So Money with Farnoosh Torabi
*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. With over 40 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about...
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1938: Ask Farnoosh and Georgia Lee: Taxes, Values and Policy (Encore)
<p>**This episode is a replay. It first aired on November 7, 2025.**</p><br><p>We’re doing something a little different this week. My guest is my friend and financial planner, Georgia Lee Hussey, founder and CEO of Modernist Financial, and together we’re unpacking the Big Beautiful Bill and what it means for your taxes in 2025 and beyond.</p><br><p>We explore how this new legislation could impact everyday taxpayers, what it reveals about our national priorities, and how we can each align our financial decisions with our values. It’s a thoughtful and, yes, sometimes political conversation—because...
1937: The January Financial Wrap: Lessons to Carry Us Into the Year
<p>January always asks big questions of our money—and this one felt especially heavy. In this solo episode, Farnoosh takes a step back to reflect on what the first month of the year has revealed about our finances, our fears, and our priorities. From midlife money check-ins to the idea of “financial coasting,” this conversation is about being honest about where you are—not where you think you should be—and redefining progress as stability, maintenance, and intention.</p><br><p>Farnoosh revisits standout moments from January’s most impactful conversations, including a full-circle interview with David Bach, whose Automatic Mi...
1936: How to Pay for College Without Ruining Your Financial Life
<p>College today can easily cost six figures — even at public universities — and yet so many families still feel completely in the dark about how to prepare for it without sacrificing their own financial future.</p><br><p>My guest today knows this stress intimately.</p><br><p>Patricia Roberts grew up in a low-income household and nearly didn’t attend college at all. A guidance counselor once suggested she stick with her waitressing job instead. But she pushed forward, working multiple jobs, sending money home, earning not just one degree, but eventually a law degree. That education changed her family...
1935: Ask Farnoosh: How to Navigate Student Loans, Home Buying, and Investing Decisions
On this episode of Ask Farnoosh, we kick things off with a very real reminder that homeownership is never just the mortgage. A burst hose, unexpected water damage, and rising insurance premiums spark a broader conversation about the hidden and often underestimated costs of owning a home—and why even “fixed” housing expenses rarely stay fixed. From the mailbag: questions about navigating Parent PLUS loan arrangements while buying a home, how to invest after finally paying off student loans, and whether market uncertainty means it’s time to move money out of U.S. investments. <p > Hosted on Acast. See acast.co...
1934: Launching Kids in an Expensive World. How to Raise Financially Independent Young Adults
<p>We are talking today about parenting boundaries, money, and what it really means to raise independent kids in a world that feels more expensive, more anxious, and more overwhelming than ever.</p><br><p>My guest is Randy Crawford, a life coach known for her refreshingly no-nonsense approach to parenting teens and young adults, and for helping parents stop over-functioning so their kids can actually grow up. Randy works with families navigating everything from launching kids into college, first jobs, and post-grad life to adult children living at home, financial dependency, and the emotional minefield of comparison culture and...
1933: The Housing Affordability Crisis, Explained. Who Can Still Buy a Home?
<p>If you’ve been scrolling listings at midnight, doing mental math on mortgage calculators, and wondering, “Wait…how is anyone actually buying a house right now?” you are not alone.</p><br><p>My guest today is Alex Gailey, personal finance reporter at Bankrate, and she’s been digging into the numbers behind America’s housing affordability crisis. Her reporting found something jaw-dropping: the typical U.S. household can’t afford three-quarters of the homes currently on the market. </p><br><p>In this conversation, we’re going to break down what’s driving the affordability squeeze — from the “lock-in effect” of hom...
1932: Ask Farnoosh: Should You Downgrade Your Life to Upgrade Your Finances?
<p>This week on Ask Farnoosh, we’re zooming out—on money, career, and life—and talking about the moments when endings, uncertainty, and discomfort can actually become powerful financial turning points.</p><br><p>I start the episode reflecting on a popular “10-years-ago” trend and what my own life looked like in 2016—from a canceled CNBC show to pregnancy news that reframed everything. It’s a reminder that what feels like loss in the moment can open space for growth we couldn’t have planned.</p><br><p>I also break down a few headlines that matter to your wallet, includin...
1931: The New Rules of Retirement Planning. What Actually Matters Today
<p>Today we’re talking about the future. Not just retirement as a number on a spreadsheet, but retirement as a real phase of life—one that we’re all heading toward, whether we’re just opening our first 401(k) or already counting down the years.</p><br><p>My guest is someone I’ve turned to for guidance for decades. Christine Benz is the Director of Personal Finance and Retirement Planning at Morningstar, and if you’ve ever read a smart, clear-headed piece about investing, portfolio strategy, or retirement readiness, chances are her work shaped it.</p><br><p>Christine ha...
1930: Smart Budgeting in 2026 and the Hidden Habits of People Who Never Worry About Money
<p>Today’s guest is a true blast from the past — and one of the most enduring voices in personal finance.</p><br><p>Jesse Mecham is the founder of You Need a Budget, better known as YNAB. Jesse was last on So Money more than a decade ago — and since then, his little budgeting spreadsheet has grown into a global movement that’s now more than 20 years old.</p><br><p>In an industry where budgeting apps come and go — Mint, anyone? — YNAB has quietly endured. Not by promising shortcuts or get-rich-quick hacks, but by doing something far more radical: tea...
1929: Ask Farnoosh: Real Money Questions for an Uncertain Start to 2026
<p>January doesn’t have to start with a financial overhaul. In this special Ask Farnoosh episode, Farnoosh shares why easing into the new year, rather than rushing to reset everything, can lead to better money decisions.</p><br><p>She reflects on how she’s approaching 2026, what typically happens in the markets at the beginning of the year, and why January is a powerful time to slow down, learn, and reconnect with what matters most. From there, Farnoosh breaks down the week’s biggest money stories, including shifting grocery prices, growing anxiety in the housing market, canceled home purchase deals...
