ellsworth is joined by industry leaders to break down what artificial intelligence (AI) really means for roofing contractors and suppliers. Patrick Garcia of SRS Distribution, Fred Castonguay of Reworked.AI and Denver Riggleman of Riggleman Information and Intelligence Group (RIIG) explore how AI moves beyond automation into strategy, security and long-term competitiveness. The conversation tackles responsible adoption, team buy-in and how to evaluate tools in a crowded market. Join RoofersCoffeeShop on March 26, 2026, at 10 a.m. ET for a practical look at roofing's digital future. </p> <p > </p> <p >Learn more a...
Final takeaways from the WBC! The WNBA has a new CBA agreement: who won!? (Episode 1428 Hour 1)
<p>Today’s word of the day is ‘culture’ as in Venezuela as in America as in Puerto Rico as in Dominican Republic as in Japan as in Korea as in Italy as in World Baseball Classic! It’s all over. Venezuela won the damn thing. United States finishes as the bridesmaid for the second consecutive tournament. Woof. Let’s talk about the tournament, Miami, the future of the WBC, and the impact on MLB. (22:35) The WNBA has a new agreement. How fun! Let’s break it all down. (33:50) Review: Good Luck, Have Fun, Don’t Die. (37:40) The NFLPA has a new executiv...
Has the new NCAA world shattered the Cinderella story? BASEBALL IS HERE! Top prospects are being optioned! (Episode 1429 Hour 1)
<p>Today’s word of the day is ‘cinderella’ as in NCAA as in March Madness as in mid-major as in high-major as in power conference. This March Madness is full of no upsets. That’s right. The Cinderella is gone. Sweet 16 is full of all major conference schools. Is Texas a Cinderella? No shot! The upsets that took place? All power conference schools. So what caused this? NIL? Transfer portal? All the above? (9:45) The NCAA is suing Draftkings. Okay. (20:20) We are at Opening Day week! It is here! The final days of Spring Training means it’s time to set some r...
What Contractors Need to Watch in 2026
<p>In this episode of Roofing Road Trips, Heidi J. Ellsworth sits down with attorney and industry advocate Trent Cotney to discuss the major economic, legal and workforce issues shaping the roofing industry in 2026. From global events affecting fuel and material costs to tariff uncertainty and immigration enforcement, they explore what contractors should be watching right now. Trent shares practical guidance on strengthening contracts, preparing for compliance audits and improving operational efficiency through technology and AI. The conversation also highlights the importance of advocacy and industry involvement as contractors navigate regulatory challenges and workforce realities shaping the future of construction.<...
ABtalks with Iman Gadzhi
<p>I’m Iman Gadzhi, a 26-year-old millionaire and entrepreneur of Dagestani origin. On ABtalks, I open up about growing up poor with a single mother, dropping out of school, and still managing to build something for myself despite it all. I revisit some of the toughest moments in my life and share the lessons I took from them. Join me as you get to know the person behind the journey.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
Fed Holds Rates, But Could Hikes Return? What the Market Is Missing | Fed Watch
This week on Fed Watch, ITR Economist and Speaker Lauren Saidel-Baker breaks down why the Fed held rates steady and what shifting market expectations signal for the year ahead. With rate cuts now pushed further into the future, many business leaders are asking: are we prepared for higher-for-longer interest rates? Lauren explores the growing possibility that the Fed’s next move may not be a cut at all. She also unpacks rising oil prices, inflation risks, and why today’s energy costs may not hit the economy as hard as in the past. Plus, insight into internal Fed debates and what...
Market Signals Across the Roofing Industry
<p>In this episode of Roofing Road Trips®, host Heidi J. Ellsworth sits down with industry leaders to unpack the latest findings from the Market Index Survey for Reroofing. Created and maintained by a coalition of industry trade associations representing contractors, consultants and manufacturers in the U.S. and Canada, the Market Index Survey for Reroofing takes the pulse of the reroofing industry on a quarterly basis and serves as a regular barometer of the industry's business conditions. Heidi is joined by McKay Daniels, CEO at the National Roofing Contractors Association (NRCA), and Brian Pallasch, executive vice president and CEO o...
603 Starved Naked Cold and Wet
<p >603 Starved Naked Cold and Wet</p> <p >Free Form Fun</p> <p >This week: Joe from St. Pete calls in about the Seahawks Super Bowl win (Mike is absolutely not over it), shouts out Clint Gresham, and recaps the Jannus Live show with Goldfinger, Zebrahead, Unwritten Law, and sullvn. Dave from Omaha asks about the new Yellowcard album and Mike gives a real, honest take. A mystery caller accidentally tries to sign up for Naked and Afraid, which sends Mike down a full reality TV rabbit hole: Survivor, Big Brother, The Traitors, and which one he would actually do...
Will the Fed Hold Rates Higher for Longer? What Rising Producer Prices Signal | Fed Watch
This week on Fed Watch, ITR Economist and Speaker Brian Beaulieu examines why rising producer prices and ongoing global uncertainty may keep the Federal Reserve from cutting interest rates in 2026. With inflation pressures tied to oil and commodities still building, many businesses are struggling to separate headlines from reality. Brian breaks down what the data actually shows, why the Fed may stay cautious, and how shifting expectations could impact your planning strategy. He also shares insight into bond market stress, employment trends, and what companies should be doing now to protect margins before inflation accelerates again. If you are trying...
Oil, Inflation, and Interest Rates: Why the Fed’s Job Just Got Harder | Fed Watch
Want to Learn about having "you're own" ITR Economist on your team?→ https://promotions.itreconomics.com/en-us/insights-from-itr-economics Don't miss our Executive Webinar on March 20th→ https://itrondemand.com/store/product/profitless-prosperity This week on Fed Watch, ITR Economist and Speaker Lauren Saidel-Baker breaks down the latest inflation data and what it means for the Federal Reserve’s next move. With CPI and Core CPI still running above the Fed’s target, inflation remains stubbornly persistent, raising new questions for businesses and consumers alike. Lauren also examines how rising geopolitical tensions and potential disruptions in global oil supply could influence energy p...
#337 Mastering Vendor Security in Financial Services: A 12-Year Journey
Check out this discussion on vendor risk in financial services, where technology, cybersecurity, and AI intersect. Join host Dr. Darren, a seasoned expert in digital transformation, and special guest Galen Councelman, CIO of Penair Credit Union. Together, they share valuable insights on managing vendor relationships and maintaining security in an evolving digital landscape. ## Key Takeaways: - Understand the distinction between privacy and security in cybersecurity, especially in the financial sector. - Learn the critical importance of conducting rigorous risk assessments for every vendor. - Discover how integrating multiple vendors seamlessly is essential for a smooth user experience. - Uncover the...
AI Investment Is Strong But Adoption Is Uneven | TrendsTalk
This week on TrendsTalk, ITR Economist and Speaker Taylor St. Germain breaks down the surge in AI investment, now exceeding $560 billion, and what it really means for businesses navigating rising labor costs and workforce shortages. While some industries are rapidly adopting AI, others are falling behind. What does this gap mean for your strategy? Discover where AI is gaining traction, why smaller firms are lagging, and why AI may not be the solution many expect for labor challenges in key sectors. Check out Brian and Connor's webinar presentation → https://itrondemand.com/store/product/profitless-prosperity
17 Money Lessons (I Wish Someone Had Told Me)
<p>In this episode, I break down what it really takes to go from having nothing to building serious wealth—without fluff, fake shortcuts, or surface-level advice. I share the lessons, mistakes, and turning points that helped me grow from being broke into building multiple 8-figure businesses.</p> <p>We talk about starting with simple service-based work, turning skills into scalable digital products, and using leverage to create more income, freedom, and long-term growth. If you want a realistic look at business, mindset, and building something that actually lasts, this is an episode you don’t want to miss.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
UConn basketball continues to get it done! WNBA outrage over Sun to Houston! NBA tanking rules are worthless! (Episode 1432 Hour 2)
<p>The Final Four is set in Men’s March Madness! Uconn is back in the Final Four. The Huskies are joined by Illinois, Arizona, and Michigan! (11:41) There is a storm brewing in the WNBA. The Connecticut Sun have been sold to the owner of the Houston Rockets and will move to Houston. Wow. The league shut down a sale and move to Boston last year. (23:23) Tiger Woods was arrested again. It is a sad reality that he is facing at the tail end of his career. (30:40) Alex Bohm is suing his parents. Another sad story. (36:30) Another Phillies story! The te...
MAN GADZHI: Future Billionaire's Ultimate Guide To Make Money Online & Build Wealth
<p>In this episode, we explore his powerful wealth strategies, break down the ultimate blueprint for making money online, and uncover so much more. Iman’s relentless pursuit of success is all about leveling up, and his approach is nothing short of extraordinary. Stay tuned for the full story on how he made it happen.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
How Alpaca built the API brokerage for 300+ global fintechs across 45 Countries, with CEO Yoshi Yokokawa
<p>In this episode, Lex chats with Yoshi Yokokawa, CEO of Alpaca — a brokerage infrastructure company that provides API-based trading and custody services to fintechs and developers globally.</p> <p>The conversation begins with their shared experience at Lehman Brothers during the 2008 financial crisis, where Yoshi worked in fixed income securitization and learned that even when market participants sense a bubble, they keep dancing because timing the exit is impossible. After Lehman's collapse, Yoshi pursued entrepreneurship, building a computer vision AI company acquired by Kyocera before founding Alpaca in 2017. Initially inspired by Robinhood, Yoshi pivoted after experiencing firsthand the friction of...
Capitalizing on Google's Shift to Online Estimates
<p>In this Read Listen Watch®, Megan Ellsworth sits down with Austin Rosenbaum (Demand IQ) and Peter Cleveland (Eagleview) to explain a major shift happening in how homeowners find contractors on Google. Google has introduced an "Online Estimates" filter when homeowners search for "Roofing company near me", and nearly 1 in 5 buyers are already using it. If your website does not offer an online estimate experience, you may not appear for those high-intent searches. In this session, the team breaks down how the filter works, the key requirements to show up in it, and why Google is prioritizing contractors who provide p...
Why I Struggled With Money, Focus, and Fame | Iman Gadzhi
<p>Iman Gadzhi Podcast - Interview With Jack Neel</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
596 Tips for New (& not so new) Bands
<p >596 Tips for New (& not so new) Bands</p> <p >Real advice for those starting a new band, Naming some names, Sports talk, Recipe for Success, Songwriting, Band Updates</p> <p > </p> <p >Any questions or comments 1-360-830-6660</p> <p >MXPX is coming!</p> <p >MAR with The Ataris</p> <p >-Thursday March 26 - Washington DC at 9:30 Club</p> <p >-Friday March 27 - Norfolk, VA at The Norva</p> <p >-Saturday March 28 - Charlotte, NC at The Fillmore</p> <p >-Sunday March 29 - Charleston, SC at Charleston Music Hall</p> <p >APRIL</p> <p >Saturday April 11 - Denver, CO a...
Yankees win! The Yankees win! How did you feel about the game on Netflix? (Episode 1431 Hour 1)
<p> Today’s word of the day is ‘162-0’ as in undefeated as in Opening Day as in baseball is back. Every team starts the year perfect. Every team has a chance. The Yankees can go 162-0! The Giants cannot. Netflix had the rights. And the feedback is… questionable for some. (11:20) Let’s look through the rest of the Thursday schedule. I am excited. Paul Skenes takes the mound. Tarik Skubal takes the mound. Yoshinobu Yamamoto takes the mound. Shohei Ohtani is back on the field. God, baseball is great! (23:00) NBA commissioner Adam Silver had quite the day yesterday. He talked exp...
601 Rev on The Drowns
<p>Ep 601. Rev on The Drowns</p> <p >We talked about obsession, debt, making art for yourself, and the new Drowns album recorded with Bill Stevenson at The Blasting Room. Also: Zach Blair shreds on a track, Matt Hensley plays accordion, and Rev asks me why Slowly Going the Way of the Buffalo is the AC/DC of punk rock.</p> <p > </p> <p >Listen/watch, link in bio</p> <p > </p> <p >#MxPx #MikeHerreraPodcast #TheDrowns #Rev #Episode601 #punkrock</p> <p > </p> <p >—</p> <p >Questions or comments? Leave a voicemail: 360-830-6660</p> <p > </p> <p >X/Twitter: twitter.com/mi...
How to get sh*t DONE when you don’t FEEL like it
<p>In this episode, we unpack what it really takes to scale a business without losing control of your time, energy, or vision. The conversation explores leverage, systems, and the kind of structure that creates real freedom while helping you grow at a high level.</p> <p>We also get into leadership, team culture, and the discipline required to build something that lasts. If you're serious about performance, strategic growth, and making the jump from capable to exceptional, this episode is packed with valuable insights.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
The Psychology of Getting Rich
<p>Why does massive wealth flow effortlessly to some while completely avoiding others? The answer lies in an uncomfortable paradox. In this episode, we uncover the ultimate truth about what it actually takes to build serious, lasting wealth. Drawing on insights from tens of thousands of entrepreneurs, we break down the crucial mindset shift you need to make: deeply respecting money as a tool, while remaining completely emotionally indifferent to it. Discover why "capital flows to calmness," how to stop hoarding or repelling wealth, and the exact mindset required to scale to the next level.</p> <p><br></p><p> <...
#329 Transforming Change Through Stories
Join Dr. Darren with his guest Gabrielle Dolan explore the vital role of storytelling in leading digital change with master storyteller and fellow podcaster, Gabrielle Dolan. Discover how personal narratives can break down resistance and foster empathy in the face of organizational transformation. ## Key Takeaways: - **Power of Stories**: Storytelling can lower defenses and foster relatability during digital transformation discussions. - **Empathy and Connection**: Sharing personal experiences creates emotional connections and helps teams navigate change together. - **Crafting Authentic Messages**: Genuine stories invite trust and help communicate complex changes without feeling manipulative. - **Conciseness is Key**: Aim for stories that...
Why Commercial Construction Could Rebound Later This Year | TrendsTalk
This week on TrendsTalk, ITR Economist and Speaker Taylor St. Germain shares an update on the commercial construction outlook and why the industry may have already passed its cyclical low. While the data still shows contraction, key leading indicators suggest momentum is building for growth later this year. What signals should contractors and construction suppliers be watching right now? Trends Report Free Preview → https://hubs.la/Q03ybVV00
Will this oil shock push the world more toward renewables?
<p>Fuel costs can be vulnerable during geopolitical conflict. The war in the Middle East has sent shockwaves through energy markets. Over the past two weeks, oil and gas prices have been on a bit of a rollercoaster. This morning, we'll delve into what vulnerability and the lack of price stability for oil could mean for countries' renewable energy investment. Then, new data shows rent prices edging up after months of falling.</p>
MLB inks HUGE deal with Polymarket!? Cam Skatebo with the quickest (forced) apology of all-time? (Episode 1429 Hour 2)
<p>MLB has done a deal with Polymarket. A prediction market. Wow. (17:05) Let’s talk about Stephen Ross, owner of the Miami Dolphins. He loves to give interviews. (25:50) Cam Skatebo had an apology ready within 24 hours. The Giants rookie star had to walkback his comments on CTE so quick you could have missed it. (30:50) Trump put an executive order on the Army-Navy. Nice. Why? (35:15) Athletic departments at universities are now full businesses with media departments. It’s big business. CEOs. No longer school being school. (43:45) LeBron James has now played the most games all-time. What a career. </p> <p><br></p><p...
How Polygon Became the Payments Chain Moving $2.3T in Stablecoins, with CEO Marc Boiron
<p>In this episode, Lex chats with Marc Boiron — CEO of Polygon Labs. Marc shares his journey from law to blockchain, discussing the challenges of navigating crypto’s evolving legal landscape and the complexities of structuring compliant DeFi projects. He explains Polygon’s strategic pivot to focus on stablecoin payments, leveraging its proven blockchain and global partnerships.</p> <p>Marc highlights Polygon’s real-world adoption, competitive edge, and vision to become the leading platform for on-chain payments. The episode offers insights into regulatory hurdles, industry trends, and Polygon’s mission to transform digital money movement.</p> <p>NOTABLE DISCUSSION POINTS:</p> The L...
It's Coca Thursday! David's WBC moment; Giannis drama continues; Hall of Fame v. Jack Hughes! (Episode 1428 Hour 2)
<p>Ladies and gentlemen, welcome back to the Coca hour. Today's episode starts with David's trip to the WBC. Not a breakdown of the tournament, but how he felt watching the tournament play out in the stadium he built. Cool stuff!</p> <p><br></p> <p> Limited Time Offer – Get Huel today with my exclusive offer of 15% OFF online with my code SAMSON15 at https://huel.com/SAMSON15. New Customers Only. Thank you to Huel for partnering and supporting our show! </p> <p><br></p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>
The Rate Update —Mortgage Rates Spiked 51 Basis Points—Here's the Oil and Geopolitics Behind It
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>Mortgage rates just made a massive move — 5.99% to 6.5% in just DAYS… and it’s NOT random.</p><p>Here’s what’s driving it:<br>👉 Oil prices surging<br>👉 Inflation fears rising<br>👉 Global tensions escalating (Strait of Hormuz risk)</p><p>And now we have a 5-DAY WINDOW that could change everything.</p><p>If oil spikes → inflation rises → mortgage rates go HIGHER<br>If tensions ease → markets rally → rates could DROP FAST</p><p>This is one of those rare “lock vs float” moments where timing...
Strategy stopped buying. ETFs bled $296M.
BTC bounces to $67,807. Up 1.53%. ETH leads at +3.61%. But Strategy paused buys. ETFs bled $296M last week. The buyers are quiet. The price is up. Something doesn't add up.<br /><br />Today's key developments:<br />• Strategy paused its weekly Bitcoin purchases for the first time in months, holding at 762,099 BTC — worth roughly $52 billion and more than 3.6% of Bitcoin's total supply.<br />• Aave V4 launched on Ethereum mainnet today after roughly two years of development, introducing a hub-and-spoke architecture designed to extend DeFi lending into real-world credit markets.<br />• Rate hike bets are building — not just for the Fed, but now for the Bank o...
Circle dropped 20%. The market got it wrong.
Circle stock plunged 20% in a single day. The Clarity Act spooked investors. But Bernstein says they read it backwards. BTC ETFs pulled in $2.5B this month. Someone's panicking. Someone else is buying.<br /><br />Today's key developments:<br />• Circle stock cratered 20% after the Clarity Act draft banned stablecoin yield-sharing. Then Bernstein dropped a note saying the market got it completely backwards.<br />• Bitcoin ETFs pulled in $2.5 billion in a single month, nearly erasing their year-to-date outflow losses despite a significant price drawdown.<br />• Monument Bank is tokenizing £250 million in retail deposits in what's being called a UK first. The deposits stay in...
Hot PPI, Falling Yields, and New Tariffs: Is the Fed Staying Put? | Fed Watch
This week on Fed Watch, ITR Economist and Speaker Connor Locar breaks down January’s hotter-than-expected Producer Price Index report and what it means for interest rates as we head into March. With inflation data coming in warm and money supply growth accelerating at the fastest pace in nearly four years, the likelihood of a near-term rate cut appears to be fading. At the same time, bond yields are dipping below 4 percent, raising new questions about growth expectations and market sentiment. Add in the latest 10 percent tariff action under Section 122 of the 1974 Trade Act, and businesses are once again facing pr...
Electricity Infrastructure: Data Centers, Renewables, and the 2030 Outlook | TrendsTalk
This week on TrendsTalk, ITR Economist and Speaker Taylor St. Germain examines the rapid growth in electricity infrastructure and what it means for your business strategy through 2030. With data center construction in 2025 and record highs in electric power transmission and distribution production, demand for energy is reshaping industrial markets. Rising electricity costs are adding pressure to margins and contributing to inflation in the second half of the decade. How should you position your business to capitalize on electrification growth while protecting profitability? Tune in for the data, the risks, and the long term opportunity.
No longer a nation of movers
<p>Domestic migration in the U.S. has been declining for decades. This morning, we'll look into who's still moving, what factors drive their decision, and what's behind the shift. Plus, do wealthy people really flee to tax-friendlier pastures when their taxes go up? But first, there's a sort of backup plan for the oil supply, but the ongoing war in the Middle East means it could soon be under threat, as well.</p>
How Iman Gadzhi Really Made $100M
<p>I sat down with my host for a candid conversation about building businesses online, personal growth, and the mindset it takes to win at a high level. This is a raw, honest look into my journey, lessons, and perspective.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
The Quiet Fintech Behind $85 Billion in Transactions, with Payoneer CEO John Caplan
<p>In this episode, Lex speaks with John Caplan — CEO of Payoneer, a public fintech company driving over $85 billion in annual cross-border payment volume. With roots as a prepaid card provider, Payoneer has evolved into a global financial operating platform serving 2 million entrepreneurs across 190 countries.</p><p>Caplan shares insights from his entrepreneurial journey—from building OpenSky and scaling it to $50 million in revenue before its acquisition by Alibaba, to now leading Payoneer’s transformation into a full-service banking alternative for global SMBs.</p><p>We explore how Payoneer is addressing the complex financial needs of international businesses, competing in a dyna...
Iman Gadzhi Opens Up About His $100M Empire
<p>In this episode, I sit down for a candid conversation about the journey behind building my business, the lessons that shaped me, and what it really takes to create something meaningful at a high level. We talk about team building, personal branding, investing, handling pressure, and the mindset needed to grow in business and life. If you want a deeper look into how I think about entrepreneurship, leadership, and long-term success, this conversation will give you exactly that.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>
Building a Top 5 Global Crypto Exchange with 120M Users, with Bitget CEO Gracy Chen
<p>In this episode, Lex speaks with Gracy Chen - Bitget’s CEO, who transitioned from a fintech entrepreneur to leading one of the top five global crypto exchanges. Bitget processes $10–20 billion in daily trading volume and serves 120 million users across centralized and decentralized platforms. Its geographic base is mostly in Asia, but it’s expanding into Europe through regulatory compliance and new products like tokenized US stocks, which have already surpassed $20 billion in trading volume.</p><p>Bitget differentiates through security features, including a $600 million protection fund, and user acquisition via both brand campaigns (e.g. Messi sponsorship) and local...
Bitcoin above $71K. Thank Trump's Iran pause.
Bitcoin clears $71,000. Trump postpones Iran strikes. BTC up 2.97%. The market isn't trading crypto anymore. It's trading the news wire.<br /><br />Today's key developments:<br />• Bitcoin surged above $71,000 after Trump announced a five-day postponement of planned strikes on Iranian power plants, citing productive diplomatic conversations.<br />• Strategy acquired 1,031 bitcoin for $76.6 million last week, bringing total holdings to 762,099 BTC — more than 3.5% of the entire 21 million supply.<br />• Tom Lee's Bitmine spent $138 million on ETH this week, extending its buying streak for three consecutive weeks despite mounting unrealized losses.<br /><br /><br />📰 Read the full Daily Pulse: https://pulse.tokenmetrics.com/p/new-post-4d...
Stories From the Roof: Jennilee Common
<p> In this episode of Stories from the Roof, host Megan Ellsworth is joined by Jenilee Common, the recently appointed Chief Executive Officer of Erie Home, to discuss her journey in the home improvement and roofing industries. With over 20 years of leadership experience spanning global organizations like Owens Corning and Eaton Corporation, Jenilee shares the vision driving Erie Home's next stage of growth. Listen as she reflects on lessons from building multi-billion-dollar divisions, the impact of hands-on expertise in customer service and her personal ties to the Midwest. Jenilee's story offers insight into leading a national brand through innovation and scale, an...
From $12.5M ICO to $100B+ in On-Chain Infrastructure, with Gnosis Co-Founder Friederike Ernst
<p>In this episode, Lex speaks Friederike Ernst, co-founder of Gnosis. Together, they explore the evolution of Gnosis from an Ethereum-based prediction market project into a major infrastructure provider powering over $100 billion in DAO treasuries and $10–15 billion in monthly DEX trading via CowSwap. Tracing the company’s journey from a 2017 ICO raising $12.5 million in ETH (now worth ~$450 million) to spinning out critical tools like Safe, CowSwap, and Zodiac, all originally built for internal use.</p><p>Despite their success, Gnosis recognizes that the crypto-native user base is limited and has now pivoted to building user-centric, mainstream products like the upcoming Gnos...
599 State of the Music Monday
<p >It's a full Music Monday episode. Submissions came in from all over — Spokane, Quebec City, Toronto, Arizona, Japan, and more. Each Artist gets a listen and a real reaction.</p> <p > </p> <p >Before the music, Mike explains the new submission process: post your music in the comments of the pinned Music Monday post in the Mike Herrera Podcast Facebook group. He also goes on a tangent about subscription services, TiVo, and the lost art of owning things — sparked by his kids discovering Tropic Thunder.</p> <p >Bands featured: The Pink Socks (Spokane, WA), XXsmiile (Quebec City), Suit Yourself, Surre...
The Rate Update —Oil Prices Pushing Mortgage Rates Higher — What's Next?
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>🚨 Oil Prices Just Hit $100+ — What This Means for Mortgage Rates</p><p>Oil is spiking.<br>Geopolitical tensions are rising.<br>And mortgage rates are reacting — fast.</p><p>In today’s update, we break down:</p><p>👉 Why oil prices directly impact mortgage rates<br>👉 How the Iran conflict is influencing inflation expectations<br>👉 Why the bond market is starting to sell off<br>👉 Whether mortgag...
Your TRUE Mortgage Rate — Tool Launch + How It Works (Part 1)
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>Today we break down WHY and answer the big question:<br>👉 Should you LOCK or FLOAT right now?</p><p>📉 Track Mortgage Rates (FREE)</p><p>👉 https://www.therateupdate.com/rate-watch</p><p>📞 Get a Personalized Mortgage Plan</p><p>👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05</p><p>Welcome to The Rate Update</p><p>We break down mortgage rates, infla...
NYSE just hired blockchain to work weekends
NYSE taps Securitize for 24/7 tokenized stocks, joining a growing institutional race to put equities on-chain. Two of the world's biggest exchanges. Same week. This is a race now.<br /><br />Today's key developments:<br />• NYSE taps Securitize to build a 24/7 tokenized securities platform, joining a growing institutional race to put equities on-chain.<br />• Coinbase says institutional crypto is entering a 'second wave' — and this time, it's all about yield, not price speculation.<br />• Strategy (Saylor) gains access to another $44 billion to buy Bitcoin, while Bernstein calls the bottom and maintains its previously published year-end price target.<br /><br /><br />📰 Read the full Da...
Building Privacy Infrastructure for 35+ Global Financial Institutions, with Matter Labs CEO Alex Gluchowski
<p>In this episode, Lex chats with Alex Gluchowski — Cofounder and CEO of Matter Labs, about the transformative impact of zero-knowledge proofs (ZK proofs) on blockchain scalability and privacy. They discuss Matter Labs’ evolution, the development of zkSync, and how ZK proofs enable secure, private, and efficient blockchain transactions.</p> <p>The conversation explores enterprise adoption, regulatory shifts, and the potential for blockchain to revolutionize global finance by enabling privacy-preserving, interoperable networks anchored to Ethereum, ultimately highlighting the growing role of cryptography in advancing financial sovereignty and innovation.</p> <p>NOTABLE DISCUSSION POINTS:</p> Incorruptibility is Blockchain’s Core Value—Not Cons...
MLB's new ABS is here to stay and umpires are feeling the pressure! When MLB owners speak, fans need to listen! (Episode 1432 Hour 1)
<p>Today’s word of the day is ‘ABS’ as in automated as in ball-strikes as in system as in challenges as umpires. What a start to the season. Baseball is back, baby! And the challenge system is off and running. The results have been mixed, but it has worked. A whole lot of challenges have worked. (11:30) A bunch of World Baseball Classic pitchers had terrible starts. Coincidence!? (20:17) The San Francisco Giants can’t win. Swept at home. Doom and gloom! Just kidding. But Tony Vitello is going to be under a microscope. (27:00) Bo Bichette got booed by Mets fans. Already...
Stories from the Roof with Anthony Walsh of DuraShield Roofing & Contracting
<p>In this episode of Stories From the Roof, Megan Ellsworth sits down with Anthony Walsh, president of DuraShield Roofing & Contracting, to talk about the drive, discipline and long-term commitment behind building a respected roofing company from the ground up. Since founding DuraShield in 2003, Anthony has led the company's growth into a full-service operation serving residential homes, apartment communities, condo associations, office complexes and hotels across Wisconsin and Illinois. His leadership is rooted in a clear standard: install only high-quality materials from top U.S. manufacturers and deliver workmanship that stands the test of time. This episode offers a valuable...
An entirely new oil disruption
<p>Oil prices continue their upward climb amid conflict in the Middle East. The international benchmark Brent crude is now $115 a barrel; on Friday, it was $105. Brent is headed for its biggest monthly climb ever, and this morning, there are concerns about additional disruptions to oil shipments through another key route. We’ll unpack. Also: a looming helium shortage and a search for ways to mitigate threats to humanity.</p>
Disappear And Come Back Unrecognizable In 2026
<p>To achieve your 2026 goals, you must be willing to disappear. I’m sharing my 90-day mission protocol, inspired by NASA’s immersion phase, to help you come back unrecognizable. In this video, I break down the seven rules for total transformation: adopting Monk Mode, designing your environment to remove triggers, and committing to a physical event. We will also focus on income-producing activities like AI, closing the knowledge gap, building a mission-aligned crew, and making a promise to a loved one to fuel your drive. It’s time to lock in and launch. I’m rooting for you</p><p> </p><...
Coffee Conversations LIVE From IIBEC 2026 Sponsored by Western Colloid
<p>Live from the IIBEC 2026 Conference and Trade Show, this special Coffee Conversations®, sponsored by Western Colloid, brings together leaders from across the roofing and building enclosure industry to explore how performance expectations are evolving in 2026. With increasing climate pressures, tighter energy codes and growing lifecycle accountability, roofing professionals are being asked to deliver more than ever before. This discussion will examine how consultants, contractors and manufacturers are approaching durability, moisture management and long-term asset planning. From repair versus replacement decisions to quality control in the field, we'll unpack the factors shaping smarter roofing strategies. Join us live from IIBEC as we e...
#336 The Future of Cyber Defense: AI, Behavior, and Access Control
# AI and Cybersecurity: Safeguarding Your Organization Against Evolving Threats As we plunge deeper into our digital age, the threats to our cybersecurity grow more complex and sophisticated. Join Dr. Darren, a seasoned chief enterprise architect, as he speaks with Amit Patel, Senior VP of Consulting Solutions, about the pressing issue of AI supercharging cyber attacks and vital strategies to defend against them. ## Key Takeaways: - **Human Element Vulnerability**: The majority of cyberattacks exploit human errors, making behavioral training essential. - **Dynamic Training**: Traditional annual cybersecurity training is outdated; ongoing micro-sessions create better retention. - **Access Governance**: Implementing the principle of...
TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 1
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>Today we break down WHY and answer the big question:<br>👉 Should you LOCK or FLOAT right now?</p><p>📉 Track Mortgage Rates (FREE)</p><p>👉 https://www.therateupdate.com/rate-watch</p><p>📞 Get a Personalized Mortgage Plan</p><p>👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05</p><p>Welcome to The Rate Update</p><p>We break down mortgage rates, infla...
Your TRUE Mortgage Rate — Live Demo + What You Qualify For (Part 2)
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>Today we break down WHY and answer the big question:<br>👉 Should you LOCK or FLOAT right now?</p><p>📉 Track Mortgage Rates (FREE)</p><p>👉 https://www.therateupdate.com/rate-watch</p><p>📞 Get a Personalized Mortgage Plan</p><p>👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05</p><p>Welcome to The Rate Update</p><p>We break down mortgage rates, infla...
Investors, Treasury bonds, and war in the Middle East
<p>The Treasury Department is holding several government bond auctions this week. Treasury auctions can tell us a lot about the interest rates investors are demanding to be paid, which in turn can tell us about what investors expect the economy to do in the future. We'll also learn about a ban on foreign-made consumer routers. Plus, from Marketplace's "This Is Uncomfortable," should I turn my hobby into a side hustle?</p>
TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 3
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>Today we break down WHY and answer the big question:<br>👉 Should you LOCK or FLOAT right now?</p><p>📉 Track Mortgage Rates (FREE)</p><p>👉 https://www.therateupdate.com/rate-watch</p><p>📞 Get a Personalized Mortgage Plan</p><p>👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05</p><p>Welcome to The Rate Update</p><p>We break down mortgage rates, infla...
A small tax with high costs
<p>People in the U.S. send a lot of money abroad: In 2024 alone, about $93 billion in formal remittances were sent overseas. However, a new federal remittance tax imposes a 1% levy on certain transfers. While a 1% tax may not sound substantial, it can drive up the price of sending money and hit unbanked individuals hard. We dig in. But first, the U.S. dollar has been gaining strength. Why is that happening?</p>
MLB SEASON BEGINS TONIGHT! BASEBALL IS BACK! (Episode 1430 Hour 1)
<p>Today’s word of the day is ‘deja’ as in deja vu as in Opening Day as in Major League Baseball as in we have finally made it! The Yankees head to San Francisco to take on the Giants on Netflix. That’s right. Netflix! (10:00) Let’s talk about the top 5 storylines for this upcoming season! (28:00) Prediction time! We’re going through all my picks for the season! (40:07) Win totals! (42:36) Review: No Other Choice. (46:00) NPPOD. (48:15) Frank Thomas is suing the White Sox over jersey sales. What a start to the season. </p> <p><br></p><p> </p><p>Learn more about y...
Miners losing $19K per BTC. And still mining.
Bitcoin miners losing $19,000 per coin produced. Options fear at all-time high. Trump drops 48-hour Iran ultimatum. $299M in liquidations. This isn't a dip. It's a stress test.<br /><br />Today's key developments:<br />• Bitcoin miners are losing $19,000 on every coin they produce — and difficulty just dropped 7.8% as the miner exodus accelerates.<br />• Bitcoin options downside protection premium hit a new all-time high — even as spot prices stabilized, per VanEck.<br />• Trump issued a 48-hour ultimatum on Iran power plants, sending BTC below $69,200 with $299 million in liquidations — long positions took 85% of the damage.<br /><br /><br />📰 Read the full Daily Pulse: https://pulse.t...
598 The Ever Passing Process
<p >Ep 598: The Ever Passing Process</p> <p > </p> <p >Also: Rich from Northeast Washington shows off his new Sterling by Music Man signature bass, and Mike floats Rich's idea of custom MxPx picks in the store.</p> <p >State of my world... </p> <p >Then JP from Michigan asks about the difference between recording with Steve Kravac and Jerry Finn. Mike breaks down the making of Life in General, Slowly Going the Way of the Buffalo, and The Ever Passing Moment, from late-night sessions at Robert Lang Studios to the Chick Magnet last-take story at Westbeach Recorders in Hollywood. Pl...
Building DeFi's $25B Liquidity Engine, with Curve Founder Michael Egorov
<p>In this episode, Lex speaks with Michael Egorov - Founder of Curve Finance and YieldBasis. Kicking things off about his journey from experimental physicist to founder of Curve Finance and YieldBasis, highlighting how theoretical physics concepts influenced his creation of financial invariants in DeFi protocols.</p><p>Curve pioneered fully automated concentrated liquidity for stablecoins and introduced veTokenomics, a governance model rewarding long-term commitment with voting power and protocol fees. Egorov defends veTokenomics against criticisms of unlock-driven volatility, citing that most CRV locks average over 3 years and behave like permanent commitments. YieldBasis expands Curve’s approach by offering impermanent ga...
595 Music Monday Bowl
<p >Music Monday Bowl</p> <p >1. First Natural – Walking Several Miles</p> <p >Listen on YouTube</p> <p > </p> <p >2. Belgravia DieNasty – New Track</p> <p >Submitted by Brock Jeffries</p> <p >Watch on YouTube</p> <p > </p> <p >3. The Disorderlies – Get Up</p> <p >(Track starts around 0:40)</p> <p >Watch on YouTube</p> <p > </p> <p >4. Your Honor – Red Dress</p> <p >(Chorus hits around 1:20)</p> <p >Watch on YouTube</p> <p > </p> <p >5. NiTEWAKE – New Single</p> <p >Featuring Nick White (founding bassist of Attack Attack!)</p> <p >Watch on YouTube</p> <p > </p> <p >6. Matchbook Romance – Something Worse Than The Ni...
#331 Maximize Your Organization's Growth by Mastering Decision-Making
Unlocking growth hinges on making effective decisions, especially in tumultuous times. Join Dr. Darren as he welcomes Rebecca Homkes, an expert in high-growth strategies, to explore how organizations can overcome paralysis, leverage AI, and refine their decision-making processes to thrive in today's landscape. ## Key Takeaways: - High-performing teams prioritize decision-making capabilities, adapting strategies to overcome uncertainty. - Embrace a learning culture by continuously embedding insights into organizational processes. - Agility is defined by making good decisions quickly, aligned with strategic goals. - Identify key learning loops in your business to optimize growth and reduce friction. - Shift focus from mere...
The Rate Update —Economic Indicators Show Trouble for Mortgage Rates — Here's Why
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>Today, we’re breaking down a critical shift in the market:</p><p>👉 Economic indicators are flashing warning signs for mortgage rates</p><p>From rising oil prices… to persistent inflation concerns… to a Federal Reserve that may delay rate cuts — all of this is putting upward pressure on mortgage rates right now.</p><p>So the big question is:<br>👉 Should you LOCK or FLOAT in tod...
SPRI, DORA and the Future of Commercial Roofing
<p>In this episode of Roofing Road Trips®, Heidi J. Ellsworth sits down with Chadwick Collins, technical director of SPRI, to talk about SPRI's role in roofing standards, the value of the DORA Directory and key insights from the recent SPRI Spring Event. Together explore how the organization's website and the DORA Directory are working together to bring greater clarity and confidence to commercial roof design. The conversation highlights how SPRI supports single ply roofing standards and how DORA provides a searchable database of tested, code compliant roof assemblies. Heidi and Chadwick also recap the recent SPRI Spring Event, sharing k...
$300M in longs just got wiped. Retail sold first.
$300M in long liquidations. BTC hits a two-week low. Retail sold. Whales watched. ETF outflows at a three-week high.<br /><br />Today's key developments:<br />• $300 million in long liquidations wiped out as Bitcoin dropped to a two-week low — and Glassnode data shows retail investors did most of the selling while whales stayed neutral.<br />• US Bitcoin ETF outflows hit a three-week high as geopolitical uncertainty and rising Treasury yields pressured liquidity — and traders are specifically positioning ahead of a potentially volatile weekend.<br />• ICE — the NYSE's parent company — just dropped another $600 million into Polymarket as prediction markets crossed $20 billion in monthly volume...
The national debt is ballooning, and Americans are worried
<p>The U.S. national debt crossed $39 trillion last week, and it’s growing fast. Racking up the most recent $5 trillion of that total only took two years. Now, a new survey finds that Americans' fiscal confidence is the lowest it’s been in a couple of years. Also on this morning's show: Anthropic gets a (temporary) win in its fight with the Pentagon, and commuters reflect on two years without Baltimore's Francis Scott Key Bridge.</p>
Rebuilding for Resilience: Learning from California's Rebuild
<p >In this episode of Roofing Road Trips®, Karen Edwards talks with Tim Brown of Westlake Royal Building Products and Josh Smith of J.N. Davis Roofing about rebuilding after the devastating Southern California wildfires. With communities like Pacific Palisades and Altadena beginning to recover, contractors and manufacturers are working together to help homeowners rebuild with stronger, more fire-resilient materials. Tim shares how Westlake Royal Building Products' Unified Steel stone-coated steel roofing is supporting these efforts while Josh provides a contractor's perspective from the field. Tune in to hear real experiences from the rebuild and what contractors and homeowners should c...
Bitcoin ETFs just snapped a 4-week win streak
Spot Bitcoin ETFs broke a 4-week inflow streak. Capital is avoiding directional risk. BTC sits at $66,422. Google just gave Bitcoin devs a 2029 quantum deadline.<br /><br />Today's key developments:<br />• Spot Bitcoin ETFs snapped a 4-week inflow streak, with capital explicitly avoiding what analysts are calling 'directional risk' heading into quarter-end.<br />• Google set a 2029 deadline to migrate all authentication services to quantum-resistant cryptography — and the clock is now ticking loudest for Bitcoin developers, not Ethereum.<br />• Morgan Stanley entered the Bitcoin ETF race with a market-leading low fee, while Bitcoin miners are pivoting to AI infrastructure and selling BTC to fund...
597 QUESTIONS on Singing, AI and the solo acoustic private show era
<p >QUESTIONS</p> <p >How hard do I sing live?</p> <p >MxPx and Goldfinger shows</p> <p >New and Old fans are the best</p> <p >Is AI drinking all our water?</p> <p >The Solo Acoustic era</p> <p >This week from the Mike Herrera Podcast Facebook Group and your voicemails. </p> <p >Any questions or comments 1-360-830-6660</p> <p >MXPX is coming!</p> <p >MAR with The Ataris</p> <p >-Thursday March 26 - Washington DC at 9:30 Club</p> <p >-Friday March 27 - Norfolk, VA at The Norva</p> <p >-Saturday March 28 - Charlotte, NC at The...
Markets are pricing in rate hikes again
BTC slips to $66,445. ETH breaks back below $2,000. Markets are pricing in rate hikes — not cuts. The macro floor just got shakier.<br /><br />Today's key developments:<br />• Markets are pricing in rate hikes again — and crypto is not immune. Inflation fears plus Middle East tensions are reshaping Fed expectations in real time.<br />• Gnosis and Zisk just announced the Ethereum Economic Zone — a rollup framework co-funded by the Ethereum Foundation, with Aave, Titan, and Centrifuge already signed on.<br />• The CLARITY Act could be a quiet kill switch for DeFi token yields. An analyst at 10x Research says ring-fencing yield would shift...
#600 Yuri Ruley
<p >#600 Yuri Ruley</p> <p >on Drumming and more.</p> <p > </p> <p >Fixing our Hospitality Rider</p> <p >Van's Warped Tour stories</p> <p >Yuri's Pre and mid show mindset</p> <p >Early days of MxPx and going a band</p> <p >New MxPx Album</p> <p >Merch: mxpx.com</p> <p >Any questions or comments 1-360-830-6660</p> <p >MXPX is coming!</p> <p >MAR with The Ataris</p> <p >-Thursday March 26 - Washington DC at 9:30 Club</p> <p >-Friday March 27 - Norfolk, VA at The Norva</p> <p >-Saturday March 28 - Charlotte, NC at The Fillmore</p> <...
February Jobs Report: Should Businesses Be Concerned? | Fed Watch
This week on Fed Watch, ITR Economist and Speaker Lauren Saidel-Baker unpacks February’s surprising jobs report and explains why one weak headline number doesn’t necessarily signal trouble for the economy. With job losses making headlines and uncertainty lingering, many leaders are asking the same question: Is the labor market starting to crack? Lauren breaks down what’s really behind the data, from temporary healthcare job losses to ongoing labor shortages in key industries like manufacturing and construction. She also explores why wages are still rising and what that means for inflation, interest rates, and the Federal Reserve’s next mov...
The Rate Update —Mortgage Rates Hit This After Iran News — Lock or Float?
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>Today we break down WHY and answer the big question:<br>👉 Should you LOCK or FLOAT right now?</p><p>👇 Get notified the SECOND rates hit your target<br>https://www.therateupdate.com/rate-watch</p><p>📞 Want a personalized mortgage strategy?<br>https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05</p><p>Welcome to The Rate Update.</p><p>We break down mort...
Fannie Mae just accepted Bitcoin as collateral
Fannie Mae now accepts Bitcoin and USDC as mortgage collateral. BTC is down -3.25%. ETH down -5.13%. The market is selling while the infrastructure is being built around it.<br /><br />Today's key developments:<br />• Fannie Mae will now accept Bitcoin and USDC as mortgage collateral — a first for U.S. housing finance, structured through Coinbase and Better Home.<br />• MARA Holdings sold $1.1 billion in Bitcoin to buy back debt — and the stock jumped 10% on the news.<br />• Stand With Crypto — the Coinbase-backed advocacy group — just launched a voter hub and endorsed congressional candidates ahead of the November 2026 midterms.<br /><br /><br />📰 R...
The road (or light-rail) to the World Cup
<p>Starting in mid-June, soccer fans will flock to 16 cities across North America for the World Cup. Each match will draw tens of thousands of fans, many of whom will take public transit. That’s spurred transit agencies in host cities to expand service or finish big infrastructure projects. We'll learn more. But first, a quick update on the Middle East and a look at changes to the state and local tax deduction.</p>
What's next for the USMCA?
<p>The Trump administration is reviewing the United States-Mexico-Canada Agreement, which comes up for renewal this year. The USMCA replaced NAFTA, was an economic cornerstone of President Donald Trump's first term, and accounts for more than $4 billion worth of cross-border trade. Thing is, it didn't live up to its promises of spurring manufacturing jobs. What might come next? But first, we dig into the anxiety that comes with surviving multiple rounds of layoffs.</p>
594 Legendary Replacements
<p >Huge Weekend complete!</p> <p >Tapping into the greatness of the MXPX community</p> <p >Bootlegs?</p> <p >Seattle Sports, professional sports, legendary trades and how it relates to band members coming and going.</p> <p >Any questions or comments 1-360-830-6660</p> <p >MXPX is coming!</p> <p >MARCH with The Ataris</p> <p >-Thursday March 26 - Washington DC at 9:30 Club</p> <p >-Friday March 27 - Norfolk, VA at The Norva</p> <p >-Saturday March 28 - Charlotte, NC at The Fillmore</p> <p >-Sunday March 29 - Charleston, SC at Charleston Music Hall</p> <p >APRIL</p> <p >Sat...
It's Coca Thursday! MLB season predictions! Private equity in baseball! ABS will make umps BETTER! (Episode 1431 Hour 2)
<p>It's Coca Thursday! Coca (me) walks you through his picks for the baseball season! From division winners to Wild Card teams to World Series picks to awards! Comment below where I will be wrong!!!!!</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>
So You Wanna Talk to Samson!? Does Boone make the lineups? Kalshi without sports? NBA ending 65-game rule? (Episode 1430 Hour 2)
<p>Call us and complain: 631-377-4869</p> <p> It’s time for So You Wanna Talk to Samson!? Someone asked me about Aaron Boone and his lineup card. He did a sit-down with The Athletic and he tried to dispel a big myth. (6:35) What is the latest on the prediction markets? The US government is going after them. (20:33) Let’s talk Survivor! My favorite! (25:00) Can I be a Rays fan if I moved there even though I was a Phillies fan for 40 years? (30:03) What happened at La Guardia should not have happened. We are living in a tough time. (37:30) The...
How WalletConnect Became the $400B Web3 Connectivity Layer, with CEO Jess Houlgrave
<p>In this episode, Lex speaks with Jess Houlgrave, CEO of WalletConnect. In this episode Jess explains how WalletConnect bridges wallets and decentralized applications (dApps), simplifying secure blockchain interactions for millions of users.</p><p>Together, Lex and Jess discuss the platform’s origins, technical innovations, and massive scale - supporting over 700 wallets and 70,000 projects. The conversation covers challenges in integrating traditional finance with Web3, regulatory compliance, and WalletConnect’s decentralized, token-incentivized network. Jess also shares insights on the future of on-chain commerce, global adoption trends, and the evolving relationship between fintech and blockchain infrastructure.</p><p>NOTABLE DISCUSSION POINTS:</p>Wa...
#338 Unlocking the Power of Agentic AI: A Beginners Guide
Curious about how AI is transforming the tech landscape? Join Dr. Darren, your knowledgeable host of Embracing Digital Transformation, as he chats with Craig McLuckie, founder and CEO of Heptio. Together, they unpack the burgeoning world of Agent AI, explore its unique capabilities and challenges, and consider what the future holds for this rapidly evolving technology, which is highly relevant for AI enthusiasts and digital transformation stakeholders. ## Key Takeaways: - Dynamic Decision-Making: Agent AI utilizes large language models to turn data into actionable knowledge, showcasing its powerful potential to inspire confidence and curiosity in the audience. - **Asynchronous Value Creation...
TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 2
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.</p><p>Today we break down WHY and answer the big question:<br>👉 Should you LOCK or FLOAT right now?</p><p>📉 Track Mortgage Rates (FREE)</p><p>👉 https://www.therateupdate.com/rate-watch</p><p>📞 Get a Personalized Mortgage Plan</p><p>👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05</p><p>Welcome to The Rate Update</p><p>We break down mortgage rates, infla...
Building the $500MM+ Binance-based Digital Asset Treasury, with BNB Network CEO David Namdar
<p>In this episode, Lex speaks with David Namdar - CEO of the BNB Network Company, kicking off with his journey from early Bitcoin adoption in 2012 to co-founding Galaxy Digital and now leading the BNB Network Company. Namdar explains the evolution of public markets’ engagement with crypto, highlighting how regulatory hurdles and speculative cycles shaped market participation. He outlines the rise of Digital Asset Treasury (DAT) companies, crediting Michael Saylor’s MicroStrategy for pioneering the model by converting $400 million in cash to Bitcoin - now holding over $75 billion in BTC. We examine how Binance, with 290 million users and 40% of global cryp...
Building the $3B Ethereum Treasury Company, with SharpLink CEO Joseph Chalom
<p>In this episode, Lex chats to Joseph Chalom, CEO of SharpLink, a Nasdaq-listed leader in digital asset treasury management focused on Ethereum. Joseph shares his journey from BlackRock and the Aladdin platform to pioneering digital asset strategies, including staking and tokenization. The discussion explores the evolution of fintech, the integration of crypto into institutional finance, and the future of decentralized finance (DeFi) and AI-powered financial agents. </p> <p>Joseph highlights SharpLink approach to making Ether productive for investors and the growing institutional adoption of blockchain technologies.</p> <p>NOTABLE DISCUSSION POINTS:</p> SharpLink’s scale and “productivity” pitch for ETH<br>...
#332 Can AI Strengthen Democracy? The Future of Government Services
<p>Can digital transformation truly enhance democracy? Join Dr. Darren, Chief Enterprise Architect and passionate educator, as he discusses the critical intersection of technology, public policy, and citizen engagement with Catherine Friday, Global Managing Partner at EY. In this episode, they explore the pressing need for governments to embrace AI while maintaining transparency and public trust. ## Key Takeaways: - **The Importance of AI in Government:** AI can vastly improve efficiency and citizen experience, but it must be deployed carefully with public trust in mind. - **Transparency is Key:** Governments must communicate openly about how AI is utilized and provide clear...
The Rate Update —The Iran War Just Spiked Oil Prices — And Your Mortgage Rate
<p>Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.</p><p>🚨 Mortgage rates are no longer just about the Fed… they’re now tied to OIL.</p><p>With rising tensions involving Iran and potential disruption in the Strait of Hormuz, oil prices are spiking — and that creates inflation pressure almost immediately.</p><p>And when inflation rises…<br>👉 the bond market reacts<br>👉 the 10-Year Treasury moves<br>👉 mortgage rates follow</p><p>So the real question is:<br>👉 Are mortgage rates about to spike next?<br>👉 And more importantly… should you LOCK or FLOAT right now?</p><p>In t...
Nasdaq gets SEC approval for tokenized stocks
Nasdaq gets SEC approval for tokenized stocks. BTC fell 3.67% on Fed rate-hold. Market sold macro. Missed the structural story.<br /><br />Today's key developments:<br />• Nasdaq is set to launch tokenized stock trading after receiving SEC approval.<br />• Lawmakers have reached an 'agreement in principle' on stablecoin yield treatment within a sweeping crypto bill.<br />• Grayscale has filed for a new ETF focused on Hyperliquid, an on-chain derivatives DEX.<br /><br /><br />📰 Read the full Daily Pulse: https://pulse.tokenmetrics.com/p/new-post-180b?utm_source=spreaker&utm_medium=audio&utm_campaign=daily_pulse_podcast<br /><br />🔔 Subscribe for daily crypto marke...
Manufacturing Rebounds, But Rising Uncertainty Threatens 2026 Growth | TrendsTalk
This week on TrendsTalk, ITR Economist Taylor St. Germain breaks down encouraging signs in manufacturing and capital expenditure growth, offering a much-needed positive outlook after a prolonged downturn. But with economic uncertainty beginning to rise again, how confident should businesses be in their 2026 plans? Learn what the latest data is signaling, where growth is coming from, and what risks could impact your strategy moving forward.
How To Become Unrecognizably Successful in 2026
<p>After a decade as an entrepreneur, I’ve realized success follows seven specific laws. In this episode, I share the raw truth about why private victories come before public applause, how your partner determines your ceiling, and why you must reinvest everything into yourself as your greatest asset. We will also discuss choosing the right business vehicle with unlimited "respawns", removing your ego when you inevitably fail at first, and combining new money hunger with old money patience. Ultimately, if you want the glory, you need the guts to act. I’m rooting for you</p><p> </p><p>Lear...
#330 Disaster Recovery for Executives: Why Cloud & SaaS Are NOT Enough
Disaster recovery is a crucial yet often overlooked aspect of business continuity. Join Dr. Darren as he converses with Tom May, CEO of Different Dev, about why cloud solutions and Software as a Service (SaaS) aren’t enough for comprehensive disaster recovery. Discover actionable insights that can help safeguard your business against unexpected calamities. ## Key Takeaways: - Understanding that effective disaster recovery requires ongoing effort, not a “one and done” approach. - Prioritize critical business systems based on how quickly they need to be operational after a disaster. - The importance of having a Business Impact Analysis (BIA) to determine the co...
CertainTeed Business Building Workshop (BBW) Miami, FL
<p>RoofersCoffeeShop® LIVE hits the road for this special episode of Roofing Road Trips® from the CertainTeed Business Building Workshop (BBW), where we sit down with roofing contractors who are investing in their businesses, teams and long-term success through one of the industry's most respected development programs. In this episode, contractors share their experiences at BBW, discuss why ongoing education and peer collaboration are critical to raising the bar across regional markets and highlight the leadership, operational strategies and actionable ideas they are taking home for 2026 and beyond. The conversation also explores emerging trends, growth opportunities and the value of strong...
Population growth in the U.S. is slowing
<p>Population growth is slowing in most counties in the U.S., according to new population estimates from the Census Bureau. During that time, 310 of the 387 U.S. metro areas had slower population growth, with dramatic declines along the U.S.-Mexico border. This largely has to do with a big decrease in net international migration. Then, later in the program, we have a deep dive into the current state of the pawn shop economy.</p>
#602 The Business of Living
<p >The Business of Living</p> <p >Diving deeper into how things get done and more.</p> <p >Questions or comments? Leave a voicemail: 360-830-6660</p> <p > </p> <p >X/Twitter: twitter.com/mikeherreraTD</p> <p >Facebook: facebook.com/mikeherreraTD</p> <p >Instagram: instagram.com/mikeherreraTD</p> <p >MXPX.com: mxpx.com</p> <p >UPCOMING MxPx SHOWS:</p> <p >Mar 27 -- 9:30 Club, Washington DC (w/ The Ataris)</p> <p >Mar 28 -- The NorVa, Norfolk, VA (w/ The Ataris)</p> <p >Mar 29 -- The Fillmore, Charlotte, NC</p> <p >Mar 30 -- Charleston Music Hall, Charleston, SC</p> <p >Apr 11 -- Mi...
ICE agents are at airports. TSA agents aren't really sure why.
<p>TSA agents have been working without pay for more than a month, while ICE agents have started arriving at airports to assist with security lines. Today, we'll hear what reps for TSA agents have to say. Plus, from "Marketplace Tech," the Commodities Futures Trading Commission is looking at new rules for prediction markets like Kalshi and Polymarket. Then we'll help you make sure you're not leaving money on the table when doing your taxes this year.</p>
