She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Dr...
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“Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat
<p>Right after the federal budget dropped, I sat down with some of Australia’s most powerful ministers and political voices to ask the questions our community actually cares about. Not the polished political talking points… the real stuff. Housing affordability, childcare costs, rising bills, negative gearing, fuel prices, domestic violence support, women’s financial security and whether Australians are genuinely better off after this budget.</p> <p>Across this bonus episode, I speak with Housing Minister Clare O'Neil, Social Services Minister Tanya Plibersek, Infrastructure Minister Catherine King, Climate Change and Energy Minister Chris Bowen and Independent MP Monique Ryan about...
Negative Gearing Is Dead, Unless You’re Already In. Jim Chalmers Explains Why Young Australians Miss Out
<p >The federal budget has dropped… and Australians have opinions.</p> <p >So Victoria sat down with Australia’s Treasurer, Jim Chalmers, immediately after the budget announcement to ask the questions everyone actually wants answered. From negative gearing and capital gains tax changes to the cost of living crisis, fuel prices, housing affordability, tax cuts and why blueberries suddenly cost what feels like a small mortgage repayment.</p> <p >They also get into the political backlash surrounding the budget, why the government changed its position on housing tax reform, whether Canberra is disconnected from how tough things feel financially right now...
My Boyfriend’s Secret Debt + Should We Use Our Savings to Pay Off His Business Debt?
<p>Sometimes being nosey pays off. Other times, it reveals that your partner hasn’t paid off their $40k credit card debt.</p> <p>Stressy and a little scandalous, this week’s episode of Friday Drinks covers a Money Dilemma about whether a listener should use their reno savings to help pay off her partner’s business debt. All $140,000 of it. </p> <p>And, is debt worse if it’s a secret? This week’s DM comes from a listener who stumbled across something they wish they hadn’t… their boyfriend’s secret $40k credit card debt. We tackle the question of confr...
The Costs of IVF: Financing Your Fertility Journey
<p>This episode is what happens when financial planning and family planning have a baby.</p> <p>Why is it that egg-freezing and IVF feel like buzzwords; distant things that are only relevant once we (or the people we care about) start to consider the options? This changes now.</p> <p>Joining us on this week’s Deep Dive is sought-after fertility specialist and friend of the pod, Doctor Nicole Hope. The Medical Director at Newlife IVF has helped people to conceive and grow families for the last 20 years. Naturally, we pitched her all of your spicy DMs about financing yo...
BONUS: The 2026 Federal Budget Explained Without The Boring Bits
<p>The federal budget officially dropped at 7:30pm tonight, but we recorded this episode from inside Budget Lock-Up BEFORE the rest of the country got their hands on it.</p> <p>At 6pm, while the internet was still speculating and journalists were speed-reading hundreds of pages of announcements and fine print, we sat down inside Parliament House to unpack the headlines we think actually matter to our community.</p> <p>Victoria is joined by Glen James from Money Money Money and Vince Scully from Retire Right, who also happens to own our financial services licence, which you’d think would me...
Dropped Out of Uni Three Times… and Now Earns $140K Without a Degree
<p >Have you ever thought, “maybe I’ve missed my chance.”</p> <p >This weeks diarist started uni three separate times and dropped out every single one. Worked 50-hour weeks in retail management for minimum wage. Genuinely believed that without a degree, there was a limit to what she’d ever earn or achieve. Relatable. Then life happened. A baby. A relocation. A partner changing careers. Another baby. A mortgage. A massive amount of imposter syndrome. But somewhere in the middle of all of that, she met a leader who saw something in her before she could fully see it herself…...
Take It or Leave It: Could Taking Stress Leave Affect My Insurances?
<p>It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird to accept the offer, especially when you’re desperate for a break?</p> <p>In this week’s Friday Drinks we cover that icky feeling some of us get around taking leave, even though it literally exists to be used. Beyond the stigma, we unpack how taking stress leave might affect your insurances and what to consider before submitting your request.</p> <p>Say it with me: you cannot call y...
Building The Dream: Jess Shares What She’s Learned (So Far)
<p>Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin?</p> <p>She’s on the Money’s Jessica Ricci joins Bec Syed on the Deep Dive couch to tell us everything she’s learned (so far) about her building journey.</p> <p>After recently going through the preconstruction phase, Jess shares updates around pre-build appointments, budget considerations and just how important it is to read your contracts. We’ll hear about the loan application process, fixed-price building costs, as well as what is (and isn’t) i...
21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck
<p >You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary. She’s 21, still at uni, working multiple jobs and quietly building a six-figure portfolio. Not loudly, not perfectly… just consistently. Working in luxury retail, she’s watching people her age spend entire paychecks while she’s investing hers instead. Which, honestly, says a lot. This one isn’t about perfection. It’s about starting early, thinking differently, and what that can actually turn into.</p> <p >SORT YOUR INSURANCE: A big thank you to our partner Skye...
'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?
<p>Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions.</p> <p>In this week’s Friday Drinks, we’re reminding one wary investor of how it pays to stay level-headed when the sharemarket has you feeling off-kilter. If you too are wondering if you should sell your shares during an economic downturn, this episode may have you reconsidering things. </p> <p>The DM gods have delivered! This week we discuss a destination wedding-themed dilemma that questions how much you should gift a family member, if you’re already att...
