Corporate Finance Explained | Cash Flow Forecasting
<p>In this episode of Corporate Finance Explained on FinPod, we break down cash flow forecasting, why profitable companies still fail, and how liquidity, not earnings, determines whether a business survives. This episode explains how companies can look strong on the income statement while quietly heading toward a cash crisis.</p><p>Many businesses don’t collapse because they’re unprofitable. They fail because they run out of cash. Understanding the differences between profit, EBITDA, and cash available is one of the most critical skills in corporate finance. This episode shows how cash flow forecasting reveals timing risk, funding gaps, and...
14 min
2026 January 22
High Yield Risks
<p>In this episode of Talking Real Money, Don and Tom take aim at “magical” high-yield investments, focusing on why junk bond funds often behave more like risky stocks than stable bonds. Drawing on research from Larry Swedroe, they explain how high fees, high turnover, and economic sensitivity undermine the appeal of high-yield funds—especially during recessions. They reinforce the core principle that higher returns always mean higher risk and argue that investors are usually better served taking risk in equities and safety in high-quality bonds. Listener questions cover HSAs in retirement, Roth IRAs for young investors, backdoor Roth conversions, and th...
Hot to Not
<p>In this episode of Talking Real Money, Don and Tom dig into the Washington State pension system’s heavy exposure to private equity, sparked by Jason Zweig’s Wall Street Journal reporting and a Seattle Times investigation. They explain why high fees, opaque valuations, and lack of liquidity make private equity especially dangerous for public retirement funds—and why Washington leads the nation in risk. The conversation expands to compare pension strategies across states, question governance and oversight, and warn retirees about the real-world consequences of excessive risk. Later, the hosts respond to a listener trapped in a high-fee, active...
Trump’s Hidden Mortgage Stimulus from Fannie & Freddie | Joseph Wang on GSEs, Kevin Warsh, Powell, and Dollar Hedging
<p>This episode is brought to you by the Pictet AI Enhanced International Equity ETF ($PQNT): https://etf.am.pictet.com/pqnt/</p> <p><br></p> <p>In this interview, Joseph Wang of FedGuy.com discusses various levers the Trump administration could pull to lower mortgage rates, even without the Federal Reserve's direct involvement. These include directing government-sponsored enterprises like Fannie Mae and Freddie Mac to increase their mortgage holdings, potentially by lifting their current portfolio caps. Wang also notes that expanding access to cheap financing from Federal Home Loan Banks for mortgage REITs could be another avenue. Beyond housing...
Podcasts
Navigating the Volatile Market 2/2/26
<p>Scott Wapner and the Investment Committee debate the volatility in the market and how you should position your portfolio to navigate it. Plus, the desk share their latest portfolio moves, including a JOET rebalance. And later, we get to the Setup on some key Committee names reporting in the next 24 hours. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Shutdown Looms as House Democrats Battle DHS Officials
<p>[00:18:27] Allen West</p> <p> </p> <p>[00:36:51] Jennifer Sey</p> <p> </p> <p>[00:55:14] Rep. Tony Gonzales</p> <p> </p> <p>[01:13:40] Karl Rove</p> <p> </p> <p>[01:32:03] Lionel Shriver</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>
Is the Age of Reckless Lending Coming To An End? | Oaktree’s Raghav Khanna on Private Credit, Software, and How Oaktree Correctly Saw First Brands' Red Flags
<p>This episode is brought to you by CAIA.nxt. Learn more about their alternatives education courses for investment advisors and get 10% off with code MMTEN: https://caia.org/content/welcome-monetary-matters-and-other-peoples-money-listeners</p> <p> </p> <p>Raghav Khanna, managing director at Oaktree’s Global Private Debt strategy, joins Jack to discuss the ins and outs of the credit industry. Raghav offers insight into the opaque world of lending, including his opinions on the First Brands Group fiasco, private credit, and artificial intelligence. Raghav not only explains recent trends in credit, but gives his thoughts on where things may be headed as tech...
749 investing in regional NSW: Tamworth, Orange & Dubbo
<p>Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about:</p><br><p>👉🏾 how regional markets differ from capital cities</p><p>👉 investor profiles that Marcus works with</p><p>👉🏻 areas that Marcus buys in and why</p><p>👉🏽 Tamworth deep dive - blue chip areas, price points</p><p>👉🏿 what type of property performs best in Regional NSW</p><p>👉🏼 risks of buying in regional towns</p><p>👉🏾 Marcus's 3-5 year outlook for regional NSW</p><p>👉 infrastructure growth</p><p>👉🏽 some case studies</p><p>👉🏼 w...
Node.js Performance, Kubernetes, and Why “Fast” Isn’t Always Fast - JSJ 702
In this episode of JavaScript Jabber, I sat down with Matteo Collina—chair of the Node.js project and founder of Platformatic—for a deep, no-fluff conversation about Node.js performance in the real world. We dug into what actually happens when you run Node at scale, especially with server-side rendering, Kubernetes, and modern frameworks like Next.js.<br /><br />We also challenged some popular assumptions—like whether newer runtimes automatically mean better performance—and explored how benchmarking, flame graphs, and smarter scheduling can completely change the reliability of production systems. If you’re running Node in Kubernetes, doing SSR, or trying...
Why Silver Is Flowing East | Alex Campbell on Solar, Scarcity, and the Six-Sigma Silver Crash (Plus: SaaS & AI)
<p>This episode is brought to you by the Pictet AI Enhanced International Equity ETF ($PQNT): https://etf.am.pictet.com/pqnt/</p> <p><br></p> <p>Alexander Campbell, founder of Rose AI and former head of commodities at Bridgewater, joins the show to dissect the structural drivers behind the silver market and the transformative potential of artificial intelligence. Campbell details the "Silver Squeeze" thesis, attributing the metal's volatility to a combination of inelastic industrial demand from solar manufacturing and speculative capital flight out of China. He clarifies complex market dynamics, specifically the "Shanghai Premium" and the logistical friction involved...
Chinese Bio Labs Found in the U.S.?
<p>[00:18:26] Anthony Munoz</p> <p> </p> <p>[00:36:50] Sen. Jon Husted</p> <p> </p> <p>[01:04:25] Lucas Tomlinson</p> <p> </p> <p>[01:13:35] Jonathan Turley</p> <p> </p> <p>[01:32:00] Rod Woodson</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>
Markets ‘Radically Overbought’ And Setup Mirrors 1987 Crash, Says David Rosenberg
<p>Start earning interest in gold: https://Monetary-Metals.com/LinDavid Rosenberg, President of Rosenberg Research & Associates, argues that gold and silver are in a secular bull market driven by central bank buying but are dangerously overbought in the near term, while US equities are in bubble territory with a negative equity risk premium.Watch David Rosenberg's last interview with David Lin: https://youtu.be/8u-Aw4psMyE*This video was recorded on January 26, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https...
How $100B Asset Managers Are Making Tokenized Funds a Reality | Maredith Hannon of WisdomTree
<p>Maredith Hannon, Head of Business Development at Wisdom Tree Digital, joins Other People’s Money to discuss how tokenized real-world assets are taking off at a pace eerily similar to the early growth of ETFs. Crypto enthusiasts have long touted the potential for fund vehicles to be tokenized and put on chain. That story is quickly becoming a reality with rapid AUM growth and established players like WisdomTree with over $100B in AUM quickly launching funds from money market and equity to alternatives like private credit. Hannon also discuss the additional utility that on chain funds provide and how th...
Hedge Funds Pitch
<p>Don and Tom break down why hedge funds’ so-called “comeback” doesn’t justify their massive fees, showing how simple index portfolios continue to outperform. They challenge the idea of allocating even small amounts to speculative assets like Bitcoin, emphasizing academic research and real-world risk. The show covers Roth TSP strategies for young federal employees, the importance of international diversification, and why overcomplicated portfolios rarely add value. They also dismantle “Power of Zero” and life insurance retirement schemes, exposing their sales-driven motives. Throughout, Don and Tom reinforce their core message: disciplined saving, diversification, and simplicity beat hype, sales pitches, and emotional in...
551 the 10 lessons I've learned in 2025 - Merry Christmas and Happy New Year!
<p>In this episode it's time to reflect on the 10 things I have learned in 2025, and its not always about finance. Have a good Christmas and New Year period.</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, click here.</p><p>Any advice is general financial advice only which...
805 our 2026 property predictions: interest rates, apartments, Brisbane & beyond
<p>In today's episode Rach and John delve into their predictions for the property market in 2026, covering:</p><br><p>👉🏼 interest rate uncertainty in 2026</p><p>👉🏽 price growth</p><p>👉🏾 cap city outlook</p><p>👉🏿 Brisbane: hype or real momentum?</p><p>👉🏻 Sydney affordability & growth limits</p><p>👉 regional market outlook</p><p>👉🏼 apartment growth</p><p>👉🏽 lending landscape for first home buyers & investors</p><p>👉🏾 rental squeeze & housing pressure</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast</p><br><p>We're on Youtube! S...
Brad Gerstner, Jensen Huang and Treasury Secretary Scott Bessent join us live 2/6/26
<p>Scott Wapner and the Investment Committee are live in Santa Clara outside Levi's Stadium ahead of the big game on Sunday. Altimeter Capital's Brad Gerstner joins us for the hour to discuss the tech & software selloff, the markets and more. Plus, Nvidia CEO Jensen Huang gives us his view of the AI trade, competition with China, and where he sees tech going from here. And later, Treasury Secretary Scott Bessent joins us to discuss the Kevin Warsh nomination to Fed Chair, Trump accounts, the dollar and the markets. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an...
First Lady Melania Trump on the Brian Kilmeade Show
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Corporate Finance Explained | Project Finance and Funding Large Scale Investments
<p>In this episode of Corporate Finance Explained on FinPod, we break down project finance and explain how companies fund massive infrastructure projects without putting their entire balance sheet at risk. From wind farms and data centers to toll roads and power plants, project finance is the financial structure that makes the physical world possible.</p><p>Building billion-dollar assets comes with enormous construction, demand, and regulatory risk. This episode explains how project finance isolates that risk through special purpose vehicles (SPVs), non-recourse debt, and strict cash flow waterfalls. We explore why lenders focus on a project’s cash flows ra...
“Software Earnings Massacre” While Precious Metal Vol Explodes | Jack & Max on Silver, Fed Meeting, and Earnings
<p>This Monetary Matters episode is brought to you by Fiscal.ai. Sign up for a 2-week free trial and get 15% off any paid tier at: https://fiscal.ai/mm/</p> <p><br></p> <p>The relentless surge in precious metals continues, with gold seeing gains in all but three trading days this year and silver holding above $110 despite some analyst warnings that the rally may be nearing an end. While some attribute these moves to a "debasement trade" or a weakening US dollar, the speakers argue that silver’s rise is primarily driven by real industrial demand and supply shor...
803 lending landscape: bank appetite, trust lending, self-employed, fixed vs variable + more with Joe Carroll
<p>In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening in the lending landscape right now. They discuss:</p><br><p>👉🏾 the current lending landscape as at January 2026</p><p>👉🏿 Joe's tips to multi-investors</p><p>👉🏻 APRA, DTI limits & what it really means for investors</p><p>👉 the trust & company lending shake-up explained</p><p>👉🏼 the power of getting valuations and unlocking equity</p><p>👉🏽 Joe's tip for first-time property buyers</p><p>👉🏾 increased flexibility for self-employed people</p><p>👉🏿 rate rise expectations & should you fix?</p><p>👉🏻 negotiating your own ra...
Don't Stop Saving
<p>Don and Tom take on Elon Musk’s claim that AI will make retirement saving obsolete, pushing back hard on the idea that technology or billionaires will somehow fund everyone’s future. They examine why universal basic income is politically and mathematically unrealistic, remind listeners that past tech revolutions didn’t magically create widespread wealth, and reinforce the importance of steady, diversified investing. The episode also tackles listener questions on HSAs, 529 rollovers, taxable account strategy, and tax efficiency, while weaving in commentary on work, purpose, behavior, and—once again—the ongoing menace of gas-powered leaf blowers.</p> <p>0:04 Fear of AI and...
Debt 'Reckoning' Is Here Warns CEO, Here's What Happens To Gold | Dan Wilton
<p>For more information on First Mining Gold (TSX: FF | OTCQX: FFMGF), check out their website: https://firstmininggold.com/Dan Wilton, CEO of First Mining Gold, believes that gold's rise from $2,000 to $5,000 over two years reflects a breakdown in global fiscal discipline and geopolitical trust, and he argues that gold miners remain dramatically undervalued because we are still early in this cycle.*This video was recorded on January 25, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https://open.spotify.com/show/510...
The AI Spend-A-Palooza 2/5/26
<p>Scott Wapner and the Investment Committee are live from San Francisco to debate the surge in AI spending and how you should trade it. Plus, the desk share their latest portfolio moves. And later, we've got not one, but two legendary NFL Quarterbacks joining us: Four time Super Bowl Champion Joe Montana and Super Bowl 17 winner Joe Theismann. They discuss football, business and investing. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
601 this is what I do in January
<p>In this episode we cover some of the basic things I do every January to kick start the calendar year.</p><br><p>👉🏾 review budgets</p><p>👉🏿 protect my downside risk</p><p>👉🏻 review debts, interest rates, terms and condition</p><p>👉 keep investing</p><p>👉🏼 review all insurances</p><p>👉🏽 practice giving</p><p>👉🏾 make goals for the year</p><br><p>Past episodes on budgets:</p><p>545 budgeting types explained</p><p>218 budgeting strategies</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehom...
Alternative Employment
<p>Don and Tom step away from pure investing talk to explore how AI, layoffs, and stagnant wages are reshaping career paths—especially for young people and midlife career changers. Drawing on a Wall Street Journal article, they make the case that skilled trades and blue-collar careers are increasingly attractive alternatives to vulnerable white-collar jobs. They discuss service advisor roles, union trades, and apprenticeship paths, then pivot to listener questions on Robinhood bonuses, switching to financial advising later in life, and the risks of moving from AVGE to AVGV. Throughout, they emphasize self-knowledge, discipline, and long-term thinking—whether choosing a care...
Markets To ‘Go Vertical’ Before They ‘Blow Up And Crash’; Investor Sounds Alarm | Clem Chambers
<p>Click the link http://kalshi.com/r/LIN or download the Kalshi App and use code LIN to sign up and trade today!Clem Chambers, Founder of ANewFN, explains why he sold silver at the top and predicts copper will be the next asset to go parabolic, Bitcoin will fall into the 30s during a prolonged winter, and the stock market will bubble then crash within two years.Watch Clem's last interview with David: https://youtu.be/uigWbGRWAK8*This video was recorded on February 4, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount...
605 what is the J curve?
<p>In this episode Dev explains what a J curve is, touching on:</p><br><p>👉🏾 how does the J curve help venture capital and private equity investors</p><p>👉🏿 the stages of a J curve</p><p>👉🏻 what influences the J curve</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, cl...
The politics don't support it: Rep. Tony Gonzales on legal path forward for migrants
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Making Monorepos Breakproof with Anton Stoychev - JSJ 694
In this solo-hosted episode, I (Steve Edwards) dive deep into the world of modern monorepos with special guest Anton Stoychev from Yotpo. Anton shares his journey from the early days of PHP and IE6 nightmares to his current work in front-end infrastructure, performance optimization, and developer tooling.<br /><br />We talk about the challenges of managing dependencies, upgrading tools without breaking your codebase, and the evolution of developer experience across teams and companies. Anton also introduces Breakproof, Yotpo’s open-source monorepo template designed to make dependency management and tool upgrades painless—even when working with multiple Node.js versions, runtimes like...
Are Mega-Cap Expectations too High? 1/29/26
<p>Scott Wapner and the Investment Committee debate Microsoft sinking the tech sector and whether mega-cap expectations are too high. Plus, the Committee share their latest portfolio moves. And later, Josh Brown spotlights Nucor in his "Best Stocks in the Market."</p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Breaking Down the Precious Metals Bull Market, Natural Gas, Intel’s Disappointment, & the Small Cap Surge | Jack & Max
<p>This Monetary Matters episode is brought to you by Fiscal.ai. Sign up for a 2-week free trial and get 15% off any paid tier at: https://fiscal.ai/mm/</p> <p><br></p> <p>Jack & Max break down the bull market in silver and gold, how they are expressing their bullish views via royalty companies, and debate whether we are approaching peak prices. They also discuss surging natural gas prices, what Intel’s disappointing earnings mean for the AI bull market, and the strong performance from small caps so far in 2026. </p> <p><br></p> <p>Follow Max Wiethe on T...
604 how does war & global conflict affect investment markets?
<p>In this episode Dev discusses the various wars and conflicts across the decades and how they've affected the markets. He also unpacks why this is the case, plus the concepts justice of war vs justice in war.</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, click here.</p><...
Corporate Finance Explained | Corporate Culture and Financial Performance
<p>In this episode of Corporate Finance Explained on FinPod, we break down how company culture affects financial performance and why culture should be treated as a real asset or a serious liability. This episode shows how work culture directly shapes forecasting accuracy, capital allocation, risk management, and long-term value creation.</p><p>Culture is not what a company says in its mission statement. It’s what gets rewarded, tolerated, and ignored. From a finance perspective, those behaviors eventually show up in the numbers through turnover costs, project ROI, safety and compliance risk, and the quality of decision-making. This episode wa...
Spec-Driven Development and the Future of AI IDEs with AWS’s Kiro - JSJ 693
In this episode of JavaScript Jabber, I sit down with AWS’s Clare Liguori and Erik Hanchett to talk about Kiro, a brand-new AI-powered IDE that’s reimagining the way developers build software. We dive into how Kiro takes “AI-assisted coding” to a new level through spec-driven development — a process that focuses on defining requirements and collaborating with AI to break projects into clear, manageable tasks.<br /><br />We unpack what sets Kiro apart from tools like Cursor and Copilot, explore its supervised vs. autopilot coding modes, and even talk about how it handles UI design, planning, and complex legacy codebases...
Corporate Finance Explained | The Finance Behind Corporate Sustainability
<p>"Going green" has transitioned from a PR commitment to a core financial strategy. For corporate finance teams, the challenge is no longer whether to invest in sustainability, but how to fund it while delivering long-term financial returns.</p><p>In this episode of Corporate Finance Explained on FinPod, we move past the buzzwords to explore the specific financial mechanics, specialized debt instruments, and ROI frameworks used to fund the global corporate energy shift.</p><p>The Sustainability Toolkit: How Companies Fund the Transition</p><p>Finance teams have moved beyond simple carbon offsets to a sophisticated mix of capital t...
2248: Bitcoin 2026 Supercycle Thesis Evolves as Timing Shifts
<p >Bitcoin is navigating a violent reset phase — but the bigger question isn't whether the supercycle thesis is dead, it's when it reasserts itself. In this episode, we break down why the 2026 Bitcoin supercycle narrative is evolving, not disappearing, as market timing expectations adjust to liquidity, regulation, and institutional behavior.</p> <p >We examine the recent $60K selloff, heavy liquidations, and bearish calls suggesting the move marks a midpoint in a broader drawdown — and contrast that with ETF inflows returning, signaling renewed institutional engagement beneath the surface. On-chain metrics like the Mayer Multiple point to stress conditions similar to prior cycl...
Jonathan Turley: Rage and the Republic
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The Brian Kilmeade Show 02-09-2026
<p>The Brian Kilmeade Show 02-09-2026</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>
Historic Gold Breakout: Bigger ‘Upside’ Ahead, Says CEO Who Called Rally | Joe Ovsenek
<p>Learn more about Tudor Gold here: https://tudor-gold.com/ and on X (https://x.com/TUDGoldCorp)Joe Ovsenek, CEO of Tudor Gold, explains why gold at $5,000 is sustainable due to central bank buying and a shifting multipolar world, and outlines his company's plans to develop a high-grade underground mine at their project in British Columbia.Watch Joe's last interview with David: https://youtu.be/XLR0taKPZgs*This video was recorded on January 26, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify...
748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme
<p>John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW & VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme.</p><br><p>👉🏾 what APRA’s DTI cap actually is and who it affects</p><p>👉🏿 what's causing prices to continue going upward</p><p>👉🏻 tips for investors amidst the changes</p><p>👉 the winners and losers of NSW/VIC town-centre upzoning changes</p><p>👉🏼 2% shared-equity scheme explained + pros and cons</p><p>👉🏽 a warning about gap finance</p><p>👉🏾 use the shared equity scheme vs live or invest regionally</p><br><p>Check out...
'Just A Matter of Time' Before Markets Implode; What Assets Survive? | Mike McGlone
<p>Start earning interest in gold: https://Monetary-Metals.com/LinMike McGlone, Senior Commodity Strategist at Bloomberg Intelligence, warns that gold, silver, and crypto have all peaked, the U.S. stock market is overdue for a significant correction, and U.S. Treasury bonds are the best trade ahead. Watch Mike’s last interview with David: https://youtu.be/jRLq8TX0MB4*This video was recorded on February 9, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https://open.spotify.com/show/510WZMFaqeh90Xk4jc...
602 mortgage check-ins, medical lending, building pitfalls, offset vs redraw + more
<p>In this episode Dev is joined by returning guest Rachelle Kroon, founder of Sphere Home Loans for a mortgage and lending chat. They discuss:</p><br><p>👉 interest rates in 2026</p><p>👉🏾 why an annual mortgage review matters</p><p>👉🏿 common mortgage traps medical professionals fall into</p><p>👉🏽 why it's important to engage a mortgage broker who specialises in medical lending</p><p>👉🏻 offset vs redraw and why use each</p><p>👉 first home buyer schemes like the 5% guarantee vs shared equity</p><p>👉🏼 how banks locum, sole trader or newly self-employed? how banks really assess income</p><p>👉🏽 how construction loans work</p>...
Investments Can Grow
<p>Tom and Don break down why gold, silver, and individual stocks remain speculative distractions rather than reliable investments, using recent volatility in precious metals and Microsoft as cautionary examples. They explain how globally diversified portfolios helped investors stay steady while fear-driven assets whipsawed. The show tackles retirement allocation risks, high-cost target date funds, and how much risk retirees may actually need to take. Listener questions cover 401(a) rollovers, withdrawal strategies, rebalancing after a decade, tax treatment of tips, collective investment trusts, teacher retirement plans, and high-yield savings accounts—reinforcing the case for low costs, broad diversification, and disciplined investing.</p>...
Iran Attack Imminent? DHS Shutdown Fight Over ICE & Border Funding
<p>[00:00:00] Rep. August Pfluger</p> <p> </p> <p>[00:18:26] Dr. Patrick Spero</p> <p> </p> <p>[00:36:50] First Lady Melania Trump</p> <p> </p> <p>[00:55:12] Shannon Bream</p> <p> </p> <p>[01:13:35] Kennedy</p> <p> </p> <p>[01:32:00] Marc Thiessen</p> <p> </p> <p>[01:43:31] Daryl “Moose” Johnston</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>
Can You Really Trust AI-Generated Code? - JSJ 699
AI is writing more of our code than ever before—but should we actually trust it? In this episode of JavaScript Jabber, I sat down with Itamar Friedman from Qodo (formerly Quoto) to dig into one of the biggest questions developers are wrestling with right now: What happens when AI is generating code, reviewing code, and shaping how we ship software?<br /><br />We explore where AI fits into modern code review, whether developers should be worried about job security, and how human responsibility still plays a critical role—even in an AI-powered workflow. From guardrails and quality standards to the...
2239: Bitcoin 10X Case Emerges — $17 Trillion Market Cap by 2035
<p >Bitcoin isn't competing with gold anymore — it's aligning with the next global system: AI-driven capital allocation.</p> <p >In today's show, we break down why Bitcoin is increasingly being framed as the native money of the AI economy and how that narrative supports a 10X move toward a $17 trillion market cap by 2035.</p> <p >This isn't short-term price chatter. It's about structure, incentives, and where capital flows when automation accelerates.</p> <p >Today's key topics include:</p> <p >• Why AI economies demand hard, neutral money</p> <p >• The math behind a $17T Bitcoin market cap</p> <p >• How Bitcoin compares t...
The SaaS Reckoning, Consumer Trends, & AI Disruption: The Macro & Micro Signals That Matter in 2026 | Deiya Pernas
<p>Deiya Pernas, co-founder of Pernas Research, has crushed the market and compounded at over 30% since he and his partners began tracking their portfolio in 2017. In this interview, Deiya examines 10 key micro and macro questions that he believes could be the key to continued outperformance in 2026, including questions around SaaS spend, white collar hiring, home buying in a lower rate environment, consumer spending trends, and more.</p> <p><br></p> <p>Learn more about Pernas Research: https://pernasresearch.com</p> <p><br></p> <p>Follow Pernas Research on Twitter: https://x.com/pernasresearch</p> <p>Follow Max Wiethe on Twitter...
550 are non concessional contributions worth it?
<p>In this episode Dev unpacks:</p><br><p>👉🏾 what is a non concessional contribution</p><p>👉🏿 the bring forward rule</p><p>👉🏻 what happens if you breach the $120k cap</p><p>👉 pros and cons of making non concessional contributions</p><p>👉🏼 downsizer contributions</p><p>👉🏽 the Government co-contribution</p><p>👉🏾 what Dev does</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional an...
Brit Hume: Seeing community members swept in ICE raids can be heartbreaking
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2247: $779B Asset Manager Says Bitcoin Will Surge to $150,000 This Year
<p >As Bitcoin trades through short-term uncertainty, long-term conviction is quietly strengthening. In this episode, we examine why dip narratives toward $50K are colliding with aggressive buying from whales, institutions, and corporate treasuries — and why a $150,000 Bitcoin target is back in focus for this year.</p> <p >We break down how crypto investment outflows are easing after weeks of heavy selling, signaling seller exhaustion rather than renewed risk. At the same time, on-chain data shows Bitcoin whales scooping up roughly 40,000 BTC near the $60K level, while Strategy adds $90M in Bitcoin even as price trades below its cost basis — a clas...
Corporate Finance Explained | Scenario Planning and Sensitivity Analysis in Uncertain Markets
<p>In this episode of Corporate Finance Explained on FinPod, we examine corporate scenario planning and why it has become a core capability for finance teams operating in volatile and uncertain environments. As interest rates, input costs, and demand conditions shift faster than traditional planning cycles can absorb, single-point forecasts increasingly fail to support effective decision-making.</p><p>This episode explains how scenario planning differs from conventional forecasting. Rather than producing one “most likely” outcome, scenario planning evaluates multiple plausible futures and translates those outcomes into concrete financial and operational decisions. When used properly, it allows finance teams to anticipate pres...
2240: Epstein and Bitcoin: Leaked Emails Reveal Elite "Anti-BTC" Pressure
<p >As Bitcoin prints its fourth consecutive red monthly candle, newly resurfaced emails reveal discussions of "anti-Bitcoin pressure" involving Jeffrey Epstein and elite power brokers — raising serious questions about coordinated efforts to suppress BTC during its early years.</p> <p >At the same time, institutions are fleeing crypto markets with $1.7B in weekly outflows, Ether treasury firms face massive unrealized losses, and macro uncertainty grows following Trump's Federal Reserve nomination. Yet amid the panic, Michael Saylor's Strategy continues stacking Bitcoin, deploying $75.3M as BTC briefly dips below $75K.</p> <p >In today's episode, we connect the dots between Epstein, elite infl...
804 investing in regional QLD: Sunshine Coast, Ipswich & where the next growth is
<p>Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about:</p><br><p>👉🏼 Luke’s background & becoming a buyer’s agent</p><p>👉🏽 how Covid changed QLD property forever</p><p>👉🏾 Sunshine Coast & Gold Coast growth explained</p><p>👉🏿 regional QLD hotspots investors overlook</p><p>👉🏻 Ipswich deep dive</p><p>👉 Luke’s tips for investors buying in today's property climate</p><p>👉🏼 managing flood and fire risks of buying in SE QLD<...
549 mental health in medicine: what doctors don’t talk about (with Dr Ava)
<p>In this episode Dev sits down with psychiatrist Dr Ava for an honest, unfiltered look at mental health in the medical profession. They unpack why doctors and healthcare workers aren’t immune to burnout, depression or family violence, how stigma keeps people silent and the real financial fallout when your health crashes. The episode touches on:</p><br><p>👉🏽 why mental health issues show up so strongly in medicine</p><p>👉🏾 the signs colleagues should look out for</p><p>👉🏿 burnout, irritability, sick leave patterns & early intervention</p><p>👉🏻 APRA, impairment, and what actually triggers a notification</p><p>👉 how mental health impacts your...
The “Climax Top” In Gold & Silver | Milton Berg, Turning Point Master, on Precious Metals, Bitcoin, and Disturbing December Warning In Stocks
<p>Learn more about the Fundrise Income Fund here:</p> <p>https://Fundrise.com/mm</p> <p><br></p> <p>Recorded in February 6th 2026, technical analyst Milton Berg returns to discuss his market outlook after correctly predicting the major market bottom in April 2025. Although his long-term retail model remains 100% long equities until a specific 8% drawdown occurs, Berg reveals that his institutional portfolio is currently net short across major indices. This bearish institutional stance is driven by rare technical anomalies, including a "disturbing" volatility signal from December and a historic "island reversal" pattern in the Russell 2000. Berg admits the current market...
Markets To ‘Go Vertical’ Before They ‘Blow Up And Crash’; Investor Sounds Alarm | Clem Chambers
<p>Click the link http://kalshi.com/r/LIN or download the Kalshi App and use code LIN to sign up and trade today!Clem Chambers, Founder of ANewFN, explains why he sold silver at the top and predicts copper will be the next asset to go parabolic, Bitcoin will fall into the 30s during a prolonged winter, and the stock market will bubble then crash within two years.Watch Clem's last interview with David: https://youtu.be/uigWbGRWAK8*This video was recorded on February 4, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount...
Why Astro Is Winning Developers Over with Sagi Carmel - JSJ 697
In this episode, I sit down with developer and speaker Sagi Carmel to dive deep into Astro, why it’s gaining so much traction, and how it compares to frameworks like Next.js, Nuxt, Remix, and SvelteKit. We explore what makes Astro uniquely powerful — from its server-first approach and island architecture to its simplicity, speed, and ability to integrate with any front-end framework you want.<br /><br />Sagi also walks me through real-world use cases, including how he built Israel’s official Census website with Astro, why scoped CSS and server components simplify the development experience, and how tools like HTMX a...
A Better Way
<p>0:04 Dow hits 50,000 while most stocks lag—why it’s a meaningless headline</p> <p>0:59 Robinhood and Palantir slide—speculators start getting nervous</p> <p>1:39 Jason Zweig on low-volatility funds—and why timing them is a trap</p> <p>1:55 Why the Dow is a terrible “index” built on 1890s math</p> <p>3:22 Diversified portfolios quietly up nearly 6% YTD in early 2026</p> <p>3:32 Small-cap value up 13%—the payoff of long-term discipline</p> <p>4:05 “We didn’t predict this”—why diversification beats market bragging</p> <p>4:54 Portfolios should already be built for downturns</p> <p>5:10 The danger of reacting after markets “stumble”</p> <p>7:09 Average vs. median net w...
802 from first home fail to 6 properties worth over $3m (Ryan's story)
<p>In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on:</p><br><p>👉🏾 buying his first home on the Gold Coast in 2009 and selling 5 years later</p><p>👉🏿 rentvesting and buying IP 1 in 2018 in Brisbane</p><p>👉🏻 buying IP 2 in 2020 in Ipswich</p><p>👉 buying IP 3, 4 and 5 in 2022 in Townsville</p><p>👉🏿 buying IP 6 in 2024 in Townsville with the long term goal to retire into it</p><p>👉🏻 his landlord philosophy</p><p>👉 what each prop...
603 TPD insurance is changing: what you need to know with Phil Thompson
<p>In this episode, Dev is joined by returning guest Phil Thompson, CEO and insurance adviser from Skye Wealth to break down the changes to Total and Permanent Disability (TPD) insurance and why it matters. They talk about:</p><br><p>👉🏾 TPD vs trauma insurance</p><p>👉🏿 why some insurers are making changes to TPD</p><p>👉🏻 3 new TPD policies being offered by some insurers</p><p>👉 will more insurers follow suit?</p><p>👉🏽 how will this affect TPD within super?</p><p>👉🏼 some of the things to watch out for if considering switching</p><br><p>Dev Raga Personal Finance is proudly supported by S...
The S&P Crosses Another Milestone 1/28/26
<p>Scott Wapner and the Investment Committee debate the S&P hitting $7,000 for the first time ever. What does it mean for the market and your money. Plus, the desk discusses their top energy plays for 2026. And later, we hit some Committee names reporting earnings tomorrow morning. </p> <p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Trading the Stock Surge 2/10/26
<p>Scott Wapner and the Investment Committee debate the surge in stocks and how you should trade it. Plus, the Committee share their latest portfolio moves. And later, Josh Brown spotlights 'Halo' Stocks in his "Best Stocks in the Market."</p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Corporate Finance Explained | Zero-Based Budgeting
<p>In most companies, budget season is a predictable exercise in "incrementalism," taking last year’s numbers and adding a 5% bump. But what happens when leadership drops a bomb and says, "This year, we start from zero"?</p><p>In this episode of Corporate Finance Explained on FinPod, we explore Zero-Based Budgeting (ZBB), a high-stakes financial framework in which every dollar must earn its right to exist. We unpack the mechanics of ZBB, the "Save to Grow" mindset, and the cautionary tales of companies that saved themselves into obsolescence.</p><p>ZBB vs. Traditional Budgeting: The Logic Flip</p><p>Th...
Navigating the Pullback in Software 2/4/26
<p>Frank Holland and the Investment Committee debate the software volatility and how you should position your portfolio. Plus, the Committee share their latest portfolio moves. And later, we hit the latest Calls of the Day. </p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
Kennedy: Brian has a nice personal history with spackling
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Careers in Finance | Nirav Shah
<p>In this episode of Careers in Finance on FinPod, we sit down with Nirav Shah, founder and partner at Versor Investments, to unpack his path from software engineering to quantitative finance and building a global systematic investment firm. Nirav shares what drove his pivot, how he built deep technical and market expertise, and what it takes to develop an edge in a field where your process is tested every day.</p><p>Nirav’s early career started in computer science and system development, then shifted when he realized his engineering background could become an asset in markets. He explains ho...
2243: Bitcoin Slides to $65K as U.S. States Advance BTC Funds
<p >"Bitcoin is sliding hard today — but states are moving forward like the volatility doesn't matter."</p> <p >Bitcoin is down ~10% on the day, slicing through $65K — and fear is back on the timeline.</p> <p >But while price reacts, policy quietly moves forward.</p> <p >This episode breaks down:</p> <p >• What's actually driving today's sharp selloff</p> <p >• Why state-level Bitcoin funds are advancing during volatility</p> <p >• Virginia's move toward a state Bitcoin reserve</p> <p >• Why crashes often coincide with structural adoption</p> <p >• How Bitcoin continues to be treated less like a trade and more like infrastruct...
$1 Trillion Gold Revaluation? Path To $8,900 Revealed | Ronald-Peter Stoeferle
<p>Sign up for STLLR's exclusive Gold Macro Newsletter at http://stllrgold.com/davidlin. Review their cautionary statements and risk disclosures on SEDAR+Ronald-Peter Stoeferle, Managing Partner of Incrementum AG, argues that gold's bull market is far from over and predicts an $8,900 price target by 2030 as global trust in US treasuries erodes.Watch Ronald''s last interview with David: https://youtu.be/aKg261tJjZk*This video was recorded on January 25, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https://open.spotify.com...
The Truth About AI in Everyday JavaScript Development - JSJ 696
It feels great to finally be back on the mic after a stretch of travel, work, and general chaos, and in this episode we’re diving into a topic that’s been coming up more and more in everyday developer conversations: how to actually use AI in your JavaScript development workflow. This isn’t about adding AI features to your app — it’s about using LLMs and AI-powered tools as part of your day-to-day coding practice.<br /><br />We talk through the tools we each rely on, how they’ve changed the way we write code, where they fall short, and where th...
Gold's Violent Reversal: CEO Predicts Historic 'Buying Frenzy' to $8,000 | Mike Allen
<p>Learn more about StrikePoint Gold here: https://strikepointgold.com/Mike Allen, CEO of StrikePoint Gold (TSX.V: SKP | OTC: STKXF), discusses the recent gold and silver pullback as normal profit-taking after gold hit $5,500, explains why he expects gold to consolidate around $5,000 before climbing to $7,000 or $8,000 over the next several years.*This video was recorded on February 4, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https://open.spotify.com/show/510WZMFaqeh90Xk4jcE34sListen on Apple Podcasts: https://podcasters.spotify.com...
best of 2025: timeless principles of investing
<p>Some investing strategies come and go, but the best ones stand the test of time. Dev shares 5 timeless investing principles to help you build lasting wealth.</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, click here.</p><p>Any advice is general financial advice only which does not...
Corporate Finance Explained | Financial Due Diligence
<p>In corporate development and finance, the excitement of an acquisition often masks the underlying risks. Financial Due Diligence (FDD) is the structured investigation into a company’s total financial health. It is the crucial "forensic" step that moves a deal from celebration to investigation, determining whether a transaction is a winning strategy or a multi-billion dollar mistake.</p><p>The 5 Pillars of Financial Due Diligence</p><p>To assess risk and validate value, finance teams focus on five critical areas in the financial data room:</p><p>1. Quality of Earnings (QoE)</p><p>This is the bedrock of FDD. It...
Redfin’s Chief Economist: This Is the First ‘Real’ Buyer’s Market Since 2008 | Daryl Fairweather
<p>Click the link http://kalshi.com/r/LIN or download the Kalshi App and use code LIN to sign up and trade today!Daryl Fairweather, Chief Economist at Redfin, explains why the US housing market has entered its first real buyer's market since the Great Recession, with mortgage rates keeping demand subdued while sellers remain in denial about falling prices.*This video was recorded on February 9, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify: https://open.spotify.com/show/510WZMFaqeh90...
this is property | property lending: redraw, valuations & bank changes
<p>Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered:</p><br><p>👉🏾 using redraw from your investment loan to buy ETFs (clip from ep740)</p><p>👉🏿 using interest-only IP loans to smash PPOR mortgage faster (clip from ep737)</p><p>👉🏻 how accurate is the CommBank Home Hub property valuation? (clip from ep737)</p><p>👉 is it a good idea to buy an investment property with cash? (clip from ep746)</p><p>👉🏼 Macquarie bank pulls out of trust and company lending (clip f...
801 inside Australia’s real estate industry with Geoff Lucas (former CEO of McGrath and The Agency)
<p>John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate industry. They dive into leadership, high-performance culture, market cycles, what needs to improve and how technology and transparency could reshape buying and selling over the next decade.</p><br><p>👉🏼 Geoff's career background </p><p>👉🏽 franchise vs boutique real estate models</p><p>👉🏾 scaling McGrath & building high-performance culture</p><p>👉🏿 leadership lessons for business owners</p><p>👉🏻 current property market conditions and what can we expect in 2026</p><p>👉 what drives property price growth</p><p>👉🏼 supply shortages...
U.S. Stocks Are Overvalued, But Not In A Bubble | Professor Aswath Damodaran on Equity Valuations, AI Data Center Boom, and “Big Market Delusions”
<p>Learn more about the Fundrise Income Fund here:</p> <p>https://Fundrise.com/mm</p> <p><br></p> <p>In this deep-dive interview, NYU Finance Professor Aswath Damodaran, the "Dean of Valuation," assesses the current state of the U.S. stock market, describing the S&P 500 as richly priced but stopping short of calling it a bubble. He explores the "big market delusion" inherent in the AI revolution, distinguishing between the profitable "architecture" of chips and the highly speculative future of Large Language Models. Damodaran provides a candid look at his own portfolio, explaining why he recently exited his...
How Far Can the Rally Run? 2/9/26
<p>Scott Wapner and the Investment Committee debate how far the rally can run and how you should position your portfolio. Plus, the Committee is making some major portfolio moves, they reveal their strategies. And later, CNBC's Contessa Brewer joins us to discuss sports betting hitting record highs after last night's Super Bowl. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
What’s New in React 19.2: Compiler, Activity, and the Future of Async React - JSJ 700
In this episode of JavaScript Jabber, I sat down with Shruti Kapoor, independent content creator and longtime React educator, to dig into what’s actually new — and worth getting excited about — in React 19.2. While it may sound like a “minor” release on paper, this update delivers some genuinely powerful improvements that can change how we build and reason about React apps.<br /><br />We talked through React Compiler finally becoming stable, how the new Activity component can dramatically simplify state management and UX, what View Transitions mean for animations, and why new tooling like Performance Tracks in Chrome DevTools is such a big...
Careers in Finance | Hayley Rosenlund
<p>Hayley Rosenlund’s career is a masterclass in navigating the high-pressure world of Capital Markets while maintaining personal integrity. From her early days at the LSE to leading sales teams in London and Paris, and eventually transitioning to executive coaching, her journey offers profound lessons on resilience, the "producer" mindset, and the evolving landscape of global finance.</p><p>In this episode of Careers in Finance on FinPod, we explore the grit required to move from a support role to a top producer, the financial reality of the gender pay gap, and how to redefine success when your values sh...
750 from first home to five properties: Chris's investing journey
<p>In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about:</p><br><p>👉🏻 buying with an investor mindset from day one</p><p>👉 how picking locations he knew shaped his strategy</p><p>👉🏼 how he managed serviceability as a single buyer and as the portfolio grew</p><p>👉🏽 learnings: his first property was his worst performer</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachell...
Hard to Stop
<p>Don and Tom examine the long disciplinary history of former broker James Tuberosa and his attempt to reinvent himself as a registered investment advisor through a newly formed firm, highlighting how fiduciary language can be used to mask conflicts driven by insurance commissions. They walk listeners through the importance of reading Form ADV disclosures and explain how regulatory gaps allow questionable practices to continue. The episode reinforces the principle of “buyer beware” before shifting to listener questions on saving for major expenses, evaluating high-fee annuities for elderly retirees, Roth IRA investing for young adults, and the advantages modern investors enjo...
Corporate Finance Explained | Capital Allocation Excellence: How Leaders Decide Where Money Goes
<p>Everyone talks about visionary products and relentless hustle, but what really sets industry giants apart? </p><p>In this episode of Corporate Finance Explained on FinPod, we uncover the often-overlooked force behind the biggest business wins (and failures): capital allocation.</p><p>From Amazon’s bold reinvestment bets to Berkshire Hathaway’s legendary patience, from Apple’s perfectly balanced strategy to GE’s cautionary collapse, we break down how top leaders deploy every dollar for maximum long-term return. And yes, we’ll talk ROIC (Return on Invested Capital) and why it’s the real north star for decision-makers.</p><p>Whether you...
this is property | property investing: location, equity & growth decisions
<p>Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include:</p><br><p>👉🏿 investment property choice: Sydney vs. regional? (clip from ep731)</p><p>👉🏻 claiming travel, tools & repairs for interstate properties as tax deductions (clip from ep740)</p><p>👉 pay off my property or use equity and invest now? (clip from ep731)</p><p>👉🏼 using equity to buy another investment property (clip from ep737)</p><p>👉🏽 what data says about choosing location: post-covid shifts & satellite cities (clip from ep 744)</p><br><p>Have a question for John and Rachelle? Conn...
2242: State Bitcoin Reserves Go Mainstream — Sovereigns Rethink Treasuries
<p >Bitcoin is quietly moving from speculative asset to sovereign reserve strategy.</p> <p >This episode breaks down why governments and state-linked entities are reassessing how treasuries are structured, and why Bitcoin is increasingly being discussed alongside — or instead of — traditional reserve assets.</p> <p >Topics covered:</p> <p >• What "state Bitcoin reserves" actually mean in practice</p> <p >• Why sovereigns are reconsidering treasury diversification</p> <p >• How Bitcoin compares to gold and foreign exchange reserves</p> <p >• What recent whale activity and ETF flows really signal</p> <p >• Why nation-state adoption tends to happen quietly, then all at once</p> <p >For the...
2241: Epstein Files Reveal Early Bitcoin Links — New Questions Emerge
<p >"When the Epstein files touch Bitcoin's early history, it's not about price — it's about power."</p> <p >Newly released emails tied to the Epstein case have reignited discussion around Bitcoin's early years, including previously undisclosed links to early crypto investments and financial intermediaries.</p> <p >This episode examines:</p> <p >• What DOJ-released emails actually show — and what they don't</p> <p >• The significance of an early Coinbase investment tied to Epstein</p> <p >• Why questions around Bitcoin's origins resurface during power struggles</p> <p >• How Bitcoin's neutrality contrasts with elite financial networks</p> <p >• Why resistance often reveals what threatens entre...
Navigating the Tech Sell-Off 2/3/26
<p>Scott Wapner and the Investment Committee debate the sell-off in tech and how you should navigate the volatility in the Mega-Cap names. Plus, the desk share their latest portfolio moves. And later, Josh Brown spotlights three names in his "Best Stocks in the Market."</p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
The Real State of Tech Hiring: AI, Ghosting, and the Developer Drought - JSJ 698
In this episode of JavaScript Jabber, Steve Edwards and I kick things off by catching up on life — from winter weather and marathon training to health journeys, CrossFit, and some behind-the-scenes personal stories that shaped how we think about wellness and longevity. After warming up, we shift our focus to the state of the tech job market, something both of us have been watching closely and experiencing firsthand.<br /><br />We dive into the challenges developers are facing today — especially juniors — and compare our hiring and job-hunting experiences, the impact of AI on resumes and screening, the slowdown in bootcamps, and wh...
best of 2025: how to maximise pay day
<p>In this episode Dev unpacks 8 essential habits and strategies to help you achieve financial stability and long-term success.</p><br><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><br><p>Need a mortgage broker? Check out https://www.spherehomeloans.com.au</p><p>Need to review your personal insurances? Head to https://skye.com.au</p><br><p>To chat with a professional and get help about your situation, click here.</p><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or...
Cold Days Qs and As
<p>In this Friday Q&A episode, Don answers listener questions on handling backdoor Roth conversions with investment gains, whether Avantis or Vanguard makes more sense for bond investing, and why 529 plans have become even more attractive with new Roth rollover rules. He also tackles a puzzling report of inflated ETF pricing on Vanguard’s platform, urging further investigation, and reassures a listener concerned about AVGE’s diversification compared to VT. Along the way, Don emphasizes the importance of low fees in fixed income, the long-term logic behind factor investing, and the reality that taking additional risk is what creates the...
Nice, Warm Questions
<p>In this Friday Q&A episode of Talking Real Money, Don tackles five thoughtful listener questions ranging from confusing 401(k) collective investment trusts and investment club withdrawals to Roth conversion strategies, inflation fears in bond portfolios, and inherited IRA planning. Along the way, he emphasizes transparency over opacity, flexibility over prediction, and discipline over emotion. Don pushes back against fear-driven investing decisions, cautions against large tax moves based on uncertain futures, explains when TIPS do (and don’t) make sense, and praises a listener’s smart inherited IRA-to-Roth strategy. </p> <p>Note: listener call audio has been enhanced with a ne...
2246: Billionaire Warns Bitcoin Is Headed to $750K in 2026 as Money Printing Returns
<p >As Bitcoin trades below recent highs, a growing macro narrative is re-emerging: liquidity is set to return. In this episode, we examine why renewed money printing, shifting rate expectations, and institutional positioning are converging to fuel bold long-term price targets — including a $750K Bitcoin thesis by end of 2026.</p> <p >We break down why some traders still warn of downside risk near $50K, and why institutions see the same price zone as a rare entry opportunity. With interest-rate cut odds rising ahead of the next FOMC meeting, the macro backdrop is quietly changing in Bitcoin's favor. Meanwhile, BlackRock's IBIT po...
Why Carson Block Won’t Short AI Names Until the IPOs Begin & Muddy Waters’ Pivot to Long Resources Stocks & S&P 500 Momentum
<p>This episode is brought to you by the Pictet AI Enhanced International Equity ETF ($PQNT): https://etf.am.pictet.com/pqnt/</p> <p><br></p> <p>Carson Block, founder of Muddy Waters Capital joins Monetary Matters to discuss why they aren’t rushing to short AI pretenders and fakers until more supply of speculative companies hits the market from big IPOs. They also discuss the increasing dominance of flows over fundamentals in US markets and abroad and Muddy Waters expanding investment focus including: metals and mining stocks, Vietnam, and momentum strategies.</p> <p><br></p> <p>Follow Muddy Waters on...
The Next ‘Black Swan’: Expert Warns Of Market 'Time Bomb' | Matthew Piepenburg
<p>Sign up for STLLR's exclusive Gold Macro Newsletter at http://stllrgold.com/davidlin. Review their cautionary statements and risk disclosures on SEDAR+Matthew Piepenburg, Partner of Von Greyerz AG, argues that gold's surge to $5,000 signals a dying global fiat currency system, and the $354 trillion debt crisis will continue transferring wealth away from younger generations.Watch Matthew's last interview with David: https://youtu.be/DA38NUSWh8c*This video was recorded on January 25, 2026.To get 5% off of your CoolWallet purchase, use my link: https://www.coolwallet.io/discount/davidcwSubscribe to my free newsletter: https://davidlinreport.substack.com/Listen on Spotify...
The Committee Reacts to the Fed Chair Pick 1/30/26
<p>Scott Wapner and the Investment Committee debate what the Kevin Warsh pick means for the market and your money. Plus, we hit the latest Calls of the Day. And later, the desk give you their Setup on next week's key earnings reports. </p><p>Investment Committee Disclosures</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.</p>
TanStack Start, AI, and the Future of Frontend Architecture - JSJ 701
It’s great to be back behind the mic! In this episode of JavaScript Jabber, I’m joined by Dan Shapir and our guest Jack Harrington from Netlify and TanStack for a wide-ranging, high-energy conversation that covers everything from modern frontend architecture to AI tooling—and a few entertaining detours along the way.<br /><br />We dig into what’s new and exciting in the TanStack ecosystem, including TanStack Start and TanStack AI, and explore how these tools rethink the balance between frontend-first development and server-side capabilities. Along the way, we unpack React Server Components, AI SDKs, agentic workflows, and how deve...
Guarding the JavaScript Supply Chain: Preventing NPM Attacks with Feross Aboukhadijeh - JSJ 695
Hey everyone—it’s Steve Edwards here, and in this episode of JavaScript Jabber, I’m joined by returning guest Feross Aboukhadijeh, founder of Socket.dev, for a deep dive into the dark and fascinating world of open source supply chain security. From phishing campaigns targeting top NPM maintainers to the now-infamous Chalk library compromise, we unpack the latest wave of JavaScript package attacks and what developers can learn from them.<br /><br />Feross explains how some hackers are even using AI tools like Claude and Gemini as part of their payloads—and how defenders like Socket are fighting back with AI...
“It’s Not Realistic” – The Truth About Mass Deportations
<p>[00:00:00] Lawrence Jones</p> <p> </p> <p>[00:18:26] Sen. Markwayne Mullin</p> <p> </p> <p>[00:55:12] Steven Moore</p> <p> </p> <p>[01:24:00] Chris Klomp</p> <p> </p> <p>[01:32:00] Ian O’Connor</p><p> </p><p>Learn more about your ad choices. Visit podcastchoices.com/adchoices</p>
2245: Bitcoin Volatility Sparks Buying - ETFs Absorb Shock as $850K Case Builds
<p >Bitcoin volatility rattles markets as price briefly slips below $60K, but the deeper signal emerges beneath the noise: buying pressure steps in as ETFs absorb the shock. Rather than signaling structural weakness, the move reflects a classic redistribution phase where weak hands exit and longer-term capital positions for the next leg higher.</p> <p >In this episode, we break down the three main theories behind the selloff and why none of them invalidate the long-term thesis. BlackRock's IBIT sees renewed inflows following one of its worst trading days, reinforcing the view that institutional demand is responding to volatility, not...
2244: Bitcoin Rebounds - JPMorgan Sees $266K BTC Outperforming Gold
<p >Bitcoin rebounds sharply after a volatility-driven selloff, reclaiming the $70K level as institutional and corporate buyers quietly step in. While short-term traders panic, long-term capital continues positioning for what JPMorgan now frames as Bitcoin outperforming gold, with a long-term valuation case reaching $266,000 per BTC.</p> <p >In this episode, we break down why ETF outflows and price dips are not signs of structural weakness but part of a redistribution phase. BlackRock's IBIT posts a record $10B trading day even as ETFs shed $434M overall, signaling aggressive rotation rather than exit. Meanwhile, corporate treasuries like Metaplanet publicly commit to continued...
