The Meaningful Money Personal Finance Podcast
Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode. This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast. To leave...
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Budget 2025 - Roger and Pete respond!
<p>Roger and Pete discuss the November 2025 Budget, 24 hours after it was announced by Chancellor Rachel Reeves. We cover the salient points from a financial planning standpoint and try to avoid politics if we can!</p> <p><br /> Shownotes: https://meaningfulmoney.tv/session598b <br /> <br /></p> <p>02:37 Income Tax<br /> 09:27 Capital Gains Tax<br /> 12:35 IHT<br /> 17:32 State Pension<br /> 19:48 Salary Sacrifice<br /> 25:32 What was NOT announced<br /> 30:02 VCTs<br /> 30:53 High-Value Council Tax Surcharge<br /> 34:00 EV and Plug-in Hybrid mileage scheme - eVED<br /> 37:55 Student Loans<br /> 38:44 Opinions<br /> 41:37 A Podcast Review</p>
Listener Questions, Episode 33
<p>Welcome to another show full of questions form you, the audience and hopefully some meaningful questions from Pete & Roger. This week we have questions about paying school fees, becoming a financial adviser, how to invest an inheritance and lots more!</p> <p> Shownotes: https://meaningfulmoney.tv/QA33 </p> <p> </p> <p>01:15 Question 1</p> <p>Good morning Pete & Roger, Thank you for a great podcast, been really enjoying it over the years and it's been no end of help for me. My question concerns my grandchild. She was born in America but now lives in the UK, is duel nationality...
The Retirement You Didn't See Coming, with Dan Haylett
<p>This week I enjoy a brilliant conversation with Dan Haylett, a fellow financial planner and podcaster, and author of The Retirement You Didn't See Coming, a book I highly recommend.</p> <p> </p> <p>Dan Haylett on LinkedIn<br /> https://www.linkedin.com/in/dan-haylett-retirement-coach/</p> <p><br /> Humans vs Retirement Podcast<br /> https://www.humansvsretirement.com/</p> <p><br /> The Retirement You Didn't See Coming - Book on Amazon<br /> https://amzn.to/4o0UhYB</p> <p><br /> The Retirement You Didn't See Coming - Book on TGBB<br /> https://www.thegreatbritishbookshop.co.uk/products/the-retirement-you-didn-t-see-coming</p> <p><b...
Listener Questions Episode 32
<p>Some excellent questions this week, as always, and with the added bonus of moving the podcast onto YouTube! Join Pete and Rog as they answer questions about finance management apps, investment platform selection and transitional tax-free allowance certificates!</p> <p> Shownotes: https://meaningfulmoney.tv/QA32 </p> <p>01:39 Question 1</p> <p> Hi Pete and Roger Thanks so much for all the work you do, I've only found the podcast recently but already enjoying learning more and thinking about things differently. My question relates to saving for retirement and specifically the period leading up to retiring. Nearly all of our (mine...
Listener Questions Episode 31
<p>A couple of questions this week about having too big a pension fund, plus a great question on platform choice where Rog and Pete discuss their own experiences.</p> <p> Shownotes: https://meaningfulmoney.tv/QA31 </p> <p> </p> <p>01:58 Question 1</p> <p>Hi, really enjoying the podcast. Started by watching your YouTube videos and still like getting the notifications of your new content.</p> <p>I have a question regarding early retirement, before pensions are available.</p> <p>I'm 50 and my wife is 52 and we would like to retire now. We have a mix of DB and DC pensions...
Listener Questions, Episode 30
<p>It's another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more.</p> <p> Shownotes: https://meaningfulmoney.tv/QA30 </p> <p> 01:03 Question 1</p> <p>Hi,</p> <p>I'm curious if you have advice, best practice or tools to advise people who have a reasonable rental property portfolio on how to plan for retirement?</p> <p>I am 55, have taken 50k tax free cash, and 13k a year drawdown, approx 40k left. I have 11 rental properties, but I am still remortgaging and buying more properties. Currently have about 450k...
Listener Questions Episode 29 - Retire Soon
<p>In today's Q&A episode, we're answering a bunch of questions from those on the threshold of retirement, getting into the nitty-gritty of age-difference planning, DB scheme reductions and all sorts! </p> <p>Shownotes: https://meaningfulmoney.tv/QA29 </p> <p> </p> <p>01:04 Question 1</p> <p>Hi Pete</p> <p>I am really enjoying listening to the podcast, thank you. They make what can sometimes be a complicated subject much easier to understand.</p> <p>I have a question which I have asked my SIPP provider but even they don't appear to know the answer so here goes:</p> <p>...
Listener Questions Episode 28
<p>It's another mixed-bag of questions this week, covering income protection, the local government pension scheme, avoiding the 60% tax trap and much more besides!</p> <p>Shownotes: https://meaningfulmoney.tv/2025/10/08/listener-questions-episode-28/ </p> <p> </p> <p>01:33 Question 1</p> <p>Hello Pete & Rog</p> <p>I like to think of you as a couple of great mates offering me life changing information in a relaxed & entertaining fashion. When putting income protection in place, how do people/planners typically frame a target?</p> <p>Just replacing essential income? Or also replacing large contribution to pensions (including lost employer contributions) and S&S ISAs...
Listener Questions - Episode 27
<p>This week, we have questions about planning property purchases together as a soon-to-be-married couple, investing an inheritance, balancing an age gap between spouses and much more besides!</p> <p> </p> <p>Shownotes: https://meaningfulmoney.tv/QA27 </p> <p> </p> <p> 00:52 Question 1</p> <p>Hi Pete and Rog,</p> <p>I've been listening to the show since 2020, and I absolutely love it. It keeps me grounded in a generation that frivolously spends for the sake of Instagram. Thank you for offering such helpful advice for free.</p> <p>I'm in my early 30s, I have no bad debt, regularly contribute...
Listener Questions - Episode 26
<p>Some great questions this week about planning for the loss of the personal allowance, investing in GIAs, persuading an aunt to write a will, and much more besides!</p> <p> Shownotes: https://meaningfulmoney.tv/QA26 </p> <p>01:11 Question 1</p> <p>Dear Roger and Pete, I enjoy listening to your show driving to work. You are both down to earth and humble with your opinions. I read a lot on finance and have been investing in stocks and share ISA since 2004 and VCTs since 2017. I have built a healthy portfolio of nearly 300k in VCT, 400k in Stocks and share...
