Peak Financial Freedom Hour with Jim and Dan
Weekly financial and retirement planning guidance from the team at Peak Financial Freedom Group in Sacramento, CA.
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Why Uncertainty Is the Biggest Risk in Retirement
<p>This week on The Peak Financial Freedom Hour, Dan and Jim talk about a concern they see every day in their office: people who are worried!</p> <p>Many people approaching or already in retirement are feeling uneasy, not just about the markets, but about whether their plan will actually work. For some, that uncertainty comes from not having a real plan at all. For others, it’s the fear that the plan they do have might not be enough. And often, that worry becomes so overwhelming that it keeps people stuck and unsure where to begin.</p> <p>Da...
Going Against the Grain
<p>This week, Dan and Jim explain why building a retirement plan often requires going in a very different direction than the strategy you used during your working years. When you're saving for retirement, the focus is on accumulation and growth. But once you retire, the entire purpose of that money changes — you shift from asset accumulation to asset decumulation.</p> <p>They walk listeners through why income-producing assets become so important in retirement, and why continuing to rely heavily on high-risk, growth-dependent assets can put your lifestyle at risk. Dan and Jim remind retirees that the money they saved wa...
Will Your Retirement Plan Withstand the Next Crash?
<p>This week, Dan and Jim discuss how risk often comes from not knowing what you’re doing and how that uncertainty can quietly affect your retirement plan. They challenge listeners to think about whether their current advisor is truly helping them build a real plan or just managing their investments and charging fees. They also explain the difference between having retirement accounts and having an actual plan that covers income, tax planning, and legacy.</p> <p><br> Key topics we cover this week:<br> • Understanding where real risk comes from<br> • The importance of building a true retirement income plan<b...
Tailored for You: Why Every Retirement Plan Should Be Personal
<p>This week on The Peak Financial Freedom Hour, Dan and Jim dive into what it really means to have a customized retirement plan — one that’s built around your goals, your income needs, and your comfort with risk.</p> <p>They explain why cookie-cutter strategies often fail, how a written plan in place helps you stay focused and confident, and why true financial freedom comes from having a plan that’s made just for you.</p> <p>✅ How to create a personalized income plan that fits your goals<br> ✅ Why no two retirements should look alike<br> ✅ The peace of mind that...
Stop Worrying & Start Planning!
<p>This week on The Peak Financial Freedom Hour, Dan and Jim continue their discussion from last week’s episode and take a deeper dive into how to turn your statements into a strategy. They talk about the importance of positioning your assets correctly, creating dependable income that lasts, and building a written plan that helps you retire with confidence – no matter what happens in the market.</p> <p>Tune-in this week and learn why peace of mind comes from having a plan in writing and why the right income strategy helps you stay retired for good.</p> <p>✅ How to mak...
Statements You Will Live to Regret
<p>Dan and Jim break down the dangerous things retirees tell themselves – and the costly mistakes hiding in plain sight on your account statements. They’ll show you how to build (or upgrade) a written retirement plan that prioritizes maximizing income and minimizing risk & fees.</p> <p>Ready to see your blind spots and fix them fast? Meet with us and leave with a plan in writing.</p> <p> </p> <p>--</p> <p>Schedule your free meeting with Dan & Jim: https://peakfinancialfreedomgroup.com/contact/ </p> <p >Call us now by dialing #250 on your cell phone and say the key-word “MONEY”<...
Avoid the Crash: Protecting Your Retirement & Your Income
<p>Dan and Jim reveal why waiting to adjust your retirement plan could leave you vulnerable — and what smart retirees are doing right now to stay protected. Learn how to stress-test your income plan, prepare for market volatility, and avoid running out of money later in life.</p> <p>So what do you get when you work with us? A retirement plan in writing that gives you confidence you won’t run out of money — no matter how long you live or what happens in the stock market. And the best part: meeting with us is completely free.</p> <p> </p> <p>...
How to Build Multiple Income Streams in Retirement
<p>Dan and Jim break down how to create multiple income streams in retirement — so you’re not depending on just one source. Learn how to layer Social Security, pension income, investment withdrawals, annuities, and more into a strategy designed to give you consistent, reliable income for life.</p> <p>So what do you get when you work with us? A retirement plan in writing that gives you confidence you won’t run out of money — no matter how long you live or what happens in the stock market. And the best part: meeting with us is completely free.</p> <p>👉 Sche...
Specialized Planning for Retirees in Northern California
<p>Dan and Jim explain how they can help you get a retirement plan IN WRITING that guarantees you will never run out of money in your golden years. All it costs is your time, schedule your free meeting today!</p> <p> </p> <p>--</p> <p>Schedule your free meeting with Dan & Jim: https://peakfinancialfreedomgroup.com/contact/ </p> <p >Call us now by dialing #250 on your cell phone and say the key-word “MONEY”</p> <p >Listen to Previous Episodes: https://peakfinancialfreedomgroup.com/radio/</p> <p >Connect with Dan & Jim: info@peakfin.com | (916) 791-7063</p> <p >Subscribe to our YouTube to watch...
From Saving to Spending: Creating Efficient Income for Retirement
<p>Dan and Jim discuss why it’s important to adjust your investment strategy as you near and enter retirement. Is your portfolio ready for the decumulation and income phase?</p> <p> </p> <p>--</p> <p>Schedule your free meeting with Dan & Jim: https://peakfinancialfreedomgroup.com/contact/ </p> <p >Call us now by dialing #250 on your cell phone and say the key-word “MONEY”</p> <p >Listen to Previous Episodes: https://peakfinancialfreedomgroup.com/radio/</p> <p >Connect with Dan & Jim: info@peakfin.com | (916) 791-7063</p> <p >Subscribe to our YouTube to watch Clips from our radio and TV shows: https://www.youtub...
