Keep The Change
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail...
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How I Make 'Passive' Income In New Zealand
<p>Its not as glamorous as some make it out to be, but here's the truth as to how I make genuinely passive income from New Zealand.</p><br><p>Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail</p><p > Hosted on Acast. See acast.com/privacy for more information.</p>
What Every Kiwi Needs To Know About Wills, Prenups & Protecting Wealth: Holly Egerton
<p>1 in 2 New Zealanders don't have a will. That means when they die, their family gets chaos, uncertainty, and massive legal bills to sort everything out.</p><br><p>Holly from Succession NZ breaks down what actually happens: default rules kick in that split assets between partners and kids (not how most people want it), court applications cost thousands, and families fight over who's in charge. We cover the $40,000 threshold that freezes your Kiwisaver, why getting married cancels your will, and the retirement village fees that shock every family.</p><br><p>The brutal reality? Your inheritance can become relationship...
How To Invest Your First $1,000 in New Zealand
<p>Today Im breaking down exactly how to get started investing in New Zealand, and why it may not be what you think... </p><br><p>Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail</p><p > Hosted on Acast. See acast.com/privacy for more information.</p>
MM 296 - How To Create A Budget In New Zealand
<p>New year, new you yada yada. But 'budgeting' is highly searched at this time of the year. I want to show (or remind) you how I think about budgeting, and it’s the exact system I used to go from credit card debt to building over $1m in assets. And a warning, sorry there are no apps or fancy dashboards. Step 1: Stop “budgeting” and start tracking cash flow</p><br><p>Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail...
What You're Not Changing, You're Choosing: Sarah Robb's KTC Unplugged Talk
<p>Sarah breaks down the uncomfortable truth: you're gaining something from your problems. Whether it's safety, comfort, familiarity, identity, or an excuse, if you weren't getting something from them, you'd easily let them go. We cover the three ingredients to change (awareness, action, accountability), how to access your intuition, and why your internal narrative is the most powerful thing you have.</p><br><p>Sign up to Money Mail for free weekly emails to improve your finances (and get notified for future events): https://www.keepthechange.co.nz/moneymail</p><p > Hosted on Acast. See acast.com/privacy for more...
From $20 Car Washes to $42K Months: Max Tebb's KTC Unplugged Talk
Max breaks down the journey from age 13 fundraising for refugees to building a proper business: getting his first van at 14, learning to price properly, and connecting with successful clients who became mentors. We cover the loneliness of entrepreneurship, why he's lost friends who don't understand the grind, and how cleaning cars opened doors to learn from millionaires.<p > Hosted on Acast. See acast.com/privacy for more information.</p>
The True Cost of Death in New Zealand: President Of NZ's Funeral Association Bradley Shaw
<p>Bradley Shaw has been around death since he was 16. Now he's the youngest president of the Funeral Directors Association of New Zealand and sees something most people don't: life is way shorter than you think.</p><br><p>Bradley breaks down the brutal economics of death, how funeral directors getting stuck with debt from unpaid funerals and why 1 in 5 people are skipping funerals entirely.</p><br><p>We cover why people feel more grief over pets than humans, the aging demographic creating massive opportunities, and how the industry has changed from cabinet makers to event managers. </p><br><p>...
The Goal Setting Formula That Actually Works: David Niethe KTC Unplugged Talk
<p>David Niethe breaks down the goal setting formula that actually works: Belief + Imagination + Conviction + Expectations = Results. We cover why 95% of people live in blame, excuse, and denial while 5% take ownership, accountability, and responsibility. Plus his journey from dyslexic failure to coaching champions.</p><br><p>Sign up to Money Mail for free weekly emails to improve your finances (and get notified for future events): https://www.keepthechange.co.nz/moneymail</p><p > Hosted on Acast. See acast.com/privacy for more information.</p>
MM295 - Do This Simple Financial Exercise To Smash 2027
<p>How much money do you want in your hand each month? That’s your goal. Next, get clear on your starting point…How much do you actually have after tax in your hand each month right now? The difference between the two is your gap. Let's close it and get closer to your goal before 2027 gets here.</p><br><p>Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money...
Mikey's KTC Unplugged Talk: Getting Engaged, Building A Business & Lessons From 2025
Luke & Mikey reflects on the year that changed everything for them at Keep The Change Unplugged, including the business lessons that came from years of grinding and how success changes your perspective on risk and relationships. Building something meaningful takes time, and most people never see the struggle behind the success. Luke & Mikey share the vulnerable moments, the breakthrough decisions, and why having someone who believes in you changes everything.<p > Hosted on Acast. See acast.com/privacy for more information.</p>
