This is Money Podcast
What you need to know about money each week and what the news means for you, from the UK's best financial website. Hosted on Acast. See acast.com/privacy for more information.
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Was the Budget a success or a dud and what will it mean for you?
<p>From a £100 bung for households for their bills, to an inexplicable savings tax raid and a last minute rescue for the cash Isa, Georgie Frost, Helen Crane and Simon Lambert discuss the highlights of the Budget.</p><p>They disect what it means for the economy, whether it gives us any hope of getting the UK's finances out of a mess and who the winners and losers were.</p><p>If you want to know everything you need to know about the Budget and what it means for you, listen to this podcast.</p><p>Follow us on Instagram @d...
Inflation and the Budget - are things about to get better or worse?
<p>Inflation is back on the rise again and it is forecast to keep going up.</p><p>What does this mean for our finances and how bad are things going to get?</p><p>Meanwhile, the Budget is looming and while it's certainly been a much quieter build-up this year, can we be sure that there's no bad news lurking?</p><p>On this week's podcast Georgie Frost, Rachel Rickard Straus and Simon Lambert unpick what's going on and look at where we could end up next.</p><p>Plus, are we seeing rent controls by the back door...
Bonus: What you need to know about investing in a Sipp
<p>Saving in a self-invested personal pension is a great way to create a side pot from your workplace pension or to build a retirement fund if you are self-employed.</p><br><p>On this special bonus episode of the This is Money Podcast, Simon Lambert is joined by Trading 212's chief operating officer, George Mantilas, to discuss everything you need to know about investing in a Sipp.</p><br><p>From how to get easily get started, to what you can do to improve your pension saving and keep fees low, they discuss Sipp essentials.</p><br><p>These...
Steve Webb answers your pension questions
<p>On this special This is Money podcast episode to celebrate his 500th column as our retirement agony uncle, Steve Webb is back to answer your pension questions.</p><p>The former pensions minister joins Georgie Frost and Simon Lambert to talk through what he has learnt over those 500 columns and reply to the questions he has been sent in specially for this episode.</p><br><p>01:54 – The £118,000 state pension underpayment that exposed a huge scandal</p><p> 05:01 – Inheritance tax: What's changing for pensions in April 2027?</p><p> 07:39 – Will final salary pensions be caught by inheritance tax?</p><p> 09:02 – How to make l...
Should we axe inheritance tax on family homes?
<p>There were a number of ways Kemi Badenoch could have tackled the much-hated issue of inheritance tax.</p><p>The Tory leader could have promised to cut the rate, remove gifting allowances from the deep freeze, raise thresholds, or stop pensions being pulled into the net.</p><p>Instead, she decide to announce family homes would be completely exempt under a Conservative government... and couples would still get to give away £1million tax-free on top of that.</p><p>Was that a good idea, or has Kemi just promised to make a bad tax even more complicated?</p><p>O...
Is axing the pension triple lock the right move?
<p>The triple lock's days appear to be numbered. The Prime Minister Andy Burnham revealed bold plans to ditch the pension guarantee from 2030 and replace it with what has been dubbed a 'double lock' at the Labour party conference this week. </p><br><p>Is it the right move? Georgie Frost, Lee Boyce and Helen Crane discuss on this week's This is Money Podcast. </p><br><p>Elsewhere, Angela Rayner announced that councils could soon be allowed to take over empty buy-to-let properties, if they had been vacant for as little as six months. Helen explains EDMOs and who could...
Should we hike the income tax-free allowance to £15,000?
<p>Could the personal allowance be raised to £15,570 in the Budget? That's the off the wall idea that emerged this week as a way of Labour nudging ahead if Andy Burnham called an early election.</p><p>The podcast team discuss that and Simon's idea for how you could start to reform the tax system.</p><br><p>Time stamps</p><br><p>00:06 – Coming up: personal allowances, energy bills, buy-to-let and working from home</p><p>02:01 – Could the personal allowance rise to £15,570?</p><p>12:13 – How could Britain fix its tax system?</p><p>18:52 – Why are UK energy bills so high?</p><p>26:17...
What next for interest rates and how bad will it get for mortgages?
<p>The Bank of England held the base rate again on Thursday but mortgage rates have soared this week.</p><p>Major lenders have made a wave of hikes and there are warnings that more are on the way, so what's going on?</p><p>Is this just another temporary spike as the mortgage market throws one of the wobblies we've seen a number of times in recent years or serious bad news, with rates set to stick higher?</p><p>On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss interest rates, what this could cost people...
How much money do you need to retire early?
<p>Retiring early, making your time your own and sticking it to the man is something many of us will have dreamed of.</p><p>But what would it take you to get there and how much would you need to start investing now depending on your age and when you want to kick back?</p><p>On this episode of the This is Money Podcast, Georgie Frost, Lee Boyce and Simon Lambert look at the early retirement dream. Is it realistic, what do you gain and what do you give up, and why is it vitally important for some...
Why the UK has a bond market problem - and what it means for you
<p>Is it crunch time on the bond markets or is this just another episode in a long-running soap opera that always leaves us on a cliff hanger?</p><p>Turmoil on global bond markets has sent yields soaring on major countries' debt but the UK is suffering more than its rivals.</p><p>So, what’s going on with the bond blowout? How bad is it? Why does the UK pay more to borrow than similar countries? And why is it bad news for the Budget and our finances?</p><p>On this episode of the This is Money Po...
