The College Investor Audio Show
The College Investor podcast is a daily audio show that's dedicated to bringing you the best of TheCollegeInvestor.com. We discuss a variety of topics, all relating to millennial money - including student loan debt, investing, earning more money, and more! Robert Farrington, the founder of The College Investor and a Millennial Money Expert, shares how to get out of student loan debt so that you can start investing and building wealth for the future. Instead of cutting expenses and living a frugal life, he advocates side hustling and entrepreneurship to earn extra money to achieve your financial goals.
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The State Of Student Loans And What Families Need To Know
<p>Robert joined Lacy Langford on the MILMO® Show to discuss everything that's happening with student loans right now - from changes to repayment plans, new borrowing limits, and loan forgiveness.</p><p>Check out the MILMO® Show here to learn more.</p>
Workforce Pell Grant: Eligibility, Programs, Timeline
<p>Workforce Pell is a new legal pathway within the Pell Grant program that’s intended to cover short-term workforce training - the kinds of programs that historically have fallen outside Pell rules because they were too short.</p><p>Under the new rules, eligible programs generally must run at least 8 weeks but fewer than 15 weeks, and include 150 to 599 clock hours (or certain credit-hour equivalents).</p><p>The Department of Education has emphasized that Workforce Pell awards are still Pell Grants - but with a different set of program eligibility rules, not a totally separate pot of money. That matters be...
Parent PLUS Student Loan Alternatives in 2026: Private vs. Federal
<p>Major changes to Parent PLUS loans are coming in 2026, and for many families, the timing could not be more complicated. Parents with students starting college this year or next (or already have kids in college), need to make plans for how they will pay for school.</p><p>For decades, Parent PLUS loans acted as a backstop. When grants, scholarships, and student loans fell short, parents could borrow the rest without limits. Beginning July 1, 2026, that changes. Borrowing caps take effect, and repayment options shrink.</p><p>The result: more families will need to rely on parent PLUS loan alternatives.<...
6 Weird But Successful Stock Market Indicators
<p>There are many different ways to invest in the stock market—some people prefer to buy and hold, while others trade stocks on a more frequent basis. Day traders and other stock investors have a lot of different indicators to measure performance and provide insights on when and how to invest. </p><p>There are also a lot of weird indicators for stocks and other odd hypotheses when it comes to stock market performance over time. I thought it would be fun to share a few that have actually been pretty successful over time (there are, of course, thousands of...
The Truth About Administrative Bloat At U.S. Colleges
<p>In the last few years, rising college costs have been at least partially blamed on a simple and provocative idea: administrative bloat. </p><p>The claim is easy to repeat and hard to forget. Some versions suggest that elite colleges employ one administrator for every two students, or even several staff members per student. These figures have even made it to Congressional policy debates, opinion pieces, and social media posts, often presented as self-evident proof that colleges have lost control of their staffing.</p><p>But when these claims are checked against federal data, they fall apart.</p><p>...
Yale Joins Harvard and MIT in Expanding Free Tuition for Middle-Class Families
<p>Yale University will allow students from households earning up to $200,000 a year to attend tuition-free beginning in fall 2026, the university confirmed this week, expanding a financial aid policy that has been in place for several years. The threshold had previously been set at $150,000.</p><p>Under the updated policy, families earning up to $100,000 annually will continue to pay nothing at all — covering tuition, housing, meals, and other required costs. Families earning between $100,000 and $200,000 will no longer be charged tuition, though they may still have to pay for room and board.</p>
Income-Based Repayment Comes To Private Student Loans
<p>For years, income-driven repayment has been a dividing line between federal and private student loans. Federal borrowers could tie monthly payments to income but historically, private borrowers could not.</p><p>That line is starting to blur.</p><p>RISLA (Rhode Island Student Loan Authority), a nonprofit student loan lender based in Rhode Island, has introduced an income-based repayment (IBR) option for borrowers who refinance student loans through the organization. The plan borrows heavily from the "old" IBR framework created in 2009, offering payment flexibility during periods of lower income and forgiveness after decades of repayment.</p><p>It is...
Education Freedom Tax Credit: Who Qualifies and When
<p>The U.S. Departments of Education and Treasury released new details on the Education Freedom Tax Credit, a centerpiece of President Trump’s Working Families Tax Cuts Act.</p><p>Administration officials describe it as the largest expansion of education choice to date, with the potential to steer billions of dollars toward private scholarships and education services outside traditional public school funding streams.</p><p>Unlike past education tax benefits aimed directly at families, this credit works by encouraging taxpayers to contribute to nonprofit Scholarship Granting Organizations (SGOs), which then distribute aid to eligible students.</p><p>The design is...
50 Ways To Save Money In College
<p>The idea of saving money in college might sound impossible - but it's totally doable! </p><p>For most college students, this is the first time really having to budget and manage money on your own. You might not know all the tips and tricks to make your money last. That's what this list is for.</p><p>Here's some of the best ideas on how to manage your money and save money in college. These all come from experience. If you have more ideas or suggestions, want to share your hack, or want to tell us how silly...
7 Best Ways To Save Your Tax Refund
<p>Looking for the best ways to save your tax refunds? We have seven ideas that can help you build wealth with your tax refund.</p><p>The April 15th tax filing deadline may bring dread to taxpayers everywhere, but the storm cloud comes with a silver (or dollar-covered) lining.</p><p>Last year, nearly 100 million taxpayers received a refund, with the average refund being $3,138. This sizable payday could be the cash you need to set yourself up for financial stability and a growing net worth.</p><p>Here are the best ways to save your tax refund.</p>
