Wealth Creator Radio with Eric Heckman, CFP
Welcome to Wealth Creator Radio with Eric Heckman CFP®, the ultimate podcast for individuals transitioning from working life to retirement. Hosted by veteran financial strategist Eric Heckman, this show is your go-to resource for crafting a secure and prosperous retirement income plan. Through insightful interviews with Eric Heckman CFP® and other leading financial experts and advisors, you'll gain valuable knowledge and actionable tips to navigate your transition into retirement with confidence. Each episode is packed with sound advice and real-world examples to help you achieve financial peace of mind on topics such as retirement planning, financial planning, income structuring, tax op...
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Selling Smart: How to Protect Your Wealth During Asset Disposal
<p >If you've built wealth over time through a business, real estate, stocks, or even assets you expect to inherit, there's a good chance you'll face the decision of asset disposal at some point. So how should you sell your assets to keep more of your hard-earned money? On this episode of Wealth Creator Radio, Eric Heckman breaks down the most common mistakes people make when selling assets – and how better planning can help you keep more of what you've worked so hard to build.</p> <p >Blueprint to Worry Less Wealth</p> <p > Get your Wealth Creator Toolbox</p> <p>...
Simple Ways to Increase Your Retirement Income
<p >Your quality of retirement will depend on not just how much you've saved – but how long your money lasts. So how do you ensure your money lasts as long as you do? On this episode of Wealth Creator Radio, Eric Heckman of Heckman Financial digs into one of the biggest retirement challenges people face: creating reliable income so you don't outlive your savings. Tune in to learn common social security mistakes, the biggest threats to your retirement, and strategies to avoid them.</p> <p >Blueprint to Worry Less Wealth</p> <p > Get your Wealth Creator Toolbox</p> <p> Show no...
Balancing Risk vs. Reward with the 100 Minus Your Age Rule
<p >A new year always brings new opportunities – but it can also bring new rules. In this episode of Wealth Creator Radio, Eric Heckman is sharing the 2026 retirement forecast, breaking down what's changing, what to watch out for, and how retirees and pre-retirees can plan with more confidence. Plus, he's sharing how to balance risk vs. reward with the 100 minus your age rule, and if bonds are actually safe. Tune in and start worrying less about your retirement in 2026!</p> <p >Blueprint to Worry Less Wealth</p> <p > Get your Wealth Creator Toolbox</p> <p> Show notes for this week's ep...
How to Find the Right Financial Advisor in 2026
<p >Every year, we set new year's resolutions, convinced this is the year we'll finally follow through. But if you're like most Americans, you've probably noticed that resolutions are easy to make and much harder to keep. In this episode of Wealth Creator Radio, Eric Heckman is sharing why your financial new year's resolutions don't stick, red flags your financial advisor is holding your back from achieving your financial goals, and how to find the right financial advisor this year. Tune in to finally keep your financial new year's resolutions in 2026!</p> <p >Blueprint to Worry Less Wealth</p> <p >...
The Biggest Retirement Risks Most Savers Don't See Coming
<p >Many people spend decades building a solid retirement nest egg only to discover that savings alone don't guarantee security. Hidden obstacles like rising taxes, healthcare costs, market volatility, and poorly structured income plans can quietly derail even well-funded retirements.</p> <p >In this episode, Eric Heckman breaks down the most common risks retirees overlook and explains why having money isn't the same as having a plan. You'll learn how taxes often become the single biggest expense in retirement, why income planning matters more than account balances, and how simple structural decisions can dramatically improve long-term outcomes. This conversation focuses...
How to Avoid Huge Tax Bills When You Sell Appreciated Assets
<p >Many people assume selling a business, investment property, or long-held stock is simple: list it, sell it, take the profit. But when an asset has appreciated significantly, one wrong move can trigger a massive and unnecessary tax bill — sometimes 30–40% in a single year. In this episode, Eric breaks down why traditional sell-and-pay approaches leave so much money on the table and reveals the smarter strategies that help minimize taxes, smooth out income spikes, and preserve more of your hard-earned wealth for the future. You'll learn why timing matters, which tools can help reduce capital gains, and how to avoid cost...
Building Income You Can Count On in Retirement
<p >Retirement shouldn't feel like a financial roller coaster — yet many retirees spend their days worrying about market swings, rising costs, and whether their savings will truly last. In this episode, Eric Heckman, president and founder of Heckman Financial, reveals how to create dependable income in retirement so you can enjoy life instead of stressing over your portfolio. Eric uncovers why traditional withdrawal rules fall short, how to build a reliable income foundation, and simple ways to avoid the biggest mistakes retirees make. You'll learn how to turn your savings into steady monthly paychecks, protect yourself from market downturns, and pl...
Running Out of Money in Retirement: What You Need to Know
<p >Running out of money is the number one retirement fear for nearly 60% of Americans — and with longer lifespans, rising costs, and unpredictable markets, it's not hard to see why. In this episode, Certified Financial Planner Eric Heckman explains why this risk is more real today than ever, and what you can do to protect yourself. Eric breaks down the factors that cause retirees to overspend, the danger of relying only on market money, how Social Security timing really affects longevity, and the powerful role of tax planning in keeping your income strong for decades.</p> <p >Blueprint to Worry Le...
The Three Pillars of a Stable Retirement
<p >A solid retirement plan rests on three key pillars — income, investments, and taxes. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman breaks down how these pillars work together to create a strong financial foundation. Discover why taxes often become your biggest retirement expense, how to manage your investments for cash flow instead of growth alone, and why a coordinated income plan is essential for lasting stability.</p> <p >Blueprint to Worry Less Wealth</p> <p > Get your Wealth Creator Toolbox<br /> <br /> Show notes for this week's episode</p> <p> </p>
Weathering Market Volatility in Retirement
<p >Stock market ups and downs are not a question of if, but when. In this episode of Wealth Creator Radio, certified financial planner Eric Heckman explains why volatility is normal, why it feels so stressful in retirement, and what you can do now to protect your savings from big swings. Eric walks through common mistakes investors make when emotions take over and outlines a practical structure for keeping your money working while still helping you sleep at night.</p> <p> </p> <p >Blueprint to Worry Less Wealth</p> <p > Get your Wealth Creator Toolbox</p> <p> Click here for t...
