The Banker Next Door
BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.
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BND: Strategy Room 9-12-2026
<p>The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.</p>
Banking industry update: IPOs, M&A, Charters, Failures, Activism, and AOCI
<p>This episode reviewed recent data for bank IPO’s and capital raises, M&A activity, new charter requests, FDIC problem bank list, recent bank failures, the return of shareholder activism, and the impact of rising yields on accumulated other comprehensive income or AOCI. Capital raises through preferred equity (IPOs) picked up in the second quarter of 2026, but subordinated debt and senior debt are still the preferred vehicles. Bank charter applications hit 33. M&A activity has picked up with 98 deals so far in 2026. The number of banks on the FDIC’s problem list dropped to 47. The number of bank failures in 2...
Reviewing bank CEO pay for 2025
<p>Bank CEO compensation for the big 4 CEOs dramatically increased in 2025. Citigroup CEO, Jane Fraser, became the highest paid bank CEO with a pay package of $95.8 million. Wells Fargo CEO, Charles Scharf, came in right behind with a pay package of $94.5 million. JPMorgan CEO, Jamie Dimon’s, pay package was $40.6 million. Bank of America CEO, Brian Moynihan’s, pay package was $32.7 million. The lists reviewed include top 10 highest paid bank CEOs, 10 highest paid bank CEOs with assets between $1B and $10B, 10 highest paid CEOs with assets between $10B and $50B, 10 highest paid bank CEOs with assets between $50B and $500B, 10 high...
Bank News: BitGo, M&A, charter update, MoneyLion, Old Glory, SVB, & CFPB changes!
<p>Bank News: BitGo acquired NYDIG’s trading business. Equity Bancshares to acquire Lincoln Savings Bank for $123.8 million. FNBO to acquire InBankshares Corp for an amount up to $204 million. Bank7 wins auction to purchase 71% of Century Financial. TabaPay is seeking to attain a bank charter by purchasing Transact Bank. UK neobank Revolut receives conditional bank charter from the OCC. Zerohash reapplies for OCC trust bank charter. OpenReserve received conditional approval for a national bank charter from the OCC. Old Glory Bank revisits capital raise and IPO after SPAC deal fails. Farmers & Merchants Bank incurs $85 million loss to reposition securities portfolio. Ju...
Review of S&P Global Best Banks by Deposit Franchise
<p>This episode reviewed S&P Global’s list of top U.S. large and community banks by deposit franchise. The top 3 large U.S. banks by deposit franchise were 1) EB Acquisition Co. LLC, 2) CVB Financial Corp., and 3) Prosperity Bancshares, Inc. The top 3 U.S. community banks by deposit franchise were 1) Central Service Corp., 2) Bank of Marin Bancorp, and 3) Bank of Guam. The most recent trend for both large and community size banks is the need to engage in M&A for deposit growth. “Acquirers are leveraging dealmaking to capture market share and protect margins, avoiding the higher costs associated with...
BND versus TikTok financial education
<p>What does BND offer compared to all the other financial influencers on TikTok? The Wall Street Journal analyzed hundreds of finance influencers on TikTok and was able to break them down into several categories. These include the educator, the young guns, the stock hypers, and the showoffs. Most of these influencers are pedaling stocks, get rich quick schemes, flashy videos to get clicks, or just nonsense. BND is not doing any of this. BND brings you deep knowledge of the world of finance, specifically around banking. BND offers current news and insights in addition to historical analysis on financial...
BND: Strategy Room Bonus - Walter's issues causing Private Credit insurance trade to unravel?
<p>This video is a clip from BND: Strategy Room Live Stream on August 29, 2026. Mark Walter’s TWG investigation continues to cause ripples through the Private Credit and insurance ecosystem. Mark Walter’s problems are not a ‘one off’ incident. Rather, he used a strategy that is being deployed by many across the Private Credit and Insurance industries. The web of interconnection between Private Credit, Private Equity, and Insurance is a little unnerving. Mr. Walter’s problems are just beginning, as are the additional problems that are likely to be uncovered with various other companies. This video reviewed articles from CNBC and T...
BND: Strategy Room 9-5-2026
<p>The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.</p>
Examining the fall of Leopold Aschenbrenner and Situational Awareness
<p>The new hedge fund Situational Awareness (“situational”) created by 24-year-old boy wonder Leopold Aschenbrenner managed to barely dodge a total collapse by working out a last-minute deal with Citadel. Situational managed to lose $30 billion in a matter of weeks. Situational had ballooned up to $45 billion in assets under management, more realistically $100 billion with the leverage piled on. This hedge fund almost collapsed because they never bothered to learn the lessons from Long Term Capital Management and multiple other examples of how concentration and leverage can kill you in the stock market. It is the perfect example of why you don’...
With scale fueling more bank M&A deals, should banks be raising capital in 2026?
<p>Bank M&A had a good year in 2025 and got off to a slower start in 2026 but is looking to pick up through the rest of the year. Mergers of equals transactions or more to the point, mergers of healthy banks have really picked up steam. Capital is strong right now, the regulatory environmental is favorable, and closing times have returned to a strong average of 131 days. Technology is a major consideration. Institutions that defer technology planning until after signing consistently underperform on synergy capture. Scale is driving M&A activity especially if you are looking to get over...
