The Property Academy Podcast
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. It's hosted by Ed and Andrew from Opes Partners. Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice. So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a fina...
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Why Your House Might Be Uninsurable in 20 Years?⎥Ep. 2310
<p>What if, 20 years from now, your house couldn’t get insurance at all?</p><p>In this episode, Ed and Andrew unpack the government’s new National Adaptation Framework – the long-term plan that shifts climate risk from the government to homeowners directly.</p><p>You’ll learn:</p>Why some properties may become uninsurable within the next two decadesHow government reforms will end large-scale buyouts after storms and floodsHow these changes could push up your insurance costs and hit property values in high-risk areas<p>This episode highlights why climate risk is becoming a property risk, and what every Kiwi pro...
8 Signs You Should Retire Earlier Than You Think⎥Ep. 2309
<p>Most Kiwis assume they’ll retire at 65 – but what if you could stop working years earlier?</p><p>In this episode, Ed and Andrew break down the 8 signs that reveal whether you’re ready to retire sooner than you think (including the one obvious sign everyone forgets).</p><p>You’ll learn:</p>The 8 early-retirement signals Why some Kiwis can’t keep working until 65 ... even if they want toHow part-time work can slash the amount you need saved<p>This episode unpacks the real markers of early retirement readiness – from understanding your money like Ronald Read, to knowing what you’ll actua...
Multi-Agency vs Sole Agency: Which Sells Faster?⎥Ep. 2308
<p>When you’re selling your house, should you stick with one real estate agent – or use multiple to “create competition”?</p><p>In this episode, Ed and Andrew dig into the data behind sole vs multi-agency listings to reveal whether more agents actually lead to more buyers, faster sales, or higher prices.</p><p>You’ll learn:</p>Whether using multiple agents helps you sell faster or slows you downIf multi-agency listings really achieve higher pricesHow to decide which approach fits your property and your selling situation<p>Ed and Andrew break down the realestate.co.nz data showing that 94% o...
The 6 Worst Places to Buy in NZ for 2026 (The Data Is Brutal)⎥Ep. 2307
<p>Everyone wants to know the best places to buy ... but what about the worst?</p><p>In this episode, Ed and Andrew reveal the 6 worst areas to invest in 2026, using brand-new national data to show which towns are overvalued, under-growing, and most likely to trap investors.</p><p>You’ll learn:</p>The top 6 worst places to buy property in 2026What makes a property market truly “bad” How even high-growth towns can be terrible investments once the numbers are revealed<p>This episode gives you a data-driven roadmap to avoid the country’s weakest markets and make smarter, safer decision...
Case Study: The Mini-Retirements Wealth Strategy No One Talks About⎥Ep. 2306
<p>What happens when two divorced parents meet, blend families, renovate their way through Auckland – and accidentally become property flippers?</p><p>In this Case Study Sunday, Ed and Andrew sit down with Ryan and Candice to unpack how they turned life upheaval, multiple moves, and a talent for renovations into mini-retirements, capital gains, and a whole new career direction.</p><p>You’ll learn:</p>How they became “unintentional flippers” The lessons from multiple renos, including timing the market, selling privately, and spotting potential others missHow mini-retirements, overseas travel, and a $100k family adventure reshaped their finances and their future<p...
How to Buy a High-Cashflow Investment Property (Step-By-Step)⎥Ep. 2305
<p>Most Kiwis buy property for capital growth, but what if your goal is cashflow right now?</p><p>In this episode, Ed and Andrew walk you through the exact 8-step process to find, analyse, and buy an investment property that puts money in your pocket each week.</p><p>You’ll learn:</p>How to identify true cashflow properties (and the signs to look for)The eight steps to find, compare, and test high-yield dealsHow to know exactly how much cash your property could make per week<p>This episode provides a practical roadmap to buy with confidence, not gu...
The Truth About High House Prices & Who's Really to Blame⎥Ep. 2304
<p>Do property investors really make housing unaffordable for first home buyers ... or is that just an easy story people tell?</p><p>In this episode, Ed and Andrew dig into 20 years of buyer data, Treasury research, and international studies to reveal what actually drives house prices … and whether investors are really to blame.</p><p>You’ll learn:</p>Whether investors genuinely push up house pricesIf investors crowd out first home buyers What would actually happen if property investors disappeared tomorrow<p>This episode provides a clear, evidence-based view of how the housing market actually works, without scapegoating or fing...
The Wake-Up Call: How Many Paydays You Really Have Left⎥Ep. 2303
<p>Happy New Year! Most of us think we’ve got decades to sort out our retirement … but what if you measured your future in paydays instead of years?</p><p>In this episode, Ed and Andrew reveal why your remaining paychecks might be far fewer than you realise – and what that means for your financial freedom.</p><p>You’ll learn:</p>How many paydays do you actually have left before retirementThe simple formula to calculate your own number in secondsThe tool that shows whether your current plan will get you financially free<p>This episode gives you a clear Ne...
How Long Does It Take To Get A Mortgage Approved?⎥Ep. 2302
<p>Most people think that getting a mortgage approved takes a week or so – but the actual timeline is quite different.</p><p>In this episode, Ed and Andrew break down how long mortgage approvals actually take, why banks quote 5–10 days, and what really happens behind the scenes before the money lands in your account.</p><p>You’ll learn:</p>The true timeframe to get a mortgage approvedThe exact steps banks and advisers follow before giving you a “yes”How to speed up your approval<p>This episode provides a clear roadmap for getting your mortgage approved faster and avoiding c...
How a Table Mortgage REALLY Works – Explained Without the Jargon⎥Ep. 2301
<p>Most Kiwis have a table mortgage, but few truly understand how they work.</p><p>In this episode, Ed and Andrew break down the numbers behind New Zealand’s most common mortgage type, including why your repayments barely seem to make a dent in the early years.</p><p>You’ll learn:</p>How much interest do you really pay over the life of your loanHow table mortgage repayments are calculated What happens when rates change<p>This episode provides a clear and simple framework to help you finally understand your mortgage and take control of it.</p><p>And...
