The Property Couch
Australia’s top property podcast for everyday investors who want real results, not hype.Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions.Backed by data, banter, and proudly anti-spruiker since 2015!W: https://thepropertycouch.com.au/
10
622 | Mortgage Prison & the AI Revolution: Can You Borrow Smarter?
<p><b>Would you trust AI with your home loan? 🤖🏡 </b></p><p>It might find a cheap rate, but will it ask the questions that could change your next property move?</p><p>In this topical episode, Ben is joined by investment-savvy mortgage brokers and Couch Crew members <b>Luke Oxenham</b><b> </b>and <b>Brad Fraser</b> to unpack: </p><p>🔒 Mortgage prison: why a cheaper loan can still be out of reach <br/>⚖️ Fixed vs variable: certainty, flexibility and the trade-offs <br/>🧮 Borrowing calculators: will the bank agree with your estimate? <br/>🤖 AI and mortgages: accuracy, accountability and keepi...
(RATE HIKE) RBA Nov 2026 | The Real Scare Is Closer to Home
<p>Halloween might be over, but the scary stuff isn’t. </p><p>Inflation is back on the rise, unemployment is creeping up, and the property market is working through what could be its biggest correction in 40 years. </p><p>Ben Kingsley and economist Evan Lucas unpack the RBA’s November decision, why Australia’s inflation problem is increasingly homegrown, why rents aren’t coming down, and why productivity is the problem interest rates can’t fix. </p><p>💡 When was the last time you reviewed your loan? <b>Let our team assess your mortgage and help you find a better deal.</b>...
Should You Wait For Property Prices To Recover? | FUNdamental Fridays
<p>Is Australia's property market really performing the way the headlines suggest?<br/><br/>In this week's FUNdamental Friday, Ben Thompson sits down with independent property economist Cameron Kusher to unpack what's actually happening beneath the surface of today's housing market.<br/><br/>From interest rates and buyer confidence through to property data, sales volumes and long-term housing fundamentals, Cameron explains why the widely reported numbers don't always reflect what's happening on the ground.<br/><br/>They discuss:<br/><br/>✅ Why major property indices can lag reality<br/>✅ Why some markets may be down more than reported<br/>✅ The importance of sto...
621 | Is Australia Heading for a Property Market Reckoning? – Chat with Cameron Kusher
<p><b>What happens when property prices stop going up?</b> 🏠 </p><p>For buyers, it might feel like an opportunity. For homeowners and investors, it can raise a very different question: what does this mean for my wealth? </p><p>But the impact of a property slowdown can reach much further than the Aussies simply buying and selling. </p><p>In this week’s episode, Ben is joined by independent property economist Cameron Kusher and economic futurist Evan Lucas to discuss the changing property market, the pressures on Australian households and the economic decisions we can no longer avoid. </p><p>They...
The Money Beliefs You Didn’t Know You Had | Throwback Tuesdays
<p>Think back to your very first interaction with money. Not your first job or bank account, but the first time it was physically in your hands.</p><p>For most of us, it probably went something like this: you were a toddler, you found a coin, and you put it straight in your mouth. An adult pulled it out and said: <b>Don’t do that. Money is dirty.</b></p><p>Obviously, they were talking about germs. But it’s a fascinating example of how early the language around money begins.<b> </b></p><p>In this week’s Throw...
What Happens If Your Income Stops? | FUNdamental Fridays
<p>Most people don't avoid insurance because they think it's bad. They avoid it because they'll "get around to it later."</p><p>In this episode of <b>Friday Fundamentals</b>, Shane sits down with insurance specialist <b>Don Glendinning</b> to bust some of the biggest myths surrounding life insurance, income protection and personal cover.</p><p>They unpack why so many Australians delay getting insurance, what can happen when unexpected events strike, and why even basic cover can be better than having none at all.</p><p>Whether you're buying a home, starting a family, building wealth, or...
620 | High Yield, Hard Exit: What If There's No Buyers - Chat with Lachlan Delahunty
<p><b>What if the property that solves your cash-flow problem today creates a much bigger problem tomorrow? 🚨</b> </p><p>With property investors reassessing their next move, high-yield apartments and commercial property are attracting attention. But behind the attractive numbers, are buyers asking enough questions about asset quality, vacancy risk and who will eventually buy the property from them? </p><p>In Episode 620, <b>Lachlan Delahunty from Follio</b> returns to join Ben for a post-budget follow-discussion in Episode 601. </p><p>🔍 They unpack the risks emerging as investors chase yield, why some regional property owners could struggle to find an exit bu...
What Financial Freedom Actually Looks Like | Throwback Tuesdays
<p>Ask most people what financial freedom looks like and you’ll get a number. A portfolio size, a passive income figure, a date on the calendar.</p><p>Michael Kemp answers it with three words instead: <b>friends, family, freedom.</b></p><p>In this week’s Throwback Tuesday snippet, Michael (author of The Ulysses Contract) explains why he sees money as a pool of capital rather than simply a way to buy things... and why the goal is to live off the harvest, not the farm itself.</p><p>Plus: the 2,300-year-old Greek philosopher who was thinking about thes...
New Auction Rules Might Be Making Things Worse | FUNdamental Fridays
<p>If a property reaches its advertised reserve price... doesn't it have to sell?<br/><br/>Surprisingly, no.<br/><br/>In this week's FUNdamental Friday, Shane Pope is joined by veteran auctioneer Glen Coutinho to unpack Victoria's recent auction rule changes and explain why they may be creating more confusion rather than clarity.<br/><br/>They discuss:<br/><br/>✅ What happens when a reserve price is published<br/>✅ Whether a vendor is actually required to sell<br/>✅ Why buyers may be misunderstanding the new rules<br/>✅ How auctions are changing in response to the legislation<br/>✅ Why some properties may still sell...
619 | Recession-Proof Properties & Foolproof Rules of the School Belt - Chat with Glen Coutinho
<p>Some properties keep attracting buyers. Others need a discount to get their attention. </p><p>What separates the two? Is it the renovation? The suburb? The school around the corner? Or could moving just one street over change what you’re really buying? </p><p>This week, Glen Coutinho, RT Edgar Sales Manager, returns to The Property Couch almost a decade after his first appearance, joining Ben Kingsley and Shane Pope to unpack the lessons that come from 40 years in real estate. </p><p>From Melbourne to Beverly Hills and back, Glen has built his career in what he calls...
