Breaking Banks
The #1 global fintech radio show and podcast. Every week we explore the personalities, startups, innovators, and industry players driving disruption in financial services; from Incumbents to unicorns, and from the latest cutting edge technology to the people who are using it to help to create a more innovative, inclusive and healthy financial future.
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Decisions > Diligence: Dynamics of Decision-Making in Banking
<h2 >In This Episode</h2> <p>The length of the sales cycle in financial services is legendary. Slow decisions, endless diligence, and constant risk reviews are practically an industry meme. To be fair, the stakes are real. When money moves, it has to arrive; when deposits sit in a bank, they have to be safe. Somewhere along the way, caution turned into paralysis. Banks ask more questions, add more steps, delay commitment, often increasing the risk by avoiding learning, accountability, and real-world feedback.</p> <p>In this episode of Breaking Banks, Jason Henrichs connects with Lindsay Borgeson, President of Core...
Are Interest Rate Caps Bad For Consumers?
<h2 >In This Episode</h2> <p>Could up to 80% of existing credit cards be canceled or see credit reductions under the proposed 10% interest rate cap?</p> <p>That’s the stark prediction from industry research and leading credit providers like JPMorgan’s Jamie Dimon. Instead of helping consumers, the policy could trigger an evaporation of available credit, shrink access, and push borrowers toward less regulated alternatives.</p> <p>In this episode of Breaking Banks, Jason Henrichs connects with leading industry voices Ron Shevlin, Managing Director & Chief Research Officer of Cornerstone Advisors and author of Forbes‘ Fintech Snark Tank, and Rhett Robert...
Are We Done With Digital Transformation in Banking?
<h2 >In This Episode</h2> <p>Just as mobile was once a separate vertical within banking, has digital transformation simply become part of everything we do?</p> <p>In this week’s episode of Breaking Banks, hosts Jason Henrichs, Brett King, and JP Nicols debate this and more as they discuss the current state of banking, the impact of fintech, and the evolution of digital banking. They cover the challenges posed by legacy systems, the rise of digital-only banks, and the role of AI and stablecoins in shaping the future of finance. The top 50 fastest growing FIs in the world ar...
Patterns of Success in Fintech: Leda Glyptis on Leading Through Digital Chaos
<h2 >In This Episode</h2> <p>This week on Breaking Banks, we spotlight our sister podcast, The Bankers’ Bookshelf, hosted by Paolo Sironi.</p> <p>In this episode, Paolo sits down with frequent Breaking Banks guest Leda Glyptis to discuss her book, “Beyond Resilience: Patterns of Success in Fintech and Digital Transformation”. Drawing from candid interviews with leading entrepreneurs, Leda moves past the typical success stories to uncover the raw realities of building groundbreaking ventures. She offers an honest exploration of digital transformation, including the lessons learned, inevitable mistakes, course-corrections, and the personal and professional growth required to lead through the messin...
Breaking Banks: The Holiday Movie Edition
<h2 >In This Episode</h2> <p>What’s your favorite holiday movie? It’s a Wonderful Life? Miracle on 34th Street? Scrooged? Plot twist (literally): These are all banking movies.</p> <p>This week on Breaking Banks hosts Jason Henrichs and JP Nicols invite you to an Alloy Labs virtual holiday gathering. Joined by Amber Frye, Pam Kaur, and Samer Saab, they share favorite holiday movies with good cheer and a twist — the need to tie the cinematic selections back to banking and fintech.</p> <p>Tie back to banking and fintech, you say? Think fraud, legal contracts, loan workouts, wealth manag...
Tom Sosnoff’s Fintech Innovation Aiming to Fix Compensation Inequity
<h2 >In This Episode</h2> <p>What if someone told you you’ve been underpaid by more than two million dollars across your career?</p> <p>In this episode, Jason Henrichs speaks with fintech entrepreneur Tom Sosnoff. You may know Tom from founding thinkorswim and tastytrade, two billion-dollar exits that transformed retail investing. His newest venture, Lossdog, launching this month, focuses onsalary transparency.</p> <p>Traditional compensation platforms rely on legacy salary benchmarks and anonymous, unverified self-reports that create wide ranges. Lossdog’s approach to compensation data is one that uses AI and verified data sources to deliver personalized valuations rather th...
Inside Gaza: Arwa Damon on Crisis, Resilience, and Access
<h2 >In This Episode</h2> <p>This week, Breaking Banks offers a human interest story from Brett’s conference travels. Listen as Brett connects with Arwa Damon, former CNN reporter based in Istanbul, and current President and Founder of INARA, an NGO working in Palestine.<br />INARA, International Network for Aid, Relief and Assistance, is a humanitarian organization providing rapid response and treatment to refugee children, its mission to ensure every child has the agency to create a dignified life.<br />Arwa provides a first-hand look at the humanitarian crisis in Gaza and discusses how it impacts the basic needs an...
Navigating the Evolving Landscape of Banking in the AI Era: What Every Institution Must Know
<h2 >In This Episode</h2> <p>In this episode of Breaking Banks, hosts Jason Henrichs, Brett King and JP Nicols delve into the transformative impact of AI and technology on the banking industry, and share insights on what institutions must do to not only survive, but thrive as AI rewrites playbooks.</p> <p>The conversation covers the role of stablecoins, agentic AI, the future of smart contracts, smarter digital infrastructure, and how accelerated innovation cycles are reshaping the global financial system.</p> <p>They explore the structural changes they see coming and the potential of AI in automating cross-border transactions...
Celebrating 6 Years of Breaking Banks Europe
<h2 >In This Episode</h2> <p>Today, we turn the show over to our friends at Breaking Banks Europe, as we celebrate their 6th anniversary.</p> <p>What began as a podcast experiment has grown to over 280 episodes, more than 570 guests, thousands of listeners from every corner of the world, and countless debates.</p> <p>Over the past 6 years, the show has:</p> Shaped conversations around open banking, fintech, DeFi, payments, digital innovation and every trend and highlight you can think of. Featured founders, heads of state, college students, academics, executives, regulators, dreamers, disruptors & troublemakers. Connected Europe with the Middle...
Driving Digital Growth in Africa: From Vision to Execution
<h2 >In This Episode</h2> <p>Today on Breaking Banks we feature the newest addition to the Provoke.fm family, Breaking Banks Africa.</p> <p>In this episode Breaking Banks Africa Host and Executive Producer Matteo Rizzi sits down with Sandra Yao, Ecobank‘s Group Head: Cross Border Remittance, Payments & BaaS (Fintech). With 20 years of experience driving fintech and payment innovation across Africa, Sandra brings a unique “builder’s mindset” into one of the continent’s largest financial institutions, operating in 39 markets.</p> <p>From pioneering mobile money to tackling fragmented infrastructure and regulatory environments, Sandra shares how interoperability, accessibility, and digital transf...
