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The Martin Lewis Podcast

The Martin Lewis Podcast

Martin Lewis answers your financial questions, offering valuable money-saving tips.

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10

Question Time: At last, I’m debt free - what now? Overpay my mortgage or invest? Do I need pay NI if I want to retire early?

Question Time: At last, I’m debt free - what now? Overpay my mortgage or invest? Do I need pay NI if I want to retire early?

<p>In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: should I prioritise saving, investing, overpaying the mortgage, or children’s savings for our new baby? I want to retire early; do I need to pay for National Insurance to get a full state pension? Should I overpay my postgraduate loan? Robert tells us his inspiring story about finally becoming debt-free for the first time in his adult life and asks Martin what he could do with his money next. Plus, does Martin dye his hair? You’ll be surprised by his answer!</p><p>If...

35 min

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2026 January 20

Everything you ever wanted to know about tax but were too afraid to ask!

Everything you ever wanted to know about tax but were too afraid to ask!

<p>With the self-assessment deadline less than a fortnight away, Martin Lewis answers your questions on everything tax, with the help of two tax gurus, including: tax returns, inheritance tax, making tax digital, capital gains tax, PAYE, savings tax, and more. Plus, Mastermind this week is all about gift cards, and Martin speaks to Harriet from the Traitors. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite fruit, if he can say the alphabet ba...

1 hr 11 min

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2026 January 20

Question Time: Will my ex’s debt affect my credit score? Bridesmaid’s dress consumer rights? Credit card won’t give money back

Question Time: Will my ex’s debt affect my credit score? Bridesmaid’s dress consumer rights? Credit card won’t give money back

<p>In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: will my ex’s debt affect my credit score? If I buy a bridesmaid’s dress for someone, does it hit my consumer rights? My credit card won’t give me money back for problem building work, what can I do? I’m a teacher, can you answer some of my students’ personal finance questions? My 0% credit card deal ends soon; do I pay it off or transfer the balance? Plus, what would Martin’s wrestler name and finishing move be? If you want to ask Marti...

33 min

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2026 January 20

Debt Masterclass: Slash the cost of existing credit cards, overdrafts, loans, BNPL and more

Debt Masterclass: Slash the cost of existing credit cards, overdrafts, loans, BNPL and more

<p>Martin Lewis has his debt masterclass this week, helping you slash the cost of your existing credit cards, overdrafts, loans, buy now, pay later and much more! Plus, you tell us your New Year financial goals - some of you want to save more, some want to save less! Mastermind is all about capital gains tax, and how did Martin’s yearly step count competition end?</p><p>If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to k...

1 hr 4 min

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2026 January 20

Christmas Special: The best of Martin’s Money Mastermind!

Christmas Special: The best of Martin’s Money Mastermind!

<p>As it’s Christmas, Producer Matt has chosen his favourite questions Martin has challenged Adrian with on the podcast for this special Martin’s Money Mastermind episode, including questions on: returning faulty tech, gift aid, credit scores, retail gift aid, and direct debits. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite animal, if he knows any magic tricks, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.u

30 min

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2026 January 20

Christmas Special: The best of Question Time!

Christmas Special: The best of Question Time!

<p>As it’s Christmas, Producer Matt has chosen his favourite questions you’ve asked Martin in our Question Time podcast, including: Can I refuse a smart meter? Is paying by PayPal a bigger risk? Should I keep cash under my mattress? Should you invest in gold? Will my new husband need to pay for my daughter’s university? And, would Martin want to fight 1 man-sized duck, or 10 duck-sized men? You’ll have to listen to find out! If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everythi...

29 min

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2026 January 20

Question Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner

Question Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner

<p>In this special ‘Success Time’ edition of our Question Time podcast, this week is all about listeners who’ve saved. They tell us what they’ve done to save, and Martin explains how you can do the same! The successes this week include: a multi-bank switching success, getting a phone retailer to overturn its decision not to replace a faulty handset, and a success worth £100,000.</p><p>If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favo...

27 min

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2026 January 20

It’s Love Actuarially! Base interest rate cut help. And will you get £150 off energy bills?

It’s Love Actuarially! Base interest rate cut help. And will you get £150 off energy bills?

<p>Martin Lewis has a selection box of topics in this week’s podcast, including: the Bank of England has cut the base interest rate, what does it mean for your mortgage, savings, credit cards, and loans? It’s Love Actuarially as you tell us when you’ve received a random act of financial kindness. The government’s taking £150 off energy bills, so Martin explains how it will work – especially if you’re on a fix. Plus, Mastermind is all about representative APR, and should you open expensive Christmas presents early? If you want to ask Martin a question, you now can! His...

1 hr 3 min

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2026 January 20

Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?

Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?

<p>In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I deal with my mounting debt? Is student loan paid before or after tax (and should I set up a direct debit if I’m close to paying it off)? Can someone take over my ISA allowance when I die? Plus, we have a student loan success story, and just how does Martin manage to do 26,000 steps a day? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (wi...

27 min

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2026 January 20

Everything you need to know about ISAs (Cash & Shares) - but were too afraid to ask!

Everything you need to know about ISAs (Cash & Shares) - but were too afraid to ask!

<p>Martin Lewis tells you everything you need to know about ISAs - the Cash, Stocks and Shares, Help-to-Buy, and Lifetime varieties – as well as what ISA changes in the budget means for you. Martin talks about the government consultation on replacing the Lifetime ISA and tells you if it’s still worth it. Plus, you tell us your cheap Christmas magic tips, Mastermind is all about car insurance renewal, and do you know where your stopcock is? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and ever...

1 hr 7 min

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2026 January 20

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