Move iQ Podcast
Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
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Product Transfers Explained: What to Do When Your Fixed Rate Ends
<p >Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses on the option of moving onto a new deal with your existing lender.<br><br>When your deal comes to an end, you don’t have to accept your lender’s reversionary rate. A product transfer allows you to switch to a new deal with the same lender, often with a simpler process. Understanding your options early can help you avoid higher...
The Legal Checks That Protect Your Property Purchase
<p >Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase.</p><p >In this episode of our conveyancing series with Napthens Solicitors, we break down what these checks actually involve and why they’re a crucial part of the home-buying process.</p><p >Whether you’re a first-time buyer or planning your next move, understanding these steps can give you confidence before committing to a property.</p><p >Keep an eye out for more episodes in t...
Insider Secrets to Buying a Home
<p >What exactly does a buying agent or property finder do? In this episode, Phil Spencer hosts a panel discusssion with David, Jennifer and Danny, from Garrington Property Finders to explore the role of buying agents/property finders in the UK and how they support people through the property buying process.<br><br>They discuss how buying agents help buyers identify the right properties, access opportunities that may never reach the open market, and provide guidance and negotiation expertise during what can often be a complex and competitive process. If you’re planning to buy a home and have wondered wh...
Your Guide to Porting a Mortgage
<p >This episode is a guide to porting your mortgage. Phil is joined by Simon from @SkiptonBuildingSociety to unpack the ins and outs of the process, so if you’re planning a move but keen to keep your current mortgage deal, this conversation explains what porting actually means and how it works in practice.<br><br>Porting a mortgage allows you to transfer your existing deal to a new property, but it’s not automatic and approval is still required. Planning ahead and understanding your lender’s requirements can make the process far less stressful.<br><br>From understanding lender criter...
Keep Your Property Sale Moving Smoothly
<p >Today we’re discussing how to keep your property sale moving smoothly- and what the legal timeline actually entails. From offer accepted to completion can often take months, and Phil and Sarah from Napthens Solicitors are here to explain what’s actually going on during that time.</p><p >If you’re buying or selling soon, follow along this series as we guide you through the conveyancing process. We have podcast episodes on all-things property every week- subscribe so you don’t miss out!</p><p >👉 VIDEO TIMESTAMPS ⏳<br><h3>Chapters</h3>00:00 Introduction00:49 Getting started with your conveyancer01:41 Reviewing the draft con...
What Property Market Shifts are we Seeing in 2026?
<p >In this episode, Phil Spencer is joined by Nathan Emerson, CEO of Propertymark, for the latest UK property market update and what shifts we are seeing in 2026.<br><br>They discuss what’s really happening across the property market as we head into spring 2026, including trends and current affairs affecting buyers, sellers and renters, and what estate agents are seeing on the ground across the country.<br><br>If you’re planning to buy, sell, rent, let out property, or move home, this episode will help you understand what’s happening in the market and what it could mean for yo...
What Property Market Shifts are we Seeing in 2026?
<p >In this episode, Phil Spencer is joined by Nathan Emerson, CEO of Propertymark, for the latest UK property market update and what shifts we are seeing in 2026.<br><br>They discuss what’s really happening across the property market as we head into spring 2026, including trends and current affairs affecting buyers, sellers and renters, and what estate agents are seeing on the ground across the country.<br><br>If you’re planning to buy, sell, rent, let out property, or move home, this episode will help you understand what’s happening in the market and what it could mean for yo...
Switching Mortgage Lenders Made Easy
<p >In this episode, Phil sits down with Emma from Skipton Building Society to discuss how easy switching mortgage lenders can be. If you’re wondering whether moving away from your current lender is worth it, this conversation covers why homeowners choose to switch, how long the process can take, and what costs you might need to factor in.<br><br>Phil and Emma also explore how to compare mortgage deals properly and what support is available along the way, so you’re not navigating the process alone. If your current deal is ending or you’re simply looking for a bett...
How to Choose the Right Solicitor
<p >In this episode of our conveyancing series, Phil and Sarah explore how to choose the right conveyancer and get your property sale off to the best possible start. From finding a solicitor to understanding what happens once you’ve instructed one, they break down the key steps and what you should be thinking about early in the process. Choosing the right conveyancer can make a real difference, helping to avoid delays and unnecessary stress later on.<br><br>This series, sponsored by Napthens Solicitors, focuses on the legal side of moving home. Across the episodes, we guide you through th...
First-Time Remortgage Guide
<p >In this first episode of our six-part series on understanding your mortgage, we’re joined by Simon from Skipton Building Society to break down the essentials: a guide to remortgaging for the first time. We explore what remortgaging means, how to get ready for your current deal coming to an end, and how to compare mortgage options with confidence.<br>If your product is nearing its expiry date, this episode will help you understand your choices and take your next step with clarity.</p><p ><br>Remortgaging is simply switching to a new mortgage deal, either with your current le...
