The Pilot Money Guys
The Pilot Money Guys are a group of financial planners with a passion for bringing together financial planning and the commercial airline industry. Brought to you by a team of financial planners with backgrounds flying for major US airlines and military service. If you have questions about personal finance with an interest in news and interesting stories from the airlines, then we hope you will give us a listen. https://www.leadingedgeplanning.com
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Flight #127: Cutting Through the Financial Noise: Inflation, Energy, Bitcoin, and the Global Economy with James Angel
<p >There is a lot of financial noise right now, but what actually matters? In this episode, James Angel joins the show to cut through the headlines and explain what's really happening with inflation, the strength of the U.S. dollar, global conflict, China's economic impact, Bitcoin, stablecoins, and the future of the global economy. Listen in to learn why energy is the foundation of the entire economy, how money printing leads to inflation, why the global economy is more connected than ever, and what makes today's economic environment different from past recessions.</p> <p >Take The Pilot Wealth Index...
Flight #126: The Art and Science of Early Retirement for Pilots
<p>What does it really take to retire early as a pilot—and are you truly prepared for what comes next? In this episode, we break down both the financial strategies and emotional realities behind early retirement, specifically for those in aviation careers. You'll learn the essential "science" of early retirement, including how to estimate your true spending needs, manage portfolio risk, plan distributions, and prepare for major costs like healthcare.</p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show notes, resources and more at: https://ti...
Flight #125: What the Mind the Gap Study Reveals
<p >If you bought and held a mutual fund or ETF, what return should you earn—and why do some investors earn less? In this episode, we unpack the fascinating findings from Morningstar's Mind the Gap study and explore the difference between total returns and actual investor returns. You'll learn what the "investor return gap" is, why it exists, and how timing decisions, emotional reactions, and behavioral biases quietly erode performance over time.</p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show notes, resources and more at...
Flight #124: Advanced Roth Strategies and New Changes
<p >Are you missing opportunities to build tax-free retirement income? In Part 2 of this Roth series, we break down the latest changes and advanced strategies that could significantly impact your retirement plan. You'll learn how the new Roth catch-up rules affect those 50 and over, what the Roth NEC means for high earners, and how the mega backdoor Roth works in practice.</p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show notes, resources and more at: https://tinyurl.com/3hr2psac</p>
Flight #123: Roth Catch-Ups, NECs, and Smarter Airline Retirement Planning
<p >Recent changes to airline 401(k) plans—especially the Roth Nonelective Contribution (NEC) option—have created new opportunities and new confusion for pilots and airline professionals. In this episode, we break down what the Roth NEC actually is, how it works at airlines like Southwest, and why simply ignoring your elections could mean missing out on valuable catch-up contributions. </p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show notes, resources and more at: https://tinyurl.com/y7bncn35 </p>
Flight #122: 2025 Market Review and Lessons Learned
<p >What can last year's markets actually teach us beyond the headlines and noise? In this episode, we look back at the market lessons from the past year to better understand how markets behave and why short-term movements can be so misleading. Rather than trying to predict what comes next, this conversation focuses on learning from what already happened and why diversification remains one of the most powerful tools for managing risk.</p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show notes, resources and more at: h...
Flight #121: The Biggest Lessons We Learned in 2025
<p>What if the lessons from 2025 could completely change how you approach the year ahead? In this episode, we reflect on the biggest epiphanies, revelations, and insights gained from our clients, our work, and our own lives last year. You'll learn practical techniques to prioritize what matters most, avoid burnout, and separate your identity from your job. From generosity and communication to asking better questions, this conversation sets the tone for building a meaningful, balanced, and intentional life in 2026.</p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can...
Flight #120: Why Stock Picking Is Harder Than You Think with Hank Bessembinder
<p >What if most individual stocks actually don't outperform and a small handful of massive winners are doing all the heavy lifting? In this episode, renowned finance professor Hank Bessembinder joins the show to break down decades of research on market returns, stock picking, and why diversification matters far more than most investors realize. We unpack his groundbreaking findings on market skewness and explain why identifying winning stocks is far harder than social media and headlines suggest.</p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show no...
Flight #119: Investing Through Peaks, Bubbles & Uncertainty with Nolan Clark and Andy Christopher
<p >What if we're asking the wrong question about market peaks, bubbles, and crashes? Everyone wants to know what happens next, but this episode shifts the focus to what you can actually control: risk, timing, and smart decision-making. Today's conversation breaks down the most common fears investors face — from AI bubbles to gold hype to stock market pullbacks — and gives you a grounded lens for evaluating what's real versus what's noise. </p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show notes, resources and more at: https://tinyur...
Flight #118: Redefining Success, Struggle, and Purpose with Ryan Watson
<p >What happens when success, identity, and purpose collide with some of the hardest battles a person can face? In this powerful conversation with Ryan Watson, we explore the realities many pilots and high-performing professionals quietly carry: addiction, mental health struggles and the pressure to appear "perfect" in an industry where vulnerability can feel dangerous. Ryan opens up about the challenges he faced, the misconceptions around struggle, and the hidden cultural stigma that keeps so many silent.</p> <p >Take The Pilot Wealth Index to find out if you are on track for retirement!</p> <p >You can find show...
