
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.
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<p>The following is a clip from Mike's weekly show. </p><p>A listener defends his annuity rider, and Mike publicly disagrees with him on air instead of just nodding along.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Get the free book and tools 👉 RetireOnTime.com/Free </p><p>This is for educational purposes only and is not financial advice. </p>

<p>The following is a clip from Mike's weekly show. </p><p>Mike walks through a real dollar-amount scenario showing how a market crash can actually hand you a tax advantage most retirees never use.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Get the free book and tools 👉 RetireOnTime.com/Free </p><p>This is for educational purposes only and is not financial advice. </p>

<p>The following is a clip from Mike's weekly show. </p><p>The guy who sells annuities just told his own audience not to buy too much guaranteed income, and the reason why flips the usual retirement advice on its head.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Get the free book and tools 👉 RetireOnTime.com/Free </p><p>This is for educational purposes only and is not financial advice. </p>

<p>The following is a clip from Mike's weekly show. </p><p>One word retirees use to describe their money is quietly costing them thousands.</p><p>Ready to build a retirement plan around your life, not a product? <br>Get the free book and tools 👉 RetireOnTime.com/Free <br> <br>This is for educational purposes only and is not financial advice.</p>

<p>The following is a clip from Mike's weekly show. </p><p>One word retirees use to describe their money is quietly costing them thousands.</p><p>Ready to build a retirement plan around your life, not a product? <br>Get the free book and tools 👉 RetireOnTime.com/Free <br> <br>This is for educational purposes only and is not financial advice.</p>

<p>The real question isn't how much cash you need, it's which of the three reserve strategies fits your retirement so a market crash never forces your hand.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Get the free book and tools 👉 RetireOnTime.com/Free </p><p>This is for educational purposes only and is not financial advice. </p>

<p>When one spouse passes, the surviving spouse doesn't just lose income, they get bumped into a higher tax bracket, lose one Social Security check, and watch their Medicare costs climb.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Full episodes on all podcast platforms. Search Retire On Time. </p><p>This is for educational purposes only and is not financial advice. </p>

<p>Living off dividends sounds like the perfect retirement plan until Mike shows you exactly where the leak is.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Get the free book and tools 👉 RetireOnTime.com/Free </p><p>This is for educational purposes only and is not financial advice. </p>

<p>Your checking account, your brokerage, and your 401k are three completely different jobs, and treating them the same way is one of the most expensive mistakes in retirement.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Get the free book and tools 👉 RetireOnTime.com/Free </p><p>This is for educational purposes only and is not financial advice.</p>

<p>The CAPE ratio is sitting where it sat right before the 2000 crash, and if history repeats, a 50% drop means you need 100% back just to break even.</p><p>Ready to build a retirement plan around your life, not a product? </p><p>Get the free book and tools 👉 RetireOnTime.com/Free </p><p>This is for educational purposes only and is not financial advice.</p>