Optimal Finance Daily - Financial Independence and Money Advice
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of p...
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![[Part 2] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick of Can I Retire Yet](/_next/image?url=https%3A%2F%2Fmegaphone.imgix.net%2Fpodcasts%2Fab3df9f8-e7d1-11f0-b414-0fcf604fd737%2Fimage%2F78abbd209cb1bb6c0c95e365b746b106.jpg%3Fixlib%3Drails-4.3.1%26max-w%3D3000%26max-h%3D3000%26fit%3Dcrop%26auto%3Dformat%2Ccompress&w=256&q=75)
[Part 2] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick of Can I Retire Yet
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3425:</p> <p>Darrow Kirkpatrick explores the unpredictable nature of retirement planning, revealing how small shifts in key variables like inflation, investment returns, and living expenses can dramatically alter your financial future. Rather than chasing precision, he advocates using retirement models as directional tools, emphasizing flexibility, thoughtful scenario comparison, and quality of life over rigid calculations.</p> <p>Read along with the original article(s) here: https://www.caniretireyet.com/dealing-with-uncertainty-in-retirement-calculations/</p> <p>...
![[Part 1] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick of Can I Retire Yet](/_next/image?url=https%3A%2F%2Fmegaphone.imgix.net%2Fpodcasts%2Fa6743eba-e7d0-11f0-9821-9757be70ec96%2Fimage%2F0594cb0b0df8a56edc581ca37dd5e441.jpg%3Fixlib%3Drails-4.3.1%26max-w%3D3000%26max-h%3D3000%26fit%3Dcrop%26auto%3Dformat%2Ccompress&w=256&q=75)
[Part 1] Dealing with Uncertainty in Retirement Calculations by Darrow Kirkpatrick of Can I Retire Yet
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3424:</p> <p>Darrow Kirkpatrick exposes how even modest shifts in retirement planning inputs, like inflation, returns, or lifespan, can produce drastically different financial outcomes. Using a simple couple’s case study, he reveals how uncertainty compounds to the point where the difference between financial freedom and running out of money can hinge on a few percentage points.</p> <p>Read along with the original article(s) here: https://www.caniretireyet.com/dealing-with-uncertainty-in-retirement-calculations/</p>...
What Debt to Pay Off First: A Simple Way to Decide What’s Best by Jackie Beck on Repayment Priorities
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3423:</p> <p>Jackie Beck explains why emotions, not logic, are the key to successfully paying off debt. By focusing on the smallest balances or the debts that weigh heaviest emotionally, you’re more likely to build momentum and stay motivated, leading to long-term behavioral change and financial freedom.</p> <p>Read along with the original article(s) here: https://www.jackiebeck.com/what-debt-to-pay-off-first/</p> <p>Quotes to ponder:</p> <p>"Put your de...
Mortgage Prepayment Made Easy: Own Your Home in Half the Time by JD Roth of Get Rich Slowly
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3422:</p> <p>JD Roth explores the practical and psychological benefits of prepaying a mortgage, even when the math favors investing. Drawing on Charles Givens’ strategy, he outlines a flexible approach that slashes loan terms while offering financial peace of mind and long-term freedom.</p> <p>Read along with the original article(s) here: https://www.getrichslowly.org/mortgage-prepayment-made-easy-own-your-home-in-half-the-time/</p> <p>Quotes to ponder:</p> <p>"You can pay off your 30-year mortgage in...
10 Lessons About Life and Money After Attending FinCon by Julien Saunders of Rich and Regular
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3421:</p> <p>Julien Saunders shares ten hard-earned insights about life and money after attending FinCon, a gathering of financial thinkers and creators. From redefining success beyond wealth to embracing the power of community, these lessons encourage deeper reflection on how we pursue freedom, fulfillment, and financial independence.</p> <p>Read along with the original article(s) here: https://richandregular.com/10-lessons-about-life-and-money-after-attending-fincon/</p> <p>Quotes to ponder:</p> <p>"The commas and zeroes...
I Will Never Recommend Crypto by Kevin of Financial Panther on Alternative Investing
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3420:</p> <p>Kevin from Financial Panther lays out a clear and grounded case against investing in cryptocurrency, emphasizing its speculative nature, environmental cost, and potential for scams. Instead, he champions proven, low-risk strategies like investing in index funds and building personal assets, showing that financial success doesn't require chasing risky trends.</p> <p>Read along with the original article(s) here: https://financialpanther.com/i-will-never-recommend-crypto/</p> <p>Quotes to ponder:</p> <p>"...
How Do Minimalists Shop by Rose Lounsbury on Mindful Shopping Habits
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3419:</p> <p>Rose shares how minimalism transformed her approach to shopping, from emotional spending sprees to intentional, purposeful purchases. By distinguishing between shopping for connection and shopping for necessity, she reveals how minimalists can still enjoy shopping, without the clutter or regret.</p> <p>Read along with the original article(s) here: https://roselounsbury.com/minimalist-shopping/</p> <p>Quotes to ponder:</p> <p>"Shopping as activity requires a certain kind of self-control."<...
How To Argue About Money Nicely and Productively by Sarah Von Bargen of Yes and Yes on Money Talks Without Conflict
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3418:</p> <p>Sarah Von Bargen shares practical, compassionate advice for navigating financial disagreements in relationships, emphasizing fairness, transparency, and emotional awareness. Learn how to set up simple systems that prevent resentment and foster teamwork, especially when incomes differ or spending priorities clash.</p> <p>Read along with the original article(s) here: https://www.yesandyes.org/2017/02/how-to-argue-about-money.html</p> <p>Quotes to ponder:</p> <p>"It’s about the lives we want fo...
3 Practical Tips For Living On A Budget by Courtney Luke of Arrest Your Debt on Easy Budgeting Tips
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3417:</p> <p>Courtney Luke shares three actionable strategies to help you consistently live within your means, without feeling restricted. Learn how to adapt your budget to life changes, stay accountable using simple tools, and protect your financial safety net by resisting the urge to overspend.</p> <p>Read along with the original article(s) here: https://arrestyourdebt.com/tips-for-living-on-a-budget/</p> <p>Quotes to ponder:</p> <p>"Budgeting goes beyond planning, and the...
![[Part 2] What Are The Costs Of Working? by Marjolein Dilven of Radical FIRE on Hidden Work Expenses](/_next/image?url=https%3A%2F%2Fmegaphone.imgix.net%2Fpodcasts%2Ff98e1e6a-e283-11f0-81af-dfa62801962d%2Fimage%2Fa3a0a142ff98522885c9911da5fb3e05.jpg%3Fixlib%3Drails-4.3.1%26max-w%3D3000%26max-h%3D3000%26fit%3Dcrop%26auto%3Dformat%2Ccompress&w=256&q=75)
[Part 2] What Are The Costs Of Working? by Marjolein Dilven of Radical FIRE on Hidden Work Expenses
<p>Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.</p> <p>Episode 3416:</p> <p>Marjolein Dilven breaks down the often-overlooked financial downsides of employment, from hidden food and daycare costs to the inflated prices of weekend outings and daily convenience purchases. She offers practical strategies for minimizing these expenses, like meal prepping, shared childcare, and smarter shopping, encouraging listeners to rethink how much they truly earn after factoring in the real costs of working.</p> <p>Read along with the original article(s) here...
