Retirement Answers
Retirement Answers is a podcast built to help you succeed in retirement. The thought of retirement can be overwhelming and downright scary for many... but it doesn't have to be! The goal of this podcast is to provide thoughtful insights and strategies to give you the confidence you need to retire successfully. At the end of the day, my ultimate goal for my clients and podcast listeners is to live a fulfilling retirement. Follow along as I publish a new episode each week covering everything from retirement income planning, tax planning, Social Security, insurance planning, investing, and much more. Here's...
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Stop Saving For Retirement... (Here's Why)
<p>Do you really need to be saving more for retirement? What if it's costing you something you can't get back? Join me in this episode to hear a different perspective on how much you should be saving for retirement.</p><p>👉 Book a call with me: https://www.rivertreewealth.com/get-started</p><p>✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers</p><p>Email: jacob@rivertreewealth.com<br>Website: https://www.rivertreewealth.com<br>LinkedIn: https://www.linkedin.com/in/jacobduke</p><p>Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of th...
Are You Waiting Too Long to Sell Winning Investments?
<p>Why haven't you sold that investment that has made you a lot of money? What's stopping you? I'm hearing the question "What should I do with my big winners?" a lot more lately, so I wanted to give you some ideas on how to think about this.</p><p>👉 Book a call with me: https://www.rivertreewealth.com/get-started</p><p>✅ Get your Important Numbers 2025 PDF here: https://www.rivertreewealth.com/2025-important-numbers</p><p>Email: jacob@rivertreewealth.com<br>Website: https://www.rivertreewealth.com<br>LinkedIn: https://www.linkedin.com/in/jacobduke</p><p>Jacob Duke, CFP, MBA is the f...
What Are the Best Strategies for Reducing RMDs?
<p>Are you worried that required minimum distributions (RMDs) could force unnecessary taxable income and shrink your hard-earned retirement savings? In this episode of Retirement Answers, Jacob Duke explains when RMDs become a real problem, offers a quick rule of thumb based on how much you hold in tax-deferred accounts, and walks through five ways to reduce future RMDs.</p><p>👉 Book a call with me: https://www.rivertreewealth.com/get-started</p><p>✅ Get your Important Numbers 2025 PDF here: https://www.rivertreewealth.com/2025-important-numbers</p><p>Email: jacob@rivertreewealth.com<br>Website: https://www.rivertreewealth.com<br>LinkedIn: https://www.linke...
The 4% Rule Is A Terrible Retirement Income Strategy (Here's Why)
<p>Have you ever wondered if certain beliefs or rules of thumb about retirement could actually jeopardize your future instead of secure it? In this episode, Jacob breaks down the 4% and why it doesn't make sense in real life.</p><p>👉 Book a call with me: https://www.rivertreewealth.com/get-started</p><p>✅ Get your Important Numbers 2025 PDF here: https://www.rivertreewealth.com/2025-important-numbers</p><p>Email: jacob@rivertreewealth.com<br>Website: https://www.rivertreewealth.com<br>LinkedIn: https://www.linkedin.com/in/jacobduke</p><p>Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the R...
The Lie That's Holding You Back From Retirement
<p>You've got the savings, the spreadsheet, maybe even the perfect retirement date circled on your calendar, so what's actually holding you back? In this episode, I get honest about the real reason so many people delay retirement, and it's not the money. I share two personal stories and the mindset shift that can help you finally step forward.</p><p><br></p><p>👉 Work With Us: https://www.rivertreewealth.com/get-started </p><p><br></p><p>✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers </p><p><br></p><p>Email: jacob@rivertreewealth.com </p><p>Website: https...
Avoid These 5 Retirement Mistakes Before It’s Too Late
<p>You've spent decades saving for retirement, but are you about to make the same mistakes thousands of retirees only spot when it's too late? In this episode, I walk through the five biggest regrets I see in my work as a retirement planner, and exactly what you can do right now to avoid them.</p><p><br></p><p>Tune into this episode to find out:</p><p>(01:14) Regret #1 – Claiming Social Security too early costs you</p><p>(01:44) Early claiming locks in a permanent 30% benefit cut</p><p>(02:49) How claiming early closes your Roth conversion window</p><p>(04:12) Regret #2 – Play...
Why Your 401(k) Isn’t Enough - The Ideal Retirement Mix
<p>You're saving for retirement, but are you saving too much into the wrong accounts? Most retirees don't realize this common issue until it's too late.</p><p>In this episode, I explain why having all of your retirement savings in pre-tax accounts is major risk and how you can begin to fix things.</p><p>👉 Work With Us: https://www.rivertreewealth.com/get-started</p><p>✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers</p><p>Email: jacob@rivertreewealth.com<br>Website: https://www.rivertreewealth.com<br>LinkedIn: https://www.linkedin.com/in/jacobduke</p><p>Jacob Duke...
The Mental Trap That's Sabotaging Your Retirement
<p>Have you ever wondered if chasing “more” could actually make retirement harder instead of better? In this episode of Retirement Answers, Jacob is sharing how “more is not better, better is better” applies to retirement... </p><p>More money can create fear, over-optimizing can steal joy, more stuff adds complexity and decision fatigue, and more time without purpose can lead to dissatisfaction. Tune in to rethink what “enough” means for you and focus on using your money, lifestyle, and time in a better way that supports a meaningful retirement.</p><p>👉 Work With Us: https://www.rivertreewealth.com/get-started</p><p>✅ Get your...
Avoid These 8 Retirement Mistakes (They Look Harmless… But Aren’t)
<p>Some of the biggest retirement mistakes don’t show up until it’s too late to fix them. Today, I’m breaking down 8 costly mistakes I see over and over again and how to avoid them before they impact your income, taxes, and long-term freedom. A few small adjustments here can make a massive difference later.</p><p>👉 Work With Us: https://www.rivertreewealth.com/get-started</p><p>✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers</p><p>Email: jacob@rivertreewealth.com<br>Website: https://www.rivertreewealth.com<br>LinkedIn: https://www.linkedin.com/in/jacobduke</p><p>Jacob...
5 Reasons NOT To Claim Social Security Early
<p>Not sure when to take Social Security? Well, in today's episode, I am sharing 5 reasons you shouldn't take your benefits early and the hidden risks of doing so.</p><p>👉 Work With Us: https://www.rivertreewealth.com/get-started</p><p>✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers</p><p>Email: jacob@rivertreewealth.com<br>Website: https://www.rivertreewealth.com<br>LinkedIn: https://www.linkedin.com/in/jacobduke</p><p>Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.</p><p>DISCLAIMER: This should not be taken as ta...
