
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.
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<p>“Hey Mike, if you have enough income coming in, what do you recommend that you do with the extra cash flow?” </p><p>Discover how to prioritize your extra cash flow when you consider taxes, liquidity, and legacy goals.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, how does a financial plan work? Can you give realistic expectations?” </p><p>Discover what Mike believes a retirement plan should include, and what many people are surprised to learn once they start the planning process.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, I want to retire, but I’m having a hard time spending my money.” </p><p>Discover ways to make sense in your mind of your retirement income, potential portfolio growth, and expenses in retirement.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, is there ever a situation where you should keep your debt when you retire?“ </p><p>Discover when debt can be strategic and when it becomes a silent risk.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, if you are 2 to 5 years from retirement, is it wise to keep investing in growth?” </p><p>Discover how to balance growth, protection, and liquidity as retirement approaches.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, what should I be looking for in my 1040 this year as I file my taxes?“ </p><p>Discover how your tax return reveals planning opportunities many people overlook.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, how do you navigate helping your kids enter adulthood while saving for retirement and taking care of your parents?“ </p><p>Discover how to set boundaries, prioritize goals, and avoid financial burnout.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, many of my friends have fired their advisors, put everything in the S&P 500, and are now dollar-cost-averaging out of the market to generate income. Does that strategy really work?“ </p><p>Discover the hidden risks behind popular “DIY retirement income” strategies.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, is long-term care insurance worth buying at my age, or should I self-insure?” </p><p>Discover the different ways you could prepare for long-term care expenses in retirement, and the benefits and detriments of each option.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>

<p>“Hey Mike, how do I calculate what my actual monthly expenses will be in retirement?” </p><p>Discover why your monthly expenses may change when you retire, and how to figure out how much that could be.</p><p>Text your questions to 913-363-1234. </p><p>Request Your Wealth Analysis by going to www.retireontime.com </p>