The Stacking Benjamins Show
Named the Best Personal Finance Podcast by Bankrate.com and Kiplinger, The Stacking Benjamins Show features a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wednesday and Friday as they read your letters, discuss major headlines, and throw in some trivia and l...
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Index Investing 101: Stop Picking Funds and Start Building the Mix That Actually Works (SB1834)
<p>Most investors spend their energy asking the wrong question. It's not which fund is best -- it's which combination of funds gets you to your actual goal at a cost and complexity level you'll actually maintain. Joe and OG break down the full index investing playbook: where to start, when to add complexity, what Wall Street calls indexing that really isn't, and the one number that should change how you think about your entire portfolio.</p> <p>What You'll Walk Away With</p> Why the real argument for index investing isn't that nobody beats the market -- it's that...
How to Find the Money Leaks Hidden in Your Financial Statements (SB1833)
<p>Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go statement by statement, credit card through brokerage, and share what actually deserves your attention and what you can safely ignore.</p> <p>In this episode:</p> <p>The one thing on your credit card statement that trips up even careful spenders, why focusing on your 401k rate of return is the wrong move, the underinsured coverage gap most homeowners and drivers don't know they have, and the tax planning opportunities...
Bitcoin, Blockchain, and the Stuff Nobody Actually Explains (SB1832)
<p>Blockchain. Stablecoins. Wallets. Staking. Halvings. If you've spent the last few years nodding confidently through crypto conversations while quietly hoping nobody asks a follow-up question -- this episode is for you. Retired anesthesiologist and trading veteran Joe Duarte went from crypto skeptic to informed pragmatist, and today he brings the plain-English breakdown that most crypto content assumes you don't need. No hype. No moon talk. Just the vocabulary, the mechanics, and the honest risks.</p> <p>What You'll Walk Away With</p> What blockchain actually is -- stripped of the jargon and explained in one sentence that actually sticks ...
The Tax Triangle Most Investors Have Never Heard Of (SB1833)
<p>Most people think about investing in terms of what to buy. Joe Saul-Sehy, OG, and CFP Anna Allem argue the more important question is where you put it. This week they break down the three-bucket tax triangle that could save you thousands in retirement, plus answer listener questions on Trump accounts, UTMAs, and how to pull together a home down payment when your money is locked up in all the wrong places.</p> <p>In this episode:</p> <p>The difference between pre-tax, brokerage, and tax-free investing and why you need all three, what the new Trump account actually...
The Best Money Advice We Wish We Knew at 20 (Live from Texas A&M - Texarkana) SB1830
<p>What would you ask about money if you had the mic?</p> <p>Live from Texas A&M Texarkana, Joe Saul-Sehy, Paula Pant, and financial educator Jay Davis take questions from students facing real-world money decisions—like choosing between passion and paycheck, avoiding lifestyle creep, investing safely, and building a financial future from scratch.</p> <p>If you're in your 20s—or wish you could do them over—this episode is packed with the advice we wish we knew earlier.</p> <p>Plus: Doug climbs into the rafters (again) for a trivia showdown you won’t forget.</p> <p>💡 What We Cov...
The Mental Game of Money: What Elite Athletes Know That Most Investors Don't (SB1829)
<p>The same mental patterns that cause investors to panic-sell during a downturn, chase validation through status purchases, or freeze up when facing big financial decisions -- those are the exact patterns performance coach Jim Murphy has spent decades helping elite athletes overcome. His framework isn't about trying harder. It's about getting aligned. And today he brings it down to the basement to help Stackers apply it to the one game that matters most -- the one you play with your own money and your own life.</p> <p>What You'll Walk Away With</p> The three pillars of extraordinary...
Geopolitical Risk Is Spiking. Here's Why You Should Do Nothing. SB1828
<p>Oil prices up. Tariffs in the headlines. Markets bouncing. Your phone serving you a fresh reason to panic every 10 seconds. This week Joe Saul-Sehy and OG break down why everything you're feeling right now is normal, why acting on it is the mistake, and how to think about your portfolio when the world feels like it's on fire. Plus CFP Anna Allem joins OG for the basics segment, walking through the three-bucket investing framework that makes it easier to ignore the noise.</p> <p>In this episode:</p> <p>Why volatility is the price of admission, not a warning...
No Retirement Savings at 40? Here's Exactly What to Do First (SB1827)
<p>Most people don't start thinking seriously about retirement until their forties. If that's you, the good news is you're not behind. You're normal. And this week three CFPs, Jackie Cummings Koski, Roger Whitney, and OG break down exactly what to do, in what order, starting right now.</p> <p>In this episode:</p> <p>Why panic is the enemy of a good retirement plan, the first place your money should go before anything else, why your savings rate matters more than finding the perfect investment, and the one investing mistake people make when they feel behind.</p> <p>Biggest...
Why You Should Stop Saving for Retirement 3 Years Early (SB1826)
<p>Retirement expert Jamie Hopkins has spent 20 years helping people plan for retirement, and his most counterintuitive advice stops most savers cold: in the final years before you retire, putting more money away might actually be hurting you. This week he joins Joe and OG to explain why, and what to do instead.</p> <p>In this episode:</p> <p>Why financially prepared retirees still end up miserable, how to practice spending before you retire, the home bias that quietly tanks your portfolio and your quality of life at the same time, and what to actually do with all that...
You Don't Need a Huge Income to Build Real Wealth SB1825
<p>A Kiplinger study of 1,000+ everyday millionaires found four traits that kept showing up. None of them involve a big salary, a hot stock tip, or a lucky break. This week Len Penzo, OG, and Joe dig into what those habits actually look like in practice, how to train yourself to spend with intention, and how to find a financial advisor who does what you actually need.</p> <p>In this episode:</p> <p>The "Midwest millionaire" traits anyone can adopt, why becoming a great saver can make you a terrible spender, the monthly money habit that takes 20 minutes and...
