Building Your Money Machine
Welcome to 'Building Your Money Machine, hosted by Mel Abraham, CPA, a renowned financial expert and author of USA Today Bestseller, 'Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!.' On this podcast, Mel shares his insights and experiences from over 30 years in the field of wealth-building, entrepreneurship and mentorship to financial freedom. Each episode provides actionable strategies to master your money, remove financial stress, and live a life by choice, not chance. Whether you work for a company, are a seasoned entrepreneur or someone just starting out on...
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The Psychology of Families Who Stay Rich For Generations
<p>Welcome to another impactful episode of the Building Your Money Machine Show! In this episode, I pull back the curtain on a topic that’s rarely talked about honestly...the psychology of families who stay rich for generations. Did you know that 70% of inherited wealth is gone by the second generation, and a stunning 90% by the third? It’s not a market issue or an investing failure...it’s a human problem.</p><p>I'm sharing lessons from over three decades as a CPA, money mentor, and entrepreneur, plus my personal journey from negative net worth to financial freedom. We go...
Rich People Don’t Buy Luxury...They Buy These 8 Things
<p>Welcome to another episode of the Building Your Money Machine Show! This time, I’m peeling back the curtain on what rich people really buy - and it’s not flashy cars or designer labels. If you think luxury means freedom, think again. I’m sharing the eight surprising things wealthy people invest in instead, and how these moves can quietly sabotage - or skyrocket your financial future.</p><p>I’ll break down why status symbols trap most people, while real wealth-builders focus on creating leverage and lasting freedom. Ready to rewire your thinking, master your money, and build a...
Every Financial Trap Middle Class People Fall Into Explained
<p>Welcome to the Building Your Money Machine Show, where we strip away the myths and breakdown the real traps that keep hardworking, smart people stuck in the middle class—just like I was at one point. In this episode, I’m exposing the sneaky financial pitfalls designed to hold you back, and revealing exactly how to break free and build a life of true choice and freedom.</p><p>I’ve spent over 30 years as a CPA, entrepreneur, and money mentor—and I’ve seen firsthand what keeps people spinning their wheels. It’s not about earning more, it’s about what y...
Ranking Every Asset Class in a Financial Crisis
<p>Today, I’m tackling a question that keeps a lot of people up at night: What assets actually hold their value if we ever face a currency reset—and why? If your whole financial plan depends on the dollar behaving forever, you may need to rethink your strategy. I’m here to help you understand how currency changes work, how to filter assets for real resilience, and why chasing shiny objects isn’t the way to build lasting freedom.</p><p>I break down the true role of money, explain how inflation, printing, and history shape our financial systems, and walk...
I'm Politely Begging You To Get Good with Money
<p>Ever feel like money is controlling more of your life than you’d like? You’re not alone—and today, I’m politely begging you to get good with money, starting now! In this episode of the Building Your Money Machine Show, I break down the exact reasons why time matters more than effort when building wealth, and how waiting just 10 years to invest can literally cost you hundreds of thousands of dollars.</p><p>With insights from over 30 years as a CPA, entrepreneur, and money mentor (plus my own experience rebuilding from a negative net worth), I’ll walk you t...
10 Frugal Spending Habits That Will Save You Serious Money in 2026
<p>Today, I'm pulling back the curtain on the 10 frugal spending habits that can save you serious money in 2026 and beyond. If you think frugality is all about sacrifice or living like a miser, think again. This episode is about reclaiming control...making sure your hard-earned dollars aren't quietly leaving your life without your permission.</p><p>These habits aren’t about being cheap, depriving yourself of fun, or sucking the joy out of your life. They’re about making intentional moves that help you master your money, eliminate financial stress, and live a life of choice.</p><p>I shar...
The Psychology of People Who Grew Up Poor
<p>In this episode of the Building Your Money Machine Show, I dive into the psychology behind people who grew up poor and why simply earning more doesn’t fix financial stress. </p><p>If you’ve ever felt poor, even when the income is coming in, you’re not alone. I get real about how your upbringing, conditioning, and even the emotional experiences around money shape your money mindset. You’ll find out why money sometimes feels like a threat, why the anxiety lingers no matter your bank balance, and most importantly what to do about it.</p><p>We explor...
9 SIGNS You’re Secretly Getting RICH Even if You Don’t Feel It
<p>In today’s episode, I break down the <b>9 signs you’re secretly getting rich—even if you don’t feel it yet</b>. I know this topic will challenge so many of the common beliefs out there about what wealth really looks and feels like-because real wealth is rarely loud, flashy, or celebrated. Most of the time, it’s actually…quiet. And often, it doesn’t even feel like you’re making progress.</p><p>Whether you’re just starting your wealth journey or you’re well on your path, this episode will help you recognize those “hidden” milestones that mean you...
When Does Investment Income Finally Beat Your Day Job?
<p>In this episode, I share the insight that changed my own life and financial journey. After decades as a CPA, entrepreneur, and money mentor, I know the sting of missing the moment when your financial engine takes over. I break down why investment income doesn’t grow linearly, why effort eventually loses to math, and how following a proven system—rather than hustling or hoping—will change the game entirely.</p><p>We dive into the four gateways to financial freedom—financial stability, security, independence, and ultimately, freedom. I’ll help you recognize which stage you’re in, and walk you thr...
Why wealth EXPLODES after owning 1 rental property... But Only If You Do This
<p>Here’s what you’ll walk away with: a clear understanding of how owning a rental property—structured properly—becomes one of the most powerful wealth-building tools available. I cut through the confusion, myths, and “magic” sometimes associated with real estate and reveal where most people get things disastrously wrong. Real estate is math, not magic.</p><p>We’ll walk through a simple, real-world example: a $500,000 rental property with 20% down. I show you how each wealth engine works together—cash flow, appreciation, loan paydown, and tax shields—and, more importantly, why leverage is your greatest ally and your biggest risk. The...
