On The Money
Every week, Kyle Caldwell and guests take a look at how the biggest stories and emerging trends could affect your investments, with practical tips and ideas to help you navigate your way through. Join the conversation, tell us what you want us to talk about or send us a question to OTM@ii.co.uk. Visit www.ii.co.uk for more investment insight and ideas.
10
My 10-point checklist for picking smaller company shares
<p>Smaller company shares can make for exciting investments but they carry plenty of risk. The latest episode of our On The Money podcast looks at the checks DIY investors can apply when trying to sort the winners from failures. Charles Montanaro, an experienced smaller company investor, looks at some of the methods that work - and some of the lessons he has learned from a long career.</p><p>On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii.co.uk/stock-market-news.</p><p>Important information:<br>This podcast is intended...
Tax traps to be aware of and how to beat them
<p>Frozen thresholds mean more people are being caught by an effective 60% tax rate. To discuss this topic, including providing practical pointers on how to beat this tax trap and the child benefit tax trap, Kyle is joined by Craig Rickman, personal finance editor at interactive investor. </p><p>Kyle Caldwell is Funds and Investment Education Editor at interactive investor.</p><p>On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii.co.uk/stock-market-news.</p><p>Important information:<br>This podcast is intended for information purposes only and is not a pe...
Three ways to build an ISA portfolio from scratch
<p>Putting together a portfolio to weather different conditions is no easy task, even in calmer times. For beginner investors it can be particularly puzzling, given there are thousands of funds to choose from.</p><p>To help cut through the noise, interactive investor’s Dave Baxter has put together three hypothetical portfolios for different risk levels: cautious, balanced and adventurous. Dave joins Kyle to explain his choices and how he arrived at the mix of assets. The duo also discuss ‘hands-off’ funds for investors on the lookout for low maintenance options.</p><p>The three hypothetical portfolios can be found...
The outperforming funds flying under the radar
<p>Many top funds deliver their best returns in the early years, when the portfolio is small and the investment team is hungry for success. But spotting these names before the crowd is easier said than done if you're a DIY investor.</p><p>The latest episode of our On The Money podcast looks at what tools you can use, what you should look for in a fund, and some of the names that have stood out in the past.</p><p>On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii...
How to get your finances in shape ahead of big rule changes
<p>The new tax year brings fresh annual allowances for ISAs and SIPPs. While it always makes sense to invest in a tax-efficient manner, the mantra of ‘use it or lose it’ has arguably never been as important. This is because from the start of the next tax year (6 April 2027) major changes come into force, with unspent pension funds subject to inheritance tax, a reduction in the cash ISA annual allowance to £12,000 for those under the age of 65, and savings tax rates increasing. <br>To discuss the changes and how people can use this tax year to plan ahead, Kyle is jo...
Top tactics on how ISA millionaires invest
<p>With just days until this tax year ends and a new one begins, the focus for this week’s episode is on the increasing number of ISA millionaires and how you can join them. To discuss how ISA millionaires invest, the steps taken to achieve the milestone, and what to consider when weighing up ISAs and SIPPs, Kyle is joined by Craig Rickman, personal finance editor at interactive investor.</p><p>In this episode, Kyle mentions a recent article about the best-performing funds and investment trusts since ISAs were launched on 6 April 1999. You can read it here: Best-performing funds an...
When to sell a fund, investment trust or ETF
<p>In another ISA-focused episode ahead of tax year end, Kyle is once again joined by Dave Baxter, senior fund content specialist at ii, to discuss how to review a portfolio. As well as examining the benefits of rebalancing, we run through key considerations when you’re deciding whether to keep the faith or sell a fund, investment trust or ETF. </p><p>Kyle Caldwell is Funds and Investment Education Editor at interactive investor.</p><p>On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii.co.uk/stock-market-news.</p><p>Important in...
The most-popular ISA funds today vs five years ago
<p>With tax year end only a couple of weeks away, Kyle is joined by ii fund content specialist Dave Baxter to run through the funds, investment trusts and ETFs piquing investors’ interest. Kyle and Dave also look at back at the funds topping the popularity charts five years ago and explain the dangers of falling into the potential trap of performance chasing. </p><p>Kyle Caldwell is Funds and Investment Education Editor at interactive investor.</p><p>On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii.co.uk/stock-market-news.</p><p>I...
State pension changes: are you prepared?
<p>The focus for this week’s episode is pensions ahead of changes to the state pension age, which is rising from 66 to 67. In a worst-case scenario, those turning 66 around this time next year face a delay of up to a year before they can claim the state pension. To examine the details and discuss how the state pension age will increase in future, Kyle is joined by Craig Rickman, personal finance editor at interactive investor. Other topics include the sustainablity of the state pension triple lock, and whether the state pension will exist in the future or potentially be me...
State pension changes: are you prepared?
<p>The focus for this week’s episode is pensions ahead of changes to the state pension age, which is rising from 66 to 67. In a worst-case scenario, those turning 66 around this time next year face a delay of up to a year before they can claim the state pension. To examine the details and discuss how the state pension age will increase in future, Kyle is joined by Craig Rickman, personal finance editor at interactive investor. Other topics include the sustainablity of the state pension triple lock, and whether the state pension will exist in the future or potentially be me...
