The Property Academy Podcast
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. It's hosted by Ed and Andrew from Opes Partners. Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice. So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a fina...
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He Made $280K in 9 Months – Then Faced a Bigger Decision⎟Ep. 2404
<p>He turned $550k into $830k in 9 months… then bought a $1.4M lifestyle block before turning 30.</p><p>In this Case Study Sunday, Jacob shares how he and his partner built significant equity early – and the big decision he’s facing now: flip houses or build a long-term rental portfolio? </p><p>You’ll learn:</p> How they bought a $1.4M property while still in their 20s The real trade-offs between flipping vs buying rentals A simple way to decide which strategy actually fits your situation <p>The “best” strategy isn’t the one that sounds exciting – it’s the one you can realis...
Epi. #2403 Is the Rental Market Finally Turning? Here’s What the Data Shows⎟Ep. 2403
<p>The rental market looked flat last year… but under the surface, things are starting to shift.</p><p>In this episode, Ed and Andrew break down the latest rental data to show where rents are rising, where they’re falling, and where tenant demand is quietly building across New Zealand. You’ll learn:</p> The regions where rents are increasing Why the rents in this region dropped 6%, even as demand rises What happens when searches go up, and listings go down <p>The key takeaway? The rental market isn’t moving in one direction. It’s not a full recovery y...
They Paid $10K… Then Everything Stopped Overnight⎟Ep. 2402
<p>Thousands of dollars… paid for “lifetime” coaching. Then the company shuts down overnight.</p><p>In this episode, Ed and Andrew break down what happened when a property investment company abruptly closed – and what it means for investors who thought they were signing up for support that would last decades. </p><p>You’ll learn:</p> What to do if you paid for “lifetime” coaching... and it suddenly disappears Why “lifetime” promises often mean the lifetime of the company, not you Your real options – from Disputes Tribunal claims to Commerce Commission complaints<p>The key takeaway? If a promise sounds too good to b...
Are Mortgage Rates About to Go Up? Here’s What’s Really Happening⎟Ep. 2401
<p>The Reserve Bank is forecasting inflation could hit 4.2%… so why didn’t they raise the Official Cash Rate?</p><p>In this episode, Ed and Andrew unpack the latest OCR announcement and why the headline number doesn't tell the full story. From global geopolitics to behind-the-scenes bank pricing, there’s more going on than meets the eye. </p><p>You’ll learn:</p> What Trump’s ceasefire could mean for oil prices – and why that impacts inflation forecasts Why the Reserve Bank held rates, even with inflation expected to rise The “secret” bank discounts that mean you might not be paying what’s...
The Top Mortgage Brokers in NZ (Who We’d Actually Recommend)⎟Ep. 2400
<p>Yesterday, we talked about what happens when you miss a mortgage repayment. Today, let’s talk about how to avoid getting into that situation in the first place – by choosing the right mortgage broker.</p><p>In this episode, Ed and Andrew break down the top mortgage brokers in New Zealand, what makes each one different, and why using the right adviser can dramatically improve your chances of getting (and keeping) a good loan. </p><p>You’ll learn:</p> The 10 mortgage brokers across NZ What a mortgage broker actually does How much does a mortgage broker really cost<p>The...
This Is What the Bank Does After One Missed Payment⎟Ep. 2399
<p>Miss one mortgage payment… what actually happens next?</p><p>In this episode, Ed and Andrew walk through the exact step-by-step process banks follow when you stop paying your mortgage – from the first missed payment all the way to a mortgagee sale. You’ll learn:</p> The 7-step process banks follow How long does it really take before a home is sold Why one default could put your entire property portfolio at risk<p>The key takeaway? Missing one payment isn’t the end of the world – but ignoring it is. The earlier you act, the more options you have. And...
The Truth About Auckland Suburbs (Ranked Best to Worst)⎟Ep. 2398
<p>Which Auckland suburbs are actually worth investing in right now… and which ones should you avoid?</p><p>In this episode, Ed and Andrew rank 15 Auckland suburbs from best to worst using real data ... and some of the results might surprise (or annoy) you. </p><p>You’ll learn:</p> The top-tier suburbs (S & A) investors should be looking at right now The common traits of high-performing areas – and why some expensive suburbs rank poorly When a “bad” suburb could still be a great investment with the right property<p>The key takeaway? It’s not about picking the “best” suburb...
If He Was One Day Late… He Would’ve Lost the Deal⎟Ep. 2397
<p>At one point, his mortgage repayments were equal to his entire weekly income… and he still made it work.</p><p>In this Case Study Sunday, Mitchell shares how he built, sold, and reinvested his way through tough cashflow years.You’ll learn:</p> How Mitchell turned a $500k house build into an $850k sale What it’s like when your mortgage equals 100% of your income Why is he now shifting strategy <p>The key takeaway? You don’t need a perfect start – but you do need to adapt, learn from mistakes, and build a strategy that actually works for your l...
Lose $5K a Year… Make $100K? Here’s How⎟Ep. 2396
<p>Most Kiwis think property should “pay for itself”… but what if it doesn’t?</p><p>In this episode, Ed and Andrew break down what negative gearing actually means, why many properties cost you money each week, and whether that still makes them a good investment. </p><p>You’ll learn:</p> What negative gearing really is – and why most investors misunderstand it The 6 key reasons your rent might not cover your costs (even if the deal looks good) How you can still make money from a property that loses cash each week<p>The big idea? Negative gearing isn’t good o...
Follow This Process or Risk Getting the Wrong Tenant⎟Ep. 2395
<p>Finding a tenant isn’t hard… finding a good tenant is.</p><p>In this episode, Ed and Andrew walk through the exact 5-step process used by professional property managers to find, screen, and select reliable tenants ... without gatekeeping anything. You’ll learn:</p>The 5-step system to attract and choose quality tenantsThe red flags and screening tools that most DIY landlords missWhat you can and can’t legally ask tenants in New Zealand<p>This episode breaks down a practical, step-by-step approach so you can avoid bad tenants, protect your property, and make smarter decisions, whether you self-manage or use a...
