Wealth Talks
With a special emphasis on finances we talk about things that create wealth in your life. It's like a dinner table conversation once a week.
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Convertible Term Insurance
<p > Converting term insurance into a permanent life insurance policy can allow you to recover the cost of your insurance in a matter of a few years, insure that your premium will never increase, your death benefit will never expire, and in addition to this, build cash value equity in your policy that will continue to accumulate and grow tax free. (listen to understand more about this)</p> <p > One of the best kept secrets about Life Insurance is convertible term insurance. Convertible term insurance allows you to take advantage of the low premiums of term insurance and lock in...
Infinite Banking Questions and Answers
<p > If you have questions about Infinite Banking or Whole Life Insurance, this is the perfect episode for you. We go through a bunch of specific questions on Infinite Banking, Whole Life Insurance, Financial Strategies and the like; answering the questions in lots of detail.</p> <p > Resources for this episode are here:</p> <p > Gracine's video on single premium policies: https://www.youtube.com/watch?v=POTBDjFA6yE&t=1s</p> <p > Tom's video on 2 ways to pay property taxes: https://www.youtube.com/watch?v=1lPmv8TPWEI</p> <p > 📄 INFINITE BANKING MADE SIMPLE BINDER | Get the free binder here...
Financial Planning
<p>What is the most important factor in retirement planning? The philosophy and the financial habits you create. </p> <p>John does financial planning for clients. Today he shares details about how he goes about creating a successful financial plan. </p> What is his goal when he advises his clients? How does he make projections for his clients? How do you make calculations based on future assumptions? Whats the best way to save for education? How do you plan for retirement? How much money is enough? Can you calculate that number? <p>An important message on retirement is found in a para...
White Coat Investor vs. Infinite Banking
<p>On this episode we are discussing an article written by the White Coat Investor on Infinite Banking. The article is called 7 truths on Infinite Banking / Bank On Yourself. </p> <p>In this episode:</p> Who is The White Coat Investor? Are the 7 "truths" of this article accurate? ... We discuss each of them today. Is The White Coat Investor consistent? Clarity on some confusion around infinite banking and whole life insurance Direct vs Non Direct recognition. What is an Infinite Banking Policy? <p>Link to Tom McFie's article on the White Coat Investor: https://mcfieinsurance.com/white-coat-investor/?utm_source=YouTube&utm_med...
Dave Ramsey...Then What?
<p>Dave Ramsey has 7 recommendations:</p> Start a $1000 emergency fund Implement a debt snowball strategy Have 3-6 months of expenses worth in savings Invest 15 % of your income Save for your children's college tuition Pay off your house early Build wealth and give <p>Are these 7 steps good to follow? Do they lead to financial success? Here's our opinion.</p> <p>Also in this episode:</p> What is the difference between an Emergency Fund and a Cash Cushion? Expectations and positive thinking. <p>Link to Dave Ramsey vs Infinite Banking binder: https://pages.mcfieinsurance.com/dave-ramsey-v-infinite-banking/?utm_source=youtube&utm_medium=l...
Infinite Banking and Chat GPT
<p>We decided to ask Chat GPT questions about Infinite Banking. It was pretty accurate today, but it also had some serious errors.</p> <p>We ask Chat GPT, What is Infinite Banking? And it gives us an example. <br /> We ask Chat GPT, What about using Indexed Universal Life Insurance for Infinite Banking?<br /> Is Dave Ramsey correct about Infinite Banking?<br /> Can I use Infinite Banking for Retirement Income?</p> <p>This whole episode is questions we're asking to Chat GPT and other AI software, and then evaluating their responses.</p> <p>If you don't know about a su...
Infinite Banking In 2026. Here's What You Need to Know
<p>How Infinite Banking is going to work in 2026. What's changing? What's staying the same?</p> <p>In this episode: </p> <p>*An update on Dad* His diagnosis, treatment and whats happening right now.</p> <p>Using Infinite Banking to keep your money growing at maximum efficiency</p> <p>Using Infinite Banking with Real Estate</p> <p>Why should you use Whole Life Insurance with Infinite Banking? Making a cash offer on a piece of real-estate</p> <p>Using Life Insurance and Infinite Banking for Retirement</p> <p>Using Infinite Banking to purchase a vehicle</p> <p>Can I start a...
How to Buy A Car With Infinite Banking
<p>This is the story of how Michael and Andreini used Infinite Banking to purchase their new car. A Toyota 4 Runner Limited, AWD, premium wheels and less than 9000 miles for $55,500.</p> <p>Infinite Banking allows you to put yourself in the driver seat of your own finances by providing access to financing under your own terms. No loan underwriting, no credit applications, you're in control.</p> <p>You'll hear in this episode how Infinite Banking served Michael and Andreini when they purchased their new vehicle.</p> <p>Because of Infinite Banking, they had negotiation leverage with the dealership and ended u...
Retirement Planning
<p>Planning for retirement. Is it smart to follow what everyone else is doing? Can Life Insurance help with your retirement strategy?</p> <p>What is a 401k? </p> <p>What is a 7702? </p> <p>We discuss planning for retirement in this episode and the many different options and approaches that are available, and what people choose.</p> <p>Listen and get all the details now. 📄 INFINITE BANKING MADE SIMPLE | Get the free binder here: https://pages.mcfieinsurance.com/infinite-banking-made-simple-binder/?utm_source=mcfieinsurance.com&utm_medium=link&utm_campaign=podcast</p> <p>Follow the Wealth Talks Podcast on: Instagram: https://www.ins...
Marc Adams audio
<p>Marc Adams is the founder of the world renowned Marc Adams School of Woodworking. He joins us on this podcast and shares the story of how it all got started.</p> <p>The Marc Adams School of Woodworking (MASW) hosts world famous craftsman and artist to share their time honored crafts. Woodworking, glass blowing, painting, leather working, metal working, quilting, furniture building, joinery, cabinetry and the list goes on!</p> <p>Learn more and sign up for a class on their website here: https://www.marcadams.com/</p>
