Australian Finance Podcast
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts...
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Inside a $350bn super fund: How your money is really invested
<p>In this Australian Finance Podcast episode, your host Owen Rask is joined by Brian Parker, Chief Economist of Australian Retirement Trust (ART), to discuss how ART thinks about runway, portfolio construction, private markets and when volatility becomes opportunity. </p> <p><br></p> <p>They cover:</p> <p>- What a chief economist actually does and how ART turns research into portfolio action.</p> <p>- How “super money” is different: time horizon, tax wrapper and the power of compounding.</p> <p>- Geopolitics, inflation and how ART assesses signals in a multipolar world.</p> <p>- AI — threat vs opport...
Interest rates are rising… here’s how to actually benefit
<p>In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell break down what rising interest rates actually mean for your money — and how you can benefit if you’ve got cash sitting in the bank. They cover:</p> <p>– Why rate hikes aren’t all bad news</p> <p>– Who wins and loses when interest rates rise</p> <p>– How savings accounts really work (and where banks get you)</p> <p>– Why chasing the highest rate isn’t always worth it</p> <p>– Simple, practical tips to make your cash work harder</p> <p>If you like this Australi...
Owen & Gemma weekly Q&A: Fuel relief is coming, credit card surcharges are going plus, starting with $2k & retirement planning
<p>In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell dive into a listener Q&A covering real-life money challenges and wins. They cover:</p> <p>– Celebrating a listener hitting $5k in savings early in the year</p> <p>– Whether to focus on mortgage repayments or start investing</p> <p>– How to begin investing with just $2–5k</p> <p>– Financial Infidelity and coming back from gambling debt </p> <p>– How to structure assets for retirement income</p> <p>– What you need to know about changes to credit card surcharges</p> <p>– The government announcement to cut fuel excise for...
Financial independence is still achievable but most people are focusing on the wrong lever
<p>Mitchel Sneddon sits down with Hayden Smith, co-founder of Pearler, to unpack whether FIRE is still achievable and what actually drives financial independence today. The conversation moves beyond theory into the real levers — spending, income, behaviour and simple ETF investing — and reframes investing as a tool, not the solution.</p> <p><br></p> <p>Together they discuss:</p> <p>– FIRE remains achievable, but outcomes are driven by income, spending and family choices, not markets alone</p> <p>– Cutting spending is still the fastest and most controllable lever</p> <p>– A simple rule of thumb that anyone can start with</p> <p>– Ma...
Estate planning, super & SMSFs: What happens to your money?
<p>In this Australian Finance Podcast episode, your host Owen Rask is joined by Senior financial adviser at Rask Advice, Chamil Peiris to answer listener questions on estate planning, superannuation and SMSFs. </p> <p><br></p> <p>They cover:</p> <p>– What to do with leftover funeral insurance money</p> <p>– Whether you need a will in your 20s</p> <p>– How super beneficiaries actually work</p> <p>– The difference between SMSFs and industry funds for estate planning</p> <p><br></p> <p>If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly s...
Becoming a financial planner, SpaceX IPO & your questions answered
<p>In this Australian Finance Podcast episode, your host Owen Rask is joined by Rask Advice Associate Milli Russell to unpack Milli’s journey into financial advice, alongside answering your biggest money questions. They cover: – Milli’s pathway from school to financial planning – What it actually takes to become a financial adviser – How the industry is changing post-Royal Commission – Real-world answers to listener questions on mortgages, ETFs, and investing Topics Covered – Why Milli chose a career in finance – The snow trip story: Advanced Sport → Accounting – Discovering a passion for accounting and business in school – Pivoting from accounting to financial planning – The real financial advis...
Low deposit, high stakes: Inside Australia's 5% revolution
<p>In this Australian Finance Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss whether first homebuyers should use the 5% deposit scheme.</p> <p><br></p> <p>Here’s what they cover:</p> <p>-Criteria for qualifying for the new scheme </p> <p>-The new property price caps</p> <p>-Getting the right loan</p> <p>-Managing cashflows</p> <p>-Retaining a buffer</p> <p>-The benefits of using the 5% deposit scheme</p> <p>-The risk and the drawbacks</p> <p>And their summary thoughts and tips. </p> <p><br></p> <p>This...
Are Australians really doing it tougher? Real spending data from AU, US & NZ
<p><br></p> <p><br></p> <p><br></p> <p><br></p> <p><br></p> <p><br></p> <p><br></p> <p><br></p> <p>If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!</p> <p><br></p> <p>Follow us on Instagram and TikTok for more investing insights.</p> <p><br></p> <p>Topics Covered</p> <p>– What is PocketSmith and how does it track spending data?</p> <p>– Understanding the Global Spending Map</p> <p>– Mortgage spending trends in Australia vs NZ vs US</p> <p>– Why Australi...
Is super a gamble? Super Payday, fixed rates, interest-only loans & knowing when you have ‘enough’ – Q&A
<p>In this Australian Finance Podcast episode, your hosts Gemma Mitchell and Leigh Gant answer your weekly money and life questions. They cover:</p> <p>– Whether superannuation is really a “gamble” and what happened during past crashes</p> <p>– What the new Super Payday rules mean for when your employer pays your super</p> <p>– What to consider when your fixed home loan rate rolls off</p> <p>– Whether interest-only loans are smart strategy or short-term relief</p> <p>– How to define (and stick to) your ‘enough’ number for stepping back from full-time work</p> <p><br></p> <p>If you like this Aust...
3 big retirement changes you need to know (plus your 5-step retirement plan)
<p>We are only a couple of months into 2026 and we’ve already seen significant retirement changes announced. These updates could directly impact your super, Age Pension eligibility and contribution strategy.</p> <p>-In this Australian Finance Podcast episode, your host Gemma Mitchell is joined by James O’Reilly- co host on the Australian Retirement Podcast and financial adviser at Northeast Financial Wealth, go through three big retirement changes you need to know in 2026 — and then take you through your practical 5-step retirement checklist.</p> <p><br></p> <p>If you like this Australian Finance Podcast episode, you'll love our series...
