Retire With Ashley
Planning for retirement can be confusing. Ashley makes it simpler! Every week, you'll receive quick, actionable ideas to help you on your path to retirement. Disclosure: https://drive.google.com/open?id=149ZdPZDQsnmXXslZ2j1TIEjP8i_BODi8
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5 Reasons NOT to Wait Until 70 to Claim Social Security
<p >The standard advice when it comes to Social Security is that if you can afford to wait to claim benefits, you'll be better off by maximizing your lifetime benefit and the amount you'll receive each month.</p> <p >And generally speaking, that's good advice.</p> <p >But in reality, most people claim Social Security as early as possible at age 62, simply because they can't afford to wait any longer.</p> <p >For many retirees, Social Security is going to be their main source of income. And waiting until age 70 just isn't a realistic option.</p> <p >But what if...
You're Probably Paying for Your Remodel the Wrong Way
<p >Whether you're dealing with an expensive emergency repair like we were, or you're planning a major home renovation, the question that you'll inevitably ask is:</p> <p >How am I going to pay for it?</p> <p >Should you use savings? Sell investments? Borrow against your house? Or maybe take a loan from your 401(k)?</p> <p >There are other options, too, but these are three of the most common ones available to people, so we're going to look at all three, and I'm going to share some of the biggest mistakes I see people make when paying for...
A New Name, A New Format, and What's Next
<p >Welcome back to the Retirement Quick Tips Podcast! I'm your host, Ashley Micciche, and today I have some exciting news to share about the future of the podcast.</p> <p >First of all, if you've been a longtime listener, you've probably noticed that I've been away for most of the summer. And now that I'm back, I'm making some changes to the podcast. So I wanted to take a few minutes today to explain what's changing, why I'm making these changes, and what you can expect going forward.</p>
A Divided Market - 3rd Quarter 2026 Commentary
<p >Hi there, welcome to the retirement quick tips podcast, I'm your host Ashley Micciche, I've been a financial advisor for 19 years and my team and I currently manage $480 million in client assets for about 300 clients.</p> <p >We've got a lot to cover today during an interesting quarter for markets (where I spent much of it on the sidelines feeding and caring for a newborn!) so let's get into it!</p>
What If Now Is The Worst Possible Time To Retire?
<p >What happens when you save for decades, you stop working, and then the market completely falls apart?</p> <p >If you've asked this question and you worry about retiring at the worst possible time, you are not alone. I've seen people get so paralyzed by the thought of retiring into a bad market or a bad economy that they put off retirement indefinitely.</p> <p >So today, I'm going to talk about why it can be truly devastating if you retire at the wrong time - and how you can take steps now to make sure that doesn't happen...
Summer Sabbatical - BRB in September!
<p >Welcome back to Retirement Quick Tips. I'm your host, Ashley Micciche, and today's episode is a little different. There's no retirement topic, unless you consider my summer sabbatical a lesson in mini-retirements. </p> <p >Instead, here's a quick update on what's happening with the podcast this summer. As many of you loyal listeners know, I am pregnant with my 5th child. Hard to believe myself, as I never grew up around a lot of other kids or siblings. I didn't babysit much, and I wasn't even sure I wanted to have kids until my husband and I decided we w...
Inflation is Spiking (again!) - Here's How to Fight Back in Retirement | Recap
<p >We talked about why inflation is so dangerous in retirement, how stocks can help you stay ahead of inflation, why dividend growth matters, how bonds behave in rising rate environments, and how tools like TIPS and I Bonds can fit into a broader strategy. We also talked about practical steps like reducing high-interest debt and managing spending more intentionally.</p> <p >Today I want to zoom out and talk about the bigger picture.</p>
Practical Ways to Fight Inflation Beyond Your Portfolio
<p>Yesterday I talked about TIPS and I Bonds—two investment tools designed to help offset inflation. But today I want to zoom out and talk about something just as important: the practical, everyday decisions that can help you fight inflation outside of your portfolio.</p>
How To Use Bonds As An Inflation Hedge
<p>Today I want to talk about two tools that are often used specifically for inflation protection: Treasury Inflation-Protected Securities, or TIPS, and I Bonds.</p>
Inflation and Bonds - The Reason They Don't Mix
