Poducer Logo
العربيةFeaturesPodcastsContact
Download Now
The Plain Bagel

The Plain Bagel

Investing and personal finance educational videos with a hint of economics, posted regularly.I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!For collaboration/other inquiries: richard@theplainbagel.comFor sponsorships:sponsorships@theplainbagel.comDISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel...

Episodes icon

10

Plain Bagel QandA 9 | Robo Advisors, Valuation, and an Ugly Website for Research

Plain Bagel QandA 9 | Robo Advisors, Valuation, and an Ugly Website for Research

<p>If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)<br><br>Topics Covered:<br><br>- Inflation's effect on debt - 0:28<br>- Where to find cash flow information - 2:14<br>- Are statements connected? - 3:56<br>- How to value net loss companies - 4:47<br>- Thoughts on robo advisors - 6:14<br><br>Episode Music:<br>Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)<br>Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671<br><br>DISCLAIMER:<br>The...

12 min

Ellipse

2026 August 26

Grocery Store Greedflation - Is Price Gouging Behind Higher Food Prices?

Grocery Store Greedflation - Is Price Gouging Behind Higher Food Prices?

<p>There's been a lot of talk about grocery stories price gouging during the pandemic - in today's video, I go through the financial statements of some of Canada's and the US' largest grocers to see if big chains really are ripping off consumers.<br><br>DISCLAIMER:<br>This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The...

21 min

Ellipse

2026 August 26

Trump’s “Dumb” Trade War With Canada - What Happened, and What Now?

Trump’s “Dumb” Trade War With Canada - What Happened, and What Now?

<p>Sign up for Morning Brew today for your daily news briefing by using my link 👉🏻 https://morningbrewdaily.com/plainbagel<br><br>Trump started - then postponed - a trade war with Canada. Let's go over what happened, and why the tariffs were so controversial<br><br>If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)<br><br>DISCLAIMER:<br>This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recomm...

29 min

Ellipse

2026 August 26

Stock Indices and Index Fund Investing

Stock Indices and Index Fund Investing

<p>Index funds are some of the most popular investment vehicles around, and yet few fully understand how indices work. So today, let's take a moment to understand what constitutes an index, and how we can use them to invest.<br><br>Intro/Outro Music: https://www.bensound.com/royalty-free-music<br>Episode Music: http://freemusicarchive.org/music/Podington_Bear/<br><br>DISCLAIMER:<br>This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those...

12 min

Ellipse

2026 August 26

AI Is Giving Financial Advice Now

AI Is Giving Financial Advice Now

<p>00:00 - Introduction<br>02:23 - ChatGPT Announcement<br>05:44 - The Pros<br>07:54 - Advice Concerns<br>10:09 - Regulatory Ambiguity<br>14:22 - Considerations for Using AI Advisors<br>16:56 - Will AI Replace Advisors?<br><br>Dead on the Money Podcast Episode: https://youtu.be/po9zpbVQOYE?si=1B2Ff87jzRakyMdr<br><br>ChatGPT announced this week that it would allow users to connect their bank/investment accounts to the platform to receive AI advice for their finances - today we dive into the implications.<br><br>DISCLAIMER:<br>This channel is for education purposes only and does not constitute financial advice...

26 min

Ellipse

2026 August 26

Investment Analyst Reacts to Finance TikToks - Bonus Edition

Investment Analyst Reacts to Finance TikToks - Bonus Edition

<p>Welcome to the 10th TikTok Review video!<br><br>My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.<br><br>Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WE<br><br>DISCLAIMER:<br>This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice...

40 min

Ellipse

2026 August 26

Plain Bagel QandA 2 | Income and Wolf Mugs

Plain Bagel QandA 2 | Income and Wolf Mugs

<p>The Plain Bagel Q&A 2<br><br>Question topics: The time it takes to invest, how to buy investments, gambling, income vs revenue, renting vs buying real estate<br><br>*I apologize for the color issues with the video – we had technical lighting difficulties while filming*<br><br><br>Episode Music:<br>Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)<br>Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671<br>Artist: http://incompetech.com/</p><p> </p><p>Learn more about your ad choices. Visit me...

8 min

Ellipse

2026 August 26

Cash Equivalents and Alternatives | Non Traditional Investments

Cash Equivalents and Alternatives | Non Traditional Investments

<p>The Plain Bagel Episode IV<br><br>Cash Equivalents, along with stocks and bonds, belong to the Traditional Investment category, while the Alternative Investment category pretty much encompasses everything else. This video finishes our discussion of the primary investments by covering cash equivalents, real estate, commodities, and derivatives.<br><br>Intro/Outro Music: https://www.bensound.com/royalty-free-music<br>Episode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/<br><br>Sources: <br>https://www.wealthdaily.com/articles/whats-10-times-bigger-than-the-global-economy/6241</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

12 min

Ellipse

2026 August 26

The Grossman Stiglitz Paradox - Collaboration with Ben Felix

The Grossman Stiglitz Paradox - Collaboration with Ben Felix

<p>The Grossman-Stiglitz Paradox is one which highlights that stock markets cannot possibly be efficient. Why? Let's find out on today's Plain Bagel!<br><br>Make sure to check out Ben Felix's channel, Common Sense Investing: https://www.youtube.com/channel/UCDXTQ8nWmx_EhZ2v-kp7QxA<br><br>DISCLAIMER:<br>This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not...

12 min

Ellipse

2026 August 26

An AI Scammer Is Trying to Steal My Viewer's Money

An AI Scammer Is Trying to Steal My Viewer's Money

<p>Found a video of me trying to scam my viewers.</p><p> </p><p>Learn more about your ad choices. Visit megaphone.fm/adchoices</p>

11 min

Ellipse

2026 August 26

Poducer Logo