BiggerPockets Money
For those who have money… or want more of it!Join Mindy Jensen and Scott Trench (from BiggerPocketsMoney.com) weekly for the BiggerPockets Money Podcast. Each week, financial experts Mindy and Scott interview unique and powerful thought leaders about how to earn more, keep more, spend smarter, and reach financial independence.
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Best of BiggerPockets Money: $90K in Debt to Coast FI with $2.5M (Here's the Blueprint)
<p>How do you go from $90,000 in debt to a $2.5 million net worth and Coast FI? Ericka Young, a financial coach, joins BiggerPockets Money to share how she and her husband paid off $90K in debt in just five years and built wealth through budgeting, consistent investing, and growing their income.</p><p>Ericka breaks down the debt snowball strategy that helped them get out of debt, why boring index fund investing worked, and how she turned financial coaching into a business. Now that she’s reached Coast FI and built a $2.5 million net worth, she’s facing a new ques...
At 33 She Built Financial Freedom So She Could Work Just 4 Days a Month
<p>What if you could work less, travel more, and enjoy financial freedom long before reaching your full early retirement number? Mel, nurse and creator of Traveling to Retirement, joins Mindy Jensen and Evan Lawler to explain how Coast FI changed her approach to money, work, and life. At 33, she has a 65–80% savings rate, is roughly 60% of the way to her $3 million FI goal, and could stop investing today and still reach financial independence by 41.</p><p>Mel shares how she quadrupled her income, keeps expenses relatively low, and uses tax-advantaged accounts and a taxable brokerage to build wealth. But th...
$80K in Debt to Financial Independence in His 40s (High Income Earner!)
<p>What happens when you go from spending 120% of your income to saving 80%-90% of it and eventually reach financial independence in your 40s? Justin David Carl knows firsthand that making a high-income doesn't necessarily mean building wealth. After racking up $80,000 in debt during his Hollywood nightlife career and falling six years behind on taxes, he had to completely rethink his relationship with money. But once he discovered the Financial Independence (FIRE) movement, he turned things around in a big way.</p><p>Welcome back to the BiggerPockets Money podcast! Justin joins Mindy Jensen and Scott Trench to share how...
J Scott Explains the Economic Domino Effect of an Energy Shock
<p>What happens when an energy shock sends oil prices soaring? The ripple effects can reach far beyond the gas pump, driving up the cost of groceries, transportation, and everyday goods while putting the Federal Reserve in a difficult position on inflation and interest rates.</p><p>In this episode of the BiggerPockets Money, host Scott Trench and longtime guest J Scott break down the economic domino effect of energy supply shocks and how disruptions in global energy markets can affect inflation, mortgage rates, household finances, and the broader economy. They explain how oil futures react almost immediately, why gasoline...
Best of BiggerPockets Money: Retire Early, Spend More? The FIRE Strategy You're Missing
<p>What if the key to a better retirement isn't saving more, but learning when it's safe to spend more? Financial planner Aubrey Williams breaks down retirement guardrails, a flexible withdrawal strategy that helps early retirees adjust spending based on portfolio performance instead of relying on a fixed withdrawal rate. Using a $1 million portfolio, he explains how to balance market risk with the often-overlooked risk of underspending and missing out on life while you're still young enough to enjoy it.</p><p>The goal is to spend confidently, adapt when markets change, and make the most of the money you've...
Is Financial Independence Still Possible for Gen Z?
<p>Can Gen Z still achieve financial independence and retire early (FIRE) in 2026? On this episode of the BiggerPockets Money Podcast, co-hosts Evan Lawler and Scott Trench break down whether Gen Z faces a tougher path to financial freedom than millennials. They examine housing affordability, career income growth, spending habits, side hustles, and the three key factors behind every FIRE plan: earning more, spending less than you make, and investing for long-term returns.</p><p>Whether you're in your 20s, building wealth, or planning for early retirement, this episode offers practical insights to help you make smarter financial decisions, set...
He Hit Coast FI at 28, Quit His Job, and Built Nearly $2M by 32
<p>Kevin Scanlan, better known as the Financial Tutor, joins Mindy Jensen and Scott Trench on the BiggerPockets Money podcast to share how he went from house hacking in Chicago to building nearly $2 million in net worth by age 32 and leaving his six-figure corporate job. He breaks down how buying and renovating a three-unit property helped accelerate his wealth, how side hustles grew into a new career, and why he ultimately decided to sell the property. </p><p>Now, with a growing family and more than $500,000 in proceeds from the sale, Kevin faces a new question: should he invest the m...
The Banks, Credit Cards, and Insurance the Top 1% Recommend
<p>What financial products do millionaires actually use, and which ones do they wish they'd avoided? Tad Fallows from Long Angle shares insights from a survey of high-net-worth households, revealing the credit cards, brokerages, mortgages, and insurance policies wealthy people recommend. </p><p>If you're building wealth or looking to make smarter financial decisions, these findings offer a useful look at what works for households with millions to manage.</p><p>To go beyond the podcast:</p>Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/Interested in Learning More About Buying a Franchise? Check out: b...
Best of BiggerPockets Money: How to Go From Broke at 50 to Retired at 60!
<p>Can you achieve financial independence and retire in 15 years if you're starting from $0 at age 50? In this episode, we break down how to build wealth on a lower income by rethinking your biggest expenses, growing your earning potential, and making your money work harder. Learn how your first $25,000 can create a foundation for financial security, how house hacking and real estate investing can accelerate your progress, and why developing new skills and pursuing side hustles can help you reach your goals faster. </p><p>Whether you're a late starter or simply trying to get serious about your finances, discover p...
Take More Risks in Your 20s? It Could Help You Reach FI Faster
<p>Your 20s can be the best time to take risks, but knowing which risks are worth taking can make all the difference in reaching financial independence. In this episode, we break down how to take smart risks with your money, career, and lifestyle to build wealth faster. Learn how to invest for long-term growth, negotiate a higher salary, start a side hustle, use house hacking to build wealth, and protect yourself with insurance and an emergency fund. </p><p>We also cover the risks to avoid, from high-interest debt to speculative investments, so you can pursue financial independence without p...
